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If You Invested in Bankunited Inc (BKU)

Savings Institution, Federally Chartered · Banks - Regional · NYSE
Looking for the live price? See the BKU quote & overview
$1,000 invested 1 Year Ago
$1,271
+27.1% total 27.3% CAGR
Bought on Jul 9, 2025 at $37.46
$1,000 invested 5 Years Ago
$1,116
+11.6% total 2.2% CAGR
Bought on Jul 9, 2021 at $42.68

What $1,000 or $10,000 in BKU Would Be Worth Today

Real historical value by amount invested and how long ago
If you invested 1 year ago 5 years ago 10 years ago Since Jul 10, 2015
$1,000 $1,271 +27% $1,116 +12% $1,543 +54% $1,309 +31%
$10,000 $12,715 +27% $11,160 +12% $15,429 +54% $13,092 +31%

Based on real historical closing prices through the latest market close. Past performance does not guarantee future results.

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$1,000 Investment Over Time

BKU vs S&P 500

Year-by-Year Returns

BKU annual performance
Year Start Price End Price Annual Return Cumulative
2017 $37.68 $40.72 +8.1% +8.1%
2018 $40.40 $29.94 -25.9% -20.5%
2019 $30.57 $36.56 +19.6% -3.0%
2020 $36.55 $34.78 -4.8% -7.7%
2021 $34.33 $42.31 +23.2% +12.3%
2022 $43.25 $33.97 -21.5% -9.8%
2023 $33.31 $32.43 -2.6% -13.9%
2024 $32.49 $38.17 +17.5% +1.3%
2025 $37.92 $44.57 +17.5% +18.3%
2026 $44.76 $47.63 +6.4% +26.4%

About Bankunited Inc

Savings Institution, Federally Chartered · NYSE

BankUnited, Inc. (NYSE: BKU) is a bank holding company in the finance and insurance sector, focused on savings and commercial banking activities. Through its wholly owned subsidiary, BankUnited, N.A., the company offers banking products and services to a broad customer base. BankUnited, N.A. is described as a national bank and one of the largest independent depository institutions headquartered in Florida, with its main banking operations based in Miami Lakes, Florida.

According to company disclosures, BankUnited provides a full range of consumer and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. These activities place the company within the savings institutions and broader commercial banking industry, serving both retail and institutional clients.

BankUnited operates banking centers and offices in multiple U.S. markets. The company reports operations in Florida, New York, Dallas, Atlanta, Morristown, New Jersey, and Charlotte, North Carolina. In addition to its regional footprint, BankUnited offers certain commercial lending and deposit products through national platforms, and has highlighted specialized activities such as a National Title Solutions division that provides banking and treasury management solutions to clients in the title industry across numerous states.

As a commercially focused regional bank, BankUnited emphasizes lending and deposit relationships with small and middle-market businesses, while also serving larger corporate and institutional clients. The company also offers consumer deposit products, including through online channels, reflecting a mix of traditional branch-based and remote delivery of banking services.

Business model and activities

BankUnited’s business model centers on traditional banking functions: taking deposits and extending loans and other credit products. Company materials describe a core commercial portfolio that includes commercial and industrial (C&I) lending and commercial real estate (CRE), along with other segments such as residential loans, franchise and equipment finance, municipal finance and mortgage warehouse lending. These loan categories are discussed in the company’s public financial disclosures and illustrate the range of credit exposures managed by the bank.

On the funding side, BankUnited reports a mix of non-interest bearing demand deposits and interest-bearing deposits, including both non-brokered and brokered deposits. The company’s public filings discuss the composition and cost of these deposits, as well as the use of other interest-bearing liabilities such as Federal Home Loan Bank advances and senior notes. These funding sources support the bank’s lending and investment activities.

BankUnited’s disclosures also reference specialized verticals, including title solutions and government banking, which contribute to deposit and loan dynamics. The National Title Solutions division, for example, is described as providing custom banking and treasury management solutions to clients operating in the title industry in multiple states. The company also highlights corporate banking offices in markets such as Charlotte, North Carolina, Morristown, New Jersey, Atlanta and Dallas, which support commercial and CRE lending growth in those regions.

Geographic footprint

BankUnited identifies itself as being headquartered in Miami Lakes, Florida. Through BankUnited, N.A., it operates in Florida, New York, Dallas, Atlanta, Morristown, New Jersey, and Charlotte, North Carolina. The company has also announced plans for a new corporate office in Tampa, Florida, to support corporate and commercial banking services and CRE lending growth in that region. This footprint reflects a concentration in Florida and selected metropolitan markets in the Southeast and Northeast, combined with national platforms for certain commercial products.

