If You Invested in Pcb Bancorp (PCB)
Looking for the live price? See the PCB quote & overviewWhat $1,000 or $10,000 in PCB Would Be Worth Today
Real historical value by amount invested and how long ago| If you invested | 1 year ago | 5 years ago | 10 years ago | Since Aug 10, 2018 |
|---|---|---|---|---|
| $1,000 | $1,303 +30% | $1,782 +78% | — | $1,438 +44% |
| $10,000 | $13,029 +30% | $17,823 +78% | — | $14,379 +44% |
Based on real historical closing prices through the latest market close. Past performance does not guarantee future results.
Custom Calculation
Choose your own date and amount for PCB$1,000 Investment Over Time
PCB vs S&P 500Year-by-Year Returns
PCB annual performance| Year | Start Price | End Price | Annual Return | Cumulative |
|---|---|---|---|---|
| 2018 | $19.98 | $15.65 | -21.7% | -21.7% |
| 2019 | $14.77 | $17.28 | +17.0% | -13.5% |
| 2020 | $17.13 | $10.11 | -41.0% | -49.4% |
| 2021 | $10.10 | $21.96 | +117.4% | +9.9% |
| 2022 | $22.29 | $17.69 | -20.6% | -11.5% |
| 2023 | $17.87 | $18.43 | +3.1% | -7.8% |
| 2024 | $18.07 | $20.24 | +12.0% | +1.3% |
| 2025 | $19.63 | $21.65 | +10.3% | +8.4% |
| 2026 | $21.58 | $28.73 | +33.1% | +43.8% |
About Pcb Bancorp
State Commercial Banks · NASDAQ
PCB Bancorp (NASDAQ: PCB) is a bank holding company for PCB Bank, operating in the commercial banking industry within the finance and insurance sector. According to company disclosures, it engages in the provision of consumer and commercial banking services, offering personal, business, and loan services that include banking, lending, digital tools, home loans, and other related products. The company states that it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals.
PCB Bancorp’s activities are centered on traditional commercial banking. Its reported operations emphasize loans held-for-investment, deposits, and net interest income, which are key drivers of its financial results as described in its earnings press releases. The company reports net interest income generated from loans, investment securities, and other interest-earning assets, offset by interest expense on interest-bearing deposits and borrowings. It also reports noninterest income items such as gain on sale of loans, service charges and fees on deposits, loan servicing income, bank-owned life insurance income, and other income.
The company’s financial releases describe a balance sheet composed primarily of loans held-for-investment, investment securities, cash and other interest-earning assets, and deposits as its main funding source. PCB Bancorp also reports the use of borrowings and membership in the Federal Home Loan Bank system, as indicated by references to dividends on Federal Home Loan Bank stock. Management commentary in earnings releases highlights areas such as loan and deposit growth, net interest margin, credit quality, allowance for credit losses, and capital levels.
PCB Bancorp has disclosed that it provides services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia. In addition, an earnings release notes the opening of a full-service branch in Suwanee, Georgia, which reflects the company’s expansion of its branch network within its stated geographic footprint. The company’s principal offices are located in Los Angeles, California, as indicated in its Form 8-K filings, which list Los Angeles, California as the address of its principal offices.
In its periodic earnings press releases, PCB Bancorp discusses metrics such as total assets, total deposits, loans held-for-investment, net interest margin, efficiency ratio, return on average assets, and return on average shareholders’ equity. These disclosures indicate that the company monitors both growth and profitability measures, as well as credit-related metrics like the allowance for credit losses on loans and provision (or reversal) for credit losses. The company also reports on the composition of its loan portfolio by interest rate type, including fixed rate, hybrid rate, and variable rate loans, along with weighted-average contractual rates.
PCB Bancorp’s reported noninterest income includes gain on sale of loans, with specific reference to gain on sale of Small Business Administration (SBA) loans. The company provides data on sold loan balances, premiums received, and gains recognized on the sale of SBA loans, as well as information on loan servicing income and the underlying loans serviced. These disclosures indicate that the company originates certain loans that are later sold, and that it services SBA loans and certain residential property loans sold to the secondary market.
