ArcBest Corporation (ARCB) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 9, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Jul 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ARCB SEC filings page.
ArcBest Corporation (ARCB) reported $4.2B in revenue over the twelve months to Jun 30, 2026, up 3.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
ArcBest’s weaker profit engine is still producing cash, but 2025 cash preservation depended partly on reduced reinvestment and modest leverage.
Operating profitability compressed from7.9% in FY2022 to2.3% in FY2025; operating cash flow also weakened over that span, indicating the deterioration reached cash generation rather than remaining accounting-only. Yet 2025 operating cash flow exceeded net income of$60.1M , so reported cash conversion was materially supported by noncash charges and working-capital movements, not by profit alone.
The business is less debt-funded than its liquidity position might suggest: debt-to-equity was 0.1x in FY2025, while the current ratio fell below 1.0x. That combination means modest long-term borrowing coexists with near-term obligations slightly exceeding current assets, so balance-sheet comfort depends less on debt and more on ongoing operating cash generation.
Free cash flow reached
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of ArcBest Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
ArcBest Corporation has an operating margin of 2.3%, meaning the company retains $2 of operating profit per $100 of revenue. This results in a moderate score of 50/100, indicating healthy but not exceptional operating efficiency. This is down from 5.9% the prior year.
ArcBest Corporation's revenue declined 4.0% year-over-year, from $4.2B to $4.0B. This contraction results in a growth score of 16/100.
ArcBest Corporation carries a low D/E ratio of 0.10, meaning only $0.10 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 79/100, indicating a strong balance sheet with room for future borrowing.
ArcBest Corporation's current ratio of 0.95 is below the typical benchmark, resulting in a score of 17/100. This tight liquidity could limit financial flexibility if cash inflows slow.
ArcBest Corporation has a free cash flow margin of 2.9%, earning a moderate score of 34/100. The company generates positive cash flow after capital investments, but with room for improvement.
ArcBest Corporation's ROE of 4.6% shows moderate profitability relative to equity, earning a score of 60/100. This is down from 13.2% the prior year.
ArcBest Corporation scores 4.09, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
ArcBest Corporation passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, ArcBest Corporation generates $3.81 in operating cash flow ($229.0M OCF vs $60.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
ArcBest Corporation earns $7.30 in operating income for every $1 of interest expense ($90.3M vs $12.4M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
ArcBest Corporation generated $1.2B in revenue in Q2 2026. This represents an increase of 15.9% from the same quarter a year earlier. Against the prior quarter it is up 18.6%.
ArcBest Corporation's EBITDA was $24.1M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 69.2% from the same quarter a year earlier. Against the prior quarter it is down 49.6%.
ArcBest Corporation reported -$13.8M in net income in Q2 2026. This represents a decrease of 153.6% from the same quarter a year earlier. Against the prior quarter it is down 1233.1%.
ArcBest Corporation earned -$0.62 per diluted share (EPS) in Q2 2026. This represents a decrease of 155.4% from the same quarter a year earlier. Against the prior quarter it is down 1140.0%.
Cash & Balance Sheet
ArcBest Corporation generated $117.1M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 44.7% from the same quarter a year earlier. Against the prior quarter it is up 9668.2%.
ArcBest Corporation held $145.9M in cash against $121.1M in long-term debt as of Q2 2026.
ArcBest Corporation paid $0.12 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
ArcBest Corporation's operating margin was -1.7% in Q2 2026, reflecting core business profitability. This is down 5.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.1 percentage points.
ArcBest Corporation's net profit margin was -1.2% in Q2 2026, showing the share of revenue converted to profit. This is down 3.7 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.1 percentage points.
ArcBest Corporation's ROE was -1.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 3.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.0 percentage points.
Not reported for Q2 2026.
Capital Allocation
ArcBest Corporation spent $749K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 96.2% from the same quarter a year earlier. Against the prior quarter it is down 89.9%.
ArcBest Corporation invested $12.6M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 54.1% from the same quarter a year earlier. Against the prior quarter it is up 29.3%.
Not reported for Q2 2026.
