What is Brighthouse Fin's earnings per share (EPS)?

Brighthouse Fin (BHFAM) reported diluted earnings per share of $5.71 for fiscal year 2025. This represents a 23.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Brighthouse Fin (BHFAM) Financials

BHFAM

Trailing 12 months to June 30, 2026

Revenue $6.7B +2.6% YoY

Net Income $729.0M +29.7% YoY

EPS (Diluted) $12.53 +40.6% YoY

Operating Cash Flow -$538.0M -1154.9% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BHFAM SEC filings page.

Brighthouse Fin (BHFAM) reported $6.7B in revenue over the twelve months to Jun 30, 2026, up 2.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BHFAM FY2025 2026-08-29

An asset-heavy balance sheet, not conventional debt, dominates the economics as earnings remain thin against the asset base.

Revenue rose sharply in FY2025 while net margin compressed from 6.1% to 4.9%, so added volume produced less profit per dollar. Meanwhile, operating cash flow swung from -$290M to $259M, indicating the earnings recovery was accompanied by improved cash realization rather than remaining purely accounting-based.

Total liabilities were $235.0B against $6.8B equity, leaving little balance-sheet cushion relative to the asset base. Long-term debt stayed at $3.2B, so the debt-to-equity ratio's decline to 0.5x reflects equity growth more than debt reduction; conventional debt is not the main source of reported liabilities.

Return on assets remained 0.1% in FY2025 even as return on equity was 4.9%, a spread consistent with a very large asset base generating modest earnings. Net income moved from a loss of $1.2B in FY2023 to profit of $331M in FY2025, marking recovery without making the asset base highly productive.

Financial Health Signals

Financial health score not available

Brighthouse Fin does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

6/7

Brighthouse Fin passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.78x

For every $1 of reported earnings, Brighthouse Fin generates $0.78 in operating cash flow ($259.0M OCF vs $331.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.6B

YoY+86.2%

QoQ+6.2%

Brighthouse Fin generated $1.6B in revenue in Q2 2026. This represents an increase of 86.2% from the same quarter a year earlier. Against the prior quarter it is up 6.2%.

Net Income

$981.0M

YoY+1054.1%

QoQ+228.1%

Brighthouse Fin reported $981.0M in net income in Q2 2026. This represents an increase of 1054.1% from the same quarter a year earlier. Against the prior quarter it is up 228.1%.

EPS (Diluted)

$16.53

YoY+1520.6%

QoQ+219.6%

5Y CAGR+172.5%

Brighthouse Fin earned $16.53 per diluted share (EPS) in Q2 2026. This represents an increase of 1520.6% from the same quarter a year earlier. Against the prior quarter it is up 219.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$7.1B

YoY+28.2%

QoQ+44.8%

5Y CAGR+7.8%

Brighthouse Fin held $7.1B in cash against $3.2B in long-term debt as of Q2 2026.

Shares Outstanding

58M

YoY+0.6%

QoQ+0.1%

5Y CAGR-7.1%

Brighthouse Fin had 58M shares outstanding in Q2 2026. This represents an increase of 0.6% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

60.5%

YoY+50.7pp

QoQ+110.6pp

Brighthouse Fin's net profit margin was 60.5% in Q2 2026, showing the share of revenue converted to profit. This is up 50.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 110.6 percentage points.

Return on Equity

15.0%

YoY+13.5pp

QoQ+28.7pp

Brighthouse Fin's ROE was 15.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 13.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 28.7 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

YoY-100.0%

Brighthouse Fin repurchased no shares in Q2 2026. This represents a decrease of 100.0% from the same quarter a year earlier.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

