Exzeo Group (XZO) CEO adds 2,000 shares in open-market stock purchase

Rhea-AI Filing Summary

Exzeo Group, Inc. Chief Executive Officer Paresh Patel bought additional common stock in the company. On this Form 4, he reports an open-market purchase of 2,000 shares of common stock at a price of $13.55 per share, increasing his direct holdings to 1,654,013 shares.

The filing also shows a previously granted stock option giving him the right to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the grant terms, one fourth of these option shares vested on October 1, 2022, with additional vesting on each January 1, April 1, July 1, and October 1 thereafter.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($27,100)

Net Buy 2 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($27K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	2,000	$13.55	$27K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,654,013 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)

Footnotes (1)

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Key Figures

Open-market purchase: 2,000 shares at $13.55/share Shares held after purchase: 1,654,013 shares Stock option grant size: 5,000,000 underlying shares +3 more

6 metrics

Open-market purchase 2,000 shares at $13.55/share Common Stock transaction on May 13, 2026

Shares held after purchase 1,654,013 shares Direct common stock holdings following transaction

Stock option grant size 5,000,000 underlying shares Stock Option (Right to Buy) granted October 1, 2021

Option exercise price $23.00 per share Exercise price for 5,000,000-share stock option

Option expiration October 1, 2031 Expiration date of CEO stock option

Initial option vesting 25% vested October 1, 2022 One fourth of option vested on first vesting date

Key Terms

open-market purchase, Stock Option (Right to Buy), exercise price, vesting, +1 more

5 terms

open-market purchase financial

"The Form 4 shows a purchase of 2,000 common shares as an open-market transaction"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Stock Option (Right to Buy) financial

"The filing also shows a previously granted stock option giving him the right to buy 5,000,000 shares"

exercise price financial

"at an exercise price of $23.00 per share, expiring on October 1, 2031"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

vesting financial

"one fourth of these option shares vested on October 1, 2022, with additional vesting on each January 1, April 1, July 1, and October 1 thereafter"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

underlying security financial

"stock option giving him the right to buy 5,000,000 shares of common stock as the underlying security"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/13/2026		P		2,000	A	$13.55	1,654,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel	05/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) CEO Paresh Patel report?

Paresh Patel reported buying Exzeo Group common stock in the open market. The Form 4 shows a purchase of 2,000 common shares as an open-market transaction, reflecting a direct increase in his personal equity stake in Exzeo Group, Inc.

How many Exzeo Group (XZO) shares did the CEO buy and at what price?

The CEO bought 2,000 Exzeo Group common shares at $13.55 each. This open-market transaction increases his direct ownership and provides a clear, disclosed price point for the most recent insider purchase recorded in this Form 4 filing.

What are Paresh Patel’s total direct Exzeo Group (XZO) share holdings after this transaction?

After the transaction, Paresh Patel directly holds 1,654,013 Exzeo Group shares. This total reflects his common stock position following the 2,000-share open-market purchase reported in the Form 4 and indicates his ongoing direct equity exposure to the company.

What stock options does the Exzeo Group (XZO) CEO hold according to this Form 4?

The CEO holds an option to purchase 5,000,000 Exzeo Group common shares. The option has an exercise price of $23.00 per share and expires on October 1, 2031, giving him long-dated potential to acquire additional equity in the company.

How do the CEO’s Exzeo Group (XZO) options vest over time?

The 5,000,000-share option began vesting on October 1, 2022. One fourth of the option vested on that date, and one sixteenth vests on each January 1, April 1, July 1, and October 1 thereafter, following the schedule described in the footnote.

Does this Exzeo Group (XZO) Form 4 show any insider stock sales by the CEO?

No, the Form 4 reports only a purchase and an existing option position. The filing shows a 2,000-share open-market buy of common stock and a previously granted stock option, with no common stock sale transactions disclosed in this report.