Welcome to our dedicated page for X Financial SEC filings (Ticker: XYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
X Financial's SEC filings document its reporting as a Cayman Islands foreign private issuer with American depositary shares listed under XYF. Form 6-K reports furnish unaudited quarterly and annual financial results, including loan facilitation and origination volume, outstanding loan balances, transaction counts, active borrower measures, delinquency rates, revenue, profitability, credit provisions, and business outlook disclosures.
The company's filings also cover Form 20-F annual reporting, annual general meeting notices, shareholder meeting procedures for Class A and Class B ordinary shares and ADS holders, board-approved executive appointments, exhibit press releases, and governance disclosures tied to its China-based online personal finance platform and institutional funding partner model.
X Financial director Cheng Shaoyong filed an initial statement of beneficial ownership showing holdings of restricted stock units. The filing reports 60,000 RSUs that can convert into Class A ordinary shares, including shares represented by ADS. These RSUs have a zero exercise price, become exercisable on December 1, 2026, and expire on December 1, 2033. All 60,000 underlying shares are held as a direct position and represent equity-based compensation rather than an open-market trade.
X Financial executive Noah Nathanial Kauffman, the company’s CFSO, filed an initial ownership report detailing his equity interests. The filing lists several restricted stock unit awards tied to Class A ordinary shares, including shares represented by ADS, each with an exercise price of $0.0000 and exercise dates on February 28, 2027, February 28, 2028, and February 28, 2029, all expiring on February 28, 2035. One line also reports direct holdings of Class A ordinary shares with total shares following the report entry of 150,000.
X Financial director and president Li Kan filed an initial statement of holdings in the company. The filing lists direct ownership of 2,256,420 Class A ordinary shares, including shares represented by ADS as of March 18, 2026. It also records two RSU positions, each tied to 2,250,000 underlying Class A ordinary shares, with a stated exercise price of $0.0000 and expiration on January 10, 2034. These entries describe existing equity interests and do not show any new open‑market purchases or sales.
X Financial director and CEO Tang Yue (Justin) filed a Form 3 that lists his existing equity interests in the company. The filing shows direct holdings of Class A ordinary shares, including shares represented by ADS, and restricted stock units tied to Class A shares with a zero exercise price.
The document also details substantial indirect positions. One block includes 1,165,278 Class A ordinary shares in the form of 194,213 ADSs and 97,600,000 Class B ordinary shares held by Mangrove Coast Investment Limited, which is controlled by Mangrove Coast Trust where Yue Tang is the settlor and he and his family are beneficiaries. Another block comprises 4,068,241 Class A ordinary shares held by Purple Mountain Holding Ltd., an entity ultimately controlled by Yue Tang, who holds voting and dispositive power over those shares.
Nexus Special Situations Fund SPC and Fung Yu Wai David report beneficial ownership of 7,550,004 Class A ordinary shares of X Financial, equal to 5.5% of the class as of December 31, 2025. This is based on 136,823,629 Class A shares outstanding as of September 30, 2025.
The shares are held through 1,258,334 American Depositary Shares, with each ADS representing six ordinary shares. Both reporting persons have shared voting and disposition power over all 7,550,004 shares and no sole voting or dispositive power.
X Financial submitted a Form 6-K as a foreign private issuer, furnishing its unaudited financial results for the third quarter of 2025 as Exhibit 99.1. The report is signed by Chairman and Chief Executive Officer Yue (Justin) Tang.
X Financial (NYSE: XYF) announced that it will hold its Annual Shareholders Meeting on December 18, 2025. The meeting is scheduled to begin at 10:00 a.m. local time and will take place at the company’s offices at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen, China, 518067. The company has provided a press release and a formal notice of the 2025 annual general meeting as exhibits to give shareholders more detailed information about the meeting.
X Financial (NYSE: XYF) filed a Form 144 notice for a proposed sale under Rule 144 of 10,000 ADS, with an aggregate market value of $118,300. The filing lists Tiger Brokers (NZ) Limited as broker and the NYSE as the exchange, with an approximate sale date of 12/01/2025.
The securities were acquired as RSUs (Director RSU) on 12/01/2025 in the amount of 10,000 ADS from X Financial. Shares outstanding were 42,209,393. A Form 144 is a notice of proposed sale by an affiliate or holder under SEC Rule 144 and does not by itself execute a sale.
Nexus Special Situations Fund SPC and Fung Yu Wai David filed an amended Schedule 13G reporting beneficial ownership in X Financial (XYF). They report 11,599,998 Class A Ordinary Shares, representing 7.9% of the class. The holdings are recorded in the name of Nexus and are represented by 1,933,333 American Depositary Shares, with each ADS equal to six ordinary shares. The filing relates to the event date September 30, 2025.
The ownership percentages are based on 147,700,795 Class A Ordinary Shares outstanding as of June 30, 2025, as provided by the company. Voting and disposition rights are reported as shared for 11,599,998 shares and sole power for 0 shares for each reporting person.
X Financial reported a leadership change, appointing Noah Kauffman as Chief Financial Strategy Officer, effective September 25, 2025. The board of directors approved his promotion on the same date.
Kauffman brings over 20 years of financial markets experience, including roles at Intercontinental Exchange as Head of Strategic Financial Planning and Analysis and at Invesco as a Quantitative Researcher in Equities. He holds degrees from Emory University and Georgia Tech, and is both a CPA and CFA charterholder. The company states he has no family relationships with current directors or executive officers and that there is no arrangement with any other person related to his appointment.