BHFAM Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BHFAM quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Revenue	$6.7B	$6.8B+43.2%	$4.7B+14.7%	$4.1B-40.1%	$6.9B+38.1%	$5.0B-41.5%	$8.5B+29.7%	$6.6B-26.9%	$9.0B+31.0%	$6.8B+126.7%	$3.0B-66.1%	$8.9B
SG&A Expenses	$441.0M	$449.0M+10.0%	$408.0M-2.4%	$418.0M+19.1%	$351.0M-8.8%	$385.0M+11.3%	$346.0M+3.9%	$333.0M+15.2%	$289.0M+0.7%	$287.0M-28.2%	$400.0M-12.1%	$455.0M
Interest Expense	$152.0M	$152.0M0.0%	$152.0M-0.7%	$153.0M0.0%	$153.0M-6.1%	$163.0M-11.4%	$184.0M-3.7%	$191.0M+20.9%	$158.0M+17.0%	$135.0M+1.5%	$133.0M-21.8%	$170.0M
Income Tax	$139.0M	$36.0M+24.1%	$29.0M+107.9%	-$367.0M-143.3%	$848.0M+134.9%	$361.0M+199.4%	-$363.0M-14.5%	-$317.0M-366.4%	$119.0M+150.2%	-$237.0M+86.6%	-$1.8B-614.9%	$343.0M
Net Income	$729.0M	$331.0M+15.7%	$286.0M+123.6%	-$1.2B-132.2%	$3.8B+142.9%	$1.6B+246.5%	-$1.1B-43.4%	-$740.0M-185.5%	$865.0M+328.8%	-$378.0M+87.1%	-$2.9B-362.6%	$1.1B
EPS (Basic)	N/A	$5.75+23.1%	$4.67+125.4%	-$18.39-135.5%	$51.73+179.0%	$18.54+260.1%	-$11.58-71.3%	-$6.76-193.4%	$7.24+329.1%	-$3.16+87.1%	-$24.54	N/A
EPS (Diluted)	$12.53	$5.71+23.1%	$4.64+125.2%	-$18.39-135.8%	$51.30+179.0%	$18.39+258.8%	-$11.58-71.3%	-$6.76-193.8%	$7.21+328.2%	-$3.16	-$24.54	N/A
Diluted Shares (Avg)	N/A	58M-5.9%	62M-6.7%	66M-10.3%	74M-12.9%	84M-11.4%	95M-15.3%	113M-6.1%	120M0.0%	120M	120M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$1.6B+86.2%	$1.5B-36.1%	$1.7B+40.2%	$1.8B-10.0%	$871.0M-39.0%	$2.4B+3129.7%	$1.2B-13.9%	$2.0B+72.5%
SG&A Expenses	$111.0M+7.8%	$114.0M-12.3%	$116.0M+23.4%	$100.0M-2.0%	$103.0M+2.0%	$130.0M+17.1%	$94.0M	$102.0M+4.1%
Interest Expense	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M	$38.0M0.0%
Income Tax	$245.0M+2962.5%	-$222.0M-152.3%	$12.0M-92.6%	$104.0M+940.0%	$8.0M+140.0%	-$88.0M+28.5%	$162.0M	$10.0M-90.8%
Net Income	$981.0M+1054.1%	-$766.0M-185.8%	$35.0M-93.8%	$479.0M+172.2%	$85.0M+150.0%	-$268.0M+45.6%	$569.0M+162.1%	$176.0M-63.3%
EPS (Basic)	$16.62+1513.6%	-$13.82-174.2%	$1.95-81.4%	$7.93+218.5%	$1.03+758.3%	-$5.04+38.7%	$10.49+171.4%	$2.49-64.0%
EPS (Diluted)	$16.53+1520.6%	-$13.82-174.2%	$1.93	$7.89+219.4%	$1.02	-$5.04+38.7%	$10.46+171.2%	$2.47-64.2%
Diluted Shares (Avg)	58M+0.2%	57M-1.6%	N/A	58M-5.6%	58M	58M-7.6%	N/A	61M-7.3%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

