Zions Bancorporation (ZION) officer logs tax-withholding share moves

Rhea-AI Filing Summary

Zions Bancorporation, National Association officer Robert Ryan Richards reported tax-related share dispositions in company common stock. On February 10, 2026, 837 shares were disposed of at $64.08 per share, and on February 11, 2026, 200 shares were disposed of at $62.91 per share, both coded as tax-withholding transactions. Following these transactions, he directly owned 27,668 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Richards Robert Ryan

(Last) (First) (Middle)

1 S MAIN STREET, 11TH FL

(Street)

SALT LAKE CITY UT 84133

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Controller

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		F		837	D	$64.08	27,868	D
Common Stock	02/11/2026		F		200	D	$62.91	27,668	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	By Rena Miller as attorney in fact	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the latest Form 4 for ZION insider Robert Ryan Richards show?

The Form 4 reports tax-related share dispositions, not open-market sales. Richards used company shares to cover tax obligations on February 10 and 11, 2026, and continued to hold a substantial direct position in Zions Bancorporation common stock afterward.

How many Zions Bancorporation (ZION) shares did Robert Ryan Richards dispose of?

Richards disposed of 1,037 Zions Bancorporation common shares in total. The filings show 837 shares disposed of on February 10, 2026, at $64.08 per share and 200 shares on February 11, 2026, at $62.91 per share, both for tax withholding.

How many ZION shares does Robert Ryan Richards own after these transactions?

After the reported transactions, Richards directly owns 27,668 Zions Bancorporation shares. This figure reflects his remaining beneficial ownership in common stock following the two tax-withholding dispositions reported in the Form 4 filing.

Were the ZION insider transactions open-market sales?

No, the transactions were tax-withholding dispositions, not open-market sales. Both entries are coded “F,” meaning shares were used to pay an exercise price or tax liability, rather than representing discretionary buying or selling in the open market.

What does transaction code “F” mean in the ZION Form 4?

Transaction code “F” indicates a tax-withholding related share disposition. It shows that the insider delivered shares to satisfy an exercise price or tax obligation, which reduces share count but is different from an ordinary market sale for investment purposes.

What is Robert Ryan Richards’ role at Zions Bancorporation (ZION)?

Richards serves as an officer of Zions Bancorporation with the title Controller. His position and insider status require reporting changes in beneficial ownership of company securities, such as the tax-related share dispositions detailed in this Form 4.