Exzeo Group (XZO) CEO adds shares, holds options on 5M more

Filing Impact

(Neutral)

Filing Sentiment

(Positive)

Form Type

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $12.92 per share on May 22, 2026. Following this trade, he directly owns 1,668,013 shares of Exzeo common stock.

The filing also shows a previously granted stock option to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the vesting schedule, one fourth vested on October 1, 2022, with additional portions vesting quarterly thereafter.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($25,840)

Net Buy 2 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($26K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	2,000	$12.92	$26K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,668,013 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)

Footnotes (1)

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Key Figures

Open-market purchase: 2,000 shares at $12.92 Shares owned after trade: 1,668,013 shares Stock option size: 5,000,000 underlying shares +2 more

5 metrics

Open-market purchase 2,000 shares at $12.92 Common Stock bought on May 22, 2026

Shares owned after trade 1,668,013 shares Direct common stock holdings post-transaction

Stock option size 5,000,000 underlying shares Stock Option (Right to Buy) for Common Stock

Option exercise price $23.00 per share Exercise price of CEO stock option grant

Option expiration October 1, 2031 Expiration date of stock option grant

Key Terms

open-market purchase, Stock Option (Right to Buy), vesting, underlying security

4 terms

open-market purchase financial

"transaction_action: "open-market purchase" for the 2,000-share common stock trade"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Stock Option (Right to Buy) financial

"security_title listed as "Stock Option (Right to Buy)" linked to common stock"

vesting financial

"“The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.”"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

underlying security financial

"underlying_security_title shown as "Common Stock" for the stock option entry"

Form 4 Insider Transactions: What Each Field Means →

05/26/2026 - 04:15 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last)

(First)

(Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA

FLORIDA

33607

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/22/2026		P		2,000	A	$12.92	1,668,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option (Right to Buy)	$23							⁽¹⁾	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did Exzeo Group (XZO) CEO Paresh Patel report in this Form 4?

Paresh Patel reported buying 2,000 Exzeo common shares in an open-market transaction. The purchase occurred at $12.92 per share and increased his direct ownership to 1,668,013 shares, as reflected in the Form 4 filing details.

At what price did Exzeo Group (XZO) CEO buy the new shares?

He bought 2,000 Exzeo common shares at $12.92 per share. This open-market purchase on May 22, 2026, is specifically identified in the filing as a “Purchase in open market or private transaction,” coded as a P transaction.

How many Exzeo Group (XZO) shares does the CEO own after this transaction?

After this transaction, Paresh Patel directly owns 1,668,013 shares of Exzeo common stock. This total includes his existing holdings plus the 2,000 shares purchased, as shown in the Form 4’s post-transaction ownership field.

What stock options for Exzeo Group (XZO) does the CEO hold?

He holds a stock option to purchase 5,000,000 Exzeo common shares at an exercise price of $23.00 per share. The option expires on October 1, 2031, and vests over time according to the schedule described in the filing footnote.

When was the large Exzeo Group (XZO) option grant originally made to the CEO?

The option to purchase 5,000,000 Exzeo common shares was granted on October 1, 2021. One fourth of these shares vested on October 1, 2022, with additional one-sixteenth portions vesting on each January 1, April 1, July 1, and October 1 thereafter.

Is the recent Exzeo Group (XZO) CEO trade classified as a buy or sell?

The recent CEO trade is classified as a buy. The Form 4 identifies the 2,000-share transaction as an open-market purchase, using transaction code P and labeling it an “open-market purchase” with a buy direction.