Banco Bradesco S.A. (BBDO) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Nov 6, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Mar 25, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BBDO SEC filings page.
Banco Bradesco S.A. (BBDO) reported $19.1B in revenue for fiscal year 2025, up 23.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (20-F and 6-K reports).
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 4 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Banco Bradesco S.A.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Banco Bradesco S.A. earned a return on assets of 1.0% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.8% the prior year. Earnings ranks banks on that return over three years, and Banco Bradesco S.A. scores 51/100 among other banks.
Banco Bradesco S.A. reported revenue of $19.1B in fiscal year 2025, against $15.5B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Banco Bradesco S.A. scores 41/100 among other banks.
Banco Bradesco S.A. funded 7.7% of its assets with shareholders' equity at the end of fiscal year 2025, holding $32.6B of equity against $425.5B of assets. Capital ranks banks on that cushion, and Banco Bradesco S.A. scores 10/100 among other banks.
Not available for Banco Bradesco S.A., so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.
Not available for Banco Bradesco S.A., so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.
Banco Bradesco S.A. reported net income of $4.3B in fiscal year 2025, against $2.8B in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Banco Bradesco S.A. scores 61/100 among other banks.
Banco Bradesco S.A. passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) does not pass.
Key Financial Metrics
Earnings & Revenue
Banco Bradesco S.A. generated $19.1B in revenue in fiscal year 2025. This represents an increase of 23.0% from the prior year.
Banco Bradesco S.A. reported $4.3B in net income in fiscal year 2025. This represents an increase of 54.9% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Banco Bradesco S.A. recorded an outflow of $12.3B in free cash flow in fiscal year 2025, representing a cash shortfall after capex. This represents a decrease of 259.1% from the prior year.
Banco Bradesco S.A. held $35.3B in cash against $7.1B in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Banco Bradesco S.A.'s net profit margin was 22.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.7 percentage points from the prior year.
Banco Bradesco S.A.'s ROE was 13.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 3.0 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Banco Bradesco S.A. invested $917.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 147.0% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
BBDO Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $19.1B+23.0% | $15.5B-8.4% | $16.9B-7.8% | $18.3B-6.3% | $19.6B+5.8% | $18.5B-18.4% | $22.7B-2.9% | $23.4B+5.4% | $22.2B-6.4% | $23.7B+27.6% | $18.6B | $40.7B+9.3% | $37.2B+75.6% | $21.2B-22.8% | $27.5B |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $5.9B+25.1% | $4.7B+49.6% | $3.2B-10.1% | $3.5B |
| Interest Expense | $35.4B+51.7% | $23.3B-27.6% | $32.2B+30.2% | $24.7B+150.3% | $9.9Bn/m | -$9.4Bn/m | -$14.6B-202.4% | $14.2B-37.6% | $22.8B-18.4% | $28.0B+55.2% | $18.0B | $15.4B+27.8% | $12.1B-1.9% | $12.3B+71.7% | $7.2B |
| Income Tax | $529.5M+410.3% | $103.8M-88.3% | $885.1Mn/m | -$598.7Mn/m | -$1.7B-173.8% | $2.3Bn/m | -$1.9B-379.3% | $694.1M-64.2% | $1.9B-54.6% | $4.3Bn/m | -$2.2B | $3.3B+28.7% | $2.5Bn/m | -$173.4M-109.2% | $1.9B |
| Net Income | $4.3B+54.9% | $2.8B-5.0% | $2.9B-26.8% | $4.0B-3.4% | $4.2B+36.3% | $3.0B-41.7% | $5.2B+22.4% | $4.3B-17.2% | $5.2B-6.2% | $5.5B+20.1% | $4.6B | $5.8B+9.8% | $5.3B+74.3% | $3.0B-32.1% | $4.5B |
| EPS (Basic) | N/A | N/A | $0.26-26.8% | $0.36-3.7% | $0.37+36.8% | $0.27 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| EPS (Diluted) | N/A | N/A | $0.29-26.5% | $0.40-2.9% | $0.41+36.5% | $0.30 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, Diluted Shares (Avg).
