STOCK TITAN

Exzeo Group (XZO) CEO buys 2,000 shares, now holds 1,614,013

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $16.43 per share. Following this transaction, he directly owns 1,614,013 common shares. He also holds a stock option to buy 5,000,000 common shares at $23.00 per share, expiring on October 1, 2031, which began vesting on October 1, 2022 and continues to vest quarterly.

Positive

  • None.

Negative

  • None.
Insider Patel Paresh
Role Chief Executive Officer
Bought 2,000 shs ($33K)
Type Security Shares Price Value
Purchase Common Stock 2,000 $16.43 $33K
holding Stock Option (Right to Buy) -- -- --
Holdings After Transaction: Common Stock — 1,614,013 shares (Direct); Stock Option (Right to Buy) — 5,000,000 shares (Direct)
Footnotes (1)
  1. [object Object]
Shares purchased 2,000 shares Open-market purchase of common stock on April 15, 2026
Purchase price $16.43 per share Price paid for 2,000 common shares
Common shares held 1,614,013 shares Total direct common stock ownership after transaction
Option underlying shares 5,000,000 shares Underlying common shares for stock option holding
Option exercise price $23.00 per share Exercise price of stock option (right to buy)
Option expiration October 1, 2031 Expiration date of stock option
open-market purchase financial
"transaction_action: "open-market purchase""
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
Stock Option (Right to Buy) financial
"security_title: "Stock Option (Right to Buy)""
exercise price financial
"conversion_or_exercise_price: "23.0000""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
expiration date financial
"expiration_date: "2031-10-01T00:00:00.000Z""
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
vesting financial
"The option vested with respect to one fourth of the shares on October 1, 2022"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Patel Paresh

(Last)(First)(Middle)
1000 CENTURY PARK DRIVE

(Street)
TAMPA FLORIDA 33607

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/15/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/15/2026P2,000A$16.431,614,013D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$23 (1)10/01/2031Common Stock5,000,0005,000,000D
Explanation of Responses:
1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.
/s/ Brook Baker, Attorney-in-Fact for Paresh Patel04/16/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) disclose in this Form 4?

Exzeo Group disclosed that CEO and director Paresh Patel made an open-market purchase of 2,000 shares of common stock at a price of $16.43 per share. This filing records the details of that acquisition and his updated ownership position.

How many Exzeo Group (XZO) shares does CEO Paresh Patel own after the transaction?

After buying 2,000 shares, Paresh Patel directly owns 1,614,013 shares of Exzeo Group common stock. This figure reflects his total direct non-derivative holdings reported in the Form 4 following the April 15, 2026 open-market purchase transaction.

What price did Exzeo Group (XZO) CEO Paresh Patel pay per share in the reported purchase?

Paresh Patel paid $16.43 per share for 2,000 Exzeo Group common shares in an open-market purchase. This specific price is disclosed as the transaction price per share for the April 15, 2026 non-derivative common stock acquisition.

How does the Exzeo Group (XZO) stock option for Paresh Patel vest over time?

The option for 5,000,000 Exzeo Group shares vested as to one fourth of the shares on October 1, 2022. The remaining portion vests in one sixteenth increments on each January 1, April 1, July 1, and October 1 following that initial vesting date.

Was the Exzeo Group (XZO) stock option exercised in this Form 4 transaction?

The Form 4 does not report any exercise of the stock option. It lists the stock option as a holding with 5,000,000 underlying common shares at a $23.00 exercise price, expiring October 1, 2031, alongside the separate open-market common stock purchase.