Creative Global Technology Holdings Limited (CGTL) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 13, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Jan 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CGTL SEC filings page.
Creative Global Technology Holdings Limited (CGTL) reported $21.2M in revenue for fiscal year 2025, down 40.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Creative Global’s business contracted sharply in FY2025, while inventory accumulated and reported operating costs overwhelmed a still-profitable gross margin.
Cash conversion deteriorated before the reported loss arrived: FY2024 still showed net income of$4.3M , yet operating cash flow was negative$3.5M ; by FY2025, revenue had fallen40.6% and operating cash flow reached negative$4.8M . The simultaneous inventory increase from$3.8M to$14.7M suggests working capital absorbed cash as sales weakened, rather than growth funding the business.
Margin performance became unstable rather than gradually weaker: gross margin moved from
The balance sheet is largely equity-funded: FY2025 liabilities were only
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Creative Global Technology Holdings Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Creative Global Technology Holdings Limited has an operating margin of -62.2%, meaning the company loses $62 on every $100 of revenue. This results in a profitability score of 9/100. This is down from 14.6% the prior year.
Creative Global Technology Holdings Limited's revenue declined 40.6% year-over-year, from $35.6M to $21.2M. This contraction results in a growth score of 2/100.
Creative Global Technology Holdings Limited carries a low D/E ratio of 0.01, meaning only $0.01 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 87/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 72.54, Creative Global Technology Holdings Limited holds $72.54 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 93/100.
Creative Global Technology Holdings Limited posts a -74.1% return on equity (ROE), meaning it loses $74 for every $100 of shareholders' equity. This results in a returns score of 10/100. This is down from 31.8% the prior year.
Creative Global Technology Holdings Limited scores 12.89, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($5.4M) relative to total liabilities ($251K). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Creative Global Technology Holdings Limited passes 2 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 1 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.
Creative Global Technology Holdings Limited reported a net loss of $13.4M while operations used $4.8M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q4 2025.
Cash & Balance Sheet
Creative Global Technology Holdings Limited held $185K in cash as of Q4 2025; long-term debt is not reported for that period.
Not reported for Q4 2025.
Not reported for Q4 2025.
Margins & Returns
None of these metrics is reported for Q4 2025.
Capital Allocation
None of these metrics is reported for Q4 2025.
CGTL Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
CGTL Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2520-F | Q4'2420-F | Q4'2310-K |
|---|---|---|---|
| Total Assets | $18.3M+12.1% | $16.3M+43.3% | $11.4M |
| Current Assets | $18.2M+19.1% | $15.3M+41.6% | $10.8M |
| Cash & Equivalents | $185K-58.2% | $443K-89.7% | $4.3M |
| Short-Term Investments | $0 | $0 | $0 |
| Inventory | $14.7M+281.8% | $3.8M-33.2% | $5.8M |
| Accounts Receivable | N/A | $10.5M | N/A |
| Long-Term Investments | $0 | $0 | $0 |
| Total Liabilities | $251K-91.2% | $2.9M+30.6% | $2.2M |
| Current Liabilities | $251K-91.1% | $2.8M+29.9% | $2.2M |
| Non-Current Liabilities | $0-100.0% | $19K+678.8% | $2K |
| Total Equity | $18.0M+34.0% | $13.5M+46.3% | $9.2M |
| Retained Earnings | $86K-99.4% | $13.5M+46.7% | $9.2M |
Not reported in any period shown, so not listed: Goodwill, Long-Term Debt.
