Atkore Inc. (ATKR) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 13, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q3 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ATKR SEC filings page.
Atkore Inc. (ATKR) reported $2.9B in revenue over the twelve months to Jun 26, 2026, up 1.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 12 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Atkore's earnings nearly vanished in FY2025, yet cash generation stayed positive because lower reinvestment cushioned a severe operating slowdown.
Operating cash flow was$402.8M despite a net loss of$15.2M , so FY2025 cash conversion came from non-cash charges and balance-sheet movements rather than accounting earnings. Free cash flow was$295.7M while capital spending was$107.1M , showing that cash generation persisted partly because reinvestment was lighter, not because profitability held.
FY2025 gross margin fell to
Long-term debt was
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Atkore Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Atkore Inc. has an operating margin of 0.8%, meaning the company retains $1 of operating profit per $100 of revenue. This results in a moderate score of 64/100, indicating healthy but not exceptional operating efficiency. This is down from 19.5% the prior year.
Atkore Inc.'s revenue declined 11.0% year-over-year, from $3.2B to $2.9B. This contraction results in a growth score of 10/100.
Atkore Inc. has a moderate D/E ratio of 0.54. This balance of debt and equity financing earns a leverage score of 35/100.
With a current ratio of 3.05, Atkore Inc. holds $3.05 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 79/100.
Atkore Inc. converts 10.4% of revenue into free cash flow ($295.7M). This strong cash generation earns a score of 72/100.
Atkore Inc. posts a -1.1% return on equity (ROE), meaning it loses $1 for every $100 of shareholders' equity. This results in a returns score of 71/100. This is down from 30.7% the prior year.
Atkore Inc. scores 3.24, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Atkore Inc. passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.
Atkore Inc. reported a net loss of $15.2M while generating $402.8M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Atkore Inc. earns $0.70 in operating income for every $1 of interest expense ($23.2M vs $33.3M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Atkore Inc. generated $794.8M in revenue in Q3 2026. This represents an increase of 8.1% from the same quarter a year earlier. Against the prior quarter it is up 8.7%.
Atkore Inc.'s EBITDA was $87.2M in Q3 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 6.1% from the same quarter a year earlier. Against the prior quarter it is up 99.5%.
Atkore Inc. reported $745K in net income in Q3 2026. This represents a decrease of 98.3% from the same quarter a year earlier. Against the prior quarter it is up 100.6%.
Atkore Inc. earned $0.02 per diluted share (EPS) in Q3 2026. This represents a decrease of 98.4% from the same quarter a year earlier. Against the prior quarter it is up 100.5%.
Cash & Balance Sheet
Atkore Inc. recorded an outflow of $77.3M in free cash flow in Q3 2026, representing a cash shortfall after capex. This represents a decrease of 862.6% from the same quarter a year earlier. Against the prior quarter it is down 660.1%.
Atkore Inc. held $346.2M in cash against $756.5M in long-term debt as of Q3 2026.
Not reported for Q3 2026.
Margins & Returns
Atkore Inc.'s gross margin was 22.2% in Q3 2026, indicating the percentage of revenue retained after direct costs. This is down 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.6 percentage points.
Atkore Inc.'s operating margin was 8.1% in Q3 2026, reflecting core business profitability. This is down 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 6.6 percentage points.
Atkore Inc.'s net profit margin was 0.1% in Q3 2026, showing the share of revenue converted to profit. This is down 5.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 17.1 percentage points.
Atkore Inc.'s ROE was 0.1% in Q3 2026, measuring profit generated per dollar of shareholder equity. This is down 2.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 9.8 percentage points.
Capital Allocation
Atkore Inc. repurchased no shares in Q3 2026.
Atkore Inc. invested $14.2M in capex in Q3 2026, funding long-term assets and infrastructure. This represents a decrease of 33.4% from the same quarter a year earlier. Against the prior quarter it is down 2.0%.
Not reported for Q3 2026.
