Exzeo Group (XZO) officer files amended Form 4 on share correction

Rhea-AI Filing Summary

Exzeo Group, Inc. general counsel Brook Armstrong Baker filed an amended insider report to correct prior ownership figures and disclose a recent family purchase of shares. On November 6, 2025, the reporting person’s spouse bought 1,000 shares of common stock at $21 per share, which are reported as indirectly owned.

After this transaction, Baker is shown as directly owning 241,902 shares of common stock. The amendment explains that the original filing mistakenly included 51,673 shares that had previously been withheld by the company for tax purposes. The filing also notes an existing stock option granted on October 1, 2021 to buy 100,000 shares at an exercise price of $23, which vests over time through October 1, 2031.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Baker Brook Armstrong

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel

3. Date of Earliest Transaction (Month/Day/Year)
11/06/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)
11/07/2025

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/06/2025		P		1,000	A	$21	1,000	I	By Spouse
Common Stock								241,902(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(2)	10/01/2031	Common Stock	100,000		100,000	D

Explanation of Responses:

1. This Form 4 is being amended to correct the number of shares that are directly owned by the Reporting Person, as the originally filed Form 4 mistakenly included 51,673 that were previously withheld by the Issuer from the Reporting Person for tax withholding purposes.

2. On October 1, 2021, the reporting person was granted an option to purchase 100,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook Armstrong Baker	12/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Exzeo Group (XZO) report in this Form 4/A?

The general counsel of Exzeo Group, Inc. (XZO) reported that the reporting person’s spouse purchased 1,000 shares of common stock on November 6, 2025 at a price of $21 per share. These shares are listed as indirectly owned.

Why was this Exzeo Group (XZO) Form 4 filing amended?

The amendment corrects the number of shares directly owned by the general counsel. The originally filed report mistakenly included 51,673 shares that had already been withheld by the issuer for tax withholding purposes, so the direct ownership figure was adjusted.

How many Exzeo Group (XZO) shares does the reporting person own after the correction?

Following the correction described in the amendment, the general counsel is reported as directly owning 241,902 shares of Exzeo Group common stock, with an additional 1,000 shares indirectly owned through the reporting person’s spouse.

What stock options does the Exzeo Group (XZO) general counsel hold?

The reporting person holds a stock option granted on October 1, 2021 to purchase 100,000 shares of Exzeo Group common stock at an exercise price of $23 per share. The option vests as to one fourth of the shares on October 1, 2022 and one sixteenth on each January 1, April 1, July 1, and October 1 thereafter until fully vested by October 1, 2031.

What is the relationship of the reporting person to Exzeo Group (XZO)?

The reporting person is an officer of Exzeo Group, Inc., serving as its General Counsel. The filing is a Form 4/A submitted by one reporting person under Section 16 rules.

How are indirect holdings reported for Exzeo Group (XZO) in this Form 4/A?

The filing shows 1,000 shares of Exzeo Group common stock as indirectly owned, identified as held "By Spouse". This distinguishes those shares from the general counsel’s directly held 241,902 shares.