If You Invested in NewtekOne, Inc. 5.50% Notes Due 2026 (NEWTZ)

NewtekOne, Inc. 5.50% Notes Due 2026 (NEWTZ) are a series of debt securities issued by NewtekOne, Inc. and listed on the Nasdaq Global Market. According to a Form 8-K filing, NewtekOne, Inc. is incorporated in Maryland and has several classes of securities registered under Section 12(b) of the Securities Exchange Act of 1934, including its common stock and multiple series of notes. The 5.50% Notes due 2026 trade under the symbol NEWTZ on the Nasdaq Global Market.

The issuer, NewtekOne, Inc. (the "Company"), is organized under Maryland law and has its common stock, par value $0.02 per share, listed on the Nasdaq Global Market under the symbol NEWT. In addition to NEWTZ, the Company has other exchange-listed notes and depositary shares, as disclosed in the same 8-K filing. NEWTZ represents a specific series of the Company’s notes with a stated interest rate of 5.50% and a maturity in 2026, as reflected in the security’s title, "5.50% Notes due 2026."

NewtekOne, Inc. is identified in the filing with a Commission File Number of 814-01035 and an Internal Revenue Service Employer Identification Number of 46-3755188. The Company’s jurisdiction of incorporation is Maryland. The filing also notes that the Company is not an emerging growth company under the definitions of Rule 405 of the Securities Act of 1933 and Rule 12b-2 of the Securities Exchange Act of 1934.

From a structural perspective, NEWTZ is one component of NewtekOne, Inc.’s capital structure, alongside its common stock and other note issuances. The 8-K filing lists the following securities registered pursuant to Section 12(b) of the Exchange Act:

• Common Stock, par value $0.02 per share (trading symbol NEWT)
• 5.50% Notes due 2026 (trading symbol NEWTZ)
• 8.00% Notes due 2028 (trading symbol NEWTI)
• 8.50% Notes due 2029 (trading symbol NEWTG)
• 8.625% Notes due 2029 (trading symbol NEWTH)
• Depositary Shares, each representing a 1/40th interest in a share of 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (trading symbol NEWTP)

This confirms that NEWTZ is part of a broader set of listed securities issued by the Company. While the filing does not describe the detailed business operations of NewtekOne, Inc., it does establish the regulatory and listing context for NEWTZ as an exchange-traded note.

The same 8-K filing also reports a corporate governance and capital structure update. On September 17, 2025, NewtekOne, Inc. filed Articles Supplementary with the Maryland State Department of Assessments and Taxation. These Articles Supplementary were used to eliminate the Company’s Series A Convertible Preferred Stock, $0.02 per share, as a class or series of the Company’s authorized stock, because no shares of Series A Preferred Stock were issued and outstanding. All shares of the Series A Preferred Stock were reclassified and redesignated as authorized and unissued shares of the Company’s stock without designation as to class or series.

This action, described in Item 5.03 of the 8-K, illustrates how NewtekOne, Inc. manages its authorized capital structure over time. Although it does not directly change the terms of the 5.50% Notes due 2026, it is part of the broader context in which NEWTZ exists, showing that the Company can adjust its equity authorization when certain series are no longer outstanding.

Investors researching NEWTZ are therefore looking at a listed note issued by a Maryland corporation with multiple securities registered on the Nasdaq Global Market. The 8-K filing indicates that NewtekOne, Inc. files periodic and current reports with the SEC and uses exhibits such as Articles Supplementary to document changes to its charter. For NEWTZ holders and potential investors, the SEC’s EDGAR system and the Company’s Exchange Act reports are primary sources for understanding the note’s status within the Company’s overall capital structure.

Because the available filing focuses on capital structure and charter amendments rather than detailed operating information, the description of NEWTZ is anchored in its status as a 5.50% note due 2026, its listing on the Nasdaq Global Market, and its relationship to other registered securities of NewtekOne, Inc. Any further analysis of business operations, industry positioning, or revenue sources would require additional disclosures beyond the information provided in this 8-K.