ARCB Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.2B+15.9% | $998.8M+3.3% | $972.7M-2.9% | $1.0B-1.4% | $1.0B-5.2% | $967.1M-6.7% | $1.0B-8.1% | $1.1B-5.8% |
| SG&A Expenses | $470.6M+2.7% | $438.5M+1.5% | $432.3M+2.9% | $460.3M+1.0% | $458.1M+1.1% | $431.9M-1.7% | $420.1M-4.4% | $455.7M-0.1% |
| Operating Income | -$20.6M-155.3% | $3.4M-48.3% | -$8.3M-121.6% | $54.6M-59.5% | $37.3M-23.6% | $6.6M-70.4% | $38.2M-40.6% | $135.0M+199.4% |
| EBITDA | $24.1M-69.2% | $47.7M+2.4% | $36.8M-52.5% | $99.0M-42.3% | $78.2M-8.1% | $46.6M-21.4% | $77.5M-23.7% | $171.6M+108.7% |
| Interest Expense | $3.4M+14.7% | $4.3M+55.6% | $3.3M+38.7% | $3.3M+46.2% | $3.0M+42.3% | $2.8M+23.7% | $2.4M+2.9% | $2.3M+2.0% |
| Income Tax | -$7.1M-170.2% | -$297K-128.5% | -$2.4M-128.9% | $14.2M-60.9% | $10.2M+341.1% | $1.0M+159.1% | $8.4M-55.7% | $36.4M+204.2% |
| Net Income | -$13.8M-153.6% | -$1.0M-133.1% | -$8.1M-128.0% | $39.3M-60.8% | $25.8M-45.0% | $3.1M+235.4% | $29.0M-40.5% | $100.3M+187.3% |
| EPS (Basic) | -$0.62-155.4% | -$0.05-138.5% | -$0.34-127.2% | $1.73-59.3% | $1.12-43.7% | $0.13+230.0% | $1.25-39.3% | $4.25+193.1% |
| EPS (Diluted) | -$0.62-155.4% | -$0.05-138.5% | -$0.34-127.4% | $1.72-59.3% | $1.12-42.9% | $0.13+230.0% | $1.24-38.3% | $4.23+197.9% |
| Diluted Shares (Avg) | 22M-2.9% | 22M-4.0% | N/A | 23M-3.7% | 23M-3.8% | 23M-1.2% | N/A | 24M-3.4% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.
ARCB Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.5B-0.6% | $2.5B+2.1% | $2.5B+0.9% | $2.5B+3.6% | $2.5B+2.4% | $2.4B+2.1% | $2.4B-2.2% | $2.4B-1.0% |
| Current Assets | $706.5M+10.7% | $643.2M+2.9% | $626.1M-7.3% | $657.1M-5.0% | $638.2M-16.8% | $625.2M-17.6% | $675.6M-23.6% | $691.9M-22.3% |
| Cash & Equivalents | $145.9M+27.0% | $64.1M-13.6% | $102.0M-19.9% | $120.6M-19.8% | $114.9M-46.7% | $74.1M-57.1% | $127.4M-51.4% | $150.5M-40.2% |
| Short-Term Investments | $22.6M-9.0% | $22.4M-8.8% | $22.2M-25.4% | $12.0M-70.4% | $24.8M-44.7% | $24.6M-63.9% | $29.8M-56.1% | $40.6M-54.5% |
| Accounts Receivable | $453.8M+12.8% | $425.5M+2.7% | $371.0M-6.0% | $408.6M-3.4% | $402.3M-6.3% | $414.1M-4.5% | $394.8M-8.2% | $422.9M-9.9% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $304.8M0.0% | $304.8M0.0% | $304.8M0.0% | $304.8M0.0% | $304.8M0.0% | $304.8M0.0% | $304.8M0.0% | $304.8M0.0% |
| Total Liabilities | $1.2B+1.5% | $1.2B+5.4% | $1.2B+3.7% | $1.2B+6.4% | $1.2B-0.8% | $1.1B-2.0% | $1.1B-10.2% | $1.1B-9.0% |
| Current Liabilities | $729.6M+10.3% | $692.0M+10.8% | $656.9M-1.4% | $670.5M+0.7% | $661.4M+2.4% | $624.3M+0.9% | $666.0M-5.1% | $665.6M-0.4% |
| Non-Current Liabilities | $455.1M-10.0% | $479.8M-1.6% | $500.1M+11.3% | $507.8M+15.0% | $505.6M-4.8% | $487.8M-5.4% | $449.4M-17.0% | $441.5M-19.5% |
| Long-Term Debt | $121.1M-26.1% | $129.6M-12.2% | $136.0M+8.6% | $135.5M+14.5% | $163.8M+13.0% | $147.5M-1.0% | $125.2M-22.7% | $118.3M-32.9% |
| Total Equity | $1.3B-2.5% | $1.3B-0.6% | $1.3B-1.4% | $1.3B+1.2% | $1.3B+5.6% | $1.3B+5.9% | $1.3B+5.8% | $1.3B+7.1% |
| Retained Earnings | $1.5B+0.4% | $1.5B+3.1% | $1.5B+3.4% | $1.5B+6.1% | $1.5B+11.2% | $1.4B+13.3% | $1.4B+12.8% | $1.4B+14.9% |
Not reported in any period shown, so not listed: Inventory.
