If You Invested in The First Bancshares, Inc. (FBMS)
See the FBMS overviewWhat $1,000 or $10,000 in FBMS Was Worth at Its Last Close
Real historical value by amount invested and how long before the last close| If you invested | 1 year before | 5 years before | 10 years before | Since Nov 3, 2015 |
|---|---|---|---|---|
| $1,000 | $1,325 +33% | $1,773 +77% | — | $2,047 +105% |
| $10,000 | $13,254 +33% | $17,729 +77% | — | $20,466 +105% |
Based on real historical closing prices adjusted for stock splits, without dividends, through 2025-03-31. Figures with dividends reinvest each cash dividend at the previous close less the dividend, before taxes. Past performance does not guarantee future results.
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Choose your own date and amount for FBMS$1,000 Investment Over Time
FBMS vs S&P 500Year-by-Year Returns
FBMS annual performance| Year | Start Price | End Price | Annual Return | Cumulative |
|---|---|---|---|---|
| 2015Nov 3, 2015 to Dec 31, 2015 | $16.52 | $18.34 | +11.0% | +11.0% |
| 2016 | $18.34 | $27.50 | +49.9% | +66.5% |
| 2017 | $27.50 | $34.20 | +24.4% | +107.0% |
| 2018 | $34.20 | $30.25 | -11.5% | +83.1% |
| 2019 | $30.25 | $35.52 | +17.4% | +115.0% |
| 2020 | $35.52 | $30.88 | -13.1% | +86.9% |
| 2021 | $30.88 | $38.62 | +25.1% | +133.8% |
| 2022 | $38.62 | $32.01 | -17.1% | +93.8% |
| 2023 | $32.01 | $29.33 | -8.4% | +77.5% |
| 2024 | $29.33 | $35.00 | +19.3% | +111.9% |
| 2025Dec 31, 2024 to Mar 31, 2025 | $35.00 | $33.81 | -3.4% | +104.7% |
About The First Bancshares, Inc.
NYSE
The First Bancshares, Inc. (NYSE: FBMS) is a financial holding company in the commercial banking industry. It is the parent company of The First Bank, a community-focused banking institution. According to company disclosures, The First Bancshares, Inc. is headquartered in Hattiesburg, Mississippi and was founded in 1996.
The First Bank operates as a regional bank franchise with operations in Mississippi, Louisiana, Alabama, Florida and Georgia. Company communications describe its model as a community bank focused on building relationships and supporting the communities it serves. Over time, The First has expanded from its original base in Mississippi into a multi-state financial institution.
The First Bancshares, Inc. is classified in the commercial banking industry within the broader finance and insurance sector. Its common stock trades on the New York Stock Exchange under the symbol FBMS. The company has stated that it previously listed its common stock on Nasdaq and transferred the listing to the NYSE, with trading on the NYSE beginning under the FBMS symbol.
Public disclosures highlight that The First has grown into a multi-state financial institution with assets in the billions of dollars and more than one hundred locations across its footprint. The bank has described itself as one of the largest certified Community Development Financial Institutions in the United States and has reported that it employs a substantial number of team members across its branch and loan office network in the Southeast.
The First Bancshares, Inc. reports consolidated financial results that reflect its commercial banking activities, including loans, deposits, investment securities and related interest income and expense. Company press releases describe trends in net interest margin, loan growth, deposit balances, nonperforming assets and other key banking metrics over time. These disclosures provide insight into how the bank manages credit quality, funding costs and overall balance sheet composition.
In addition to its core banking operations, The First has highlighted its role in community development. The bank has reported that it has awarded significant community investments over many years to support economic growth, job creation and affordable housing projects in economically distressed areas within its service territory. This activity aligns with its designation as a Community Development Financial Institution.
The First Bancshares, Inc. has also been active in corporate development and capital markets activities. Company communications note that it has participated in investor conferences, conducted quarterly earnings conference calls and issued regular earnings releases. These releases describe its financial performance, including net income available to common shareholders, non-interest income and expense trends, and non-GAAP measures such as core net interest margin and operating earnings.
In July 2024, The First Bancshares, Inc. announced that it had entered into a definitive merger agreement with Renasant Corporation, the holding company for Renasant Bank. Under this agreement, The First Bancshares, Inc. is expected to merge with and into Renasant Corporation, and The First Bank is expected to merge with and into Renasant Bank, in an all-stock transaction in which shareholders of The First will receive shares of Renasant common stock. Subsequent disclosures state that the boards of directors and shareholders of both companies approved the merger and that the parties received required regulatory approvals.
According to a joint announcement by Renasant Corporation and The First Bancshares, Inc., the companies indicated that they expected to close the merger, subject to customary closing conditions. The combined organization is described as a financial services institution with a significant asset base and a large number of locations throughout the Southeast, with Renasant also offering factoring and asset-based lending on a nationwide basis. These statements provide context for how The First Bancshares, Inc. is expected to be integrated into a larger regional banking organization.
Historically, The First Bancshares, Inc. has discussed its performance in terms of building a southeastern bank franchise and operating a community bank model. Company leadership has characterized its franchise as focused on relationship banking and growing its business across its regional footprint. Earnings releases have emphasized loan growth, deposit trends, net interest margin behavior and credit quality metrics as indicators of the company’s operating performance.
Investors researching FBMS stock can use this context to understand that The First Bancshares, Inc. represents the holding company for a regional community bank operating across multiple southeastern states, with a history of growth, a focus on community development and a pending merger with another regional banking organization, Renasant Corporation, as described in public news releases.
Frequently Asked Questions
The First Bancshares, Inc. investment returns
How much was $1,000 invested in The First Bancshares, Inc. worth at its last close?
If you invested $1,000 in The First Bancshares, Inc. (FBMS) 5 years before its last close, on 2020-03-31, your investment was worth $1,773 on 2025-03-31, a +77.3% price return without dividends, growing at a compounded rate of 12.1% per year (CAGR).
Has The First Bancshares, Inc. outperformed the S&P 500?
Comparison data requires at least 10 years of trading history. Use the calculator above to compare FBMS performance over available time periods.
What is The First Bancshares, Inc.'s average annual return?
The compound annual growth rate (CAGR) of FBMS’s share price over the 5 years to Mar 31, 2025 is 12.1%, without dividends. Individual years vary a great deal, and FBMS’s best recent full year was 2016 (+49.9%) while the worst was 2022 (-17.1%).
For informational and educational purposes only, not investment advice.
