Welcome to our dedicated page for Yiren Digital Ltd. SEC filings (Ticker: YRD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Yiren Digital Ltd. filings document the disclosures of a foreign private issuer with operations in digital consumer lending, insurance and financial technology. Recent Form 6-K reports furnish unaudited quarterly and annual results, including revenue trends, the Credit Solution Business, loan facilitation activity, borrowers served, credit-policy changes, operating costs and cash-position commentary.
The filing record also includes current reports that attach company materials such as financial-results releases and an ESG report. These disclosures provide formal updates on Yiren Digital's operating performance, business mix, risk-management focus, reporting status and sustainability-related reporting.
Yiren Digital Ltd. director Li Hao filed an initial ownership report, disclosing a direct holding of 231,414 Ordinary Shares. This Form 3 does not show any recent buy or sell transactions; it simply records Li Hao’s existing equity stake as of March 26, 2026.
Yiren Digital reported a sharp downturn in late-2025 results. Fourth-quarter 2025 net revenue was RMB957.6 million, down 34% year over year, and the company posted a net loss of RMB882.2 million versus profit a year earlier, mainly due to heavy provisions on risk-taking loan assets and higher expected loss rates.
For full-year 2025, total net revenue was broadly flat at RMB5,719.2 million, but net income fell to RMB40.5 million from RMB1,582.3 million as allowance and contingent liability provisions rose sharply with the expansion of its risk-taking credit model and a higher-risk asset profile. Adjusted EBITDA turned to a RMB109.6 million loss from a large prior-year gain, while delinquency rates increased across buckets.
The credit solution business remained the core growth engine, with 2025 revenue rising 45% to RMB5,040.0 million on greater loan volumes under the risk-taking model. Insurance brokerage revenue declined 27% and e-commerce-related revenue fell significantly. Management highlighted broad deployment of AI in risk management, collections, and marketing, which helped lower sales and operating costs relative to loan growth. Cash and cash equivalents were RMB3,348.1 million as of December 31, 2025, and the board decided to suspend the cash dividend for the second half of 2025 to preserve capital and fund technology investments.
Yiren Digital Ltd. filed an initial insider ownership report for board member Ju Tina Lin-Chi on Form 3. This filing establishes her status as a director and brings her positions under ongoing insider reporting rules. The document does not report any buy, sell, or other share transactions.
Yiren Digital Ltd. director Zheng Shuo filed an initial ownership report on Form 3. This filing establishes Zheng Shuo as a reporting insider of the company but does not list any common stock or derivative positions and shows no buy, sell, or other transactions. Form 3 is the starting point for future insider ownership and trading disclosures.
Yiren Digital Ltd. Chief Financial Officer Hui Ka Chun William has filed an initial Form 3 reporting his equity stake in the company. The filing shows direct ownership of 4,150 Ordinary Shares, establishing his starting beneficial ownership position as an officer. The disclosure does not report any specific purchase or sale transactions, only the existing holding.
Yiren Digital Ltd. director Pang Hiu Fung Vincent has filed an initial statement of beneficial ownership on Form 3. This filing establishes his status as a reporting insider of the company. The submission does not list any share transactions or current holdings in either common or derivative securities.
Yiren Digital Ltd. director Sun Hanhui filed an initial Form 3, which is a required statement of beneficial ownership for company insiders. The filing lists Sun Hanhui as a director but does not report any specific stock or derivative transactions or holdings in this excerpt.
Yiren Digital Ltd. executive Yang Bin Maggie, the company’s Chief Human Resources Officer, filed an initial ownership report showing existing equity holdings. She directly holds American Depositary Shares representing 11,798 ordinary shares of Yiren Digital, along with an additional 45,666 ordinary shares held directly, with no new buy or sell transactions reported.
Yiren Digital Ltd. has a holder planning to sell shares under Rule 144. A notice has been filed for the proposed sale of 15,000 American Depositary Shares (ADS), each representing two ordinary shares of Yiren Digital, on the NYSE through Citigroup Global Markets.
The planned sale has an aggregate market value of $65,400 based on the figures in the notice. The filing also notes that 173,301,042 shares of the issuer were outstanding, providing context for the size of this transaction. The ADS to be sold were acquired on 12/10/2025 under a company share incentive plan, with the approximate sale date also listed as 12/10/2025.