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Broadway Finl Corp Del Financials

BYFC
Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE March

This page shows Broadway Finl Corp Del (BYFC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 22 / 100
Financial Profile 22/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth
65

Broadway Finl Corp Del's revenue surged 18.7% year-over-year to $184K, reflecting rapid business expansion. This strong growth earns a score of 65/100.

Leverage
18

Broadway Finl Corp Del has elevated debt relative to equity (D/E of 4.12), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 18/100, reflecting increased financial risk.

Cash Flow
7

While Broadway Finl Corp Del generated $230K in operating cash flow, capex of $243K consumed most of it, leaving -$13K in free cash flow. This results in a low score of 7/100, reflecting heavy capital investment rather than weak cash generation.

Returns
0

Broadway Finl Corp Del generates a -9.4% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100. This is down from 0.7% the prior year.

Piotroski F-Score Weak
3/9

Broadway Finl Corp Del passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Mixed
-0.01x

For every $1 of reported earnings, Broadway Finl Corp Del generates $-0.01 in operating cash flow ($230K OCF vs -$24.8M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue
$184K
YoY+18.7%
5Y CAGR-15.2%
10Y CAGR-35.7%

Broadway Finl Corp Del generated $184K in revenue in fiscal year 2025. This represents an increase of 18.7% from the prior year.

EBITDA
N/A
Net Income
-$24.8M
YoY-1385.4%

Broadway Finl Corp Del reported -$24.8M in net income in fiscal year 2025. This represents a decrease of 1385.4% from the prior year.

EPS (Diluted)
$-3.23
YoY-8175.0%

Broadway Finl Corp Del earned $-3.23 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 8175.0% from the prior year.

Cash & Balance Sheet

Free Cash Flow
-$13K
YoY-101.0%

Broadway Finl Corp Del generated -$13K in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 101.0% from the prior year.

Cash & Debt
$10.5M
YoY-82.9%
5Y CAGR-35.8%
10Y CAGR-17.0%

Broadway Finl Corp Del held $10.5M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share
N/A
Shares Outstanding
6M

Broadway Finl Corp Del had 6M shares outstanding in fiscal year 2025.

Margins & Returns

Gross Margin
N/A
Operating Margin
N/A
Net Margin
-13475.5%
YoY-14720.1pp
5Y CAGR-13322.7pp
10Y CAGR-13535.4pp

Broadway Finl Corp Del's net profit margin was -13475.5% in fiscal year 2025, showing the share of revenue converted to profit. This is down 14720.1 percentage points from the prior year.

Return on Equity
-9.4%
YoY-10.1pp
5Y CAGR-8.1pp
10Y CAGR-29.1pp

Broadway Finl Corp Del's ROE was -9.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 10.1 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
N/A
Capital Expenditures
$243K
YoY+76.1%
5Y CAGR-10.2%
10Y CAGR+8.2%

Broadway Finl Corp Del invested $243K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 76.1% from the prior year.

BYFC Income Statement

Metric Q4'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Revenue $47-99.9% $47K+14.6% $41K-4.7% $43K-99.7% $16.2M+44919.4% $36K-5.3% $38K-5.0% $40K
Cost of Revenue N/A N/A N/A N/A N/A N/A N/A N/A
Gross Profit N/A N/A N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses N/A N/A N/A N/A N/A N/A N/A N/A
Operating Income N/A N/A N/A N/A N/A N/A N/A N/A
Interest Expense $7K-99.9% $7.2M+8.0% $6.6M-1.7% $6.8M-17.7% $8.2M-0.8% $8.3M+3.4% $8.0M+10.1% $7.3M
Income Tax $736-99.9% $736K+148.6% $296K+127.3% -$1.1M-307.3% $524K+154.4% $206K+48.2% $139K+357.4% -$54K
Net Income $24K+100.1% -$23.9M-3275.9% $752K+128.0% -$2.7M-305.1% $1.3M+154.1% $516K+101.6% $256K+266.2% -$154K
EPS (Diluted) $2.86+200.0% $-2.86 $0.00+100.0% $-0.39-750.0% $0.06+300.0% $-0.03-250.0% $0.02+200.0% $-0.02

