Zions Bancorporation (ZION) controller gets stock grant, withholds shares for tax

Rhea-AI Filing Summary

Zions Bancorporation, National Association officer Robert Ryan Richards, the Controller, reported multiple stock transactions. On February 12, 2026, he acquired 8,213 shares of common stock at $60.19 per share as a grant or award, increasing his direct holdings. The same day, 394 shares at $60.19 were disposed of in a tax-withholding transaction. On February 13, 2026, a further 277 shares at $61.26 were disposed of, also for tax withholding. After these transactions, he directly owned 35,210 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Richards Robert Ryan

(Last) (First) (Middle)

1 S MAIN STREET, 11TH FL

(Street)

SALT LAKE CITY UT 84133

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Controller

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		F		394	D	$60.19	27,274	D
Common Stock	02/12/2026		A		8,213	A	$60.19	35,487	D
Common Stock	02/13/2026		F		277	D	$61.26	35,210	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	By Rena Miller as attorney in fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did ZION Controller Robert Ryan Richards report?

Robert Ryan Richards reported acquiring 8,213 ZION common shares as a grant at $60.19, plus two small tax-withholding dispositions of 394 and 277 shares at $60.19 and $61.26, respectively. All holdings are reported as directly owned common stock.

Was the ZION insider transaction a purchase or a grant of stock?

The primary ZION transaction was a stock grant or award, not an open-market purchase. Richards acquired 8,213 common shares at $60.19 per share under code A, which Form 4 describes as a grant, award, or other acquisition for the reporting person.

Did the ZION insider sell shares on the open market in this Form 4?

The Form 4 does not show open-market sales. The two dispositions, for 394 and 277 ZION shares, are coded F, meaning shares were withheld to pay an exercise price or tax liability rather than sold in discretionary market transactions by the insider.

How many ZION shares does the Controller own after these transactions?

Following the reported transactions, the Controller directly owns 35,210 ZION common shares. This figure reflects the net effect of the 8,213-share grant on February 12, 2026, and the two small tax-withholding dispositions reported over February 12 and 13, 2026.

What do the F transaction codes mean in the ZION Form 4 filing?

In this ZION Form 4, the F codes indicate payment of exercise price or tax liability by delivering securities. Specifically, 394 and 277 shares were disposed of at $60.19 and $61.26 to cover tax obligations, rather than discretionary selling by the insider.

What role does the reporting person hold at Zions Bancorporation (ZION)?

The reporting person, Robert Ryan Richards, is an officer of Zions Bancorporation with the title of Controller. His Form 4 filing reflects transactions in ZION common stock related to a stock grant and associated tax-withholding share disposals, all held directly.