Exzeo Group (XZO) CEO adds 2,000 shares in open-market purchases

Rhea-AI Filing Summary

Exzeo Group, Inc. Chief Executive Officer Paresh Patel purchased 2,000 shares of common stock in open-market transactions. The buys on May 4, 2026 were executed in four trades at prices between $16.47 and $16.61 per share.

Following these purchases, Patel directly holds 1,638,413 shares of Exzeo common stock. He also holds a stock option granted on October 1, 2021 to acquire 5,000,000 shares at an exercise price of $23.00 per share, which vests over time through October 1, 2031.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($33,129)

Net Buy 5 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($33K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	400	$16.51	$7K
Purchase	Common Stock	100	$16.52	$2K
Purchase	Common Stock	1,200	$16.61	$20K
Purchase	Common Stock	300	$16.47	$5K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,638,413 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)

Footnotes (1)

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Key Figures

Common shares bought: 2,000 shares Purchase prices: $16.47–$16.61 per share Direct common stock holdings: 1,638,413 shares +3 more

6 metrics

Common shares bought 2,000 shares Open-market purchases on May 4, 2026

Purchase prices $16.47–$16.61 per share Range of trade prices on May 4, 2026

Direct common stock holdings 1,638,413 shares Shares owned after May 4, 2026 purchases

Stock option size 5,000,000 underlying shares Option granted October 1, 2021

Option exercise price $23.00 per share Stock option on Exzeo common stock

Option expiration October 1, 2031 Expiration date of 5,000,000-share option

Key Terms

open-market purchase, Stock Option (Right to Buy), exercise price, expiration date, +1 more

5 terms

open-market purchase financial

"transaction_action: "open-market purchase" for common stock trades"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Stock Option (Right to Buy) financial

"security_title: "Stock Option (Right to Buy)" for derivative holding"

exercise price financial

"conversion_or_exercise_price: "23.0000" as the option exercise price"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"expiration_date: "2031-10-01T00:00:00.000Z" for the stock option"

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

vesting financial

"The option vested with respect to one fourth of the shares on October 1, 2022"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/04/2026		P		400	A	$16.51	1,638,413	D
Common Stock	05/04/2026		P		100	A	$16.52	1,638,513	D
Common Stock	05/04/2026		P		1,200	A	$16.61	1,639,713	D
Common Stock	05/04/2026		P		300	A	$16.47	1,640,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel	05/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

How many Exzeo Group (XZO) shares did the CEO buy in this Form 4?

The CEO, Paresh Patel, bought a total of 2,000 shares of Exzeo Group common stock. The purchases occurred in four open-market trades at prices between $16.47 and $16.61 per share on May 4, 2026.

At what prices did Exzeo Group (XZO) CEO Paresh Patel purchase shares?

Paresh Patel bought Exzeo Group common stock in open-market transactions at prices between $16.47 and $16.61 per share. These trades were recorded on May 4, 2026 and together represent 2,000 shares of stock.

How many Exzeo Group (XZO) shares does the CEO own after these trades?

After the reported open-market purchases, CEO Paresh Patel directly owns 1,638,413 shares of Exzeo Group common stock. This figure reflects his direct non-derivative holdings immediately following the May 4, 2026 transactions disclosed.

What stock option position does the Exzeo Group (XZO) CEO hold?

Paresh Patel holds a stock option to buy 5,000,000 shares of Exzeo Group common stock at an exercise price of $23.00 per share. The option was granted on October 1, 2021 and vests in installments through October 1, 2031.

Were the Exzeo Group (XZO) CEO share purchases open-market transactions?

Yes. The Form 4 describes the trades as “open-market purchases”, coded as transaction type P. On May 4, 2026, Paresh Patel executed four such purchases totaling 2,000 shares of Exzeo Group common stock at prices around the mid-$16 range.

Does the Form 4 for Exzeo Group (XZO) show any stock sales by the CEO?

No. The summarized activity consists of open-market purchases totaling 2,000 shares and one derivative holding entry. The transaction summary shows buyShares of 2,000 and sellShares of 0, indicating no reported sales in this filing.