The company has also disclosed shareholder-focused actions. Form 8-K filings and related press releases describe a stock repurchase program authorizing the repurchase of a specified number of common shares, with details on how many shares have been repurchased and retired and how many remain authorized for repurchase. The company notes that repurchases may occur through open market transactions, block purchases, or privately negotiated transactions, and that the program may be suspended or discontinued at any time. PCB Bancorp has also announced quarterly cash dividends on its common stock in multiple press releases, with Form 8-K filings confirming board declarations of these dividends.
PCB Bancorp’s filings further indicate that it may utilize a trading plan adopted in accordance with Rule 10b5-1 under the Securities Exchange Act of 1934 to facilitate stock repurchases, administered by an independent broker and subject to price, volume, and timing restrictions. In addition, the company has reported receiving a notice from the Nasdaq Stock Market regarding a late Form 10-Q filing for a specific quarter, noting that the notice had no immediate effect on the listing or trading of its shares and that Nasdaq provided a period for the company to submit a compliance plan.
Through its combination of commercial banking services, loan origination and servicing activities, deposit gathering, and capital management tools such as dividends and stock repurchases, PCB Bancorp positions itself as a participant in the commercial banking segment of the finance and insurance sector. Its public disclosures focus on loan and deposit growth, net interest income, noninterest income from activities such as SBA loan sales and servicing, credit loss provisioning, and capital and liquidity measures.
Business model and activities
According to available descriptions, PCB Bancorp’s business model is based on providing consumer and commercial banking services through PCB Bank. The company offers personal and business banking and loan services that include banking, lending, digital tools, home loans, and other related services. It indicates that it serves small and middle-market businesses and individuals, providing loans, deposits, and other products and services. Earnings disclosures show that its revenue-related items include net interest income from loans and other interest-earning assets and noninterest income from fees, gains on sale of loans, and loan servicing.
The company reports that it maintains an allowance for credit losses on loans and records provisions or reversals for credit losses based on changes in its loan portfolio and credit conditions. It discloses ratios such as the allowance for credit losses on loans to loans held-for-investment, and provides explanations for changes in provisions, including references to changes in loans held-for-investment and market interest rates.
Geographic footprint
PCB Bancorp states that it provides services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia. In addition, one of its earnings releases notes the opening of a full-service branch in Suwanee, Georgia. The company’s Form 8-K filings identify Los Angeles, California as the location of its principal offices.
Capital management and shareholder actions
PCB Bancorp’s Form 8-K filings and press releases describe board-approved quarterly cash dividends on its common stock. The company has repeatedly announced dividends of a stated amount per common share, with payment dates and record dates specified in the releases. The company has also announced a stock repurchase program authorizing the repurchase of up to a stated number of common shares, and has disclosed the number of shares repurchased and retired and the remaining authorization. It indicates that repurchases may be executed through open market transactions, block purchases, or privately negotiated transactions, and that a Rule 10b5-1 trading plan may be used to facilitate repurchases under specified conditions.
Regulatory filings and listing
PCB Bancorp files reports with the U.S. Securities and Exchange Commission, including Form 8-K filings that report quarterly earnings releases, dividends, investor presentations, and stock repurchase program amendments. These filings identify the company as a California corporation and list a Commission File Number. The company’s common stock is traded on the Nasdaq Global Select Market under the symbol PCB, as noted in multiple press releases and filings. One press release and related Nasdaq notice describe a temporary non-compliance with Nasdaq’s periodic filing requirements due to a delayed Form 10-Q filing, and the company’s intention to address the matter within the timeframe provided by Nasdaq.
FAQs about PCB Bancorp
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Frequently Asked Questions
Pcb Bancorp investment returns
How much would $1,000 invested in Pcb Bancorp be worth today?
If you invested $1,000 in Pcb Bancorp (PCB) 5 years ago on 2021-07-07, your investment would be worth $1,782 today, representing a +78.2% total return, growing at a compounded rate of 12.3% per year (CAGR).
Has Pcb Bancorp outperformed the S&P 500?
Comparison data requires at least 10 years of trading history. Use the calculator above to compare PCB performance over available time periods.
What is Pcb Bancorp's average annual return?
The compound annual growth rate (CAGR) of PCB over the past 5 years is 12.3%, growing at a compounded rate each year. Individual years vary significantly — PCB's best recent year was 2021 (+117.4%) and worst was 2020 (-41.0%).
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