BHFAM Balance Sheet

BHFAM quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Total Assets	$241.8B+1.4%	$238.5B+0.9%	$236.3B+5.1%	$224.8B-14.3%	$262.3B+5.8%	$247.9B+9.1%	$227.3B+10.2%	$206.3B-8.0%	$224.2B+1.0%	$221.9B	N/A
Cash & Equivalents	$5.4B+6.8%	$5.0B+31.0%	$3.9B-6.4%	$4.1B-8.0%	$4.5B+8.9%	$4.1B+42.8%	$2.9B-30.6%	$4.1B+123.2%	$1.9B-64.5%	$5.2B+233.0%	$1.6B
Short-Term Investments	$1.2B-35.9%	$1.9B+59.8%	$1.2B+8.1%	$1.1B-41.3%	$1.8B-43.2%	$3.2B+65.6%	$2.0B	$0-100.0%	$312.0M-75.8%	$1.3B	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$235.0B+0.6%	$233.5B+0.9%	$231.3B+5.5%	$219.2B-13.6%	$253.8B+10.5%	$229.8B+8.9%	$211.0B+10.0%	$191.8B-8.5%	$209.6B+1.2%	$207.1B	N/A
Long-Term Debt	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B-8.1%	$3.4B-21.3%	$4.4B+10.1%	$4.0B+9.7%	$3.6B+89.1%	$1.9B	N/A
Total Equity	$6.8B+36.5%	$5.0B+0.3%	$4.9B-10.7%	$5.5B-65.7%	$16.1B-10.4%	$18.0B+11.4%	$16.2B+12.2%	$14.4B-0.7%	$14.5B-2.3%	$14.9B-11.7%	$16.8B
Retained Earnings	-$686.0M+38.7%	-$1.1B+25.7%	-$1.5B-281.5%	-$395.0M+90.8%	-$4.3B-700.4%	-$534.0M-191.3%	$585.0M-56.5%	$1.3B+231.5%	$406.0M	$0	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$247.2B+1.9%	$236.8B+0.9%	$241.8B+1.4%	$244.7B-0.2%	$242.6B+2.2%	$234.7B-2.1%	$238.5B+0.9%	$245.2B+9.7%
Cash & Equivalents	$7.1B+28.2%	$4.9B+5.1%	$5.4B+6.8%	$6.6B+17.3%	$5.5B+24.7%	$4.7B+22.1%	$5.0B+31.0%	$5.6B+46.7%
Short-Term Investments	$960.0M-17.9%	$1.2B-21.2%	$1.2B-35.9%	$778.0M-57.1%	$1.2B-15.8%	$1.6B+16.5%	$1.9B+59.8%	$1.8B+80.7%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$240.6B+1.5%	$231.2B+0.8%	$235.0B+0.6%	$238.3B-0.5%	$236.9B+1.6%	$229.4B-2.6%	$233.5B+0.9%	$239.6B+9.2%
Long-Term Debt	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B-0.1%
Total Equity	$6.5B+15.5%	$5.6B+6.2%	$6.8B+36.5%	$6.4B+15.2%	$5.7B+37.0%	$5.2B+24.9%	$5.0B+0.3%	$5.5B+35.8%
Retained Earnings	-$471.0M+63.8%	-$1.5B-4.7%	-$686.0M+38.7%	-$823.0M+54.0%	-$1.3B+33.8%	-$1.4B+30.6%	-$1.1B+25.7%	-$1.8B-203.4%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities.

BHFAM Cash Flow Statement

BHFAM quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Operating Cash Flow	-$538.0M	$259.0M+189.3%	-$290.0M-111.7%	-$137.0M+88.8%	-$1.2B-291.6%	$641.0M-27.8%	$888.0M-51.4%	$1.8B-40.3%	$3.1B-9.8%	$3.4B-9.1%	$3.7B-19.3%	$4.6B
Stock-Based Compensation	N/A	$42.0M+82.6%	$23.0M-20.7%	$29.0M+31.8%	$22.0M-4.3%	$23.0M+9.5%	$21.0M0.0%	$21.0M	N/A	N/A	N/A	N/A
Investing Cash Flow	-$506.0M	$751.0M+134.2%	-$2.2B+31.4%	-$3.2B+61.4%	-$8.3B+32.4%	-$12.2B-109.4%	-$5.8B+20.4%	-$7.3B-61.8%	-$4.5B-15.9%	-$3.9B-183.8%	$4.7B+166.4%	-$7.0B
Financing Cash Flow	$2.6B	-$668.0M-118.2%	$3.7B+19.8%	$3.1B-66.4%	$9.1B-23.6%	$12.0B+93.4%	$6.2B+45.7%	$4.2B+12.8%	$3.8B+232.0%	-$2.9B+40.0%	-$4.8B-299.7%	$2.4B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$556.0M-20.5%	$699.0M
Share Buybacks	$0	$102.0M-59.2%	$250.0M0.0%	$250.0M-48.8%	$488.0M-2.2%	$499.0M+5.5%	$473.0M+7.0%	$442.0M+321.0%	$105.0M	$0	$0	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$431.0M-43000.0%	-$221.0M-251.4%	-$3.0M+97.5%	$117.0M+387.5%	-$1.0M-100.3%	$146.0M+127.5%	-$118.0M-177.6%	$24.0M-92.9%
Investing Cash Flow	-$97.0M-186.6%	-$485.0M-186.1%	-$1.3B-263.0%	$1.4B+1155.4%	$112.0M+110.4%	$563.0M+190.1%	-$357.0M+35.3%	-$130.0M+86.8%
Financing Cash Flow	$2.7B+257.7%	$226.0M+120.8%	$80.0M+172.7%	-$423.0M-132.7%	$762.0M-44.2%	-$1.1B-196.5%	-$110.0M-126.7%	$1.3B+73.1%
Share Buybacks	$0-100.0%	$0-100.0%	$0-100.0%	$0-100.0%	$43.0M-32.8%	$59.0M-4.8%	$60.0M0.0%	$64.0M0.0%

Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Dividends Paid.

