A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-K for FY2026, filed Aug 25, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SLQT SEC filings page.
SelectQuote, Inc. (SLQT) reported $1.6B in revenue for fiscal year 2026, up 6.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue has expanded, but falling gross margins leave SelectQuote dependent on disciplined overhead and improving cash conversion to sustain profits.
From FY2024 to FY2026, revenue rose from$1.3B to$1.6B while gross margin fell from69.4% to54.9% ; operating margin stayed near5.0% . The business therefore needs substantially more sales to produce roughly similar operating profitability, signaling a changed economic mix or cost structure rather than straightforward scale benefits.
FY2025 paired net income of
Balance-sheet leverage increased in FY2026: total liabilities were
Financial Health Signals
SelectQuote, Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
SelectQuote, Inc. passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, SelectQuote, Inc. generates $0.51 in operating cash flow ($31.9M OCF vs $62.2M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
SelectQuote, Inc. earns $1.66 in operating income for every $1 of interest expense ($73.9M vs $44.5M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
SelectQuote, Inc. generated $321.7M in revenue in Q4 2026. This represents a decrease of 6.8% from the same quarter a year earlier. Against the prior quarter it is down 25.4%.
SelectQuote, Inc.'s EBITDA was $7.9M in Q4 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 203.5% from the same quarter a year earlier. Against the prior quarter it is down 80.4%.
SelectQuote, Inc. reported -$16.8M in net income in Q4 2026. This represents a decrease of 230.9% from the same quarter a year earlier. Against the prior quarter it is down 141.9%.
SelectQuote, Inc. earned -$0.17 per diluted share (EPS) in Q4 2026. This represents a decrease of 41.7% from the same quarter a year earlier.
Cash & Balance Sheet
SelectQuote, Inc. recorded an outflow of $4.5M in free cash flow in Q4 2026, representing a cash shortfall after capex. This represents an increase of 88.1% from the same quarter a year earlier. Against the prior quarter it is down 108.1%.
SelectQuote, Inc. held $16.0M in cash against $348.2M in long-term debt as of Q4 2026.
Not reported for Q4 2026.
Margins & Returns
SelectQuote, Inc.'s gross margin was 49.8% in Q4 2026, indicating the percentage of revenue retained after direct costs. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 10.5 percentage points.
SelectQuote, Inc.'s operating margin was 1.1% in Q4 2026, reflecting core business profitability. This is up 4.7 percentage points from the same quarter a year earlier. Against the prior quarter it is down 7.3 percentage points.
SelectQuote, Inc.'s net profit margin was -5.2% in Q4 2026, showing the share of revenue converted to profit. This is down 9.0 percentage points from the same quarter a year earlier. Against the prior quarter it is down 14.6 percentage points.
SelectQuote, Inc.'s ROE was -4.8% in Q4 2026, measuring profit generated per dollar of shareholder equity. This is down 8.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 15.2 percentage points.
Capital Allocation
SelectQuote, Inc. invested $1.2M in capex in Q4 2026, funding long-term assets and infrastructure. This represents an increase of 136.1% from the same quarter a year earlier. Against the prior quarter it is up 24.9%.
Not reported for Q4 2026.
Not reported for Q4 2026.