Regulatory status and exchange listing

BankUnited, Inc. is a public company listed on the New York Stock Exchange under the ticker BKU. The company files periodic and current reports with the U.S. Securities and Exchange Commission (SEC), including Form 8-K filings that describe material events such as executive transitions, debt redemptions and quarterly financial results. These filings confirm that BankUnited is subject to U.S. banking and securities regulation applicable to bank holding companies and their depository institution subsidiaries.

Recent Form 8-K filings describe, among other items, the redemption of senior notes, the reporting of quarterly financial results, and changes in senior executive roles, including the appointment of a new chief financial officer and the transition of the prior CFO to advisory roles. These disclosures provide insight into the company’s capital management, governance and financial reporting practices.

Customer segments and services

Company descriptions consistently state that BankUnited serves a wide range of customer segments: individuals, small businesses, middle-market companies, large corporations and institutions. The bank offers consumer and commercial banking products and services, as well as commercial lending and deposit products delivered through both regional offices and national platforms. While specific product names are not detailed in the provided materials, the references to commercial and industrial lending, commercial real estate lending, residential loans, franchise and equipment finance, municipal finance and mortgage warehouse lending indicate a diversified lending platform.

The bank also emphasizes branch banking and retail banking activities. Public announcements describe leadership roles responsible for branch networks in Florida and Texas, overseeing branch activities related to deposit and loan growth. This suggests that physical branches remain an important channel for customer interaction and balance sheet growth, alongside online and specialized channels.

Capital, risk and asset quality focus

BankUnited’s public financial disclosures discuss metrics such as net interest margin, loan-to-deposit ratio, criticized and classified loans, non-accrual loans, allowance for credit losses, and capital ratios. The company describes its allowance for credit losses as management’s estimate of lifetime expected credit losses, based on historical data, current conditions and economic forecasts. It also provides detail on commercial real estate exposure, including loan-to-value and debt service coverage ratios, and compares its CRE exposure to peer banks within a specified asset range.

These disclosures indicate an emphasis on asset quality, credit risk management and capital strength as key elements of the company’s banking model. The company also reports on the composition and performance of its loan portfolios and funding sources, as well as the impact of changes in interest rates and funding mix on net interest income and net interest margin.

Corporate developments and governance

Recent company announcements and SEC filings highlight executive leadership changes, including a CFO succession plan and the appointment of a new chief financial officer. The transition arrangements for the outgoing CFO, including advisory roles and equity award treatment, are described in detail in Form 8-K filings and related exhibits. These disclosures provide transparency into executive compensation, retention arrangements and governance practices related to senior management transitions.

Other corporate developments disclosed include the redemption of senior notes under an existing indenture, which is described as the completion of a planned redemption of outstanding senior notes at par plus accrued interest. This type of activity reflects the company’s approach to managing its debt profile and funding costs.

Position within the banking sector

Within the savings institutions and commercial banking segment of the finance and insurance sector, BankUnited is described as a commercially focused regional bank with a significant presence in Florida and selected other markets, combined with national platforms for certain commercial products. Its role as the bank holding company for BankUnited, N.A., one of the largest independent depository institutions headquartered in Florida, underscores its focus on deposit-taking and lending activities rather than non-banking lines of business.

Public descriptions also note that BankUnited has been recognized in external rankings, such as being named among the World’s Most Trustworthy Companies by a news publication, although the details of such recognition are not elaborated beyond that reference.

Frequently asked questions (FAQ)

Market Cap
$3.5B
Current Price
$47.63
EPS
$3.53
Revenue
$0.0B
Net Margin
1234.8%
View full BKU overview

Frequently Asked Questions

Bankunited Inc investment returns

How much would $1,000 invested in Bankunited Inc be worth today?

If you invested $1,000 in Bankunited Inc (BKU) 10 years ago on 2016-07-11, your investment would be worth $1,543 today, representing a +54.3% total return, growing at a compounded rate of 4.4% per year (CAGR).

Has Bankunited Inc outperformed the S&P 500?

Over the past 10 years, BKU returned +54.3% compared to +249.3% for the S&P 500, underperforming the benchmark by 195.0 percentage points.

What is Bankunited Inc's average annual return?

The compound annual growth rate (CAGR) of BKU over the past 10 years is 4.4%, growing at a compounded rate each year. Individual years vary significantly — BKU's best recent year was 2021 (+23.2%) and worst was 2018 (-25.9%).

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