BHFAM Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BHFAM quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Net Margin	4.9%-1.2pp	6.0%+35.5pp	-29.5%-84.4pp	54.9%+23.7pp	31.2%+43.7pp	-12.5%-1.2pp	-11.3%-20.9pp	9.7%+15.2pp	-5.5%+91.9pp	-97.4%-110.0pp	12.6%
Return on Equity	4.9%-0.9pp	5.8%+30.3pp	-24.6%-92.8pp	68.2%+58.6pp	9.6%+15.5pp	-5.9%-1.3pp	-4.6%-10.6pp	6.0%+8.6pp	-2.6%+17.2pp	-19.8%-26.4pp	6.7%
Return on Assets	0.1%0.0pp	0.1%+0.6pp	-0.5%-2.2pp	1.7%+1.1pp	0.6%+1.0pp	-0.4%-0.1pp	-0.3%-0.8pp	0.4%+0.6pp	-0.2%+1.1pp	-1.3%	N/A
Debt-to-Equity	0.47-0.2x	0.640.0x	0.64+0.1x	0.57+0.4x	0.200.0x	0.19-0.1x	0.270.0x	0.270.0x	0.25+0.1x	0.13	N/A
Asset Turnover	0.030.0x	0.020.0x	0.020.0x	0.030.0x	0.020.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.01	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	60.5%+50.7pp	-50.2%-39.0pp	2.1%-45.1pp	26.4%+17.7pp	9.8%+7.4pp	-11.2%	47.2%+112.7pp	8.7%-32.2pp
Return on Equity	15.0%+13.5pp	-13.8%-8.6pp	0.5%-10.9pp	7.5%+4.3pp	1.5%+0.7pp	-5.1%+6.6pp	11.5%+30.0pp	3.2%-8.6pp
Return on Assets	0.4%+0.4pp	-0.3%-0.2pp	0.0%-0.2pp	0.2%+0.1pp	0.0%0.0pp	-0.1%+0.1pp	0.2%+0.6pp	0.1%-0.1pp
Debt-to-Equity	0.48-0.1x	0.570.0x	0.47-0.2x	0.50-0.1x	0.56-0.2x	0.60-0.1x	0.640.0x	0.57-0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.000.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Where Brighthouse Fin Ranks

Frequently Asked Questions

What is Brighthouse Fin's annual revenue?

Brighthouse Fin (BHFAM) reported $6.8B in total revenue for fiscal year 2025. This represents a 43.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Brighthouse Fin's revenue growing?

Brighthouse Fin (BHFAM) revenue grew by 43.2% year-over-year, from $4.7B to $6.8B in fiscal year 2025.

Is Brighthouse Fin profitable?

Yes, Brighthouse Fin (BHFAM) reported a net income of $331.0M in fiscal year 2025, with a net profit margin of 4.9%.

How much debt does Brighthouse Fin have?

As of fiscal year 2025, Brighthouse Fin (BHFAM) had $5.4B in cash and equivalents against $3.2B in long-term debt.

What is Brighthouse Fin's net profit margin?

Brighthouse Fin (BHFAM) had a net profit margin of 4.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Brighthouse Fin's return on equity (ROE)?

Brighthouse Fin (BHFAM) has a return on equity of 4.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Brighthouse Fin's operating cash flow?

Brighthouse Fin (BHFAM) generated $259.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Brighthouse Fin's total assets?

Brighthouse Fin (BHFAM) had $241.8B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Brighthouse Fin buy back shares?

Yes, Brighthouse Fin (BHFAM) spent $102.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Brighthouse Fin have outstanding?

Brighthouse Fin (BHFAM) had 57M shares outstanding as of fiscal year 2025.

What is Brighthouse Fin's debt-to-equity ratio?

Brighthouse Fin (BHFAM) had a debt-to-equity ratio of 0.47 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Brighthouse Fin's return on assets (ROA)?

Brighthouse Fin (BHFAM) had a return on assets of 0.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Brighthouse Fin's Piotroski F-Score?

Brighthouse Fin (BHFAM) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Brighthouse Fin's earnings high quality?

Brighthouse Fin (BHFAM) has an earnings quality ratio of 0.78x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.