STOCK TITAN

Exzeo Group (XZO) CEO adds shares, holds option on 5M

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.75 per share on May 14, 2026. Following this transaction, he directly holds 1,656,013 common shares.

The filing also reflects an existing stock option granted on October 1, 2021 to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share. This option vests over time and is scheduled to expire on October 1, 2031.

Positive

  • None.

Negative

  • None.
Insider Patel Paresh
Role Chief Executive Officer
Bought 2,000 shs ($28K)
Type Security Shares Price Value
Purchase Common Stock 2,000 $13.75 $28K
holding Stock Option (Right to Buy) -- -- --
Holdings After Transaction: Common Stock — 1,656,013 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Open-market purchase 2,000 shares at $13.75 Common stock bought on May 14, 2026
Post-transaction holdings 1,656,013 shares Common stock directly owned after purchase
Stock option size 5,000,000 shares Underlying common shares subject to option grant
Option exercise price $23.00 per share Stock option (right to buy) exercise price
Option grant date October 1, 2021 Date CEO was granted 5,000,000-share option
Option expiry October 1, 2031 Expiration date of the stock option
Stock Option (Right to Buy) financial
"security_title: "Stock Option (Right to Buy)""
open-market purchase financial
"transaction_action: "open-market purchase""
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
exercise price financial
"conversion_or_exercise_price: "23.0000""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
vesting financial
"The option vested with respect to one fourth of the shares on October 1, 2022"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
expiration date financial
"expiration_date: "2031-10-01T00:00:00.000Z""
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Patel Paresh

(Last)(First)(Middle)
1000 CENTURY PARK DRIVE

(Street)
TAMPA FLORIDA 33607

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/14/2026P2,000A$13.751,656,013D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$23 (1)10/01/2031Common Stock5,000,0005,000,000D
Explanation of Responses:
1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.
/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel05/15/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) report in this Form 4?

Exzeo Group reported that CEO and director Paresh Patel bought 2,000 common shares in an open-market transaction at $13.75 per share. This Form 4 records the purchase and updates his post-transaction ownership position.

How many Exzeo Group (XZO) shares does CEO Paresh Patel now own?

After the reported transaction, CEO Paresh Patel directly owns 1,656,013 shares of Exzeo Group common stock. This figure reflects his holdings immediately following the 2,000-share open-market purchase disclosed in the filing.

At what price did the Exzeo Group (XZO) CEO buy additional shares?

Paresh Patel bought 2,000 Exzeo Group common shares at $13.75 per share. The filing identifies the transaction as an open-market or private purchase, indicating he paid that price for each acquired share.

What stock option position does the Exzeo Group (XZO) CEO hold?

The CEO holds a stock option to purchase 5,000,000 Exzeo Group common shares at an exercise price of $23.00 per share. The option was granted on October 1, 2021 and vests in scheduled installments.

When does the Exzeo Group (XZO) CEO’s stock option expire?

The stock option granted to CEO Paresh Patel is scheduled to expire on October 1, 2031. Until that expiration date, he may choose to exercise vested portions of the option at the stated $23.00 exercise price.

How does the Exzeo Group (XZO) CEO’s stock option vest over time?

The CEO’s option vested for one quarter of the 5,000,000 shares on October 1, 2022. The remaining shares vest in equal one sixteenth installments on each January 1, April 1, July 1, and October 1 following that date.