What is Cass Info Sys's earnings per share (EPS)?

Cass Info Sys (CASS) reported diluted earnings per share of $2.61 for fiscal year 2025. This represents a 87.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Cass Info Sys Financials

CASS

Trailing 12 months to June 30, 2026

Revenue $199.0M +8.8% YoY

Net Income $36.7M +44.8% YoY

EPS (Diluted) $2.78 +49.5% YoY

Free Cash Flow $41.9M +28.7% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Cass Info Sys (CASS) reported $199.0M in revenue over the twelve months to Jun 30, 2026, up 8.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CASS FY2025 2026-08-29

Leverage-heavy balance-sheet economics convert modest asset returns into double-digit equity returns.

The company’s FY2025 balance sheet carried debt-to-equity of 9.7x alongside ROA of 1.4%, so shareholder returns depend heavily on the spread between asset earnings and financing costs. That leverage effect is visible in ROE, which recovered from 8.4% in FY2024 to 14.5% in FY2025, magnifying the earnings rebound rather than reflecting a fundamentally asset-light model.

In FY2025, operating cash flow of $37.4M slightly exceeded net income of $35.1M, indicating that reported earnings were largely realized in cash rather than driven by accruals. After $5.7M of capital spending, free cash flow remained $31.8M, showing that reinvestment absorbed a limited portion of internally generated cash.

Revenue reached $190.8M in FY2025 from $181.2M in FY2024, but the more consequential shift was the earnings recovery: net margin rose from 10.6% to 18.4%. Interest expense fell from $20.3M to $16.3M, indicating that lower financing costs helped restore profitability beyond what volume growth alone explains.

Financial Health Signals

Financial health score not available

Cass Info Sys does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

Cass Info Sys passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.07x

For every $1 of reported earnings, Cass Info Sys generates $1.07 in operating cash flow ($37.4M OCF vs $35.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$190.8M

YoY+5.3%

5Y CAGR+5.6%

10Y CAGR+4.7%

Cass Info Sys generated $190.8M in revenue in fiscal year 2025. This represents an increase of 5.3% from the prior year.

Net Income

$35.1M

YoY+83.2%

5Y CAGR+6.9%

10Y CAGR+4.3%

Cass Info Sys reported $35.1M in net income in fiscal year 2025. This represents an increase of 83.2% from the prior year.

EPS (Diluted)

$2.61

YoY+87.8%

5Y CAGR+8.6%

10Y CAGR+3.7%

Cass Info Sys earned $2.61 per diluted share (EPS) in fiscal year 2025. This represents an increase of 87.8% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$31.8M

YoY+4.4%

5Y CAGR-7.0%

10Y CAGR+1.4%

Cass Info Sys generated $31.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 4.4% from the prior year.

Cash & Debt

$392.3M

YoY+12.2%

5Y CAGR-10.2%

10Y CAGR+4.5%

Cass Info Sys held $392.3M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$1.25

YoY+3.3%

5Y CAGR+3.0%

10Y CAGR+5.0%

Cass Info Sys paid $1.25 per share in dividends in fiscal year 2025. This represents an increase of 3.3% from the prior year.

Shares Outstanding

13M

YoY-4.5%

5Y CAGR-2.2%

10Y CAGR+1.3%

Cass Info Sys had 13M shares outstanding in fiscal year 2025. This represents a decrease of 4.5% from the prior year.

Margins & Returns

Net Margin

18.4%

YoY+7.8pp

5Y CAGR+1.0pp

10Y CAGR-0.7pp

Cass Info Sys's net profit margin was 18.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 7.8 percentage points from the prior year.

Return on Equity

14.4%

YoY+6.1pp

5Y CAGR+4.8pp

10Y CAGR+3.3pp

Cass Info Sys's ROE was 14.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 6.1 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$26.0M

YoY+258.6%

5Y CAGR+30.7%

10Y CAGR+9.0%

Cass Info Sys spent $26.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 258.6% from the prior year.