SLQT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $321.7M-6.8% | $430.9M+5.6% | $537.1M+11.6% | $328.8M+12.5% | $345.1M+12.3% | $408.2M+8.4% | $481.1M+18.7% | $292.3M+25.6% |
| Cost of Revenue | $161.5M-11.4% | $171.3M+5.5% | $205.2M+31.4% | $192.8M+48.8% | $182.3M+51.1% | $162.3M+52.9% | $156.2M+65.9% | $129.5M+54.2% |
| Gross Profit | $160.2M-1.6% | $259.6M+5.6% | $331.9M+2.2% | $136.0M-16.4% | $162.8M-12.7% | $245.9M-9.0% | $324.9M+4.4% | $162.7M+9.4% |
| SG&A Expenses | $36.1M-13.3% | $38.2M-8.4% | $38.9M-13.5% | $35.8M-0.9% | $41.6M-5.5% | $41.7M+19.2% | $45.0M+34.7% | $36.1M+26.1% |
| Operating Income | $3.4M+127.4% | $35.9M+62.9% | $75.3M+6.2% | -$40.7M-240.2% | -$12.5M-800.3% | $22.1M-33.3% | $70.9M+28.3% | -$12.0M+46.6% |
| EBITDA | $7.9M+203.5% | $40.3M+49.4% | $79.6M+4.8% | -$36.4M-471.4% | -$7.6M-252.5% | $27.0M-32.1% | $76.0M+24.2% | -$6.4M+61.2% |
| Interest Expense | $10.5M-14.1% | $10.6M-48.0% | $11.6M-51.0% | $11.8M-48.7% | $12.2M-47.8% | $20.4M-16.1% | $23.7M-2.8% | $23.0M+7.6% |
| Income Tax | $3.7M+206.3% | $3.9M-54.2% | $13.7M+199.9% | -$7.2M-175.6% | -$3.5M-156.3% | $8.6M+4976.3% | -$13.7M-219.1% | $9.5M+174.4% |
| Net Income | -$16.8M-230.9% | $40.2M+54.5% | $69.3M+30.2% | -$30.5M+31.6% | $12.9M+141.5% | $26.0M+204.3% | $53.2M+174.5% | -$44.5M-43.5% |
| EPS (Basic) | -$0.19-533.3% | $0.110.0% | $0.27-12.9% | -$0.260.0% | -$0.03+83.3% | $0.11+120.0% | $0.31+158.3% | -$0.26-36.8% |
| EPS (Diluted) | -$0.17-41.7% | $0.11 | $0.26 | -$0.260.0% | -$0.12+33.3% | $0.03 | $0.30+172.7% | -$0.26-36.8% |
| Diluted Shares (Avg) | N/A | 190M | 191M | 186M+9.0% | N/A | 187M | 175M+3.2% | 170M+1.8% |
Not reported in any period shown, so not listed: R&D Expenses.
SLQT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.3B+3.0% | $1.3B+3.0% | $1.4B+5.7% | $1.2B+5.2% | $1.2B+4.6% | $1.3B+4.1% | $1.3B+3.5% | $1.1B-2.0% |
| Current Assets | $350.9M+2.9% | $367.2M+1.9% | $424.8M+14.1% | $332.0M+8.2% | $341.0M+2.4% | $360.2M-6.2% | $372.4M-4.0% | $306.9M-10.0% |
| Cash & Equivalents | $16.0M-50.5% | $29.8M-62.8% | $18.3M+150.5% | $10.7M+2.9% | $32.4M-24.1% | $80.1M+111.9% | $7.3M-32.6% | $10.4M-78.5% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M0.0% | $29.4M+1.0% | $29.4M+1.0% | $29.4M+1.0% |
| Total Liabilities | $935.0M+38.8% | $950.0M+28.7% | $732.6M-23.1% | $901.9M+2.8% | $673.8M-23.2% | $738.0M-17.8% | $953.2M+6.0% | $877.4M+2.8% |
| Current Liabilities | $192.6M-9.5% | $231.1M+19.3% | $234.8M+20.8% | $215.7M+29.4% | $212.9M+22.0% | $193.7M+2.0% | $194.4M+5.7% | $166.7M+21.9% |
| Non-Current Liabilities | $742.4M+61.1% | $718.9M+32.1% | $497.8M-34.4% | $686.2M-3.4% | $460.9M-34.4% | $544.3M-23.2% | $758.8M+6.1% | $710.7M-0.8% |
| Long-Term Debt | $348.2M+10.0% | $353.3M-2.5% | $385.7M-43.6% | $324.8M-49.0% | $316.6M-50.3% | $362.5M-44.1% | $684.3M+5.1% | $637.2M-3.6% |
| Total Equity | $351.8M+0.2% | $384.7M+9.9% | $359.7M+10.3% | $305.1M+13.2% | $351.1M+10.8% | $350.2M+1.0% | $326.0M-3.1% | $269.4M-14.9% |
| Retained Earnings | -$160.0M+28.0% | -$143.2M+39.1% | -$183.4M+29.8% | -$252.6M+19.6% | -$222.2M+17.6% | -$235.1M+1.5% | -$261.1M-5.6% | -$314.3M-17.9% |
Not reported in any period shown, so not listed: Inventory, Accounts Receivable.