ATKR Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Revenue | $794.8M+8.1% | $731.4M+4.2% | $655.5M-0.9% | $752.0M-4.6% | $735.0M-10.6% | $701.7M-11.5% | $661.6M-17.1% | $788.3M-9.4% |
| Cost of Revenue | $618.5M+9.9% | $595.3M+15.2% | $529.6M+8.0% | $604.2M+5.6% | $563.0M+3.7% | $516.6M+3.0% | $490.5M-3.4% | $572.2M+0.7% |
| Gross Profit | $176.3M+2.4% | $136.1M-26.5% | $125.9M-26.4% | $147.8M-31.6% | $172.1M-38.5% | $185.1M-36.5% | $171.1M-41.1% | $216.1M-28.3% |
| SG&A Expenses | $108.7M+10.7% | $107.9M+9.0% | $99.6M+8.9% | $108.0M+7.6% | $98.1M+0.2% | $99.0M+0.5% | $91.5M-9.1% | $100.4M+3.5% |
| Operating Income | $64.0M+0.3% | $10.4M+120.0% | $20.1M-70.5% | -$56.8M-155.6% | $63.8M-62.1% | -$51.8M-129.0% | $67.9M-61.3% | $102.1M-46.1% |
| EBITDA | $87.2M-6.1% | $43.7M+293.5% | $56.2M-42.2% | -$19.8M-114.7% | $92.8M-53.2% | -$22.6M-110.8% | $97.3M-52.4% | $134.7M-38.9% |
| Interest Expense | $6.9M-21.7% | $7.0M-15.4% | $6.9M-16.0% | $7.9M-16.8% | $8.9M-10.8% | $8.3M-0.7% | $8.2M+5.3% | $9.5M+10.9% |
| Income Tax | -$6.3M-152.0% | -$34.7M-110.7% | $465K-96.2% | -$11.4M-160.5% | $12.1M-64.9% | -$16.5M-151.7% | $12.3M-58.1% | $18.8M-52.6% |
| Net Income | $745K-98.3% | -$124.1M-147.9% | $15.0M-67.6% | -$54.4M-174.4% | $43.0M-65.2% | -$50.1M-136.3% | $46.3M-66.5% | $73.1M-48.1% |
| EPS (Basic) | $0.02-98.4% | -$3.68-150.3% | $0.44-66.7% | -$1.60-176.6% | $1.26-62.5% | -$1.47-139.6% | $1.32-63.9% | $2.09-43.5% |
| EPS (Diluted) | $0.02-98.4% | -$3.65-150.0% | $0.44-66.4% | -$1.59-176.4% | $1.25-62.5% | -$1.46-139.8% | $1.31-63.7% | $2.08-43.0% |
| Diluted Shares (Avg) | 34M+0.4% | 34M-1.0% | 34M-3.2% | N/A | 34M-7.5% | 34M-7.7% | 35M-7.2% | N/A |
Not reported in any period shown, so not listed: R&D Expenses.
ATKR Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.7B-3.8% | $2.8B-0.1% | $2.8B-5.8% | $2.9B-5.6% | $2.9B-3.8% | $2.9B-5.4% | $3.0B+0.9% | $3.0B+2.9% |
| Current Assets | $1.5B-3.1% | $1.7B+13.1% | $1.6B+6.0% | $1.6B+5.0% | $1.6B+3.5% | $1.5B-3.8% | $1.5B-1.0% | $1.5B-0.9% |
| Cash & Equivalents | $346.2M+4.6% | $442.3M+33.9% | $443.8M+42.9% | $506.7M+44.2% | $331.0M+9.0% | $330.4M-10.2% | $310.4M-18.5% | $351.4M-9.5% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $389.5M-24.2% | $401.1M-23.0% | $469.3M-10.8% | $484.8M-7.6% | $513.8M-10.4% | $521.2M-7.6% | $526.3M+6.6% | $524.7M+6.2% |
| Accounts Receivable | $578.7M+4.5% | $557.9M+18.4% | $484.1M+2.3% | $447.0M-8.8% | $553.9M+10.0% | $471.2M-7.5% | $473.1M-8.6% | $489.9M-12.5% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $285.5M-9.1% | $287.5M-7.7% | $294.9M-5.2% | $294.5M-6.2% | $314.2M+0.7% | $311.4M-0.3% | $311.0M-0.6% | $314.0M+0.9% |
| Total Liabilities | $1.5B+1.1% | $1.6B+8.2% | $1.4B-4.9% | $1.5B-1.9% | $1.5B+3.5% | $1.4B+0.4% | $1.5B+1.5% | $1.5B+1.0% |
| Current Liabilities | $558.1M+9.6% | $649.9M+29.6% | $459.7M-6.1% | $524.5M+2.7% | $509.3M+9.3% | $501.5M-1.7% | $489.3M-3.2% | $510.9M-9.5% |
| Non-Current Liabilities | $909.2M-3.5% | $917.6M-3.2% | $923.6M-4.3% | $929.1M-4.3% | $942.1M+0.6% | $947.7M+1.6% | $965.1M+4.0% | $970.6M+7.6% |
| Long-Term Debt | $756.5M-1.0% | $756.9M-1.2% | $757.3M-1.1% | $756.8M-1.1% | $764.4M0.0% | $765.9M+0.3% | $765.4M+0.3% | $764.8M+0.3% |
