Welcome to our dedicated page for X Financial SEC filings (Ticker: XYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The X Financial (NYSE: XYF) SEC filings page aggregates the company’s regulatory disclosures as a foreign private issuer. X Financial files an annual report on Form 20-F with the U.S. Securities and Exchange Commission, which includes audited consolidated financial statements and detailed discussion of its operations as a leading online personal finance company and Chinese fintech platform. The company has stated that shareholders may request hard copies of this annual report.
Between annual reports, X Financial submits Form 6-K current reports. These filings frequently furnish unaudited quarterly financial results, such as second and third quarter earnings, along with operational metrics including total loan amount facilitated and originated, total outstanding loan balance, number of active borrowers, and delinquency rates for loans in various past-due buckets. Certain 6-K filings also cover corporate events, such as the scheduling of the annual general meeting of shareholders or the appointment of senior management.
Within its financial disclosures, X Financial provides breakdowns of net revenues into categories such as loan facilitation service, post-origination service, financing income, guarantee income, and other revenue. The company also discusses non-GAAP financial measures, including adjusted net income and adjusted net income per ADS, and reconciles these to the most directly comparable GAAP measures. Its balance sheet and income statement presentations include items like loans receivable, deposits to institutional cooperators, contingent guarantee liabilities, deferred guarantee income, and provisions related to credit risk.
On Stock Titan, these SEC filings are updated as new 20-F and 6-K documents are released through EDGAR. AI-powered tools can help readers quickly interpret key elements of X Financial’s filings, such as revenue composition, loan facilitation trends, delinquency metrics, and the impact of guarantee and risk-related provisions, without having to manually parse every line of the original documents.
Nexus Special Situations Fund SPC and Fung Yu Wai David filed an amended Schedule 13G reporting beneficial ownership in X Financial (XYF). They report 11,599,998 Class A Ordinary Shares, representing 7.9% of the class. The holdings are recorded in the name of Nexus and are represented by 1,933,333 American Depositary Shares, with each ADS equal to six ordinary shares. The filing relates to the event date September 30, 2025.
The ownership percentages are based on 147,700,795 Class A Ordinary Shares outstanding as of June 30, 2025, as provided by the company. Voting and disposition rights are reported as shared for 11,599,998 shares and sole power for 0 shares for each reporting person.
X Financial reported a leadership change, appointing Noah Kauffman as Chief Financial Strategy Officer, effective September 25, 2025. The board of directors approved his promotion on the same date.
Kauffman brings over 20 years of financial markets experience, including roles at Intercontinental Exchange as Head of Strategic Financial Planning and Analysis and at Invesco as a Quantitative Researcher in Equities. He holds degrees from Emory University and Georgia Tech, and is both a CPA and CFA charterholder. The company states he has no family relationships with current directors or executive officers and that there is no arrangement with any other person related to his appointment.
X Financial (XYF) filing a Form 144 notifies the proposed sale of 83,333 ADS with an aggregate market value of $1,310,828.00. The sale is to be executed on 09/05/2025 on the NYSE through TIGER BROKERS (NZ) LIMITED. The securities were acquired on 09/05/2025 via an employee stock option exercise and paid for by option cost. The filer reports no securities sold in the past three months and includes the standard representation that they are not aware of undisclosed material adverse information about the issuer.
Schedule 13D/A discloses that Mr. Yue Tang and related entities beneficially own 112,219,666 ordinary shares, representing 45.75% of the company on a fully‑converted basis. This ownership includes 97,600,000 Class B shares held by Mangrove Coast Investment Limited, which are convertible one‑for‑one into Class A shares and carry 20 votes per share, while Class A shares carry one vote per share.
During the September 2025 window period, Mr. Tang acquired 2,100,000 Class A shares in a private transaction at approximately $2.53 per share (about $15.15 per ADS). The reporting persons state the shares were acquired for investment purposes and reserve the right to buy or sell additional securities in compliance with applicable laws.
XYF Rule 144 notice: The filer reports a proposed sale of 30,000 ADS on the NYSE through TIGER BROKERS (NZ) LIMITED with an aggregate market value of $491,700. The securities were originally acquired on 09/19/2018 via an employee stock option exercise, with 53,333 ADS acquired at that time. The filing lists 253,256,363 ADS outstanding and an approximate sale date of 09/03/2025. The acquisition payment is described as Option Cost with a payment date of 06/05/2025. The filer certifies they are not aware of undisclosed material adverse information about the issuer and provides the standard Rule 144 attestation.
X Financial (NYSE:XYF) filed a Schedule 13G/A (Amendment No. 1) on 29 June 2025 updating the share ownership of Dragon Destiny Limited and its sole shareholder, Chung Kiu Cheung.
The reporting persons beneficially own 11,812,500 Class A ordinary shares, equal to 4.66% of the company’s 253,256,363 total ordinary shares (assuming full conversion of Class B shares). They hold sole voting and dispositive power; no shared power or group affiliation is disclosed.
Because the stake is now below the 5% threshold, the amendment is largely informational and does not indicate any intent to influence control. No new transactions, financing arrangements, or strategic initiatives are mentioned in the filing.