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Cass Information Systems reported record second‑quarter 2026 results, with net income from continuing operations of $10.6 million and diluted EPS of $0.81. Adjusted net income from continuing operations was $9.2 million and adjusted diluted EPS $0.71, increases of 18.1% and 22.4% versus the same quarter of 2025.
Total revenues were $49.9 million, helped by a higher net interest margin of 4.00% and net interest income growth of 10.6%. Transportation dollar volumes rose 7.4% to $10.1 billion and facility expense dollar volumes grew 2.6% to $5.7 billion, even as invoice counts declined modestly. Personnel expenses fell 2.4% and a $1.8 million bad debt recovery supported lower operating expenses.
Credit metrics remained strong, with no loan charge‑offs, an allowance for credit losses to loans ratio of 1.30%, and non‑performing loans reduced by $5.3 million since December 31 2025. The board declared a $0.32 per share quarterly dividend payable September 14 2026 and the company repurchased 65,557 shares at a weighted average price of $46.23 during the quarter.
WICKS FRANK reported acquisition or exercise transactions in this Form 4 filing.
Cass Information Systems director Frank Wicks received a grant of 262 shares of Common Stock, described as restricted stock bonus shares subject to vesting and forfeiture. The grant was valued at $49.44 per share, and his direct holdings increased to 34,283 shares after the award.
Schilling Randall L reported acquisition or exercise transactions in this Form 4 filing.
CASS INFORMATION SYSTEMS INC director Randall L. Schilling received a grant of 262 shares of Common Stock on June 11, 2026. The shares were awarded at a reference price of $49.44 per share and increase his direct holdings to 33,650 shares. Footnotes state the grant includes restricted stock bonus shares that are subject to vesting and possible forfeiture, meaning he will earn full ownership only if specified conditions are met.
RUPP JOSEPH D reported acquisition or exercise transactions in this Form 4 filing.
CASS INFORMATION SYSTEMS INC director Joseph D. Rupp received a grant of 262 shares of Common Stock on June 11, 2026. The shares were valued at $49.44 per share for reporting purposes and are described as restricted stock bonus shares that are subject to vesting and forfeiture conditions.
Following this award, Rupp directly holds a total of 23,981 Common Stock shares. The transaction is classified as a grant or award rather than an open-market purchase, indicating it is part of his equity-based compensation from the company.
Cass Information Systems, Inc. reported first-quarter 2026 net revenue of $49.1 million, up 5.8% from a year earlier, driven by higher net interest income and financial fees, partly offset by lower processing fees. Net income was $8.8 million, down 1.5% as discontinued operations contributed less.
Net income from continuing operations rose 2.2% to $8.7 million, and diluted EPS increased to $0.67 from $0.66. The tax‑equivalent net interest margin improved to 3.95%, with average earning assets up 5.2%. Processing fees fell 4.5%, while financial fees grew 4.7%.
Total assets were $2.53 billion, with loans up 2.6% to $1.09 billion and investment securities at $785.3 million. Deposits declined 7.9% to $1.11 billion, and accounts and drafts payable decreased 11.1% to $1.00 billion, partly offset by $145.0 million of short‑term borrowings. Nonperforming loans fell to $3.1 million, and the allowance for credit losses was $13.9 million, or 1.27% of loans.
Drabik John J reported acquisition or exercise transactions in this Form 4 filing.
Cass Information Systems director John J. Drabik reported an insider equity compensation award. He received 1,704 shares of common stock as a restricted stock bonus at a value of $46.94 per share.
These shares are restricted stock bonus shares subject to vesting and potential forfeiture, meaning they must meet service or other conditions to fully vest. After this award, Drabik directly holds 1,704 common shares of Cass Information Systems.
Schilling Randall L reported acquisition or exercise transactions in this Form 4 filing.
CASS INFORMATION SYSTEMS INC director Randall L. Schilling received a grant of 1,704 shares of common stock on April 23, 2026 as a restricted stock bonus at $46.94 per share. After this compensation award, he directly holds 33,388 shares, including restricted shares subject to vesting and possible forfeiture.
WICKS FRANK reported acquisition or exercise transactions in this Form 4 filing.
Cass Information Systems director Frank Wicks reported a grant of 1,704 shares of Common Stock on April 23, 2026. The shares are recorded at $46.94 per share and represent a compensation-related grant rather than an open-market purchase.
After this award, Wicks directly owns 34,021 Cass shares. The footnote explains that his holdings include restricted stock bonus shares that are subject to vesting and forfeiture, meaning some shares may be lost if vesting conditions are not met.
Cass Information Systems director Benjamin F. Edwards IV received a grant of 1,704 shares of Common Stock on April 23, 2026. The award is valued at $46.94 per share and includes restricted stock bonus shares that are subject to vesting and forfeiture conditions.
After this grant, he holds 29,604 shares directly, which also include 740 shares acquired through a Direct Stock Purchase and Dividend Reinvestment Plan.
RUPP JOSEPH D reported acquisition or exercise transactions in this Form 4 filing.
CASS INFORMATION SYSTEMS INC director Joseph D. Rupp received a stock award of 1,704 shares of Common Stock. The shares were granted at a reference price of $46.94 per share as a compensation-related award, rather than an open-market purchase. Following this grant, Rupp directly holds 23,719 shares of CASS common stock. The holdings include restricted stock bonus shares that are subject to vesting and potential forfeiture, meaning some shares may be lost if vesting conditions are not met.