| Total Equity | $1.3B-12.9% | $1.3B-9.2% | $1.4B-6.8% | $1.4B-9.2% | $1.5B-6.1% | $1.4B-10.3% | $1.5B+0.3% | $1.5B+4.9% |
| Retained Earnings | $747.5M-21.7% | $757.9M-17.9% | $893.0M-13.6% | $889.4M-15.2% | $954.6M-12.3% | $922.7M-16.3% | $1.0B-0.2% | $1.0B+5.5% |
ATKR Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$63.1M-300.9% | $28.3M-67.3% | -$55.5M-174.6% | $210.4M+5.7% | $31.4M-70.0% | $86.6M-0.7% | $74.4M-53.0% | $199.1M-18.4% |
| Depreciation & Amortization | $23.2M-20.1% | $33.3M+14.0% | $36.1M+23.1% | $36.9M+13.2% | $29.0M-3.0% | $29.2M-0.7% | $29.3M+1.1% | $32.6M+5.7% |
| Stock-Based Compensation | $7.7M+5.9% | $12.8M+66.6% | $4.0M-34.1% | N/A | $7.2M+61.5% | $7.7M+53.4% | $6.1M+28.2% | N/A |
| Capital Expenditures | $14.2M-33.4% | $14.5M-35.2% | $11.8M-71.5% | $22.2M-50.4% | $21.3M-32.5% | $22.3M-23.5% | $41.3M-6.8% | $44.8M-53.5% |
| Free Cash Flow | -$77.3M-862.6% | $13.8M-78.5% | -$67.3M-303.3% | $188.2M+22.0% | $10.1M-86.1% | $64.2M+10.7% | $33.1M-70.9% | $154.3M+4.6% |
| Investing Cash Flow | -$18.0M+15.5% | -$14.8M-114.5% | $6.6M+116.1% | -$16.2M+62.8% | -$21.3M+32.9% | -$6.9M+76.0% | -$41.1M+18.2% | -$43.7M+54.6% |
| Financing Cash Flow | -$12.8M+7.8% | -$13.2M+78.5% | -$15.3M+77.4% | -$17.3M+84.4% | -$13.9M+89.8% | -$61.5M+11.3% | -$67.7M+42.7% | -$110.7M-47.2% |
| Share Buybacks | $0 | $0-100.0% | $0-100.0% | $0-100.0% | $0-100.0% | $50.0M-16.0% | $50.0M-48.1% | $100.0M+33.3% |
Not reported in any period shown, so not listed: Dividends Paid.
ATKR Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 22.2%-1.2pp | 18.6%-7.8pp | 19.2%-6.7pp | 19.7%-7.8pp | 23.4%-10.6pp | 26.4%-10.4pp | 25.9%-10.5pp | 27.4%-7.3pp |
| Operating Margin | 8.1%-0.6pp | 1.4%+8.8pp | 3.1%-7.2pp | -7.5%-20.5pp | 8.7%-11.8pp | -7.4%-29.9pp | 10.3%-11.7pp | 13.0%-8.8pp |
| Net Margin | 0.1%-5.8pp | -17.0%-9.8pp | 2.3%-4.7pp | -7.2%-16.5pp | 5.8%-9.2pp | -7.1%-24.5pp | 7.0%-10.3pp | 9.3%-6.9pp |
| Return on Equity | 0.1%-2.9pp | -9.7%-6.1pp | 1.1%-2.0pp | -3.9%-8.6pp | 2.9%-5.0pp | -3.5%-12.3pp | 3.1%-6.1pp | 4.8%-4.9pp |
| Return on Assets | 0.0%-1.5pp | -4.4%-2.6pp | 0.5%-1.0pp | -1.9%-4.3pp | 1.5%-2.6pp | -1.8%-6.3pp | 1.6%-3.1pp | 2.4%-2.4pp |
| Current Ratio | 2.73-0.4x | 2.64-0.4x | 3.42+0.4x | 3.05+0.1x | 3.09-0.2x | 3.02-0.1x | 3.03+0.1x | 2.98+0.3x |
| Debt-to-Equity | 0.59+0.1x | 0.590.0x | 0.540.0x | 0.540.0x | 0.520.0x | 0.54+0.1x | 0.510.0x | 0.500.0x |
| Asset Turnover | 0.290.0x | 0.260.0x | 0.240.0x | 0.260.0x | 0.260.0x | 0.250.0x | 0.220.0x | 0.260.0x |
| FCF Margin | -9.7%-11.1pp | 1.9%-7.3pp | -10.3%-15.3pp | 25.0%+5.5pp | 1.4%-7.5pp | 9.2%+1.8pp | 5.0%-9.2pp | 19.6%+2.6pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Atkore Inc. ATKR | FY2025 | $2.9B | -$15.2M | -0.5% | $3.2B | 55/100 |
| Eos Energy Enterprises, Inc. EOSE | FY2025 | $114.2M | -$969.6M | N/A | $917.7M | 43/100 |
| Hayward Holdings, Inc. HAYW | FY2025 | $1.1B | $151.6M | 13.5% | $2.4B | 67/100 |
| EnerSys, Inc. ENS | FY2026 | $3.8B | $293.6M | 7.8% | $6.5B | 61/100 |
| Powell Industries Inc POWL | FY2025 | $1.1B | $180.7M | 16.4% | $7.0B | 72/100 |
| Energizer Holdings, Inc ENR | FY2025 | $3.0B | $239.0M | 8.1% | $1.5B | 25/100 |
Where Atkore Inc. Ranks
Frequently Asked Questions
What is Atkore Inc.'s annual revenue?
