Exzeo Group (XZO) CEO adds 2,000 shares in open-market purchases

Rhea-AI Filing Summary

Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported buying additional common stock in open-market transactions. On May 15, he purchased 1,500 shares at $13.72 per share and 500 shares at $13.55 per share, totaling 2,000 shares. After these purchases, his directly held common stock position rose to 1,658,013 shares.

The filing also shows a previously granted stock option to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the footnote, this option began vesting on October 1, 2022 and continues to vest in installments each quarter.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($27,355)

Net Buy 3 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($27K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	500	$13.55	$7K
Purchase	Common Stock	1,500	$13.72	$21K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,656,513 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)

Footnotes (1)

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Key Figures

Shares purchased: 1,500 shares Additional shares purchased: 500 shares Total shares bought: 2,000 shares +4 more

7 metrics

Shares purchased 1,500 shares Common stock bought at $13.72 on May 15

Additional shares purchased 500 shares Common stock bought at $13.55 on May 15

Total shares bought 2,000 shares Net buy across two open-market transactions

Holdings after transaction 1,658,013 shares Total direct common stock after May 15 purchases

Option exercise price $23.00 per share Stock option to buy common stock

Option underlying shares 5,000,000 shares Common stock covered by CEO stock option grant

Option expiration October 1, 2031 Expiry date of 5,000,000-share stock option

Key Terms

Stock Option (Right to Buy), open-market purchase, exercise price, expiration date, +1 more

5 terms

Stock Option (Right to Buy) financial

"security_title: Stock Option (Right to Buy)"

open-market purchase financial

"transaction_action: open-market purchase"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

exercise price financial

"conversion_or_exercise_price: 23.0000"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"expiration_date: 2031-10-01T00:00:00.000Z"

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

non-derivative financial

"transaction_type: non-derivative"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/15/2026		P		500	A	$13.55	1,656,513	D
Common Stock	05/15/2026		P		1,500	A	$13.72	1,658,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Exzeo Group (XZO) CEO Paresh Patel report in this Form 4?

Paresh Patel reported buying 2,000 Exzeo Group common shares in open-market trades. He purchased 1,500 shares at $13.72 and 500 shares at $13.55 on May 15, increasing his direct holdings to 1,658,013 shares.

How many Exzeo Group (XZO) shares does the CEO hold after these transactions?

After the reported purchases, CEO Paresh Patel directly holds 1,658,013 Exzeo Group common shares. This total reflects the addition of 2,000 shares bought on May 15 through two open-market transactions at prices between $13.55 and $13.72 per share.

At what prices did Exzeo Group (XZO) CEO buy shares in this filing?

Paresh Patel bought Exzeo Group shares at $13.72 and $13.55 per share. He acquired 1,500 shares at $13.72 and 500 shares at $13.55, for a total of 2,000 common shares in these open-market purchases reported on May 15.

What stock options for Exzeo Group (XZO) does the CEO have according to this Form 4?

The CEO holds a stock option to purchase 5,000,000 Exzeo Group common shares at $23.00 per share. The option was granted October 1, 2021, vests in quarterly installments starting October 1, 2022, and expires on October 1, 2031 if not exercised.

How many Exzeo Group (XZO) shares did the CEO buy in total in this Form 4?

The CEO bought a total of 2,000 Exzeo Group common shares. This comes from two open-market purchases on May 15: 1,500 shares at $13.72 and 500 shares at $13.55, as disclosed in the non-derivative transaction table.

Does this Exzeo Group (XZO) Form 4 show any insider share sales?

The Form 4 shows only open-market purchases and no insider sales. It reports two buy transactions totaling 2,000 common shares and lists an existing stock option position; there are no entries marked as sales or dispositions in the transaction summary.