Exzeo Group (XZO) CFO Suela Bulku details share trades and options

Rhea-AI Filing Summary

Exzeo Group, Inc. reported insider share activity by its Chief Financial Officer, Suela Bulku. On 12/18/2025, she disposed of 3,896 shares of common stock at $19.58 per share to cover tax withholding tied to the vesting and settlement of restricted stock units. On the same date, she acquired 10,020 shares of common stock at $19.58 per share. After these transactions, she directly owned 314,874 shares of Exzeo common stock.

The filing also notes a stock option originally granted on October 1, 2021, giving her the right to buy 5,000,000 shares of common stock at $23 per share, with a vesting schedule that began in 2022. As of this report, 100,000 stock options remain outstanding and directly held, exercisable through 10/01/2031.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bulku Suela

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/18/2025		F		3,896	D(1)	$19.58	304,854	D
Common Stock	12/18/2025		P		10,020	A	$19.58	314,874	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(2)	10/01/2031	Common Stock	100,000		100,000	D

Explanation of Responses:

1. The disposal reported on this Form 4 represents shares sold by the Reporting Person to cover tax witholding obligations in connection with the vesting and settlement of RSUs.

2. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook Baker, as Attorney-in-Fact for Suela Bulku	12/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Exzeo Group (XZO) disclose in this Form 4?

The Form 4 reports that Chief Financial Officer Suela Bulku sold 3,896 shares of Exzeo Group common stock on 12/18/2025 at $19.58 per share to cover tax withholding from RSU vesting, and purchased 10,020 shares of common stock on the same date at $19.58 per share.

How many Exzeo Group (XZO) shares does the CFO own after these transactions?

After the reported transactions on 12/18/2025, Chief Financial Officer Suela Bulku beneficially owned 314,874 shares of Exzeo Group common stock, held directly.

Why did the Exzeo Group (XZO) CFO sell 3,896 shares?

The disposal of 3,896 shares disclosed in the Form 4 represents shares sold by the CFO to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units (RSUs).

What stock option grant for Exzeo Group (XZO) is disclosed for the CFO?

The filing states that on October 1, 2021, the CFO was granted an option to purchase 5,000,000 shares of Exzeo Group common stock at an exercise price of $23 per share, with vesting starting in 2022 and continuing quarterly thereafter.

How many Exzeo Group (XZO) stock options does the CFO currently hold?

According to the Form 4, the CFO currently holds 100,000 stock options to purchase Exzeo Group common stock at an exercise price of $23 per share, exercisable until 10/01/2031.

Is the Exzeo Group (XZO) Form 4 filed by one reporting person or multiple?

The Form 4 is indicated as being filed by one reporting person, specifically Chief Financial Officer Suela Bulku, in her capacity as an officer of Exzeo Group, Inc.