Crawford & Company Financials

CRD-B

Trailing 12 months to June 30, 2026

Revenue $1.3B -4.1% YoY

Net Income $23.6M -20.3% YoY

EPS (Diluted) Not reported for the trailing 12 months

Free Cash Flow $96.1M +30.3% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 3, 2026 Currency USD FYE December

Crawford & Company (CRD-B) reported $1.3B in revenue over the twelve months to Jun 30, 2026, down 4.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CRD-B FY2025 2026-08-15

Cash generation is being driven more by receivable collection and low reinvestment needs than by top-line growth.

In FY2025, operating cash flow reached $101.8M while net income was only $19.7M. That gap coincided with accounts receivable dropping to $115.7M from $142.1M, pointing to a working-capital release rather than stronger demand.

The model looks asset-light: free cash flow of $94.8M stayed close to operating cash flow because capital spending was just $7.0M. That means cash generation depends more on collections and cost control than on large annual reinvestment.

The balance sheet improved even in a softer revenue year, with long-term debt falling to $150.6M from $200.3M. Yet the current ratio remained only 1.1x, so leverage eased faster than short-term liquidity expanded.

Financial Health Signals

Financial health score not available

Crawford & Company does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

6/8

Crawford & Company passes 6 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

5.18x

For every $1 of reported earnings, Crawford & Company generates $5.18 in operating cash flow ($101.8M OCF vs $19.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.3B

YoY-2.2%

5Y CAGR+5.2%

10Y CAGR+0.5%

Crawford & Company generated $1.3B in revenue in fiscal year 2025. This represents a decrease of 2.2% from the prior year.

Net Income

$19.7M

YoY-25.8%

5Y CAGR-7.0%

Crawford & Company reported $19.7M in net income in fiscal year 2025. This represents a decrease of 25.8% from the prior year.

EBITDA

Not reported for fiscal year 2025.

EPS (Diluted)

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$94.8M

YoY+108.8%

5Y CAGR+3.7%

10Y CAGR+6.7%

Crawford & Company generated $94.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 108.8% from the prior year.

Cash & Debt

$64.1M

YoY+15.6%

5Y CAGR+7.5%

10Y CAGR-1.7%

Crawford & Company held $64.1M in cash against $150.6M in long-term debt as of fiscal year 2025.

Dividends Per Share

Not reported for fiscal year 2025.

Shares Outstanding

Not reported for fiscal year 2025.

Margins & Returns

Gross Margin

28.0%

YoY+0.6pp

5Y CAGR+0.6pp

10Y CAGR+3.7pp

Crawford & Company's gross margin was 28.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.6 percentage points from the prior year.

Net Margin

1.5%

YoY-0.5pp

5Y CAGR-1.3pp

10Y CAGR+5.2pp

Crawford & Company's net profit margin was 1.5% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.5 percentage points from the prior year.

Return on Equity

11.4%

YoY-5.5pp

5Y CAGR-3.8pp

10Y CAGR+51.4pp

Crawford & Company's ROE was 11.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 5.5 percentage points from the prior year.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$10.5M

YoY+171.9%

5Y CAGR+31.6%

10Y CAGR+23.8%

Crawford & Company spent $10.5M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 171.9% from the prior year.

Capital Expenditures

$7.0M

YoY+12.9%

5Y CAGR-13.2%

10Y CAGR-5.3%

Crawford & Company invested $7.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 12.9% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