SLQT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$3.3M+91.1% | $56.8M-20.2% | $52K+100.2% | -$21.6M-30.2% | -$37.5M-287.5% | $71.1M+59.9% | -$28.7M-12.2% | -$16.6M+29.8% |
| Depreciation & Amortization | $4.5M-8.1% | $4.4M-11.0% | $4.3M-14.6% | $4.3M-23.2% | $4.9M-23.9% | $4.9M-26.5% | $5.1M-14.2% | $5.6M-6.5% |
| Stock-Based Compensation | N/A | $3.7M-25.8% | $3.5M-26.0% | $4.3M+12.5% | N/A | $5.0M+41.1% | $4.7M+22.9% | $3.8M+21.1% |
| Capital Expenditures | $1.2M+136.1% | $947K-0.2% | $1.1M+263.9% | $1.1M+139.4% | $501K+86.9% | $949K-9.8% | $299K-79.3% | $442K-28.2% |
| Free Cash Flow | -$4.5M+88.1% | $55.8M-20.4% | -$1.0M+96.4% | -$22.7M-33.0% | -$38.0M-292.5% | $70.2M+61.6% | -$29.0M-7.3% | -$17.1M+29.8% |
| Investing Cash Flow | -$4.6M-46.7% | -$4.0M-17.7% | -$3.6M-60.5% | -$4.0M-54.8% | -$3.1M+47.4% | -$3.4M-3.8% | -$2.3M+35.9% | -$2.6M-20.0% |
| Financing Cash Flow | -$6.7M+21.8% | -$39.9M-926.9% | $11.2M-67.1% | $4.2M+132.5% | -$8.6M+6.9% | $4.8M+133.8% | $34.2M+500.8% | -$13.1M-47.5% |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
SLQT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.8%+2.6pp | 60.3%0.0pp | 61.8%-5.7pp | 41.4%-14.3pp | 47.2%-13.6pp | 60.2%-11.5pp | 67.5%-9.2pp | 55.7%-8.2pp |
| Operating Margin | 1.1%+4.7pp | 8.3%+2.9pp | 14.0%-0.7pp | -12.4%-8.3pp | -3.6%-3.2pp | 5.4%-3.4pp | 14.8%+1.1pp | -4.1%+5.5pp |
| Net Margin | -5.2%-9.0pp | 9.3%+2.9pp | 12.9%+1.8pp | -9.3%+6.0pp | 3.7%+13.8pp | 6.4%+4.1pp | 11.1%+6.3pp | -15.2%-1.9pp |
| Return on Equity | -4.8%-8.4pp | 10.4%+3.0pp | 19.3%+2.9pp | -10.0%+6.6pp | 3.7%+13.5pp | 7.4%+5.0pp | 16.3%+10.6pp | -16.5%-6.7pp |
| Return on Assets | -1.3%-2.3pp | 3.0%+1.0pp | 5.1%+1.0pp | -2.5%+1.4pp | 1.0%+3.6pp | 2.0%+1.3pp | 4.2%+2.6pp | -3.9%-1.2pp |
| Current Ratio | 1.82+0.2x | 1.59-0.3x | 1.81-0.1x | 1.54-0.3x | 1.60-0.3x | 1.86-0.2x | 1.92-0.2x | 1.84-0.7x |
| Debt-to-Equity | 0.99+0.1x | 0.92-0.1x | 1.07-1.0x | 1.06-1.3x | 0.90-1.1x | 1.04-0.8x | 2.10+0.2x | 2.36+0.3x |
| Asset Turnover | 0.250.0x | 0.320.0x | 0.400.0x | 0.270.0x | 0.280.0x | 0.320.0x | 0.380.0x | 0.25+0.1x |
| FCF Margin | -1.4%+9.6pp | 13.0%-4.2pp | -0.2%+5.8pp | -6.9%-1.1pp | -11.0%-17.4pp | 17.2%+5.6pp | -6.0%+0.6pp | -5.8%+4.6pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| SelectQuote, Inc. SLQT | FY2026 | $1.6B | $62.2M | 3.8% | $64.2M | — |
| TWFG, Inc. TWFG | FY2025 | $248.5M | $41.2M | 16.6% | $318.9M | 10/100 |
| Crawford & Company CRD-B | FY2025 | $1.3B | $19.7M | 1.5% | $465.6M | — |
| Crawford & Company CRD-A | FY2025 | $1.3B | $19.7M | 1.5% | $460.7M | — |
| XChange TEC.INC XHG | FY2025 | $51.3M | -$105.1M | N/A | $117.5M | 1/100 |
| GoHealth, Inc. GOCO | FY2025 | $361.8M | -$257.1M | -71.1% | $5.1M | 10/100 |
Where SelectQuote, Inc. Ranks
Frequently Asked Questions
What is SelectQuote, Inc.'s annual revenue?
