If You Invested in Servisfirst Bancshares Inc (SFBS)
Looking for the live price? See the SFBS quote & overviewWhat $1,000 or $10,000 in SFBS Would Be Worth Today
Real historical value by amount invested and how long ago| If you invested | 1 year ago | 5 years ago | 10 years ago | Since Jul 7, 2015 |
|---|---|---|---|---|
| $1,000 | $1,065 +7% | $1,334 +33% | $3,646 +265% | $4,559 +356% |
| $10,000 | $10,652 +7% | $13,339 +33% | $36,457 +265% | $45,588 +356% |
Based on real historical closing prices through the latest market close. Past performance does not guarantee future results.
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SFBS vs S&P 500Year-by-Year Returns
SFBS annual performance| Year | Start Price | End Price | Annual Return | Cumulative |
|---|---|---|---|---|
| 2017 | $37.61 | $41.50 | +10.3% | +10.3% |
| 2018 | $41.29 | $31.87 | -22.8% | -15.3% |
| 2019 | $32.16 | $37.68 | +17.2% | +0.2% |
| 2020 | $37.58 | $40.29 | +7.2% | +7.1% |
| 2021 | $40.12 | $84.94 | +111.7% | +125.8% |
| 2022 | $86.42 | $68.91 | -20.3% | +83.2% |
| 2023 | $68.29 | $66.63 | -2.4% | +77.2% |
| 2024 | $65.88 | $84.74 | +28.6% | +125.3% |
| 2025 | $83.59 | $71.79 | -14.1% | +90.9% |
| 2026 | $71.82 | $86.64 | +20.6% | +130.4% |
About Servisfirst Bancshares Inc
State Commercial Banks · NYSE
ServisFirst Bancshares, Inc. (NYSE: SFBS) is a bank holding company based in Birmingham, Alabama. Its business is conducted through its wholly owned subsidiary, ServisFirst Bank, which operates as a full-service commercial bank. The group focuses on providing business and personal financial services in multiple southeastern U.S. markets and selected other states.
According to company disclosures, ServisFirst Bancshares and ServisFirst Bank provide financial services from locations in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, Virginia and markets such as Atlanta, Birmingham, Charleston, Dothan, Huntsville, Mobile, Montgomery, Northwest Florida, Virginia Beach and West Central Florida. The bank has also announced expansion into Texas through a new office in Houston and has noted a loan production office in Florida. These markets reflect its emphasis on commercial banking relationships and regional growth.
Business model and core banking activities
ServisFirst Bancshares, Inc. states that it derives the majority of its revenue from the business of banking through a single reportable segment. Through ServisFirst Bank, the company:
- Originates commercial, consumer and other loans
- Accepts deposits from business and personal customers
- Provides electronic banking services, including online and mobile banking and remote deposit capture
- Delivers treasury and cash management services
- Provides correspondent banking services to other financial institutions
This mix of lending, deposit gathering, and fee-based services is typical of a commercial banking model, with additional emphasis on correspondent banking relationships and treasury management for business clients.
ServisFirst Bank: commercial and correspondent banking focus
ServisFirst Bank describes itself as a full-service commercial bank focused on commercial banking, correspondent banking, treasury management, private banking and the professional consumer market. The bank highlights an emphasis on competitive products, technology and quality service. It offers services such as Internet banking, home mortgage lending, remote deposit express banking, and various treasury management products. These offerings support both operating needs and financing requirements of commercial and professional clients, as well as personal banking needs.
The bank also notes that it provides correspondent banking services to other financial institutions. In addition, ServisFirst Bancshares has referenced correspondent banking services in Texas, indicating the use of this capability to extend its presence beyond traditional branch locations.
Geographic footprint and growth
ServisFirst Bank was formed in May 2005 and has reported offices in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. Company news releases further identify specific markets such as Atlanta, Birmingham, Charleston, Dothan, Huntsville, Mobile, Montgomery, North Carolina, Northwest Florida, Tennessee, Virginia Beach and West Central Florida as locations from which it provides business and personal financial services.
In a separate announcement, ServisFirst Bank reported expansion into Texas with the opening of an office in Houston. The bank described this as a significant step in its growth and as part of a long-term commitment to the Texas market. Earlier, ServisFirst Bancshares had also noted the introduction of correspondent banking services in Texas. These disclosures indicate a strategy of extending its commercial banking and correspondent banking activities across a broader regional footprint.
Regulatory reporting and public company status
ServisFirst Bancshares, Inc. is listed on the New York Stock Exchange under the symbol SFBS. The company states that it files periodic reports with the U.S. Securities and Exchange Commission, and that copies of its filings may be obtained through the SEC’s website. The SEC filings referenced include current reports on Form 8-K related to quarterly earnings announcements, investor presentations and dividend declarations.