ARCB Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $129.7M+19.7% | $8.5M+136.5% | $44.7M-21.4% | $99.3M+11.7% | $108.4M-18.9% | -$23.4M-461.8% | $56.8M-55.4% | $88.8M-2.4% |
| Depreciation & Amortization | $44.7M+9.2% | $44.3M+10.9% | $45.0M+14.4% | $44.4M+21.3% | $40.9M+12.8% | $40.0M+8.5% | $39.4M+5.3% | $36.6M-1.4% |
| Stock-Based Compensation | N/A | $2.1M-11.1% | N/A | N/A | N/A | $2.4M-17.5% | N/A | N/A |
| Capital Expenditures | $12.6M-54.1% | $9.8M-32.8% | $7.8M-85.4% | $65.0M+0.1% | $27.5M-44.9% | $14.5M-73.6% | $53.3M-40.3% | $64.9M+39.3% |
| Free Cash Flow | $117.1M+44.7% | -$1.2M+96.8% | $36.9M+943.9% | $34.3M+43.2% | $80.9M-3.5% | -$37.9M+21.9% | $3.5M-90.7% | $23.9M-46.1% |
| Investing Cash Flow | -$12.1M+56.4% | -$11.5M-42.4% | -$19.2M+49.1% | -$21.6M+65.3% | -$27.8M+7.7% | -$8.1M+85.9% | -$37.8M+45.7% | -$62.4M-456.8% |
| Financing Cash Flow | -$35.9M+10.2% | -$35.0M-60.2% | -$44.0M-4.8% | -$71.9M+21.5% | -$39.9M+34.5% | -$21.9M+43.7% | -$42.0M+10.8% | -$91.6M-107.0% |
| Dividends Paid | $2.7M-2.6% | $2.7M-3.8% | $2.7M-3.9% | $2.7M-3.9% | $2.8M-2.2% | $2.8M-1.5% | $2.8M-1.3% | $2.8M-1.7% |
| Share Buybacks | $749K-96.2% | $7.4M-66.2% | $17.4M-8.8% | $16.4M-33.0% | $19.7M+23.6% | $22.0M+40.5% | $19.1M-25.4% | $24.5M-0.7% |
ARCB Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | -1.7%-5.4pp | 0.3%-0.4pp | -0.9%-4.7pp | 5.2%-7.5pp | 3.6%-0.9pp | 0.7%-1.5pp | 3.8%-2.1pp | 12.7%+8.7pp |
| Net Margin | -1.2%-3.7pp | -0.1%-0.4pp | -0.8%-3.7pp | 3.8%-5.7pp | 2.5%-1.8pp | 0.3%+0.5pp | 2.9%-1.6pp | 9.4%+6.3pp |
| Return on Equity | -1.1%-3.1pp | -0.1%-0.3pp | -0.6%-2.8pp | 3.0%-4.7pp | 2.0%-1.8pp | 0.2%+0.4pp | 2.2%-1.7pp | 7.7%+4.8pp |
| Return on Assets | -0.6%-1.6pp | 0.0%-0.2pp | -0.3%-1.5pp | 1.6%-2.6pp | 1.1%-0.9pp | 0.1%+0.2pp | 1.2%-0.8pp | 4.2%+2.7pp |
| Current Ratio | 0.970.0x | 0.93-0.1x | 0.95-0.1x | 0.98-0.1x | 0.96-0.2x | 1.00-0.2x | 1.01-0.2x | 1.04-0.3x |
| Debt-to-Equity | 0.100.0x | 0.100.0x | 0.100.0x | 0.100.0x | 0.130.0x | 0.110.0x | 0.100.0x | 0.09-0.1x |
| Asset Turnover | 0.48+0.1x | 0.410.0x | 0.400.0x | 0.420.0x | 0.410.0x | 0.400.0x | 0.410.0x | 0.440.0x |
| FCF Margin | 9.9%+2.0pp | -0.1%+3.8pp | 3.8%+3.4pp | 3.3%+1.0pp | 7.9%+0.1pp | -3.9%+0.8pp | 0.4%-3.1pp | 2.3%-1.7pp |
Not reported in any period shown, so not listed: Gross Margin.
