Every 8-K that Exzeo Group, Inc. (XZO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow XZO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full XZO filings page.
Exzeo Group, Inc. reported that its Board of Directors has authorized a stock repurchase program to purchase up to $25 million of its common shares, subject to market conditions. The company may repurchase shares for cash through open market purchases, block trades, privately negotiated transactions, or trading programs intended to qualify under Rule 10b5-1, in accordance with Rule 10b-18 and other applicable securities laws. The program has a one-year term, does not require Exzeo to repurchase a specific number of shares, and may be canceled or suspended at any time without notice. Details of any repurchases will be reported in future Form 10-Q and Form 10-K filings.
Exzeo Group, Inc. reported solid results for the quarter ended June 30, 2026. Revenue rose to $57.8 million from $56.1 million, while net income increased to $23.3 million from $21.7 million, with basic and diluted EPS steady at $0.26. Year-to-date, revenue reached $113.3 million and net income $43.7 million, with EPS of $0.48.
Key operating metrics continued to expand: Managed Premium grew to $1.40 billion from $1.22 billion and Annual Recurring Revenue to $210.7 million from $195.3 million. Adjusted EBITDA was $29.9 million for the quarter and $56.5 million year-to-date, though Adjusted EBITDA Margin declined to 53% from 57% as the company increased spending on workforce and infrastructure.
Liquidity remains strong, with $333.8 million in cash, cash equivalents and investments, including $136.7 million in cash. Year-to-date net cash provided by operating activities was $40.9 million, down from $57.5 million, and Free Cash Flow was $40.4 million. Exzeo repurchased 726,828 shares in the quarter for approximately $10.0 million, completing a $12.0 million program in July totaling 834,250 shares. The company also launched Exzeo Ventures, a new division focused on AI-native products and businesses.
Exzeo Group, Inc. reported the results of its Annual Meeting of Shareholders held on June 9, 2026. Shareholders elected two Class A directors to three-year terms ending at the 2029 Annual Meeting. Paresh Patel received 84,021,405 votes for and 231,361 votes withheld, while Irene Hurst received 81,836,620 votes for and 2,416,146 votes withheld.
Shareholders also ratified the appointment of Forvis Mazars, LLP as Exzeo’s independent registered public accounting firm for the fiscal year ending December 31, 2026, with 85,524,086 votes for, 12,889 against, and 101,423 abstentions.
Exzeo Group, Inc. has launched a new stock repurchase program authorizing the purchase of up to $12 million of its common shares under a Rule 10b5-1 trading plan. The authorization is effective immediately and allows repurchases in open market, block, or privately negotiated transactions, subject to securities law constraints.
Management states the company generates strong positive cash flow and has a debt-free balance sheet, and will use a portion of earnings to fund buybacks. A third-party broker will execute repurchases within preset price, volume, and timing parameters. The program is discretionary, may be suspended or canceled at any time, and the actual number of shares repurchased will depend on market conditions and plan constraints.
Exzeo Group, Inc. reported first quarter 2026 results showing modest growth and solid profitability. Revenue rose to $55.5 million from $52.4 million, driven by new customers and higher underwriting and management services with existing clients. Net income increased to $20.4 million, while basic and diluted earnings per share held at $0.22.
Managed Premium reached $1.43 billion, reflecting broader adoption of Exzeo’s Insurance-as-a-Service platform and the addition of a seventh carrier partner. Annual Recurring Revenue grew to $216.2 million. Exzeo generated $26.5 million of Adjusted EBITDA with a 49% Adjusted EBITDA Margin and produced Free Cash Flow of $25.1 million, supported by $25.5 million of cash from operating activities.
Cash, cash equivalents and investments totaled $329.9 million as of March 31, 2026. Management highlighted continued execution on post-IPO priorities, including profitable growth with carrier partners, scaling third-party clients, and ongoing product innovation across its P&C insurance technology platform.
Exzeo Group, Inc. reported strong growth for the year ended December 31, 2025. Full-year revenue rose 62% to $216.98 million, while net income from continuing operations climbed to $82.75 million, up from $26.07 million. Basic and diluted earnings per share from continuing operations increased to $0.99 from $0.20.
Profitability improved sharply, with Adjusted EBITDA rising to $111.52 million and Adjusted EBITDA Margin expanding to 54.2% from 36.6%. Cash and cash equivalents grew to $305.37 million as of year-end 2025, supported by $100.30 million of cash from operating activities and Free Cash Flow of $97.45 million.
Exzeo Group, Inc. disclosed that Chief Executive Officer Paresh Patel has adopted a pre-arranged Rule 10b5-1 trading plan to purchase the company’s common stock. The plan allows him to acquire up to 100,000 shares or a total of $2 million of stock, whichever limit is reached first, through a series of transactions.
Purchases under the plan will occur only if Exzeo’s share price is below specific maximum price thresholds set in the plan. The 10b5-1 plan runs until December 18, 2026, unless it ends earlier because the full share or dollar limit is reached or certain other conditions occur. Any transactions made under this plan will be reported on Form 4 insider trading reports filed with the SEC.
Exzeo Group, Inc. disclosed new cash bonuses and 2026 base salaries for senior executives. The compensation committee approved a $3,750,000 cash bonus and $950,000 annual salary for Chief Executive Officer Paresh Patel, a $450,000 bonus and $425,000 salary for Chief Financial Officer Suela Bulku, and a $500,000 bonus and $550,000 salary for President Kevin Mitchell.
The bonuses will be paid before December 31, 2025 and reflect the committee’s assessment of strategic progress, including completion of the company’s initial public offering. Kevin Mitchell was granted 12,510 shares of common stock and Suela Bulku 10,020 shares, with each grant vesting in equal installments over three years beginning December 18, 2026.
Exzeo Group, Inc. reported that it has released its financial results for the three and nine months ended September 30, 2025, through a press release furnished as an exhibit. The company is treating this as supplemental disclosure rather than part of its formally filed financial statements under securities laws.
Exzeo also scheduled an earnings conference call on December 10, 2025 at 4:45 p.m. Eastern Time, where its Chief Executive Officer, President, and Chief Financial Officer will discuss these results. Investors can access the live call via toll-free and international numbers or through a listen-only webcast, with a replay to be made available on the company’s investor relations website.