SelectQuote, Inc. (SLQT) reported $1.6B in total revenue for fiscal year 2026. This represents a 6.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is SelectQuote, Inc.'s revenue growing?
SelectQuote, Inc. (SLQT) revenue grew by 6.0% year-over-year, from $1.5B to $1.6B in fiscal year 2026.
Is SelectQuote, Inc. profitable?
Yes, SelectQuote, Inc. (SLQT) reported a net income of $62.2M in fiscal year 2026, with a net profit margin of 3.8%.
What is SelectQuote, Inc.'s EBITDA?
SelectQuote, Inc. (SLQT) had EBITDA of $91.4M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does SelectQuote, Inc. have?
As of fiscal year 2026, SelectQuote, Inc. (SLQT) had $16.0M in cash and equivalents against $348.2M in long-term debt.
What is SelectQuote, Inc.'s gross margin?
SelectQuote, Inc. (SLQT) had a gross margin of 54.9% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is SelectQuote, Inc.'s operating margin?
SelectQuote, Inc. (SLQT) had an operating margin of 4.6% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
What is SelectQuote, Inc.'s net profit margin?
SelectQuote, Inc. (SLQT) had a net profit margin of 3.8% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
What is SelectQuote, Inc.'s return on equity (ROE)?
SelectQuote, Inc. (SLQT) has a return on equity of 17.7% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is SelectQuote, Inc.'s free cash flow?
SelectQuote, Inc. (SLQT) generated $27.6M in free cash flow during fiscal year 2026. This represents a 299.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is SelectQuote, Inc.'s operating cash flow?
SelectQuote, Inc. (SLQT) generated $31.9M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are SelectQuote, Inc.'s total assets?
SelectQuote, Inc. (SLQT) had $1.3B in total assets as of fiscal year 2026, including both current and long-term assets.
What are SelectQuote, Inc.'s capital expenditures?
SelectQuote, Inc. (SLQT) invested $4.3M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
What is SelectQuote, Inc.'s current ratio?
SelectQuote, Inc. (SLQT) had a current ratio of 1.82 as of fiscal year 2026, which is generally considered healthy.
What is SelectQuote, Inc.'s debt-to-equity ratio?
SelectQuote, Inc. (SLQT) had a debt-to-equity ratio of 0.99 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is SelectQuote, Inc.'s return on assets (ROA)?
SelectQuote, Inc. (SLQT) had a return on assets of 4.8% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is SelectQuote, Inc.'s P/E ratio?
SelectQuote, Inc. (SLQT) trades at 1.0x earnings, its market capitalization divided by net income of $62.2M net income, FY2026. The market capitalization is $64.2M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is SelectQuote, Inc.'s price-to-sales ratio?
SelectQuote, Inc. (SLQT) trades at 0.0x sales, its market capitalization divided by revenue of $1.6B revenue, FY2026. The market capitalization is $64.2M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is SelectQuote, Inc.'s Piotroski F-Score?
SelectQuote, Inc. (SLQT) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are SelectQuote, Inc.'s earnings high quality?
SelectQuote, Inc. (SLQT) has an earnings quality ratio of 0.51x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can SelectQuote, Inc. cover its interest payments?
SelectQuote, Inc. (SLQT) has an interest coverage ratio of 1.66x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.