Capital Expenditures

$5.7M

YoY-33.5%

5Y CAGR+23.1%

10Y CAGR-0.1%

Cass Info Sys invested $5.7M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 33.5% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

CASS Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CASS quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$199.0M	$190.8M+5.3%	$181.2M+2.4%	$177.0M-3.0%	$182.5M+18.4%	$154.1M+6.3%	$145.0M-7.8%	$157.2M+6.0%	$148.3M+9.6%	$135.3M+7.8%	$125.5M+3.9%	$120.8M+3.1%	$117.2M+2.1%	$114.8M+3.0%	$111.5M+4.7%	$106.5M
SG&A Expenses	$109.4M	$110.1M+0.7%	$109.3M+4.7%	$104.4M-2.0%	$106.5M+15.5%	$92.2M+4.6%	$88.1M-3.3%	$91.1M+6.1%	$85.9M+11.0%	$77.3M+6.6%	$72.6M+3.2%	$70.3M+6.4%	$66.1M+0.6%	$65.7M+5.0%	$62.6M+10.6%	$56.6M
Interest Expense	$16.0M	$16.3M-19.4%	$20.3M+24.5%	$16.3M+367.1%	$3.5M+197.4%	$1.2M-50.4%	$2.4M-54.5%	$5.2M+39.0%	$3.7M+70.8%	$2.2M+7.8%	$2.0M-3.9%	$2.1M-14.2%	$2.5M-13.1%	$2.8M-10.0%	$3.1M-28.0%	$4.4M
Income Tax	$8.9M	$7.6M+56.5%	$4.9M-25.7%	$6.6M-17.8%	$8.0M+53.3%	$5.2M+1.0%	$5.2M-26.9%	$7.1M+16.2%	$6.1M-38.5%	$9.9M+28.1%	$7.7M-3.3%	$8.0M+2.8%	$7.8M+7.3%	$7.2M-8.3%	$7.9M-7.2%	$8.5M
Net Income	$36.7M	$35.1M+83.2%	$19.2M-36.2%	$30.1M-13.9%	$34.9M+22.0%	$28.6M+13.6%	$25.2M-17.2%	$30.4M+0.4%	$30.3M+21.0%	$25.0M+2.7%	$24.3M+5.6%	$23.1M-4.1%	$24.0M+2.3%	$23.5M+0.8%	$23.3M+1.3%	$23.0M
EPS (Diluted)	$2.78	$2.61+87.8%	$1.39-36.2%	$2.18-13.8%	$2.53+26.5%	$2.00+15.6%	$1.73-16.4%	$2.07+2.0%	$2.03+20.8%	$1.68+3.1%	$1.63-10.4%	$1.82-11.7%	$2.06+2.0%	$2.020.0%	$2.02+0.5%	$2.01

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$49.9M+1.7%	$49.1M-1.6%	$49.9M-0.3%	$50.1M+12.7%	$44.4M-4.3%	$46.4M+1.8%	$45.6M-2.0%	$46.5M
SG&A Expenses	$27.1M-0.7%	$27.3M-0.5%	$27.4M-0.6%	$27.6M-0.5%	$27.8M+1.7%	$27.3M-8.0%	$29.7M+11.8%	$26.5M
Interest Expense	$4.1M+4.4%	$3.9M-0.2%	$3.9M-6.2%	$4.2M-0.3%	$4.2M+1.2%	$4.1M-10.8%	$4.6M-10.6%	$5.2M
Income Tax	$2.6M+21.2%	$2.1M+19.2%	$1.8M-25.1%	$2.4M+114.7%	$1.1M-51.9%	$2.3M+119.8%	$1.1M+43.8%	$736K
Net Income	$10.6M+19.9%	$8.8M+7.9%	$8.2M-10.1%	$9.1M+2.8%	$8.9M-1.2%	$9.0M+95.2%	$4.6M+56.4%	$2.9M
EPS (Diluted)	$0.81+20.9%	$0.67+8.1%	$0.62-8.8%	$0.68+3.0%	$0.660.0%	$0.66+100.0%	$0.33+57.1%	$0.21

