Huize Holding Limited (HUIZ) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Apr 24, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HUIZ SEC filings page.
Huize Holding Limited (HUIZ) reported $226.3M in revenue for fiscal year 2025, up 32.2% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Huize returned to modest profitability in FY2025, but revenue growth came with lower gross margins and only thin cash generation.
The FY2025 rebound is cash-backed rather than purely accounting-driven: net income of$578K accompanied operating cash flow of$2.6M . Gross margin contracted from31.5% in FY2024 to27.1% , yet operating profit turned positive as operating expenses stayed nearly flat in dollars, pointing to cost absorption rather than broad margin expansion.
Revenue rose
The 1.4x current ratio suggests near-term assets exceeded near-term obligations, but not by a wide cushion; liabilities still exceeded equity. Meanwhile, reported debt-to-equity fell from 1.1x in FY2024 to 0.0x, showing total obligations are not the same as interest-bearing debt.
Financial Health Signals
Huize Holding Limited does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Huize Holding Limited passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Huize Holding Limited generates $4.42 in operating cash flow ($2.6M OCF vs $578K net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Huize Holding Limited earns $1.64 in operating income for every $1 of interest expense ($952K vs $579K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q4 2025.
Cash & Balance Sheet
Huize Holding Limited held $35.9M in cash against $1.0M in long-term debt as of Q4 2025, with $65.6M of liabilities due within a year.
Not reported for Q4 2025.
Not reported for Q4 2025.
Margins & Returns
None of these metrics is reported for Q4 2025.
Capital Allocation
None of these metrics is reported for Q4 2025.
HUIZ Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
HUIZ Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2520-F | Q4'2410-K | Q4'2310-K | Q4'2210-K | Q4'2110-K | Q4'2010-K | Q4'1910-K |
|---|---|---|---|---|---|---|---|
| Total Assets | $134.2M+10.8% | $121.1M-9.2% | $133.4M-15.6% | $158.0M-45.8% | $291.5M+42.4% | $204.7M+180.1% | $73.1M |
| Current Assets | $94.2M+14.8% | $82.1M-3.9% | $85.4M-21.5% | $108.8M-51.2% | $222.9M+44.3% | $154.5M+133.1% | $66.3M |
| Cash & Equivalents | $35.9M+12.3% | $31.9M-9.0% | $35.1M-12.6% | $40.2M-32.8% | $59.8M-3.5% | $62.0M+389.8% | $12.7M |
| Short-Term Investments | $420K-38.7% | $685K-45.2% | $1.3M | $0 | $0 | $0 | $0 |
| Accounts Receivable | $24.7M+14.7% | $21.5M-14.3% | $25.1M-30.9% | $36.3M-70.2% | $122.0M+242.2% | $35.6M+37.6% | $25.9M |
| Long-Term Investments | $9.3M+1.7% | $9.1M-15.4% | $10.8M-3.6% | $11.2M-2.2% | $11.5M+62.2% | $7.1M+110.2% | $3.4M |
| Goodwill | $2.0M+1.1% | $2.0M+2963.1% | $65K-3.0% | $67K-6.9% | $72K+1.4% | $71K | N/A |
| Total Liabilities | $72.4M+16.2% | $62.3M-17.5% | $75.6M-30.3% | $108.4M-53.8% | $234.8M+76.7% | $132.9M+13.2% | $117.4M |
| Current Liabilities | $65.6M+15.3% | $56.9M+2.3% | $55.6M-31.4% | $81.1M-57.7% | $191.8M+124.9% | $85.3M+64.1% | $52.0M |
| Non-Current Liabilities | $6.8M+25.6% | $5.4M-72.8% | $19.9M-27.1% | $27.3M-36.5% | $43.0M-9.6% | $47.6M+31647.3% | $150K |
| Long-Term Debt | $1.0M | N/A | N/A | $0-100.0% | $3.1M-62.0% | $8.3M | N/A |
| Total Equity | $58.8M+5.0% | $56.0M-1.9% | $57.1M+15.5% | $49.4M-12.5% | $56.5M-21.3% | $71.8M+262.0% | -$44.3M |
| Retained Earnings | -$65.0M-3.5% | -$62.9M+2.6% | -$64.5M+16.2% | -$77.0M+1.8% | -$78.5M-30.5% | -$60.1M-11.9% | -$53.7M |
Not reported in any period shown, so not listed: Inventory.
