If You Invested in Woodlands Financial Services (WDFN)
Looking for the live price? See the WDFN quote & overviewWhat $1,000 or $10,000 in WDFN Would Be Worth Today
Real historical value by amount invested and how long ago| If you invested | 1 year ago | 5 years ago | 10 years ago | Since Jul 8, 2015 |
|---|---|---|---|---|
| $1,000 | $1,491 +49% | $1,016 +2% | $1,438 +44% | $1,588 +59% |
| $10,000 | $14,906 +49% | $10,159 +2% | $14,382 +44% | $15,881 +59% |
Based on real historical closing prices through the latest market close. Past performance does not guarantee future results.
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Choose your own date and amount for WDFN$1,000 Investment Over Time
WDFN vs S&P 500Year-by-Year Returns
WDFN annual performance| Year | Start Price | End Price | Annual Return | Cumulative |
|---|---|---|---|---|
| 2017 | $27.66 | $28.50 | +3.0% | +3.0% |
| 2018 | $28.50 | $28.85 | +1.2% | +4.3% |
| 2019 | $28.85 | $32.50 | +12.7% | +17.5% |
| 2020 | $32.50 | $27.40 | -15.7% | -0.9% |
| 2021 | $27.00 | $31.32 | +16.0% | +13.2% |
| 2022 | $32.50 | $27.50 | -15.4% | -0.6% |
| 2023 | $27.50 | $20.50 | -25.5% | -25.9% |
| 2024 | $20.50 | $20.00 | -2.4% | -27.7% |
| 2025 | $20.17 | $27.13 | +34.5% | -1.9% |
| 2026 | $27.50 | $32.00 | +16.4% | +15.7% |
About Woodlands Financial Services
Financial Services · OTC Link
Woodlands Financial Services Company (WDFN) is a financial services holding company in the commercial banking industry. According to company disclosures, it serves as the holding company for Woodlands Bank and Woodlands Stock Corporation. Through these holdings, the company provides commercial banking, consumer banking, and trust services in Lycoming and Clinton Counties in Pennsylvania.
Woodlands Financial Services Company’s common stock trades on the OTC Pink market under the ticker symbol WDFN. As a holding company for a community-focused bank, its activities are centered on banking and trust services delivered through Woodlands Bank in its defined geographic markets.
Business structure and activities
The company identifies itself as a financial services holding company. Its primary operating presence is through Woodlands Bank and Woodlands Stock Corporation. Based on the company’s own description, Woodlands Bank provides:
- Commercial banking services in Lycoming and Clinton Counties
- Consumer banking services in Lycoming and Clinton Counties
- Trust services in Lycoming and Clinton Counties
This structure places Woodlands Financial Services Company within the commercial banking segment of the broader finance and insurance sector, with a focus on community banking and trust-related offerings in a specific regional footprint.
Dividends and shareholder focus
Company announcements repeatedly reference quarterly cash dividends on its common stock declared by the Board of Directors. These dividends are described as being paid to shareholders of record as of specified record dates. This pattern of announcements indicates that Woodlands Financial Services Company uses regular cash dividends as a method of returning capital to its common shareholders.
Dividend declarations are formally communicated through press releases that specify the per-share dividend amount, the payment date, and the record date. These announcements underscore the role of the Board of Directors in capital distribution decisions for the holding company.
Geographic focus
The company’s public statements emphasize that it provides banking and trust services in Lycoming and Clinton Counties. These counties are the defined markets for Woodlands Bank, and the company highlights opportunities and economic development within these markets. The focus on these specific counties aligns with the company’s characterization of Woodlands Bank as a community-oriented institution.
Governance and board leadership
Woodlands Financial Services Company has disclosed changes in its governance structure, including the appointment of an independent director as Chairman of the Boards of Directors of both the company and Woodlands Bank. The company has described this change as part of a strategic focus on strengthening corporate governance and aligning the interests of shareholders, directors, and management with opportunities in its markets of operation.
In its own commentary, the company links this governance structure to its growth trajectory and to its efforts to position resources to execute on strategic plans within its markets. Statements from leadership also highlight the role of community banks in economic development and the company’s intention to broaden its impact on communities, customers, and shareholders.
Industry classification
Woodlands Financial Services Company operates in the commercial banking industry within the finance and insurance sector. Its activities, as described in company communications, are centered on traditional banking and trust services delivered through Woodlands Bank in its regional markets.
Stock and trading venue
The company’s common stock is identified in press releases as trading on the OTC Pink market under the symbol WDFN. References to the stock in dividend announcements confirm this trading venue and ticker symbol.
Status and operations
Recent company announcements describe ongoing operations, including regular quarterly dividend declarations and governance updates. These communications indicate that Woodlands Financial Services Company continues to function as the holding company for Woodlands Bank and Woodlands Stock Corporation, with a focus on commercial and consumer banking and trust services in its stated counties.
Key points for investors and observers
- Financial services holding company for Woodlands Bank and Woodlands Stock Corporation
- Provides commercial banking, consumer banking, and trust services in Lycoming and Clinton Counties
- Common stock trades on OTC Pink under the symbol WDFN
- Board of Directors regularly declares quarterly cash dividends on common stock
- Governance structure includes an independent Chairman of the Boards of the company and the bank, as disclosed
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Frequently Asked Questions
Woodlands Financial Services investment returns
How much would $1,000 invested in Woodlands Financial Services be worth today?
If you invested $1,000 in Woodlands Financial Services (WDFN) 10 years ago on 2016-07-07, your investment would be worth $1,438 today, representing a +43.8% total return, growing at a compounded rate of 3.7% per year (CAGR).
Has Woodlands Financial Services outperformed the S&P 500?
Over the past 10 years, WDFN returned +43.8% compared to +255.5% for the S&P 500, underperforming the benchmark by 211.6 percentage points.
What is Woodlands Financial Services's average annual return?
The compound annual growth rate (CAGR) of WDFN over the past 10 years is 3.7%, growing at a compounded rate each year. Individual years vary significantly — WDFN's best recent year was 2025 (+34.5%) and worst was 2023 (-25.5%).
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