BYFC Balance Sheet

Metric Q4'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Total Assets $1.3M-99.9% $1.3B+7.1% $1.2B-0.9% $1.3B-5.7% $1.3B-5.0% $1.4B+0.4% $1.4B-0.2% $1.4B
Current Assets N/A N/A N/A N/A N/A N/A N/A N/A
Cash & Equivalents $20K-99.9% $19.7M-33.1% $29.5M+86.9% $15.8M-74.3% $61.4M-36.8% $97.1M+8.1% $89.8M+33.8% $67.1M
Inventory N/A N/A N/A N/A N/A N/A N/A N/A
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill $26K $0-100.0% $25.9M0.0% $25.9M0.0% $25.9M0.0% $25.9M0.0% $25.9M0.0% $25.9M
Total Liabilities $1.1M-99.9% $1.1B+11.5% $962.6M-1.3% $975.0M-7.1% $1.0B-6.1% $1.1B+0.2% $1.1B-0.3% $1.1B
Current Liabilities N/A N/A N/A N/A N/A N/A N/A N/A
Long-Term Debt N/A N/A N/A N/A N/A N/A N/A N/A
Total Equity $262K-99.9% $261.7M-8.1% $284.7M+0.4% $283.6M-0.5% $285.0M-0.4% $286.2M+1.5% $282.1M+0.4% $281.1M
Retained Earnings $15K+100.1% -$15.3M-265.2% $9.3M0.0% $9.3M-27.0% $12.7M-2.0% $13.0M+4.1% $12.5M+2.1% $12.2M

BYFC Cash Flow Statement

Metric Q4'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Operating Cash Flow $2K-99.9% $3.8M+27.0% $3.0M+169.3% -$4.3M-53.0% -$2.8M-146.5% $6.1M-37.5% $9.8M+183.9% -$11.7M
Capital Expenditures $134-99.9% $106K+715.4% $13K-13.3% $15K+66.7% $9K-69.0% $29K-35.6% $45K-18.2% $55K
Free Cash Flow $2K-99.9% $3.7M+24.0% $3.0M+168.7% -$4.4M-53.0% -$2.9M-146.8% $6.1M-37.5% $9.7M+183.1% -$11.7M
Investing Cash Flow $66K+100.1% -$122.9M-590.6% $25.0M-21.4% $31.8M+0.8% $31.6M+14005.4% $224K-98.9% $19.6M+184.8% -$23.1M
Financing Cash Flow $22K-100.0% $109.2M+862.2% -$14.3M+80.4% -$73.1M-13.3% -$64.5M-7062.0% $926K+113.8% -$6.7M-105.4% -$3.3M
Dividends Paid N/A N/A N/A $750K N/A $750K+1019.4% $67K $0
Share Buybacks N/A N/A N/A N/A N/A N/A N/A N/A

BYFC Financial Ratios

Metric Q4'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Gross Margin N/A N/A N/A N/A N/A N/A N/A N/A
Operating Margin N/A N/A N/A N/A N/A N/A N/A N/A
Net Margin 50814.9%+101629.8pp -50814.9%-52649.0pp 1834.2%+8087.6pp -6253.5%-6261.6pp 8.1%-1425.2pp 1433.3%+759.6pp 673.7%+1058.7pp -385.0%
Return on Equity 9.1%+18.3pp -9.1%-9.4pp 0.3%+1.2pp -0.9%-1.4pp 0.5%+0.3pp 0.2%+0.1pp 0.1%+0.1pp -0.1%
Return on Assets 1.8%+3.6pp -1.8%-1.8pp 0.1%+0.3pp -0.2%-0.3pp 0.1%+0.1pp 0.0%+0.0pp 0.0%+0.0pp -0.0%
Current Ratio N/A N/A N/A N/A N/A N/A N/A N/A
Debt-to-Equity 4.100.0 4.10+0.7 3.38-0.1 3.44-0.2 3.68-0.2 3.91-0.0 3.96-0.0 3.98
FCF Margin 5006.4%-2904.3pp 7910.6%+598.4pp 7312.2%+17458.7pp -10146.5%-10128.9pp -17.6%-16925.9pp 16908.3%-8718.0pp 25626.3%+54923.8pp -29297.5%

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Frequently Asked Questions

Broadway Finl Corp Del (BYFC) reported $184K in total revenue for fiscal year 2025. This represents a 18.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Broadway Finl Corp Del (BYFC) revenue grew by 18.7% year-over-year, from $155K to $184K in fiscal year 2025.

No, Broadway Finl Corp Del (BYFC) reported a net income of -$24.8M in fiscal year 2025, with a net profit margin of -13475.5%.

Broadway Finl Corp Del (BYFC) reported diluted earnings per share of $-3.23 for fiscal year 2025. This represents a -8175.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Broadway Finl Corp Del (BYFC) had a net profit margin of -13475.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Broadway Finl Corp Del (BYFC) has a return on equity of -9.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Broadway Finl Corp Del (BYFC) generated -$13K in free cash flow during fiscal year 2025. This represents a -101.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Broadway Finl Corp Del (BYFC) generated $230K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Broadway Finl Corp Del (BYFC) had $1.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Broadway Finl Corp Del (BYFC) invested $243K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Broadway Finl Corp Del (BYFC) had 6M shares outstanding as of fiscal year 2025.

Broadway Finl Corp Del (BYFC) had a debt-to-equity ratio of 4.12 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Broadway Finl Corp Del (BYFC) had a return on assets of -1.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Broadway Finl Corp Del (BYFC) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Broadway Finl Corp Del (BYFC) has an earnings quality ratio of -0.01x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Broadway Finl Corp Del (BYFC) scores 22 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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