Note: The current ratio is below 1.0 (0.95), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| ArcBest Corporation ARCB | FY2025 | $4.0B | $60.1M | 1.5% | $2.9B | 43/100 |
| Werner Enterprises Inc WERN | FY2025 | $3.0B | -$14.4M | -0.5% | $2.0B | 34/100 |
| Marten Transport Ltd MRTN | FY2025 | $883.7M | $17.4M | 2.0% | $1.0B | 39/100 |
| Heartland Express Inc HTLD | FY2025 | $805.7M | -$52.5M | -6.5% | $877.7M | 22/100 |
| Universal Logistics Holdings, Inc. ULH | FY2025 | $1.6B | -$99.9M | -6.4% | $457.7M | 27/100 |
| Covenant Logistics Group, Inc. CVLG | FY2025 | $1.2B | $7.2M | 0.6% | $830.1M | 32/100 |
Where ArcBest Corporation Ranks
Frequently Asked Questions
What is ArcBest Corporation's annual revenue?
ArcBest Corporation (ARCB) reported $4.0B in total revenue for fiscal year 2025. This represents a -4.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is ArcBest Corporation's revenue growing?
ArcBest Corporation (ARCB) revenue declined by 4.0% year-over-year, from $4.2B to $4.0B in fiscal year 2025.
Is ArcBest Corporation profitable?
Yes, ArcBest Corporation (ARCB) reported a net income of $60.1M in fiscal year 2025, with a net profit margin of 1.5%.
What is ArcBest Corporation's EBITDA?
ArcBest Corporation (ARCB) had EBITDA of $260.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does ArcBest Corporation have?
As of fiscal year 2025, ArcBest Corporation (ARCB) had $102.0M in cash and equivalents against $136.0M in long-term debt.
What is ArcBest Corporation's operating margin?
ArcBest Corporation (ARCB) had an operating margin of 2.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is ArcBest Corporation's net profit margin?
ArcBest Corporation (ARCB) had a net profit margin of 1.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is ArcBest Corporation's return on equity (ROE)?
ArcBest Corporation (ARCB) has a return on equity of 4.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is ArcBest Corporation's free cash flow?
ArcBest Corporation (ARCB) generated $114.2M in free cash flow during fiscal year 2025. This represents a 82.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is ArcBest Corporation's operating cash flow?
ArcBest Corporation (ARCB) generated $229.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are ArcBest Corporation's total assets?
ArcBest Corporation (ARCB) had $2.5B in total assets as of fiscal year 2025, including both current and long-term assets.
What are ArcBest Corporation's capital expenditures?
ArcBest Corporation (ARCB) invested $114.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does ArcBest Corporation spend on research and development?
ArcBest Corporation (ARCB) invested $29.1M in research and development during fiscal year 2025.
What is ArcBest Corporation's current ratio?
ArcBest Corporation (ARCB) had a current ratio of 0.95 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is ArcBest Corporation's debt-to-equity ratio?
ArcBest Corporation (ARCB) had a debt-to-equity ratio of 0.10 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is ArcBest Corporation's return on assets (ROA)?
ArcBest Corporation (ARCB) had a return on assets of 2.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is ArcBest Corporation's P/E ratio?
ArcBest Corporation (ARCB) trades at 177x earnings, its market capitalization divided by net income of $16.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $2.9B as of Oct 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is ArcBest Corporation's price-to-sales ratio?
ArcBest Corporation (ARCB) trades at 0.7x sales, its market capitalization divided by revenue of $4.2B revenue, trailing 12 months to June 30, 2026. The market capitalization is $2.9B as of Oct 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is ArcBest Corporation's Altman Z-Score?
ArcBest Corporation (ARCB) has an Altman Z-Score of 4.09, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is ArcBest Corporation's Piotroski F-Score?
ArcBest Corporation (ARCB) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are ArcBest Corporation's earnings high quality?
ArcBest Corporation (ARCB) has an earnings quality ratio of 3.81x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can ArcBest Corporation cover its interest payments?
ArcBest Corporation (ARCB) has an interest coverage ratio of 7.30x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is ArcBest Corporation?
ArcBest Corporation (ARCB) scores 43 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.