Exzeo Group (XZO) CEO adds shares and holds 5M stock options

Filing Impact

(Neutral)

Filing Sentiment

(Positive)

Form Type

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of Common Stock at $16.46 per share on April 22, 2026. Following this trade, he directly holds 1,624,013 shares of Common Stock.

Patel also holds a stock option to purchase 5,000,000 shares of Common Stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the footnote, this option was granted on October 1, 2021 and vests over time, with one fourth of the shares vesting on October 1, 2022 and one sixteenth vesting on each January 1, April 1, July 1 and October 1 thereafter.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($32,920)

Net Buy 2 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($33K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	2,000	$16.46	$33K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,624,013 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)

Footnotes (1)

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Key Figures

Open-market purchase: 2,000 shares Purchase price: $16.46 per share Shares held after transaction: 1,624,013 shares +5 more

8 metrics

Open-market purchase 2,000 shares Common Stock bought on April 22, 2026

Purchase price $16.46 per share Price for 2,000-share open-market buy

Shares held after transaction 1,624,013 shares Common Stock directly owned post-transaction

Stock option size 5,000,000 underlying shares Option to buy Common Stock

Option exercise price $23.00 per share Strike price of stock option grant

Option expiration October 1, 2031 Expiration date of CEO stock option

Grant date October 1, 2021 Stock option grant to CEO

Initial vesting tranche One fourth of shares Vested on October 1, 2022

Key Terms

Stock Option (Right to Buy), open-market purchase, exercise price, vesting

4 terms

Stock Option (Right to Buy) financial

"security_title: "Stock Option (Right to Buy)""

open-market purchase financial

"transaction_action: "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

exercise price financial

"exercisePrice: "23.0000""

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

vesting financial

"The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter."

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

Form 4 Insider Transactions: What Each Field Means →

04/23/2026 - 04:15 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last)

(First)

(Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA

FLORIDA

33607

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	04/22/2026		P		2,000	A	$16.46	1,624,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option (Right to Buy)	$23							⁽¹⁾	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel	04/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did Exzeo Group (XZO) report for Paresh Patel?

Exzeo Group CEO Paresh Patel reported buying 2,000 shares of Common Stock. The open-market purchase was at $16.46 per share on April 22, 2026, increasing his direct holdings to 1,624,013 shares after the transaction.

At what price did the Exzeo (XZO) CEO buy additional shares?

Paresh Patel bought 2,000 Exzeo Group shares at $16.46 each. This was an open-market purchase, meaning he bought the stock on the market rather than receiving it as a grant or option exercise.

How many Exzeo (XZO) shares does Paresh Patel own after this Form 4?

After the reported transaction, Paresh Patel directly holds 1,624,013 shares of Exzeo Group Common Stock. This figure reflects his position following the 2,000-share open-market purchase reported for April 22, 2026.

What stock options does the Exzeo (XZO) CEO hold according to this filing?

The CEO holds a stock option to purchase 5,000,000 Exzeo Group common shares at $23.00 per share. The option expires on October 1, 2031 and vests gradually based on dates specified in the grant’s vesting schedule.

How does the Exzeo (XZO) CEO’s stock option vest over time?

The 5,000,000-share option granted on October 1, 2021 vests in tranches. One fourth of the shares vested on October 1, 2022, and one sixteenth vests on each January 1, April 1, July 1, and October 1 thereafter.

Is the Exzeo (XZO) CEO’s reported transaction a purchase or a sale?

The reported insider transaction is a purchase. Paresh Patel bought 2,000 shares of Exzeo Group Common Stock in an open-market transaction on April 22, 2026, at a price of $16.46 per share.