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

CASS Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CASS quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$2.6B+8.8%	$2.4B-3.4%	$2.5B-3.7%	$2.6B+0.7%	$2.6B+16.0%	$2.2B+24.9%	$1.8B+4.1%	$1.7B+5.7%	$1.6B+6.5%	$1.5B+3.4%	$1.5B-3.0%	$1.5B+13.2%	$1.3B+3.0%	$1.3B-2.4%	$1.3B
Cash & Equivalents	$392.3M+12.2%	$349.7M-6.1%	$372.5M+85.4%	$200.9M-61.0%	$514.9M-23.2%	$670.5M+228.8%	$204.0M-11.7%	$230.9M+1.2%	$228.1M-14.5%	$266.7M+5.4%	$253.2M-14.0%	$294.3M+30.7%	$225.3M+59.7%	$141.1M-40.2%	$236.0M
Goodwill	$16.2M-1.0%	$16.3M+32.7%	$12.3M-28.9%	$17.3M+21.4%	$14.3M0.0%	$14.3M0.0%	$14.3M+13.5%	$12.6M0.0%	$12.6M+8.4%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M+55.1%	$7.5M
Total Liabilities	$2.4B+9.1%	$2.2B-3.7%	$2.2B-5.0%	$2.4B+2.5%	$2.3B+18.9%	$1.9B+27.8%	$1.5B+3.7%	$1.5B+2.3%	$1.4B+10.4%	$1.3B+3.9%	$1.2B-4.0%	$1.3B+14.5%	$1.1B+2.0%	$1.1B-3.9%	$1.2B
Total Equity	$243.0M+6.1%	$229.0M-0.3%	$229.8M+11.4%	$206.3M-16.1%	$245.8M-5.9%	$261.2M+6.9%	$244.2M+6.2%	$229.8M+2.1%	$225.1M+8.2%	$208.0M+0.3%	$207.4M+3.5%	$200.4M+5.3%	$190.4M+9.4%	$174.0M+8.4%	$160.5M
Retained Earnings	$167.1M+12.5%	$148.5M+1.9%	$145.8M+10.7%	$131.7M+17.3%	$112.2M+13.3%	$99.1M+9.7%	$90.3M+20.2%	$75.2M+26.7%	$59.3M-49.9%	$118.4M+13.8%	$104.0M+14.7%	$90.6M+19.4%	$75.9M+24.6%	$61.0M-32.2%	$89.9M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$2.5B-0.7%	$2.5B-2.8%	$2.6B+6.2%	$2.5B+5.9%	$2.3B-0.1%	$2.3B-3.2%	$2.4B+5.9%	$2.3B
Cash & Equivalents	$228.5M-6.5%	$244.3M-37.7%	$392.3M+51.7%	$258.6M+18.5%	$218.2M-1.1%	$220.7M-36.9%	$349.7M+51.7%	$230.6M
Goodwill	$16.2M0.0%	$16.2M0.0%	$16.2M0.0%	$16.2M0.0%	$16.2M0.0%	$16.2M-1.0%	$16.3M-5.6%	$17.3M
Total Liabilities	$2.3B-0.9%	$2.3B-3.0%	$2.4B+6.9%	$2.2B+6.5%	$2.1B-0.4%	$2.1B-3.8%	$2.2B+7.1%	$2.0B
Total Equity	$244.7M+1.2%	$241.8M-0.5%	$243.0M-0.2%	$243.4M+1.1%	$240.8M+2.8%	$234.2M+2.3%	$229.0M-3.6%	$237.6M
Retained Earnings	$178.3M+3.8%	$171.8M+2.8%	$167.1M+2.5%	$163.0M+3.2%	$158.0M+3.1%	$153.3M+3.2%	$148.5M+0.3%	$148.1M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

