Exzeo Group (XZO) CEO buys 2,000 shares, holds 5M-share option

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $14.99 per share. Following this transaction, he directly owns 1,584,013 common shares.

He also holds a stock option granted on October 1, 2021 to purchase 5,000,000 common shares at an exercise price of $23.00 per share, expiring on October 1, 2031. The option vested one-fourth on October 1, 2022 and one-sixteenth on each January 1, April 1, July 1, and October 1 thereafter.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($29,980)

Net Buy 2 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($30K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	2,000	$14.99	$30K
holding	Stock Opton (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,584,013 shares (Direct); Stock Opton (Right to Buy) — 5,000,000 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/24/2026		P		2,000	A	$14.99	1,584,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Opton (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook Baker, Attorney-in-Fact for Paresh Patel	03/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) report for Paresh Patel?

Exzeo Group reported that CEO and director Paresh Patel bought 2,000 common shares in an open-market transaction at $14.99 per share. This Form 4 filing documents the purchase and updates his direct ownership position in the company’s stock.

How many Exzeo Group (XZO) shares does Paresh Patel hold after this transaction?

After the reported purchase, Paresh Patel directly holds 1,584,013 Exzeo Group common shares. This total comes from the Form 4’s post-transaction ownership figure and reflects only his direct, non-derivative holdings, excluding any shares underlying stock options.

At what price did Paresh Patel buy Exzeo Group (XZO) shares?

Paresh Patel purchased 2,000 Exzeo Group common shares at an average price of $14.99 per share. The transaction is classified as an open-market or private purchase, indicating he paid cash for the shares at that per-share price.

What stock option position does Paresh Patel hold in Exzeo Group (XZO)?

Paresh Patel holds a stock option to buy 5,000,000 Exzeo Group common shares at an exercise price of $23.00 per share. This option position is reported as a derivative holding, separate from his directly owned common stock.

When do Paresh Patel’s Exzeo Group (XZO) stock options vest and expire?

The option to purchase 5,000,000 Exzeo Group shares was granted on October 1, 2021. It vested one-fourth on October 1, 2022, then one-sixteenth on each January 1, April 1, July 1, and October 1 thereafter, and expires on October 1, 2031.

Is Paresh Patel’s recent Exzeo Group (XZO) transaction a purchase or sale?

The reported transaction is a purchase. The Form 4 classifies it with code P as an open-market or private transaction, and the normalized data mark the direction as a buy, increasing his direct common stock holdings by 2,000 shares.