Selectquote Inc (SLQT) reported $1.6B in revenue for fiscal year 2026, up 6.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue scale is expanding, but margin compression and thin cash reserves make operating recovery more important than headline growth.
From FY2024 to FY2026, gross margin fell from69.4% to54.9% , yet operating margin held near4.5% . That combination indicates improved overhead absorption is offsetting much of the deterioration in the underlying margin structure before profit reaches the bottom line.
In FY2025,
Debt fell from
Financial Health Signals
Selectquote Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Selectquote Inc passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Selectquote Inc generates $0.51 in operating cash flow ($31.9M OCF vs $62.2M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Selectquote Inc earns $1.66 in operating income for every $1 of interest expense ($73.9M vs $44.5M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Selectquote Inc generated $1.6B in revenue in fiscal year 2026. This represents an increase of 6.0% from the prior year.
Selectquote Inc's EBITDA was $91.4M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 2.8% from the prior year.
Selectquote Inc reported $62.2M in net income in fiscal year 2026. This represents an increase of 30.7% from the prior year.
Selectquote Inc earned -$0.06 per diluted share (EPS) in fiscal year 2026. This represents a decrease of 700.0% from the prior year.
Cash & Balance Sheet
Selectquote Inc generated $27.6M in free cash flow in fiscal year 2026, representing cash available after capex. This represents an increase of 299.2% from the prior year.
Selectquote Inc held $16.0M in cash against $348.2M in long-term debt as of fiscal year 2026.
Not reported for fiscal year 2026.
Margins & Returns
Selectquote Inc's gross margin was 54.9% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is down 3.9 percentage points from the prior year.
Selectquote Inc's operating margin was 4.6% in fiscal year 2026, reflecting core business profitability. This is up 0.1 percentage points from the prior year.
Selectquote Inc's net profit margin was 3.8% in fiscal year 2026, showing the share of revenue converted to profit. This is up 0.7 percentage points from the prior year.
Selectquote Inc's ROE was 17.7% in fiscal year 2026, measuring profit generated per dollar of shareholder equity. This is up 4.1 percentage points from the prior year.
Capital Allocation
Selectquote Inc invested $4.3M in capex in fiscal year 2026, funding long-term assets and infrastructure. This represents an increase of 95.2% from the prior year.
Not reported for fiscal year 2026.
Not reported for fiscal year 2026.
SLQT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $321.7M-25.4% | $430.9M-19.8% | $537.1M+63.3% | $328.8M-4.7% | $345.1M-15.4% | $408.2M-15.2% | $481.1M+64.6% | $292.3M |
| Cost of Revenue | $161.5M-5.7% | $171.3M-16.5% | $205.2M+6.4% | $192.8M+5.7% | $182.3M+12.3% | $162.3M+3.9% | $156.2M+20.6% | $129.5M |
| Gross Profit | $160.2M-38.3% | $259.6M-21.8% | $331.9M+144.0% | $136.0M-16.4% | $162.8M-33.8% | $245.9M-24.3% | $324.9M+99.6% | $162.7M |
| SG&A Expenses | $36.1M-5.5% | $38.2M-1.9% | $38.9M+8.7% | $35.8M-13.9% | $41.6M-0.2% | $41.7M-7.4% | $45.0M+24.6% | $36.1M |
| Operating Income | $3.4M-90.5% | $35.9M-52.3% | $75.3M+284.8% | -$40.7M-225.4% | -$12.5M-156.8% | $22.1M-68.9% | $70.9M+692.3% | -$12.0M |
| Interest Expense | $10.5M-0.9% | $10.6M-8.7% | $11.6M-1.7% | $11.8M-3.4% | $12.2M-40.1% | $20.4M-14.0% | $23.7M+3.0% | $23.0M |
| Income Tax | $3.7M-5.4% | $3.9M-71.3% | $13.7M+289.6% | -$7.2M-106.2% | -$3.5M-140.7% | $8.6M+162.7% | -$13.7M-243.6% | $9.5M |
| Net Income | -$16.8M-141.9% | $40.2M-42.0% | $69.3M+327.5% | -$30.5M-336.7% | $12.9M-50.5% | $26.0M-51.1% | $53.2M+219.5% | -$44.5M |
| EPS (Diluted) | -$0.17 | $0.11-57.7% | $0.26 | -$0.26-116.7% | -$0.12-500.0% | $0.03 | $0.30+215.4% | -$0.26 |
Not reported in any period shown, so not listed: R&D Expenses.