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
BBDO Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $425.5B+27.1% | $334.7B-15.8% | $397.3B+17.2% | $339.1B+12.8% | $300.6B-2.7% | $309.0B-9.9% | $343.0B+1.9% | $336.4B-9.0% | $369.7B+0.9% | $366.4B+41.3% | $259.3B | $373.8B+31.1% | $285.1B+51.4% | $188.3B | N/A |
| Cash & Equivalents | $35.3B+5.0% | $33.6B-12.6% | $38.5B+61.3% | $23.9B+86.4% | $12.8B-65.1% | $36.7B+138.6% | $15.4B-45.8% | $28.4B-39.7% | $47.1B-15.4% | $55.7B+49.8% | $37.2B | $21.9B-54.5% | $48.2B+93.7% | $24.9B+10.4% | $22.5B |
| Goodwill | $4.7B+22.4% | $3.8B-15.7% | $4.6B+28.1% | $3.6B+33.0% | $2.7B-5.3% | $2.8B-22.9% | $3.7B-11.9% | $4.2B-14.9% | $4.9B+0.6% | $4.9B+159.5% | $1.9B | $711.3M+0.4% | $708.2M+27.4% | $556.0M | N/A |
| Total Liabilities | $392.8B+27.8% | $307.3B-15.3% | $362.8B+17.5% | $308.8B+12.9% | $273.6B-2.6% | $280.8B-9.2% | $309.3B+1.6% | $304.3B-8.9% | $334.1B0.0% | $334.0B+41.3% | $236.4B | $342.0B+32.2% | $258.7B+50.2% | $172.2B | N/A |
| Long-Term Debt | $7.1B-5.8% | $7.6B+60.9% | $4.7B-23.8% | $6.2B+29.6% | $4.8B+3.2% | $4.6B-36.6% | $7.3B-4.8% | $7.6B+36.8% | $5.6B-17.9% | $6.8B | N/A | $45.2B+55.1% | $29.2B+42.7% | $20.4B | N/A |
| Total Equity | $32.6B+19.6% | $27.2B-20.6% | $34.3B+13.6% | $30.2B+12.3% | $26.9B-4.2% | $28.0B-16.6% | $33.6B+5.0% | $32.0B-9.6% | $35.4B+9.5% | $32.4B+41.0% | $23.0B | $31.8B+20.0% | $26.5B+64.3% | $16.1B-14.1% | $18.8B |
| Retained Earnings | -$12.9Mn/m | -$405.8Mn/m | -$157.7M-752.9% | $24.2M-86.4% | $178.0Mn/m | -$45.1M-138.1% | $118.3M-77.4% | $524.5M-76.3% | $2.2B+46.9% | $1.5B | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
BBDO Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$11.4B-240.6% | $8.1Bn/m | -$36.6M-100.4% | $9.4Bn/m | -$18.3B-166.7% | $27.4Bn/m | -$4.8Bn/m | -$1.7B-115.6% | $10.7B-35.3% | $16.6Bn/m | -$15.5B | $4.8B-55.7% | $10.8Bn/m | -$12.2B-214.6% | $10.7B |
| Depreciation & Amortization | $446.5M+5.2% | $424.3M-21.6% | $541.2M+13.0% | $478.8M-1.6% | $486.6M-14.6% | $570.0M-16.3% | $681.1M+81.0% | $376.3M+0.7% | $373.6M+6.6% | $350.5M+31.2% | $267.1M | $761.8M+26.1% | $604.3M+58.7% | $380.9M-9.2% | $419.3M |
| Capital Expenditures | $917.0M+147.0% | $371.3M-7.8% | $402.5M-12.8% | $461.7M+122.5% | $207.5M-40.0% | $345.7M-47.2% | $654.3M+6.2% | $615.8M+7.5% | $572.9M-32.9% | $854.3M+55.1% | $551.0M | $1.2B+49.7% | $769.0M+38.0% | $557.3M+3.1% | $540.8M |
| Free Cash Flow | -$12.3B-259.1% | $7.8Bn/m | -$439.1M-104.9% | $9.0Bn/m | -$18.5B-168.3% | $27.1Bn/m | -$5.5Bn/m | -$2.3B-122.5% | $10.2B-35.4% | $15.7Bn/m | -$16.0B | $3.6B-63.8% | $10.0Bn/m | -$12.8B-226.2% | $10.1B |