CASS Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CASS quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$48.6M	$37.4M-3.9%	$38.9M+5.4%	$36.9M-28.4%	$51.6M+49.4%	$34.5M-27.7%	$47.8M+13.4%	$42.1M-12.8%	$48.3M+24.3%	$38.9M+10.5%	$35.2M+5.1%	$33.5M-3.9%	$34.8M+20.6%	$28.9M-18.2%	$35.3M+37.8%	$25.6M
Capital Expenditures	$6.7M	$5.7M-33.5%	$8.5M-28.7%	$11.9M+103.5%	$5.9M+34.3%	$4.4M+118.3%	$2.0M-26.5%	$2.7M-38.1%	$4.4M+6.6%	$4.1M-11.9%	$4.7M-18.5%	$5.7M-8.6%	$6.3M+29.5%	$4.9M+56.7%	$3.1M+61.0%	$1.9M
Free Cash Flow	$41.9M	$31.8M+4.4%	$30.4M+21.8%	$25.0M-45.3%	$45.7M+51.6%	$30.2M-34.1%	$45.8M+16.2%	$39.4M-10.3%	$43.9M+26.4%	$34.8M+14.0%	$30.5M+9.9%	$27.7M-2.8%	$28.6M+18.8%	$24.0M-25.4%	$32.2M+35.9%	$23.7M
Investing Cash Flow	-$198.8M	-$145.3M-3777.0%	$4.0M-98.6%	$284.7M+192.9%	-$306.4M+42.0%	-$528.5M-1103.9%	-$43.9M+42.1%	-$75.8M-61.9%	-$46.8M+66.5%	-$139.8M-236.5%	-$41.6M-1042.8%	-$3.6M	N/A	N/A	-$65.2M-110.1%	-$31.0M
Financing Cash Flow	$160.4M	$150.4M+329.1%	-$65.6M+56.3%	-$150.1M-153.5%	-$59.2M-117.5%	$338.4M-26.9%	$462.7M+6855.7%	$6.7M+418.5%	$1.3M-97.9%	$62.3M+212.6%	$19.9M+128.1%	-$71.0M	N/A	N/A	-$65.0M-163.5%	$102.4M
Dividends Paid	$16.4M	$16.5M+0.3%	$16.5M+3.2%	$16.0M+3.3%	$15.4M0.0%	$15.4M-1.0%	$15.6M+2.4%	$15.2M+15.6%	$13.2M+23.4%	$10.7M+7.0%	$10.0M+2.9%	$9.7M+3.9%	$9.3M+9.7%	$8.5M+15.6%	$7.4M+17.2%	$6.3M
Share Buybacks	$21.0M	$26.0M+258.6%	$7.2M+25.5%	$5.8M+8.9%	$5.3M-82.9%	$31.0M+354.2%	$6.8M-12.5%	$7.8M-11.8%	$8.8M+289.3%	$2.3M-75.4%	$9.2M-15.9%	$11.0M+492.6%	$1.8M	$0	$0	$0

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$16.9M+16.4%	$14.5M+200.1%	$4.8M-60.6%	$12.3M+1053.9%	-$1.3M-106.0%	$21.6M+15.8%	$18.6M+9509.1%	-$198K
Capital Expenditures	$3.1M+63.4%	$1.9M+164.3%	$717K-30.5%	$1.0M-23.0%	$1.3M-47.9%	$2.6M+1247.1%	$191K-90.6%	$2.0M
Free Cash Flow	$13.8M+9.4%	$12.7M+206.3%	$4.1M-63.4%	$11.3M+528.7%	-$2.6M-113.9%	$19.0M+3.0%	$18.4M+926.1%	-$2.2M
Investing Cash Flow	$41.2M+128.5%	-$144.9M-17809.8%	$818K+100.9%	-$96.0M-559.4%	$20.9M+129.4%	-$71.0M-41193.6%	-$172K+98.0%	-$8.4M
Financing Cash Flow	-$74.0M-320.5%	-$17.6M-113.8%	$128.0M+3.1%	$124.1M+661.4%	-$22.1M+72.2%	-$79.6M-179.0%	$100.7M+551.6%	$15.5M
Dividends Paid	$4.1M-0.7%	$4.1M-0.2%	$4.1M+1.5%	$4.1M-1.3%	$4.1M-1.1%	$4.2M-0.6%	$4.2M+2.9%	$4.1M
Share Buybacks	$3.1M+5.4%	$2.9M-64.7%	$8.3M+22.7%	$6.7M+13.7%	$5.9M+16.6%	$5.1M+43.3%	$3.5M+33.6%	$2.7M