CGTL Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
CGTL Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Creative Global Technology Holdings Limited CGTL | FY2025 | $21.2M | -$13.4M | -63.2% | $5.4M | 37/100 |
| Tokyo Lifestyle Co., Ltd. TKLF | FY2026 | $373.2M | $717K | 0.2% | $8.4M | 46/100 |
| Fitell Corporation FTEL | FY2025 | $5.2M | -$683K | -13.1% | $2.3M | 34/100 |
| Boqii Holding Limited BQ | FY2026 | $61.0M | -$738K | -1.2% | $5.3M | 30/100 |
| Tandy Leather Factory, Inc. TLF | FY2025 | $76.3M | $9.1M | 11.9% | $20.1M | 44/100 |
| PTL LTD PTLE | FY2025 | $71.6M | -$1.2M | -1.7% | $45.9M | 29/100 |
Where Creative Global Technology Holdings Limited Ranks
Frequently Asked Questions
What is Creative Global Technology Holdings Limited's annual revenue?
Creative Global Technology Holdings Limited (CGTL) reported $21.2M in total revenue for fiscal year 2025. This represents a -40.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Creative Global Technology Holdings Limited's revenue growing?
Creative Global Technology Holdings Limited (CGTL) revenue declined by 40.6% year-over-year, from $35.6M to $21.2M in fiscal year 2025.
Is Creative Global Technology Holdings Limited profitable?
No, Creative Global Technology Holdings Limited (CGTL) reported a net income of -$13.4M in fiscal year 2025, with a net profit margin of -63.2%.
What is Creative Global Technology Holdings Limited's EBITDA?
Creative Global Technology Holdings Limited (CGTL) had EBITDA of -$13.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Creative Global Technology Holdings Limited's gross margin?
Creative Global Technology Holdings Limited (CGTL) had a gross margin of 10.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Creative Global Technology Holdings Limited's operating margin?
Creative Global Technology Holdings Limited (CGTL) had an operating margin of -62.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Creative Global Technology Holdings Limited's net profit margin?
Creative Global Technology Holdings Limited (CGTL) had a net profit margin of -63.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Creative Global Technology Holdings Limited's return on equity (ROE)?
Creative Global Technology Holdings Limited (CGTL) has a return on equity of -74.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Creative Global Technology Holdings Limited's operating cash flow?
Creative Global Technology Holdings Limited (CGTL) recorded an outflow of $4.8M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Creative Global Technology Holdings Limited's total assets?
Creative Global Technology Holdings Limited (CGTL) had $18.3M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Creative Global Technology Holdings Limited's current ratio?
Creative Global Technology Holdings Limited (CGTL) had a current ratio of 72.54 as of fiscal year 2025, which is generally considered healthy.
What is Creative Global Technology Holdings Limited's debt-to-equity ratio?
Creative Global Technology Holdings Limited (CGTL) had a debt-to-equity ratio of 0.01 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Creative Global Technology Holdings Limited's return on assets (ROA)?
Creative Global Technology Holdings Limited (CGTL) had a return on assets of -73.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Creative Global Technology Holdings Limited's P/E ratio?
Creative Global Technology Holdings Limited (CGTL) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $5.4M as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Creative Global Technology Holdings Limited's price-to-sales ratio?
Creative Global Technology Holdings Limited (CGTL) trades at 0.3x sales, its market capitalization divided by revenue of $21.2M revenue, FY2025. The market capitalization is $5.4M as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
How does Creative Global Technology Holdings Limited's liquidity compare with its operating cash outflow?
At the end of fiscal year 2025, Creative Global Technology Holdings Limited (CGTL) held $185K in cash, cash equivalents and investments, and reported an operating cash outflow of $4.8M over that year. Dividing the one by the other, the reported balance equals about 0 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
What is Creative Global Technology Holdings Limited's Altman Z-Score?
Creative Global Technology Holdings Limited (CGTL) has an Altman Z-Score of 12.89, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Creative Global Technology Holdings Limited's Piotroski F-Score?
Creative Global Technology Holdings Limited (CGTL) has a Piotroski F-Score of 2 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Creative Global Technology Holdings Limited's earnings high quality?
Creative Global Technology Holdings Limited (CGTL) reported a net loss of $13.4M while operations used $4.8M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Creative Global Technology Holdings Limited?
Creative Global Technology Holdings Limited (CGTL) scores 37 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.