Exzeo Group (XZO) CEO adds shares and holds 5M stock options

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.67 per share. Following this transaction, he directly holds 1,672,013 common shares.

He also holds a stock option granted on October 1, 2021 to buy 5,000,000 common shares at an exercise price of $23.00 per share, expiring on October 1, 2031. The option vested one-fourth on October 1, 2022 and in additional installments each quarter thereafter.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($27,340)

Net Buy 2 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($27K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	2,000	$13.67	$27K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,672,013 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)

Footnotes (1)

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Key Figures

Open-market purchase: 2,000 shares Purchase price: $13.67 per share Post-trade holdings: 1,672,013 shares +4 more

7 metrics

Open-market purchase 2,000 shares Common stock bought at $13.67 per share on May 27, 2026

Purchase price $13.67 per share Price paid for 2,000 Exzeo common shares

Post-trade holdings 1,672,013 shares Direct common stock owned after the transaction

Stock option size 5,000,000 shares Underlying common shares covered by option grant

Option exercise price $23.00 per share Strike price for CEO stock option

Option expiration October 1, 2031 Expiration date of 5,000,000-share stock option

Option grant date October 1, 2021 Initial grant date for CEO stock option award

Key Terms

open-market purchase, Stock Option (Right to Buy), exercise price, vesting, +1 more

5 terms

open-market purchase financial

"transaction_action is described as an open-market purchase of common stock"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Stock Option (Right to Buy) financial

"security_title is listed as Stock Option (Right to Buy) with underlying common stock"

exercise price financial

"the option has an exercise price of 23.0000 per underlying share"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

vesting financial

"the option vested one fourth on October 1, 2022 and in one sixteenth installments quarterly thereafter"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

underlying security financial

"underlying_security_title is Common Stock with 5,000,000 underlying shares"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/27/2026		P		2,000	A	$13.67	1,672,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Exzeo Group (XZO) CEO Paresh Patel report in this Form 4?

Paresh Patel reported buying 2,000 Exzeo Group common shares in an open-market transaction. The purchase was at $13.67 per share, and after the trade he directly holds 1,672,013 common shares, according to the Form 4 insider filing details.

How many Exzeo Group (XZO) shares does the CEO own after the reported trade?

After the reported transaction, Paresh Patel directly owns 1,672,013 Exzeo Group common shares. This reflects his position following the purchase of 2,000 shares at $13.67 each, as disclosed in the Form 4 insider ownership table.

What was the price and size of the Exzeo Group (XZO) CEO’s share purchase?

The CEO purchased 2,000 Exzeo Group common shares at $13.67 per share in an open-market transaction. This trade is classified as a non-derivative purchase and increases his directly held stake to 1,672,013 shares, based on the filing data.

What stock options on Exzeo Group (XZO) shares does the CEO hold?

Paresh Patel holds a stock option to purchase 5,000,000 Exzeo Group common shares at $23.00 per share. The option was granted on October 1, 2021 and expires on October 1, 2031, with vesting spread over quarterly installments after an initial one-fourth vesting.

How do the CEO’s Exzeo Group (XZO) stock options vest over time?

The option for 5,000,000 Exzeo Group shares vested one-fourth on October 1, 2022. The remaining shares vest in one-sixteenth installments on each January 1, April 1, July 1 and October 1 thereafter, according to the footnote in the Form 4.

What is the exercise price and expiration date of the Exzeo Group (XZO) CEO’s options?

The CEO’s stock option has an exercise price of $23.00 per Exzeo Group common share and an expiration date of October 1, 2031. These terms apply to the option covering 5,000,000 underlying common shares reported as a derivative holding.