SLQT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.3B-3.6% | $1.3B-1.3% | $1.4B+12.0% | $1.2B-3.4% | $1.2B-3.6% | $1.3B+1.3% | $1.3B+11.5% | $1.1B |
| Current Assets | $350.9M-4.4% | $367.2M-13.6% | $424.8M+28.0% | $332.0M-2.7% | $341.0M-5.3% | $360.2M-3.3% | $372.4M+21.3% | $306.9M |
| Cash & Equivalents | $16.0M-46.2% | $29.8M+62.7% | $18.3M+70.5% | $10.7M-66.8% | $32.4M-59.6% | $80.1M+995.1% | $7.3M-30.0% | $10.4M |
| Goodwill | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M |
| Total Liabilities | $935.0M-1.6% | $950.0M+29.7% | $732.6M-18.8% | $901.9M+33.8% | $673.8M-8.7% | $738.0M-22.6% | $953.2M+8.6% | $877.4M |
| Current Liabilities | $192.6M-16.6% | $231.1M-1.6% | $234.8M+8.8% | $215.7M+1.3% | $212.9M+9.9% | $193.7M-0.4% | $194.4M+16.6% | $166.7M |
| Long-Term Debt | $348.2M-1.5% | $353.3M-8.4% | $385.7M+18.7% | $324.8M+2.6% | $316.6M-12.7% | $362.5M-47.0% | $684.3M+7.4% | $637.2M |
| Total Equity | $351.8M-8.6% | $384.7M+7.0% | $359.7M+17.9% | $305.1M-13.1% | $351.1M+0.3% | $350.2M+7.4% | $326.0M+21.0% | $269.4M |
| Retained Earnings | -$160.0M-11.8% | -$143.2M+21.9% | -$183.4M+27.4% | -$252.6M-13.7% | -$222.2M+5.5% | -$235.1M+10.0% | -$261.1M+16.9% | -$314.3M |
Not reported in any period shown, so not listed: Inventory, Accounts Receivable.
SLQT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$3.3M-105.8% | $56.8M+109082.7% | $52K+100.2% | -$21.6M+42.3% | -$37.5M-152.7% | $71.1M+347.9% | -$28.7M-72.8% | -$16.6M |
| Capital Expenditures | $1.2M+24.9% | $947K-13.0% | $1.1M+2.8% | $1.1M+111.2% | $501K-47.2% | $949K+217.4% | $299K-32.4% | $442K |
| Free Cash Flow | -$4.5M-108.1% | $55.8M+5488.8% | -$1.0M+95.4% | -$22.7M+40.3% | -$38.0M-154.1% | $70.2M+342.0% | -$29.0M-70.0% | -$17.1M |
| Investing Cash Flow | -$4.6M-15.5% | -$4.0M-8.4% | -$3.6M+8.5% | -$4.0M-28.1% | -$3.1M+7.3% | -$3.4M-47.8% | -$2.3M+11.7% | -$2.6M |
| Financing Cash Flow | -$6.7M+83.2% | -$39.9M-455.2% | $11.2M+165.0% | $4.2M+149.5% | -$8.6M-277.4% | $4.8M-85.9% | $34.2M+361.5% | -$13.1M |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
SLQT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.8%-10.5pp | 60.3%-1.5pp | 61.8%+20.4pp | 41.4%-5.8pp | 47.2%-13.1pp | 60.2%-7.3pp | 67.5%+11.9pp | 55.7% |
| Operating Margin | 1.1%-7.3pp | 8.3%-5.7pp | 14.0%+26.4pp | -12.4%-8.8pp | -3.6%-9.0pp | 5.4%-9.3pp | 14.8%+18.9pp | -4.1% |
| Net Margin | -5.2%-14.6pp | 9.3%-3.6pp | 12.9%+22.2pp | -9.3%-13.0pp | 3.7%-2.6pp | 6.4%-4.7pp | 11.1%+26.3pp | -15.2% |
| Return on Equity | -4.8%-15.2pp | 10.4%-8.8pp | 19.3%+29.3pp | -10.0%-13.6pp | 3.7%-3.8pp | 7.4%-8.9pp | 16.3%+32.9pp | -16.5% |
| Return on Assets | -1.3%-4.3pp | 3.0%-2.1pp | 5.1%+7.6pp | -2.5%-3.6pp | 1.0%-1.0pp | 2.0%-2.1pp | 4.2%+8.0pp | -3.9% |
| Current Ratio | 1.82+0.2x | 1.59-0.2x | 1.81+0.3x | 1.54-0.1x | 1.60-0.3x | 1.86-0.1x | 1.92+0.1x | 1.84 |
| Debt-to-Equity | 0.99+0.1x | 0.92-0.2x | 1.070.0x | 1.06+0.2x | 0.90-0.1x | 1.04-1.1x | 2.10-0.3x | 2.36 |
| FCF Margin | -1.4%-14.4pp | 13.0%+13.2pp | -0.2%+6.7pp | -6.9%+4.1pp | -11.0%-28.2pp | 17.2%+23.2pp | -6.0%-0.2pp | -5.8% |