CRD-B Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CRD-B quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$1.3B	$1.3B-2.2%	$1.3B+1.8%	$1.3B+7.0%	$1.2B+8.1%	$1.1B+12.1%	$1.0B-3.0%	$1.0B-6.7%	$1.1B-3.5%	$1.2B-1.2%	$1.2B-5.1%	$1.2B+2.0%	$1.2B-2.9%	$1.3B-1.0%	$1.3B+4.5%	$1.2B
Cost of Revenue	$941.3M	$943.7M-3.0%	$973.4M+1.6%	$957.8M+3.6%	$924.9M+9.1%	$847.4M+14.9%	$737.3M-2.1%	$752.8M-6.8%	$808.0M-4.1%	$842.2M-0.9%	$850.1M-9.6%	$940.4M+2.8%	$914.8M-2.3%	$936.4M0.0%	$936.1M+2.0%	$917.9M
Gross Profit	$361.8M	$367.1M-0.1%	$367.5M+2.4%	$359.1M+17.2%	$306.4M+5.0%	$291.8M+4.6%	$278.9M-5.4%	$294.9M-6.4%	$315.0M-2.0%	$321.5M-1.8%	$327.5M+8.7%	$301.2M-0.3%	$302.1M-4.7%	$317.0M-4.0%	$330.1M+12.5%	$293.4M
SG&A Expenses	$287.0M	$294.2M-1.8%	$299.7M+4.6%	$286.5M+12.0%	$255.8M+4.5%	$244.8M+11.8%	$219.0M-3.6%	$227.2M-6.3%	$242.4M+1.1%	$239.8M0.0%	$239.9M-0.7%	$241.6M+1.6%	$237.9M+2.4%	$232.3M+1.7%	$228.4M+3.1%	$221.5M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$84.1M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$12.4M	$14.7M-12.9%	$16.9M-1.0%	$17.0M+65.2%	$10.3M+57.2%	$6.6M-17.2%	$7.9M-26.5%	$10.8M+6.6%	$10.1M+11.6%	$9.1M-1.3%	$9.2M+9.6%	$8.4M+39.0%	$6.0M-6.1%	$6.4M-25.4%	$8.6M-45.9%	$15.9M
Income Tax	$15.2M	$14.9M+2.3%	$14.6M-14.7%	$17.1M-27.5%	$23.6M+77.1%	$13.3M+10.8%	$12.0M-14.9%	$14.1M-23.9%	$18.5M+23.3%	$15.0M-41.2%	$25.6M+84.8%	$13.8M-51.9%	$28.8M-3.3%	$29.8M-11.6%	$33.7M+164.4%	$12.7M
Net Income	$23.6M	$19.7M-25.8%	$26.5M-13.3%	$30.6M+267.2%	-$18.3M-159.6%	$30.7M+8.5%	$28.3M+126.6%	$12.5M-51.9%	$26.0M-6.1%	$27.7M-23.1%	$36.0M+179.1%	-$45.5M-248.5%	$30.6M-39.9%	$51.0M+4.3%	$48.9M+7.7%	$45.4M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$330.0M+3.1%	$320.1M0.0%	$320.1M-3.8%	$332.8M-0.5%	$334.6M+3.5%	$323.3M-9.8%	$358.3M+4.5%	$342.7M
Cost of Revenue	$235.0M+1.3%	$232.0M-1.4%	$235.2M-1.6%	$239.0M+1.1%	$236.3M+1.3%	$233.2M-11.5%	$263.4M+5.7%	$249.3M
Gross Profit	$95.0M+7.8%	$88.1M+3.8%	$84.9M-9.5%	$93.8M-4.6%	$98.3M+9.0%	$90.1M-5.0%	$94.9M+1.6%	$93.4M
SG&A Expenses	$69.7M-8.5%	$76.1M+6.0%	$71.8M+3.5%	$69.4M-11.4%	$78.3M+5.0%	$74.6M-5.0%	$78.5M+9.8%	$71.5M
Interest Expense	$2.9M+7.8%	$2.6M-14.6%	$3.1M-18.2%	$3.8M-1.8%	$3.9M-2.2%	$3.9M-8.9%	$4.3M-7.6%	$4.7M
Income Tax	$6.2M+162.5%	$2.4M+202.2%	$786K-86.5%	$5.8M-0.5%	$5.8M+135.7%	$2.5M-33.3%	$3.7M-30.3%	$5.3M
Net Income	$13.4M+174.2%	$4.9M+168.1%	-$7.2M-158.0%	$12.4M+59.4%	$7.8M+16.4%	$6.7M+18.2%	$5.7M-40.2%	$9.5M

Not reported in any period shown, so not listed: R&D Expenses, Operating Income, EPS (Diluted).

