The Exzeo Group, Inc. (NYSE: XZO) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. Exzeo is a Florida corporation and an emerging growth company that submits registration statements, current reports, and other required filings related to its Insurance-as-a-Service business for property and casualty insurance carriers.
Through this page, users can review Forms 8-K in which Exzeo reports material events such as quarterly financial results, earnings conference calls, executive compensation decisions, and trading plans adopted under Rule 10b5-1. For example, the company has filed 8-Ks describing its third quarter financial results, the scheduling of earnings calls, cash bonuses and salary decisions for certain executives, and a 10b5-1 trading plan to acquire shares of its common stock.
Investors can also locate filings associated with Exzeo’s initial public offering, including the Form S-1 registration statement that became effective under Section 8(a) of the Securities Act of 1933. Over time, this page will surface periodic reports and additional current reports that detail Exzeo’s financial condition, use of non-GAAP measures, and other disclosures relevant to its technology platform and insurance-sector operations.
Stock Titan enhances these filings with AI-powered summaries that explain the key points of lengthy documents, helping readers understand items such as non-GAAP metrics, definitions of Managed Premium and Annual Recurring Revenue, and the significance of executive compensation or trading plan disclosures. Real-time updates from EDGAR, combined with simplified explanations, allow users to follow Exzeo’s regulatory history and corporate developments efficiently.
Exzeo Group, Inc. filed Amendment No. 1 to its Form 10‑Q for the quarter ended March 31, 2026 to correct certain MD&A tables for cost, operating expense and non‑GAAP metrics that were populated incorrectly due to a technical issue. The underlying financial statements and notes remain unchanged.
For the quarter, Exzeo generated revenue of $55,534 thousand, up 6.0% from $52,407 thousand, with gross profit rising to $32,743 thousand and gross margin improving to 59.0%. Net income increased to $20,406 thousand, a 13.7% year‑over‑year increase, while operating income was $25,075 thousand.
Key operating metrics also expanded: managed premium reached $1,429,141 thousand and annual recurring revenue was $216,181 thousand. Adjusted EBITDA was $26,531 thousand with a 49.1% Adjusted EBITDA Margin. Free cash flow totaled $25,145 thousand, and cash and cash equivalents were $231,381 thousand as of March 31, 2026, reflecting deployment into available‑for‑sale investments.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.75 per share on May 14, 2026. Following this transaction, he directly holds 1,656,013 common shares.
The filing also reflects an existing stock option granted on October 1, 2021 to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share. This option vests over time and is scheduled to expire on October 1, 2031.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel bought additional common stock in the company. On this Form 4, he reports an open-market purchase of 2,000 shares of common stock at a price of $13.55 per share, increasing his direct holdings to 1,654,013 shares.
The filing also shows a previously granted stock option giving him the right to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the grant terms, one fourth of these option shares vested on October 1, 2022, with additional vesting on each January 1, April 1, July 1, and October 1 thereafter.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.85 per share on May 12, 2026. Following this trade, he directly owns 1,652,013 common shares.
Patel also holds a stock option granted on October 1, 2021 to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. The option vested one fourth on October 1, 2022 and one sixteenth on each subsequent January 1, April 1, July 1 and October 1.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.99 per share. Following this transaction, he directly owns 1,650,013 common shares.
The filing also reports a previously granted stock option giving him the right to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the grant terms, the option vested for one fourth of the shares on October 1, 2022 and for one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.52 per share. Following this transaction, he directly owns 1,648,013 common shares. The filing also shows a previously granted stock option to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031, which continues to vest over time.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $15.11 per share. Following this trade, he owns 1,646,013 common shares directly.
Patel also holds a stock option to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. The option was granted on October 1, 2021 and vests over time, with one quarter vesting on October 1, 2022 and additional portions vesting on January 1, April 1, July 1 and October 1 of subsequent years.
Exzeo Group, Inc. reports solid Q1 2026 results, with revenue of $55,534 and net income of $20,406, up from $52,407 and $17,951 a year earlier. Gross profit rose to $32,743, lifting margin to 59.0% as cost of revenue fell to 41.0% of sales.
Operating expenses increased to $7,668, mainly from higher selling, general and administrative costs tied to public company operations and added headcount, while research and development stayed stable. Investment income jumped to $2,512 from $398, driven by larger post‑IPO cash balances invested in money market funds and U.S. Treasury securities.
Cash and cash equivalents were $231,381 at March 31, 2026, down from $305,372 after deploying $98,994 into available‑for‑sale Treasuries with a fair value of $98,516. The company ended the quarter with total assets of $379,768, shareholders’ equity of $274,941, and basic and diluted EPS steady at $0.22 per share.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported open-market purchases of company stock. On May 6, 2026, he bought 1,656 shares of Exzeo Group common stock at $17.31 per share and 344 shares at $17.33 per share in direct ownership transactions.
After these purchases, Patel directly holds 1,644,013 shares of common stock. He also holds a stock option granted on October 1, 2021, to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the grant terms, one fourth of the option vested on October 1, 2022, with additional vesting in one sixteenth increments each January 1, April 1, July 1 and October 1 thereafter.
Exzeo Group, Inc. reported first quarter 2026 results showing modest growth and solid profitability. Revenue rose to $55.5 million from $52.4 million, driven by new customers and higher underwriting and management services with existing clients. Net income increased to $20.4 million, while basic and diluted earnings per share held at $0.22.
Managed Premium reached $1.43 billion, reflecting broader adoption of Exzeo’s Insurance-as-a-Service platform and the addition of a seventh carrier partner. Annual Recurring Revenue grew to $216.2 million. Exzeo generated $26.5 million of Adjusted EBITDA with a 49% Adjusted EBITDA Margin and produced Free Cash Flow of $25.1 million, supported by $25.5 million of cash from operating activities.
Cash, cash equivalents and investments totaled $329.9 million as of March 31, 2026. Management highlighted continued execution on post-IPO priorities, including profitable growth with carrier partners, scaling third-party clients, and ongoing product innovation across its P&C insurance technology platform.
Exzeo Group, Inc. reported first quarter 2026 results showing modest growth and solid profitability. Revenue rose to $55.5 million from $52.4 million, driven by new customers and higher underwriting and management services with existing clients. Net income increased to $20.4 million, while basic and diluted earnings per share held at $0.22.
Managed Premium reached $1.43 billion, reflecting broader adoption of Exzeo’s Insurance-as-a-Service platform and the addition of a seventh carrier partner. Annual Recurring Revenue grew to $216.2 million. Exzeo generated $26.5 million of Adjusted EBITDA with a 49% Adjusted EBITDA Margin and produced Free Cash Flow of $25.1 million, supported by $25.5 million of cash from operating activities.
Cash, cash equivalents and investments totaled $329.9 million as of March 31, 2026. Management highlighted continued execution on post-IPO priorities, including profitable growth with carrier partners, scaling third-party clients, and ongoing product innovation across its P&C insurance technology platform.