Atkore Inc. (ATKR) reported $2.9B in total revenue for fiscal year 2025. This represents a -11.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Atkore Inc.'s revenue growing?
Atkore Inc. (ATKR) revenue declined by 11.0% year-over-year, from $3.2B to $2.9B in fiscal year 2025.
Is Atkore Inc. profitable?
No, Atkore Inc. (ATKR) reported a net income of -$15.2M in fiscal year 2025, with a net profit margin of -0.5%.
What is Atkore Inc.'s EBITDA?
Atkore Inc. (ATKR) had EBITDA of $147.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Atkore Inc. have?
As of fiscal year 2025, Atkore Inc. (ATKR) had $506.7M in cash and equivalents against $756.8M in long-term debt.
What is Atkore Inc.'s gross margin?
Atkore Inc. (ATKR) had a gross margin of 23.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Atkore Inc.'s operating margin?
Atkore Inc. (ATKR) had an operating margin of 0.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Atkore Inc.'s net profit margin?
Atkore Inc. (ATKR) had a net profit margin of -0.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Atkore Inc.'s return on equity (ROE)?
Atkore Inc. (ATKR) has a return on equity of -1.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Atkore Inc.'s free cash flow?
Atkore Inc. (ATKR) generated $295.7M in free cash flow during fiscal year 2025. This represents a -25.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Atkore Inc.'s operating cash flow?
Atkore Inc. (ATKR) generated $402.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Atkore Inc.'s total assets?
Atkore Inc. (ATKR) had $2.9B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Atkore Inc.'s capital expenditures?
Atkore Inc. (ATKR) invested $107.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Atkore Inc.'s current ratio?
Atkore Inc. (ATKR) had a current ratio of 3.05 as of fiscal year 2025, which is generally considered healthy.
What is Atkore Inc.'s debt-to-equity ratio?
Atkore Inc. (ATKR) had a debt-to-equity ratio of 0.54 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Atkore Inc.'s return on assets (ROA)?
Atkore Inc. (ATKR) had a return on assets of -0.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Atkore Inc.'s P/E ratio?
Atkore Inc. (ATKR) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 26, 2026). The market capitalization is $3.2B as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Atkore Inc.'s price-to-sales ratio?
Atkore Inc. (ATKR) trades at 1.1x sales, its market capitalization divided by revenue of $2.9B revenue, trailing 12 months to June 26, 2026. The market capitalization is $3.2B as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Atkore Inc.'s Altman Z-Score?
Atkore Inc. (ATKR) has an Altman Z-Score of 3.24, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Atkore Inc.'s Piotroski F-Score?
Atkore Inc. (ATKR) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Atkore Inc.'s earnings high quality?
Atkore Inc. (ATKR) reported a net loss of $15.2M while generating $402.8M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Atkore Inc. cover its interest payments?
Atkore Inc. (ATKR) has an interest coverage ratio of 0.70x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Atkore Inc.?
Atkore Inc. (ATKR) scores 55 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.