STOCK TITAN

Exzeo Group (XZO) CEO Paresh Patel buys 2,000 company shares in open market

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported open-market purchases of company stock. On May 6, 2026, he bought 1,656 shares of Exzeo Group common stock at $17.31 per share and 344 shares at $17.33 per share in direct ownership transactions.

After these purchases, Patel directly holds 1,644,013 shares of common stock. He also holds a stock option granted on October 1, 2021, to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the grant terms, one fourth of the option vested on October 1, 2022, with additional vesting in one sixteenth increments each January 1, April 1, July 1 and October 1 thereafter.

Positive

  • None.

Negative

  • None.
Insider Patel Paresh
Role Chief Executive Officer
Bought 2,000 shs ($35K)
Type Security Shares Price Value
Purchase Common Stock 344 $17.33 $6K
Purchase Common Stock 1,656 $17.31 $29K
holding Stock Option (Right to Buy) -- -- --
Holdings After Transaction: Common Stock — 1,642,357 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Open-market purchase 1 1,656 shares at $17.31 Common stock bought on May 6, 2026
Open-market purchase 2 344 shares at $17.33 Common stock bought on May 6, 2026
Shares owned after trades 1,644,013 shares Common stock directly owned after May 6, 2026
Stock option size 5,000,000 underlying shares Option grant dated October 1, 2021
Option exercise price $23.00 per share Stock Option (Right to Buy)
Option expiration October 1, 2031 Stock Option (Right to Buy) expiry
open-market purchase financial
"transaction_action: open-market purchase"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
Stock Option (Right to Buy) financial
"security_title: Stock Option (Right to Buy)"
exercise price financial
"conversion_or_exercise_price: 23.0000"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
expiration date financial
"expiration_date: 2031-10-01T00:00:00.000Z"
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
vested financial
"The option vested with respect to one fourth of the shares on October 1, 2022"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Patel Paresh

(Last)(First)(Middle)
1000 CENTURY PARK DRIVE

(Street)
TAMPA FLORIDA 33607

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/06/2026P344A$17.331,642,357D
Common Stock05/06/2026P1,656A$17.311,644,013D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$23 (1)10/01/2031Common Stock5,000,0005,000,000D
Explanation of Responses:
1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.
/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel05/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Exzeo Group (XZO) report for Paresh Patel?

Exzeo Group CEO Paresh Patel reported open-market purchases of common stock. He bought 1,656 shares at $17.31 and 344 shares at $17.33 on May 6, 2026, increasing his directly held position in the company’s shares.

How many Exzeo Group (XZO) shares does Paresh Patel own after these trades?

After the reported purchases, Paresh Patel directly owns 1,644,013 shares of Exzeo Group common stock. This figure reflects his updated non-derivative holdings as of the May 6, 2026 transactions disclosed in the Form 4 filing.

What stock options does Paresh Patel hold in Exzeo Group (XZO)?

Paresh Patel holds a stock option granted on October 1, 2021 to purchase 5,000,000 Exzeo Group common shares at $23.00 per share. The option expires on October 1, 2031 and vests over time according to a specified quarterly schedule.

What is the vesting schedule of Paresh Patel’s 5,000,000 Exzeo Group (XZO) stock options?

The option vests as follows: one fourth of the 5,000,000 shares vested on October 1, 2022, and one sixteenth of the shares vests on each January 1, April 1, July 1 and October 1 thereafter, until fully vested, subject to the original grant terms.

Were Paresh Patel’s recent Exzeo Group (XZO) transactions open-market purchases?

Yes. The Form 4 identifies both common stock transactions with code P, described as purchases in an open market or private transaction. Patel directly acquired 1,656 shares at $17.31 and 344 shares at $17.33 on May 6, 2026 under this classification.

Does the Exzeo Group (XZO) Form 4 show any recent option exercises by Paresh Patel?

The filing lists a stock option for 5,000,000 underlying shares at a $23.00 exercise price with an October 1, 2031 expiration. It is presented as a holding entry, and the summarized data do not show any new option exercises in this particular disclosure.