CRD-B Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CRD-B quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$764.3M-4.9%	$803.8M+0.6%	$799.2M+1.0%	$791.5M-7.2%	$852.6M+13.2%	$753.0M-0.9%	$760.0M+8.4%	$701.4M-11.0%	$787.9M+7.1%	$735.9M-6.1%	$783.4M-0.7%	$789.3M-0.1%	$790.1M-6.8%	$847.4M+3.5%	$818.5M
Current Assets	$352.4M-5.8%	$374.2M+1.3%	$369.3M+5.1%	$351.3M+1.5%	$345.9M+14.5%	$302.0M-4.2%	$315.2M-1.8%	$320.8M-13.4%	$370.4M+1.5%	$364.7M-1.5%	$370.2M+0.7%	$367.6M-0.6%	$369.7M-4.4%	$386.8M+4.7%	$369.5M
Cash & Equivalents	$64.1M+15.6%	$55.4M-5.1%	$58.4M+26.9%	$46.0M-13.6%	$53.2M+19.2%	$44.7M-13.8%	$51.8M-2.5%	$53.1M-1.7%	$54.0M-33.8%	$81.6M+7.2%	$76.1M+45.0%	$52.5M-30.9%	$76.0M+6.7%	$71.2M-8.3%	$77.6M
Accounts Receivable	$115.7M-18.6%	$142.1M+8.1%	$131.4M-6.9%	$141.1M+4.9%	$134.5M+9.3%	$123.1M-4.0%	$128.2M-2.2%	$131.1M-24.7%	$174.2M+13.4%	$153.6M-6.7%	$164.6M-8.6%	$180.1M+12.3%	$160.3M-2.6%	$164.7M+2.0%	$161.5M
Goodwill	$76.6M+0.3%	$76.4M-0.5%	$76.7M+0.1%	$76.6M-34.2%	$116.5M+75.1%	$66.5M-17.5%	$80.6M-16.8%	$96.9M0.0%	$96.9M+5.6%	$91.8M-4.0%	$95.6M-27.5%	$131.9M-0.7%	$132.8M+0.6%	$132.0M+0.6%	$131.2M
Total Liabilities	$591.2M-8.6%	$646.5M-1.7%	$657.6M-1.4%	$667.0M+4.1%	$640.7M+13.2%	$566.0M-5.8%	$600.7M+13.3%	$530.2M-12.5%	$605.6M+4.1%	$582.0M-13.1%	$669.7M+8.7%	$616.4M+4.4%	$590.3M-17.0%	$711.2M+3.8%	$685.0M
Current Liabilities	$309.6M+3.3%	$299.7M+0.1%	$299.3M+7.1%	$279.5M-8.0%	$303.9M+25.1%	$242.8M+2.8%	$236.3M+4.9%	$225.3M-12.2%	$256.6M+11.4%	$230.3M-10.9%	$258.3M-0.5%	$259.6M-18.2%	$317.4M-0.2%	$318.2M+11.0%	$286.7M
Long-Term Debt	$150.6M-24.8%	$200.3M+3.1%	$194.3M-8.3%	$211.8M+28.9%	$164.3M+47.0%	$111.8M-24.7%	$148.4M-11.2%	$167.1M-16.6%	$200.5M+7.2%	$187.0M-17.0%	$225.4M+46.3%	$154.0M+51.4%	$101.8M-33.2%	$152.3M-28.3%	$212.4M
Total Equity	$173.1M+10.1%	$157.2M+11.0%	$141.6M+13.7%	$124.5M-41.2%	$212.0M+13.4%	$186.9M+17.3%	$159.3M-7.0%	$171.3M-6.1%	$182.3M+18.5%	$153.9M+35.3%	$113.7M-34.3%	$172.9M-13.4%	$199.8M+46.7%	$136.2M+2.0%	$133.5M
Retained Earnings	$233.7M-1.8%	$237.9M+4.1%	$228.6M+7.3%	$213.1M-20.0%	$266.4M+0.4%	$265.2M+6.3%	$249.6M-8.8%	$273.6M+1.5%	$269.7M+3.1%	$261.6M+9.4%	$239.2M-20.6%	$301.1M+5.6%	$285.2M+15.9%	$246.1M+17.6%	$209.3M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$758.3M-1.7%	$771.6M+1.0%	$764.3M-4.4%	$799.8M+0.1%	$799.4M+0.9%	$792.3M-1.4%	$803.8M+0.4%	$800.8M
Current Assets	$362.8M-1.5%	$368.3M+4.5%	$352.4M-5.2%	$371.7M-1.2%	$376.2M+0.9%	$372.8M-0.4%	$374.2M+3.3%	$362.4M
Cash & Equivalents	$69.4M+27.4%	$54.5M-15.0%	$64.1M-6.8%	$68.8M+17.5%	$58.5M+2.0%	$57.4M+3.5%	$55.4M+5.9%	$52.3M
Accounts Receivable	$119.1M+0.8%	$118.1M+2.1%	$115.7M-9.9%	$128.4M-5.6%	$136.1M+1.4%	$134.1M-5.6%	$142.1M+8.2%	$131.4M
Goodwill	$76.4M-0.1%	$76.5M-0.1%	$76.6M+0.1%	$76.5M-0.1%	$76.6M+0.3%	$76.4M0.0%	$76.4M-0.3%	$76.6M
Total Liabilities	$571.8M-4.0%	$595.4M+0.7%	$591.2M-3.5%	$612.5M-1.6%	$622.5M-1.5%	$631.7M-2.3%	$646.5M+1.0%	$639.9M
Current Liabilities	$305.4M-5.5%	$323.2M+4.4%	$309.6M+12.9%	$274.3M-2.4%	$281.1M-1.8%	$286.2M-4.5%	$299.7M+5.8%	$283.4M
Long-Term Debt	$150.6M0.0%	$150.6M0.0%	$150.6M-23.5%	$196.8M-2.9%	$202.7M-1.3%	$205.3M+2.5%	$200.3M-2.7%	$205.9M
Total Equity	$186.4M+5.7%	$176.3M+1.8%	$173.1M-7.6%	$187.3M+5.9%	$176.9M+10.2%	$160.6M+2.1%	$157.2M-2.3%	$160.9M
Retained Earnings	$236.6M+2.9%	$230.0M-1.6%	$233.7M-7.1%	$251.5M+2.4%	$245.5M+1.8%	$241.2M+1.4%	$237.9M+0.9%	$235.9M

