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Exzeo Group SEC Filings

XZO NYSE

Welcome to our dedicated page for Exzeo Group SEC filings (Ticker: XZO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Exzeo Group's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.

Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Exzeo Group's regulatory disclosures and financial reporting.

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Exzeo Group, Inc. reported an insider share purchase by its president and director, Kevin Andrew Mitchell. On 12/18/2025, he acquired 12,510 shares of Exzeo Group common stock in a transaction coded "P" at a price of $19.58 per share.

Following this transaction, Mitchell beneficially owns 715,135 common shares directly. He also holds a stock option with an exercise price of $23 per share, covering 1,000,000 shares of common stock and expiring on 10/01/2031. The option was originally granted on October 1, 2021 and vests over time, with one quarter vesting on October 1, 2022 and additional portions vesting on specified quarterly dates thereafter.

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Exzeo Group, Inc. disclosed new cash bonuses and 2026 base salaries for senior executives. The compensation committee approved a $3,750,000 cash bonus and $950,000 annual salary for Chief Executive Officer Paresh Patel, a $450,000 bonus and $425,000 salary for Chief Financial Officer Suela Bulku, and a $500,000 bonus and $550,000 salary for President Kevin Mitchell.

The bonuses will be paid before December 31, 2025 and reflect the committee’s assessment of strategic progress, including completion of the company’s initial public offering. Kevin Mitchell was granted 12,510 shares of common stock and Suela Bulku 10,020 shares, with each grant vesting in equal installments over three years beginning December 18, 2026.

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Exzeo Group, Inc. disclosed that Chief Executive Officer Paresh Patel has adopted a pre-arranged Rule 10b5-1 trading plan to purchase the company’s common stock. The plan allows him to acquire up to 100,000 shares or a total of $2 million of stock, whichever limit is reached first, through a series of transactions.

Purchases under the plan will occur only if Exzeo’s share price is below specific maximum price thresholds set in the plan. The 10b5-1 plan runs until December 18, 2026, unless it ends earlier because the full share or dollar limit is reached or certain other conditions occur. Any transactions made under this plan will be reported on Form 4 insider trading reports filed with the SEC.

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Exzeo Group, Inc. reported insider share activity by its Chief Financial Officer, Suela Bulku. On 12/18/2025, she disposed of 3,896 shares of common stock at $19.58 per share to cover tax withholding tied to the vesting and settlement of restricted stock units. On the same date, she acquired 10,020 shares of common stock at $19.58 per share. After these transactions, she directly owned 314,874 shares of Exzeo common stock.

The filing also notes a stock option originally granted on October 1, 2021, giving her the right to buy 5,000,000 shares of common stock at $23 per share, with a vesting schedule that began in 2022. As of this report, 100,000 stock options remain outstanding and directly held, exercisable through 10/01/2031.

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Exzeo Group, Inc. reported insider trading activity by its General Counsel on 12/18/2025. The officer sold 3,896 shares of common stock at $19.58 per share to cover tax withholding tied to restricted stock unit vesting, and purchased 10,020 shares at the same price. Following these transactions, the officer directly owned 248,026 shares of common stock and indirectly held 1,000 shares through a spouse.

The filing also shows a stock option with the right to buy 100,000 shares of common stock at an exercise price of $23 per share, expiring on 10/01/2031. This option was originally granted on October 1, 2021 for 5,000,000 shares, with vesting beginning in 2022 and continuing in scheduled installments.

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Exzeo Group, Inc.$55.2 million from $29.1 million a year earlier, driven by underwriting and management services plus growing claim and technology fees for related-party insurers. Net income for the quarter increased to $21.2 million from $5.3 million, with operating income expanding on higher gross margins and disciplined operating expenses. For the first nine months of 2025, revenue reached $163.7 million and net income totaled $60.8 million, compared with $89.4 million and $14.4 million, respectively, in the prior‑year period from continuing operations. Strong cash generation lifted cash and cash equivalents to $140.9 million and stockholders’ equity to $78.4 million, reflecting the move to an asset-light Insurance‑as‑a‑Service model and reduced debt following the TTIC divestiture and note repayments.

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Exzeo Group, Inc. reported that it has released its financial results for the three and nine months ended September 30, 2025, through a press release furnished as an exhibit. The company is treating this as supplemental disclosure rather than part of its formally filed financial statements under securities laws.

Exzeo also scheduled an earnings conference call on December 10, 2025 at 4:45 p.m. Eastern Time, where its Chief Executive Officer, President, and Chief Financial Officer will discuss these results. Investors can access the live call via toll-free and international numbers or through a listen-only webcast, with a replay to be made available on the company’s investor relations website.

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Exzeo Group, Inc. general counsel Brook Armstrong Baker filed an amended insider report to correct prior ownership figures and disclose a recent family purchase of shares. On November 6, 2025, the reporting person’s spouse bought 1,000 shares of common stock at $21 per share, which are reported as indirectly owned.

After this transaction, Baker is shown as directly owning 241,902 shares of common stock. The amendment explains that the original filing mistakenly included 51,673 shares that had previously been withheld by the company for tax purposes. The filing also notes an existing stock option granted on October 1, 2021 to buy 100,000 shares at an exercise price of $23, which vests over time through October 1, 2031.

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Exzeo Group, Inc. reported updated insider holdings for its General Counsel following a correction to a prior filing. The reporting person now directly owns 241,902 shares of Exzeo common stock, reflecting removal of 51,673 shares that the company had previously withheld for tax purposes and were mistakenly included before.

The General Counsel also holds a stock option to buy 100,000 shares of common stock at an exercise price of $23 per share. This option was granted on October 1, 2021, vested for one quarter of the shares on October 1, 2022, and then continues to vest for one sixteenth of the shares on each January 1, April 1, July 1, and October 1 thereafter, through its October 1, 2031 expiration date.

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FAQ

What is the current stock price of Exzeo Group (XZO)?

The current stock price of Exzeo Group (XZO) is $21.67 as of January 13, 2026.

What is the market cap of Exzeo Group (XZO)?

The market cap of Exzeo Group (XZO) is approximately 2.0B.
Exzeo Group

NYSE:XZO

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XZO Stock Data

2.05B
11.71M
Fire, Marine & Casualty Insurance
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