| Investing Cash Flow | $10.9Bn/m | -$810.7M-104.7% | $17.2Bn/m | -$3.4Bn/m | -$3.5B-187.9% | $3.9Bn/m | -$3.8Bn/m | -$8.9Bn/m | -$5.5B-295.6% | $2.8Bn/m | -$3.0B | -$90.5Bn/m | -$15.7Bn/m | -$16.4Bn/m | -$24.9B |
| Financing Cash Flow | -$2.1Bn/m | -$3.8Bn/m | -$4.8B-214.6% | $4.1Bn/m | -$288.6Mn/m | -$7.0Bn/m | -$3.6Bn/m | -$1.4Bn/m | -$13.1Bn/m | -$7.2B-320.3% | $3.3B | $57.1B+184.2% | $20.1B-44.4% | $36.2B+18.9% | $30.4B |
| Dividends Paid | $2.2B+104.2% | $1.1B-42.5% | $1.8B+166.0% | $691.8M-61.1% | $1.8B+544.9% | $275.8M-93.8% | $4.4B+162.1% | $1.7B-14.3% | $2.0B+14.0% | $1.7B+36.4% | $1.3B | $1.8B+6.4% | $1.6B+21.0% | $1.4B+199.8% | $454.2M |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $2.9M-91.3% | $33.6M | $9.0M-91.5% | $105.6M+4784.8% | $2.2M-95.3% | $46.1M |
Not reported in any period shown, so not listed: Stock-Based Compensation.
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
BBDO Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 22.7%+4.7pp | 18.0%+0.6pp | 17.4%-4.5pp | 21.9%+0.7pp | 21.2%+4.7pp | 16.5%-6.6pp | 23.1%+4.8pp | 18.3%-5.0pp | 23.3%+0.1pp | 23.2%-1.5pp | 24.7% | 14.3%+0.1pp | 14.2%-0.1pp | 14.3%-1.9pp | 16.3% |
| Return on Equity | 13.3%+3.0pp | 10.2%+1.7pp | 8.6%-4.7pp | 13.3%-2.2pp | 15.5%+4.6pp | 10.9%-4.7pp | 15.6%+2.2pp | 13.3%-1.2pp | 14.6%-2.4pp | 17.0%-2.9pp | 19.9% | 18.3%-1.7pp | 20.0%+1.2pp | 18.8%-5.0pp | 23.8% |
| Return on Assets | 1.0%+0.2pp | 0.8%+0.1pp | 0.7%-0.4pp | 1.2%-0.2pp | 1.4%+0.4pp | 1.0%-0.5pp | 1.5%+0.3pp | 1.3%-0.1pp | 1.4%-0.1pp | 1.5%-0.3pp | 1.8% | 1.6%-0.3pp | 1.9%+0.2pp | 1.6% | N/A |
| Debt-to-Equity | 0.22-0.1x | 0.28+0.1x | 0.14-0.1x | 0.200.0x | 0.180.0x | 0.16-0.1x | 0.220.0x | 0.24+0.1x | 0.16-0.1x | 0.21 | N/A | 1.42+0.3x | 1.10-0.2x | 1.27 | N/A |
| Liabilities-to-Equity | 12.06+0.8x | 11.29+0.7x | 10.58+0.4x | 10.230.0x | 10.18+0.2x | 10.02+0.8x | 9.20-0.3x | 9.50+0.1x | 9.43-0.9x | 10.320.0x | 10.29 | 10.77+1.0x | 9.77-0.9x | 10.69 | N/A |
| Asset Turnover | 0.040.0x | 0.050.0x | 0.040.0x | 0.050.0x | 0.070.0x | 0.060.0x | 0.070.0x | 0.070.0x | 0.060.0x | 0.060.0x | 0.07 | 0.110.0x | 0.130.0x | 0.11 | N/A |
| FCF Margin | -64.7%-114.8pp | 50.0%+52.6pp | -2.6%-51.4pp | 48.8%+143.3pp | -94.5% | 146.3% | -24.2%-14.4pp | -9.8%-55.7pp | 45.9%-20.6pp | 66.5%+153.0pp | -86.5% | 8.9%-18.0pp | 27.0%+87.3pp | -60.4%-97.3pp | 36.9% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Banco Bradesco S.A. BBDO | FY2025 | $19.1B | $4.3B | 22.7% | $26.8B | 41/100 |
| Shinhan Financial Group Co Ltd SHG | FY2025 | $10.1B | $3.4B | 34.0% | $29.4B | 36/100 |
| Credicorp LTD BAP | FY2025 | $5.6B | $2.1B | 36.6% | $27.6B | 71/100 |
