Tax-share dispositions by Zions (ZION) executive vice president

Rhea-AI Filing Summary

Zions Bancorporation Executive Vice President Jennifer Anne Smith reported disposing of company common stock to cover tax obligations tied to equity compensation. On February 10, 2026, 517 shares were withheld at $64.08 per share, and on February 11, 2026, 355 shares were withheld at $62.91 per share. After these tax-withholding dispositions, she directly owned about 17,889.17 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith Jennifer Anne

(Last) (First) (Middle)

ONE SOUTH MAIN STREET, 11TH FL

(Street)

SALT LAKE CITY UT 84133

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		F		517	D	$64.08	18,244.17	D
Common Stock	02/11/2026		F		355	D	$62.91	17,889.17	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	By Rena Miller as attorney in fact	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ZIONS (ZION) report for Jennifer Anne Smith?

Zions Bancorporation reported that Executive Vice President Jennifer Anne Smith disposed of shares to satisfy tax obligations from equity awards. The Form 4 shows tax-withholding dispositions rather than open market sales, with her remaining directly owned common stock disclosed after the transactions.

How many ZIONS (ZION) shares were used for tax withholding?

Jennifer Anne Smith had 517 Zions Bancorporation common shares withheld on February 10, 2026 and 355 shares withheld on February 11, 2026. Both transactions were coded “F,” indicating payment of exercise price or tax liability by delivering securities instead of cash.

At what prices were the ZIONS (ZION) tax-withholding shares valued?

The reported tax-withholding dispositions valued Zions Bancorporation common stock at $64.08 per share for 517 shares on February 10, 2026 and $62.91 per share for 355 shares on February 11, 2026. These prices reflect the amounts used to cover the related tax obligations.

How many ZIONS (ZION) shares does Jennifer Anne Smith own after the Form 4 transactions?

Following the reported tax-withholding dispositions, Jennifer Anne Smith directly owned approximately 17,889.17 Zions Bancorporation common shares. This post-transaction balance is shown in the Form 4 as the total beneficially owned directly after the February 11, 2026 transaction.

Are the ZIONS (ZION) insider transactions open market sales or tax-related?

The Form 4 identifies both transactions with code “F,” meaning they were for payment of exercise price or tax liability by delivering securities. This indicates the dispositions were tax-related events tied to equity compensation, not discretionary open market sales by the executive.

What is Jennifer Anne Smith’s role at ZIONS (ZION) in this Form 4?

In this Form 4, Jennifer Anne Smith is identified as an Executive Vice President of Zions Bancorporation. The filing classifies her as an officer of the issuer, and the reported transactions involve her directly held common stock used for tax-withholding purposes.