These filings provide details on operating results, financial condition, capital ratios, loan and deposit trends, and other matters relevant to investors and regulators. The company has used Form 8-K to disclose quarterly operating results for periods such as the quarters ended June 30, 2025 and September 30, 2025, and to report decisions of the Board of Directors regarding quarterly cash dividends.
Financial performance highlights (structural, not time-specific)
ServisFirst Bancshares’ earnings releases describe the bank’s performance in terms of net interest income, net interest margin, loan and deposit growth, returns on average assets and common stockholders’ equity, and efficiency ratio. The company also discusses non-interest income components such as service charges on deposit accounts, mortgage banking revenue, net credit card income, bank-owned life insurance income and other operating income, as well as non-interest expenses including salaries and benefits, equipment and occupancy, third party processing and other services, professional services, FDIC and other regulatory assessments and other operating expenses.
In its communications, the company has presented both GAAP and certain non-GAAP financial measures, such as adjusted net income, adjusted diluted earnings per share, adjusted net interest margin, adjusted returns on assets and equity, adjusted efficiency ratio, tangible common stockholders’ equity, tangible assets and tangible book value per share. Management explains these measures as tools to evaluate underlying performance, alongside reported results.
Capital, liquidity and risk considerations
ServisFirst Bancshares’ public financial summaries reference capital ratios such as consolidated common equity tier 1 capital to risk-weighted assets, as well as measures of liquidity including cash and cash equivalent assets as a percentage of total assets. The company has also disclosed information about non-performing assets, net charge-offs, allowance for credit losses as a percentage of total loans and provisions for credit losses.
These disclosures provide insight into the company’s approach to credit risk management and balance sheet structure. For example, the company has discussed the impact of specific real estate secured relationships on non-performing assets and has described portfolio restructuring actions, such as the sale of available-for-sale debt securities and reinvestment in higher-yielding securities. Such information helps investors understand how the bank manages interest rate risk, credit quality and capital adequacy.
Dividends and shareholder returns
ServisFirst Bancshares, Inc. has used Form 8-K filings and press releases to announce quarterly cash dividends. The company has reported decisions of its Board of Directors to declare dividends payable to stockholders of record as of specified dates. In one release, ServisFirst noted that it has increased its dividend annually since going public in 2014. Dividend declarations and related information are part of the company’s regular communications with shareholders.
Credit ratings and external assessments
ServisFirst Bank has reported that, beginning in April 2015 and annually thereafter, it has earned investment-grade ratings and a stable outlook from Kroll Bond Rating Agency (KBRA), which evaluates companies’ financial fundamentals. This information, disclosed in the bank’s public communications, provides an external perspective on the bank’s credit profile.
Leadership and organizational development
Company news releases describe ongoing leadership appointments within ServisFirst Bank, including roles such as Chief Banking Officer, Sales Manager and Regional CEOs for various markets. These announcements emphasize responsibilities such as leading banking strategy, directing enterprise sales, overseeing regional strategy and market growth, and guiding commercial banking leadership across specific geographic footprints.
The bank has also highlighted the experience of executives and regional leaders in commercial and corporate banking, credit underwriting, portfolio management, treasury management sales and commercial credit analysis. While these details are presented in the context of specific appointments, they illustrate the bank’s focus on experienced leadership to support its commercial banking and regional expansion activities.
Summary
In summary, ServisFirst Bancshares, Inc. is a publicly traded bank holding company based in Birmingham, Alabama, operating through ServisFirst Bank as a full-service commercial bank. The company focuses on commercial banking, correspondent banking, treasury management, private banking and professional consumer markets across multiple southeastern and selected other U.S. markets. Its disclosures emphasize loan and deposit growth, capital and liquidity metrics, credit quality, efficiency, and regular dividend payments, supported by periodic SEC filings and detailed earnings communications.
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Frequently Asked Questions
Servisfirst Bancshares Inc investment returns
How much would $1,000 invested in Servisfirst Bancshares Inc be worth today?
If you invested $1,000 in Servisfirst Bancshares Inc (SFBS) 10 years ago on 2016-07-06, your investment would be worth $3,646 today, representing a +264.6% total return, growing at a compounded rate of 13.8% per year (CAGR).
Has Servisfirst Bancshares Inc outperformed the S&P 500?
Over the past 10 years, SFBS returned +264.6% compared to +255.2% for the S&P 500, outperforming the benchmark by 9.3 percentage points.
What is Servisfirst Bancshares Inc's average annual return?
The compound annual growth rate (CAGR) of SFBS over the past 10 years is 13.8%, growing at a compounded rate each year. Individual years vary significantly — SFBS's best recent year was 2021 (+111.7%) and worst was 2018 (-22.8%).
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