Not reported in any period shown, so not listed: Inventory.

CRD-B Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CRD-B quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$103.9M	$101.8M+97.3%	$51.6M-50.3%	$103.8M+275.6%	$27.6M-49.1%	$54.3M-41.7%	$93.2M+23.9%	$75.2M+43.5%	$52.4M+28.6%	$40.8M-58.8%	$98.9M+60.4%	$61.7M+833.3%	$6.6M-91.5%	$77.8M-16.2%	$92.9M+153.2%	$36.7M
Capital Expenditures	$7.8M	$7.0M+12.9%	$6.2M+27.0%	$4.9M-28.5%	$6.8M-25.9%	$9.2M-35.2%	$14.2M+63.7%	$8.7M-38.2%	$14.1M-26.2%	$19.0M+83.9%	$10.4M-14.7%	$12.1M-2.7%	$12.5M-11.1%	$14.0M-8.7%	$15.4M+8.1%	$14.2M
Free Cash Flow	$96.1M	$94.8M+108.8%	$45.4M-54.1%	$98.9M+375.6%	$20.8M-53.9%	$45.1M-42.9%	$79.0M+18.7%	$66.5M+73.4%	$38.4M+76.7%	$21.7M-75.5%	$88.5M+78.8%	$49.5M+942.2%	-$5.9M-109.2%	$63.8M-17.6%	$77.5M+245.0%	$22.5M
Investing Cash Flow	-$27.6M	-$36.2M+13.1%	-$41.6M-13.8%	-$36.6M+36.8%	-$57.9M+18.3%	-$70.8M-162.0%	-$27.0M-15.4%	-$23.4M-463.2%	$6.4M+107.9%	-$81.9M-148.3%	-$33.0M+67.4%	-$101.2M-218.5%	-$31.8M+5.3%	-$33.5M+0.8%	-$33.8M+3.2%	-$34.9M
Financing Cash Flow	-$61.2M	-$57.6M-348.0%	-$12.9M+76.5%	-$54.7M-310.8%	$25.9M+5.2%	$24.7M+133.2%	-$74.4M-39.3%	-$53.4M+9.1%	-$58.7M-667.9%	$10.3M+118.8%	-$55.2M-181.2%	$67.9M+1398.0%	$4.5M+111.6%	-$39.1M+39.7%	-$64.9M-261.4%	-$18.0M
Dividends Paid	$14.7M	$14.3M+4.2%	$13.8M+8.3%	$12.7M+7.3%	$11.8M-6.5%	$12.7M+31.3%	$9.6M-26.8%	$13.2M-2.6%	$13.5M-1.3%	$13.7M+1.0%	$13.6M+0.4%	$13.5M+15.3%	$11.7M+32.5%	$8.8M-10.5%	$9.9M+102.8%	$4.9M
Share Buybacks	$19.6M	$10.5M+171.9%	$3.9M+41.6%	$2.7M-89.8%	$26.7M+39.8%	$19.1M+617.7%	$2.7M-89.8%	$26.2M+151.8%	$10.4M+40.2%	$7.4M	$0-100.0%	$1.2M-63.4%	$3.4M-6.6%	$3.6M+27.9%	$2.8M	$0