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Where Selectquote Inc Ranks
Frequently Asked Questions
What is Selectquote Inc's annual revenue?
Selectquote Inc (SLQT) reported $1.6B in total revenue for fiscal year 2026. This represents a 6.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Selectquote Inc's revenue growing?
Selectquote Inc (SLQT) revenue grew by 6.0% year-over-year, from $1.5B to $1.6B in fiscal year 2026.
Is Selectquote Inc profitable?
Yes, Selectquote Inc (SLQT) reported a net income of $62.2M in fiscal year 2026, with a net profit margin of 3.8%.
What is Selectquote Inc's EBITDA?
Selectquote Inc (SLQT) had EBITDA of $91.4M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Selectquote Inc have?
As of fiscal year 2026, Selectquote Inc (SLQT) had $16.0M in cash and equivalents against $348.2M in long-term debt.
What is Selectquote Inc's gross margin?
Selectquote Inc (SLQT) had a gross margin of 54.9% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is Selectquote Inc's operating margin?
Selectquote Inc (SLQT) had an operating margin of 4.6% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
What is Selectquote Inc's net profit margin?
Selectquote Inc (SLQT) had a net profit margin of 3.8% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
What is Selectquote Inc's return on equity (ROE)?
Selectquote Inc (SLQT) has a return on equity of 17.7% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is Selectquote Inc's free cash flow?
Selectquote Inc (SLQT) generated $27.6M in free cash flow during fiscal year 2026. This represents a 299.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Selectquote Inc's operating cash flow?
Selectquote Inc (SLQT) generated $31.9M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are Selectquote Inc's total assets?
Selectquote Inc (SLQT) had $1.3B in total assets as of fiscal year 2026, including both current and long-term assets.
What are Selectquote Inc's capital expenditures?
Selectquote Inc (SLQT) invested $4.3M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
What is Selectquote Inc's current ratio?
Selectquote Inc (SLQT) had a current ratio of 1.82 as of fiscal year 2026, which is generally considered healthy.
What is Selectquote Inc's debt-to-equity ratio?
Selectquote Inc (SLQT) had a debt-to-equity ratio of 0.99 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Selectquote Inc's return on assets (ROA)?
Selectquote Inc (SLQT) had a return on assets of 4.8% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is Selectquote Inc's Piotroski F-Score?
Selectquote Inc (SLQT) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Selectquote Inc's earnings high quality?
Selectquote Inc (SLQT) has an earnings quality ratio of 0.51x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Selectquote Inc cover its interest payments?
Selectquote Inc (SLQT) has an interest coverage ratio of 1.66x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.