CASS Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

CASS quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	18.4%+7.8pp	10.6%-6.4pp	17.0%-2.1pp	19.1%+0.6pp	18.6%+1.2pp	17.4%-2.0pp	19.3%-1.1pp	20.4%+1.9pp	18.5%-0.9pp	19.4%+0.3pp	19.1%-1.4pp	20.5%0.0pp	20.5%-0.4pp	20.9%-0.7pp	21.6%
Return on Equity	14.4%+6.1pp	8.4%-4.7pp	13.1%-3.8pp	16.9%+5.3pp	11.6%+2.0pp	9.6%-2.8pp	12.4%-0.7pp	13.2%+2.1pp	11.1%-0.6pp	11.7%+0.6pp	11.1%-0.9pp	12.0%-0.3pp	12.3%-1.0pp	13.4%-0.9pp	14.3%
Return on Assets	1.4%+0.5pp	0.8%-0.4pp	1.2%-0.1pp	1.4%+0.2pp	1.1%0.0pp	1.1%-0.6pp	1.7%-0.1pp	1.8%+0.2pp	1.6%-0.1pp	1.6%0.0pp	1.6%0.0pp	1.6%-0.2pp	1.8%0.0pp	1.8%+0.1pp	1.7%
Debt-to-Equity	9.72+0.3x	9.46-0.3x	9.79-1.7x	11.47+2.1x	9.39+2.0x	7.44+1.2x	6.22-0.2x	6.380.0x	6.36+0.1x	6.23+0.2x	6.02-0.5x	6.49+0.5x	5.96-0.4x	6.40-0.8x	7.22
FCF Margin	16.7%-0.1pp	16.8%+2.7pp	14.1%-10.9pp	25.1%+5.5pp	19.6%-12.0pp	31.6%+6.5pp	25.1%-4.6pp	29.6%+3.9pp	25.7%+1.4pp	24.3%+1.3pp	23.0%-1.4pp	24.4%+3.4pp	20.9%-8.0pp	28.9%+6.6pp	22.3%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	21.2%+3.2pp	18.0%+1.6pp	16.4%-1.8pp	18.2%-1.7pp	19.9%+0.6pp	19.3%+9.2pp	10.1%+3.8pp	6.3%
Return on Equity	4.3%+0.7pp	3.6%+0.3pp	3.4%-0.4pp	3.7%+0.1pp	3.7%-0.2pp	3.8%+1.8pp	2.0%+0.8pp	1.2%
Return on Assets	0.4%+0.1pp	0.4%0.0pp	0.3%-0.1pp	0.4%0.0pp	0.4%0.0pp	0.4%+0.2pp	0.2%+0.1pp	0.1%
Debt-to-Equity	9.28-0.2x	9.48-0.2x	9.72+0.6x	9.08+0.5x	8.62-0.3x	8.90-0.6x	9.46+0.9x	8.51
FCF Margin	27.7%+1.9pp	25.8%+17.5pp	8.3%-14.3pp	22.5%+28.5pp	-5.9%-46.9pp	40.9%+0.5pp	40.5%+45.3pp	-4.8%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Cass Info Sys Ranks

Frequently Asked Questions

What is Cass Info Sys's annual revenue?

Cass Info Sys (CASS) reported $190.8M in total revenue for fiscal year 2025. This represents a 5.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Cass Info Sys's revenue growing?

Cass Info Sys (CASS) revenue grew by 5.3% year-over-year, from $181.2M to $190.8M in fiscal year 2025.

Is Cass Info Sys profitable?

Yes, Cass Info Sys (CASS) reported a net income of $35.1M in fiscal year 2025, with a net profit margin of 18.4%.

What is Cass Info Sys's net profit margin?

Cass Info Sys (CASS) had a net profit margin of 18.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Cass Info Sys pay dividends?

Yes, Cass Info Sys (CASS) paid $1.25 per share in dividends during fiscal year 2025.

What is Cass Info Sys's return on equity (ROE)?

Cass Info Sys (CASS) has a return on equity of 14.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Cass Info Sys's free cash flow?

Cass Info Sys (CASS) generated $31.8M in free cash flow during fiscal year 2025. This represents a 4.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Cass Info Sys's operating cash flow?

Cass Info Sys (CASS) generated $37.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Cass Info Sys's total assets?

Cass Info Sys (CASS) had $2.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Cass Info Sys's capital expenditures?

Cass Info Sys (CASS) invested $5.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Cass Info Sys buy back shares?

Yes, Cass Info Sys (CASS) spent $26.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Cass Info Sys have outstanding?

Cass Info Sys (CASS) had 13M shares outstanding as of fiscal year 2025.

What is Cass Info Sys's debt-to-equity ratio?

Cass Info Sys (CASS) had a debt-to-equity ratio of 9.72 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Cass Info Sys's return on assets (ROA)?

Cass Info Sys (CASS) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Cass Info Sys's Piotroski F-Score?

Cass Info Sys (CASS) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Cass Info Sys's earnings high quality?

Cass Info Sys (CASS) has an earnings quality ratio of 1.07x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.