HUIZ Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
HUIZ Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Huize Holding Limited HUIZ | FY2025 | $226.3M | $578K | 0.3% | $13.0M | — |
| Zhibao Technology Inc. ZBAO | FY2025 | $38.7M | -$8.7M | -22.4% | $40.4M | 8/100 |
| Reliance Global Group, Inc. RELI | FY2025 | $12.4M | -$7.0M | -56.2% | $4.1M | 21/100 |
| AIFU Inc. AIFU | FY2025 | $79.6M | -$325.4M | N/A | $76.1M | 23/100 |
| TIAN RUIXIANG Holdings Ltd TIRX | FY2024 | $5.4M | $617K | 11.4% | $2.7M | 24/100 |
| GoHealth, Inc. GOCO | FY2025 | $361.8M | -$257.1M | -71.1% | $5.1M | 10/100 |
Where Huize Holding Limited Ranks
Frequently Asked Questions
What is Huize Holding Limited's annual revenue?
Huize Holding Limited (HUIZ) reported $226.3M in total revenue for fiscal year 2025. This represents a 32.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Huize Holding Limited's revenue growing?
Huize Holding Limited (HUIZ) revenue grew by 32.2% year-over-year, from $171.1M to $226.3M in fiscal year 2025.
Is Huize Holding Limited profitable?
Yes, Huize Holding Limited (HUIZ) reported a net income of $578K in fiscal year 2025, with a net profit margin of 0.3%.
What is Huize Holding Limited's EBITDA?
Huize Holding Limited (HUIZ) had EBITDA of $2.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Huize Holding Limited have?
As of fiscal year 2025, Huize Holding Limited (HUIZ) had $35.9M in cash and equivalents against $1.0M in long-term debt.
What is Huize Holding Limited's gross margin?
Huize Holding Limited (HUIZ) had a gross margin of 27.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Huize Holding Limited's operating margin?
Huize Holding Limited (HUIZ) had an operating margin of 0.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Huize Holding Limited's net profit margin?
Huize Holding Limited (HUIZ) had a net profit margin of 0.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Huize Holding Limited's return on equity (ROE)?
Huize Holding Limited (HUIZ) has a return on equity of 1.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Huize Holding Limited's free cash flow?
Huize Holding Limited (HUIZ) generated $1.4M in free cash flow during fiscal year 2025. This represents a 143.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Huize Holding Limited's operating cash flow?
Huize Holding Limited (HUIZ) generated $2.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Huize Holding Limited's total assets?
Huize Holding Limited (HUIZ) had $134.2M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Huize Holding Limited's capital expenditures?
Huize Holding Limited (HUIZ) invested $1.2M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Huize Holding Limited spend on research and development?
Huize Holding Limited (HUIZ) invested $8.4M in research and development during fiscal year 2025.
What is Huize Holding Limited's current ratio?
Huize Holding Limited (HUIZ) had a current ratio of 1.44 as of fiscal year 2025, which is considered adequate.
What is Huize Holding Limited's debt-to-equity ratio?
Huize Holding Limited (HUIZ) had a debt-to-equity ratio of 0.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Huize Holding Limited's return on assets (ROA)?
Huize Holding Limited (HUIZ) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Huize Holding Limited's P/E ratio?
Huize Holding Limited (HUIZ) trades at 22.6x earnings, its market capitalization divided by net income of $578K net income, FY2025. The market capitalization is $13.0M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Huize Holding Limited's price-to-sales ratio?
Huize Holding Limited (HUIZ) trades at 0.1x sales, its market capitalization divided by revenue of $226.3M revenue, FY2025. The market capitalization is $13.0M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Huize Holding Limited's Piotroski F-Score?
Huize Holding Limited (HUIZ) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Huize Holding Limited's earnings high quality?
Huize Holding Limited (HUIZ) has an earnings quality ratio of 4.42x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Huize Holding Limited cover its interest payments?
Huize Holding Limited (HUIZ) has an interest coverage ratio of 1.64x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.