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Brookfield Wealth Solutions Ltd Financials

BNT
Source SEC Filings (10-K/10-Q) Updated Mar 25, 2026 Currency USD FYE March

This page shows Brookfield Wealth Solutions Ltd (BNT) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 6 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 49 / 100
Financial Profile 49/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth
4

Brookfield Wealth Solutions Ltd's revenue declined 17.5% year-over-year, from $14.1B to $11.6B. This contraction results in a growth score of 4/100.

Leverage
100

Brookfield Wealth Solutions Ltd carries a low D/E ratio of 0.04, meaning only $0.04 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow
80

Brookfield Wealth Solutions Ltd converts 21.9% of revenue into free cash flow ($2.5B). This strong cash generation earns a score of 80/100.

Returns
11

Brookfield Wealth Solutions Ltd generates a 0.1% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 11/100. This is down from 9.5% the prior year.

Piotroski F-Score Weak
3/9

Brookfield Wealth Solutions Ltd passes 3 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed
163.38x

For every $1 of reported earnings, Brookfield Wealth Solutions Ltd generates $163.38 in operating cash flow ($2.6B OCF vs $16.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$11.6B
YoY-17.5%
5Y CAGR+90.1%

Brookfield Wealth Solutions Ltd generated $11.6B in revenue in fiscal year 2025. This represents a decrease of 17.5% from the prior year.

EBITDA
N/A
Net Income
$16.0M
YoY-98.7%
5Y CAGR+18.0%

Brookfield Wealth Solutions Ltd reported $16.0M in net income in fiscal year 2025. This represents a decrease of 98.7% from the prior year.

EPS (Diluted)
N/A

Cash & Balance Sheet

Free Cash Flow
$2.5B
YoY-43.8%

Brookfield Wealth Solutions Ltd generated $2.5B in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 43.8% from the prior year.

Cash & Debt
$13.0B
YoY+6.3%
5Y CAGR+226.6%

Brookfield Wealth Solutions Ltd held $13.0B in cash against $628.0M in long-term debt as of fiscal year 2025.

Dividends Per Share
N/A
Shares Outstanding
65M

Brookfield Wealth Solutions Ltd had 65M shares outstanding in fiscal year 2025.

Margins & Returns

Gross Margin
N/A
Operating Margin
N/A
Net Margin
0.1%
YoY-8.7pp
5Y CAGR-1.4pp

Brookfield Wealth Solutions Ltd's net profit margin was 0.1% in fiscal year 2025, showing the share of revenue converted to profit. This is down 8.7 percentage points from the prior year.

Return on Equity
0.1%
YoY-9.4pp
5Y CAGR-5.3pp

Brookfield Wealth Solutions Ltd's ROE was 0.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 9.4 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
N/A
Capital Expenditures
$69.0M
YoY+72.5%

Brookfield Wealth Solutions Ltd invested $69.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 72.5% from the prior year.

BNT Income Statement

Metric Q1'26 Q4'25 Q3'25 Q1'25 Q4'24 Q3'24 Q1'24 Q4'23
Revenue $3.0B N/A N/A $2.9B N/A N/A $2.0B N/A
Cost of Revenue N/A N/A N/A N/A N/A N/A N/A N/A
Gross Profit N/A N/A N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses N/A N/A N/A N/A N/A N/A N/A N/A
Operating Income N/A N/A N/A N/A N/A N/A N/A N/A
Interest Expense $82.0M N/A N/A $95.0M N/A N/A $60.0M N/A
Income Tax $91.0M N/A N/A -$298.0M N/A N/A $13.0M N/A
Net Income $516.0M+283.0% -$282.0M N/A $269.0M-20.2% $337.0M N/A $360.0M+487.1% -$93.0M
EPS (Diluted) N/A N/A N/A N/A N/A N/A N/A N/A