| M&T Bank Corp. MTB | FY2025 | $9.7B | $2.9B | 29.4% | $31.3B | 64/100 |
| Huntington Bancshares Inc HBAN | FY2025 | $8.2B | $2.2B | 27.1% | $31.2B | 53/100 |
| Citizens Financial Group, Inc. CFG | FY2025 | $8.2B | $1.8B | 22.2% | $26.5B | 45/100 |
Where Banco Bradesco S.A. Ranks
Frequently Asked Questions
Banco Bradesco S.A. (BBDO) reported $19.1B in total revenue for fiscal year 2025. This represents a 23.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Banco Bradesco S.A. (BBDO) revenue grew by 23.0% year-over-year, from $15.5B to $19.1B in fiscal year 2025.
Yes, Banco Bradesco S.A. (BBDO) reported a net income of $4.3B in fiscal year 2025, with a net profit margin of 22.7%.
As of fiscal year 2025, Banco Bradesco S.A. (BBDO) had $35.3B in cash and equivalents against $7.1B in long-term debt.
Banco Bradesco S.A. (BBDO) had a net profit margin of 22.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Banco Bradesco S.A. (BBDO) has a return on equity of 13.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
Banco Bradesco S.A. (BBDO) recorded an outflow of $12.3B in free cash flow during fiscal year 2025. This represents a -259.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
Banco Bradesco S.A. (BBDO) recorded an outflow of $11.4B in operating cash flow during fiscal year 2025, representing cash used by core business activities.
Banco Bradesco S.A. (BBDO) had $425.5B in total assets as of fiscal year 2025, including both current and long-term assets.
Banco Bradesco S.A. (BBDO) invested $917.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Banco Bradesco S.A. (BBDO) had a debt-to-equity ratio of 0.22 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
Banco Bradesco S.A. (BBDO) had a liabilities-to-equity ratio of 12.06 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
Banco Bradesco S.A. (BBDO) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Banco Bradesco S.A. (BBDO) trades at 6.2x earnings, its market capitalization divided by $4.3B net income, FY2025. The market capitalization is $26.8B as of Nov 6, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Banco Bradesco S.A. (BBDO) trades at 1.4x sales, its market capitalization divided by $19.1B revenue, FY2025. The market capitalization is $26.8B as of Nov 6, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Banco Bradesco S.A. (BBDO) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Banco Bradesco S.A. (BBDO) scores 41 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Banco Bradesco S.A. it averages the 4 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.