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$19.9M+506.9%	$3.3M-93.5%	$50.1M+63.7%	$30.6M-12.5%	$35.0M+351.4%	-$13.9M-134.4%	$40.5M+109.5%	$19.3M
Capital Expenditures	$1.3M-31.4%	$1.9M-41.5%	$3.2M+138.2%	$1.4M-3.1%	$1.4M+41.5%	$994K-69.1%	$3.2M+104.4%	$1.6M
Free Cash Flow	$18.6M+1252.1%	$1.4M-97.1%	$46.9M+60.2%	$29.3M-12.9%	$33.6M+325.2%	-$14.9M-140.0%	$37.3M+109.9%	$17.8M
Investing Cash Flow	-$1.8M+76.8%	-$7.9M+28.3%	-$11.0M-57.4%	-$7.0M+24.0%	-$9.2M-0.6%	-$9.1M+25.3%	-$12.2M-11.0%	-$11.0M
Financing Cash Flow	-$8.0M-335.0%	$3.4M+107.8%	-$43.8M-244.2%	-$12.7M+51.2%	-$26.1M-204.3%	$25.0M+195.6%	-$26.2M-1015.6%	-$2.3M
Dividends Paid	$3.6M-0.4%	$3.7M-0.7%	$3.7M-0.9%	$3.7M+7.5%	$3.5M+0.2%	$3.5M+0.6%	$3.4M-0.1%	$3.4M
Share Buybacks	$3.5M-36.2%	$5.5M-27.0%	$7.6M+156.0%	$3.0M	$0	$0-100.0%	$263K-82.8%	$1.5M

CRD-B Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

CRD-B quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Gross Margin	28.0%+0.6pp	27.4%+0.1pp	27.3%+2.4pp	24.9%-0.7pp	25.6%-1.8pp	27.4%-0.7pp	28.1%+0.1pp	28.1%+0.4pp	27.6%-0.2pp	27.8%+3.6pp	24.3%-0.6pp	24.8%-0.5pp	25.3%-0.8pp	26.1%+1.8pp	24.2%
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	8.0%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	1.5%-0.5pp	2.0%-0.3pp	2.3%+3.8pp	-1.5%-4.2pp	2.7%-0.1pp	2.8%+1.6pp	1.2%-1.1pp	2.3%-0.1pp	2.4%-0.7pp	3.0%+6.7pp	-3.7%-6.2pp	2.5%-1.6pp	4.1%+0.2pp	3.9%+0.1pp	3.8%
Return on Equity	11.4%-5.5pp	16.9%-4.7pp	21.6%+36.3pp	-14.7%-29.2pp	14.5%-0.7pp	15.1%+7.3pp	7.8%-7.3pp	15.2%0.0pp	15.2%-8.2pp	23.4%+63.4pp	-40.0%-57.7pp	17.7%-7.8pp	25.5%-10.4pp	35.9%+1.9pp	34.0%
Return on Assets	2.6%-0.7pp	3.3%-0.5pp	3.8%+6.1pp	-2.3%-5.9pp	3.6%-0.2pp	3.8%+2.1pp	1.6%-2.1pp	3.7%+0.2pp	3.5%-1.4pp	4.9%+10.7pp	-5.8%-9.7pp	3.9%-2.6pp	6.5%+0.7pp	5.8%+0.2pp	5.5%
Current Ratio	1.14-0.1x	1.250.0x	1.230.0x	1.26+0.1x	1.14-0.1x	1.24-0.1x	1.33-0.1x	1.420.0x	1.44-0.1x	1.58+0.2x	1.430.0x	1.42+0.3x	1.16-0.1x	1.22-0.1x	1.29
Debt-to-Equity	0.87-0.4x	1.27-0.1x	1.37-0.3x	1.70+0.9x	0.78+0.2x	0.60-0.3x	0.930.0x	0.98-0.1x	1.10-0.1x	1.22-0.8x	1.98+1.1x	0.89+0.4x	0.51-0.6x	1.12-0.5x	1.59
FCF Margin	7.2%+3.8pp	3.4%-4.1pp	7.5%+5.8pp	1.7%-2.3pp	4.0%-3.8pp	7.8%+1.4pp	6.3%+2.9pp	3.4%+1.6pp	1.9%-5.7pp	7.5%+3.5pp	4.0%+4.5pp	-0.5%-5.6pp	5.1%-1.0pp	6.1%+4.3pp	1.8%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Gross Margin	28.8%+1.3pp	27.5%+1.0pp	26.5%-1.7pp	28.2%-1.2pp	29.4%+1.5pp	27.9%+1.4pp	26.5%-0.8pp	27.3%
Net Margin	4.1%+2.5pp	1.5%+3.8pp	-2.3%-6.0pp	3.7%+1.4pp	2.3%+0.3pp	2.1%+0.5pp	1.6%-1.2pp	2.8%
Return on Equity	7.2%+4.4pp	2.8%+6.9pp	-4.2%-10.8pp	6.6%+2.2pp	4.4%+0.2pp	4.2%+0.6pp	3.6%-2.3pp	5.9%
Return on Assets	1.8%+1.1pp	0.6%+1.6pp	-0.9%-2.5pp	1.6%+0.6pp	1.0%+0.1pp	0.8%+0.1pp	0.7%-0.5pp	1.2%
Current Ratio	1.190.0x	1.140.0x	1.14-0.2x	1.360.0x	1.340.0x	1.30+0.1x	1.250.0x	1.28
Debt-to-Equity	0.810.0x	0.850.0x	0.87-0.2x	1.05-0.1x	1.15-0.1x	1.280.0x	1.270.0x	1.28
FCF Margin	5.6%+5.2pp	0.4%-14.2pp	14.6%+5.9pp	8.8%-1.2pp	10.0%+14.7pp	-4.6%-15.0pp	10.4%+5.2pp	5.2%