BNT Balance Sheet

Metric Q1'26 Q4'25 Q3'25 Q1'25 Q4'24 Q3'24 Q1'24 Q4'23
Total Assets $148.9B N/A $140.0B+7.2% $130.5B N/A $61.6B+28.4% $48.0B N/A
Current Assets N/A N/A N/A N/A N/A N/A N/A N/A
Cash & Equivalents $13.1B N/A $12.2B-14.6% $14.3B N/A $4.3B+48.9% $2.9B N/A
Inventory N/A N/A N/A N/A N/A N/A N/A N/A
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill $783.0M N/A $783.0M+4.3% $751.0M N/A $121.0M0.0% $121.0M N/A
Total Liabilities $133.1B N/A $126.9B+6.8% $118.8B N/A $52.8B+21.5% $43.4B N/A
Current Liabilities N/A N/A N/A N/A N/A N/A N/A N/A
Long-Term Debt N/A N/A N/A N/A N/A N/A N/A N/A
Total Equity $15.8B+21.7% $13.0B-0.5% $13.1B+45.0% $9.0B+39.5% $6.5B+5.0% $6.2B+222.1% $1.9B+6.3% $1.8B
Retained Earnings $2.2B N/A $2.1B+38.0% $1.5B N/A $945.0M+98.1% $477.0M N/A

BNT Cash Flow Statement

Metric Q1'26 Q4'25 Q3'25 Q1'25 Q4'24 Q3'24 Q1'24 Q4'23
Operating Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Capital Expenditures N/A N/A N/A N/A N/A N/A N/A N/A
Free Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Investing Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Financing Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Dividends Paid N/A N/A N/A N/A N/A N/A $27.0M N/A
Share Buybacks N/A N/A N/A N/A N/A N/A N/A N/A

BNT Financial Ratios

Metric Q1'26 Q4'25 Q3'25 Q1'25 Q4'24 Q3'24 Q1'24 Q4'23
Gross Margin N/A N/A N/A N/A N/A N/A N/A N/A
Operating Margin N/A N/A N/A N/A N/A N/A N/A N/A
Net Margin 17.0% N/A N/A 9.3% N/A N/A 18.2% N/A
Return on Equity 3.3%+5.4pp -2.2% N/A 3.0%-2.2pp 5.2% N/A 18.8%+24.0pp -5.2%
Return on Assets 0.4% N/A N/A 0.2% N/A N/A 0.8% N/A
Current Ratio N/A N/A N/A N/A N/A N/A N/A N/A
Debt-to-Equity 8.40 N/A 9.70-3.5 13.17 N/A 8.58-14.2 22.74 N/A
FCF Margin N/A N/A N/A N/A N/A N/A N/A N/A

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Frequently Asked Questions

Brookfield Wealth Solutions Ltd (BNT) reported $11.6B in total revenue for fiscal year 2025. This represents a -17.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Brookfield Wealth Solutions Ltd (BNT) revenue declined by 17.5% year-over-year, from $14.1B to $11.6B in fiscal year 2025.

Yes, Brookfield Wealth Solutions Ltd (BNT) reported a net income of $16.0M in fiscal year 2025, with a net profit margin of 0.1%.

As of fiscal year 2025, Brookfield Wealth Solutions Ltd (BNT) had $13.0B in cash and equivalents against $628.0M in long-term debt.

Brookfield Wealth Solutions Ltd (BNT) had a net profit margin of 0.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Brookfield Wealth Solutions Ltd (BNT) has a return on equity of 0.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Brookfield Wealth Solutions Ltd (BNT) generated $2.5B in free cash flow during fiscal year 2025. This represents a -43.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Brookfield Wealth Solutions Ltd (BNT) generated $2.6B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Brookfield Wealth Solutions Ltd (BNT) had $157.2B in total assets as of fiscal year 2025, including both current and long-term assets.

Brookfield Wealth Solutions Ltd (BNT) invested $69.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Brookfield Wealth Solutions Ltd (BNT) had 65M shares outstanding as of fiscal year 2025.

Brookfield Wealth Solutions Ltd (BNT) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Brookfield Wealth Solutions Ltd (BNT) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Brookfield Wealth Solutions Ltd (BNT) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Brookfield Wealth Solutions Ltd (BNT) has an earnings quality ratio of 163.38x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Brookfield Wealth Solutions Ltd (BNT) scores 49 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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