Not reported in any period shown, so not listed: Operating Margin.

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Where Crawford & Company Ranks

Frequently Asked Questions

What is Crawford & Company's annual revenue?

Crawford & Company (CRD-B) reported $1.3B in total revenue for fiscal year 2025. This represents a -2.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Crawford & Company's revenue growing?

Crawford & Company (CRD-B) revenue declined by 2.2% year-over-year, from $1.3B to $1.3B in fiscal year 2025.

Is Crawford & Company profitable?

Yes, Crawford & Company (CRD-B) reported a net income of $19.7M in fiscal year 2025, with a net profit margin of 1.5%.

How much debt does Crawford & Company have?

As of fiscal year 2025, Crawford & Company (CRD-B) had $64.1M in cash and equivalents against $150.6M in long-term debt.

What is Crawford & Company's gross margin?

Crawford & Company (CRD-B) had a gross margin of 28.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Crawford & Company's net profit margin?

Crawford & Company (CRD-B) had a net profit margin of 1.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Crawford & Company's return on equity (ROE)?

Crawford & Company (CRD-B) has a return on equity of 11.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Crawford & Company's free cash flow?

Crawford & Company (CRD-B) generated $94.8M in free cash flow during fiscal year 2025. This represents a 108.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Crawford & Company's operating cash flow?

Crawford & Company (CRD-B) generated $101.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Crawford & Company's total assets?

Crawford & Company (CRD-B) had $764.3M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Crawford & Company's capital expenditures?

Crawford & Company (CRD-B) invested $7.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Crawford & Company buy back shares?

Yes, Crawford & Company (CRD-B) spent $10.5M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is Crawford & Company's current ratio?

Crawford & Company (CRD-B) had a current ratio of 1.14 as of fiscal year 2025, which is considered adequate.

What is Crawford & Company's debt-to-equity ratio?

Crawford & Company (CRD-B) had a debt-to-equity ratio of 0.87 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Crawford & Company's return on assets (ROA)?

Crawford & Company (CRD-B) had a return on assets of 2.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Crawford & Company's Piotroski F-Score?

Crawford & Company (CRD-B) has a Piotroski F-Score of 6 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Crawford & Company's earnings high quality?

Crawford & Company (CRD-B) has an earnings quality ratio of 5.18x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.