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AIFU Inc. (AIFU) Financials

AIFU
FY2025 annual
Revenue $79.6M -67.9% YoY
Net Income -$325.4M -622.0% YoY
EPS (Diluted) -$32.16 YoY not available
Free Cash Flow -$2.8M -115.2% YoY
Market Cap $71.2M as of Oct 10, 2026
Price / Sales 0.9x on $79.6M revenue, FY2025
Price / Earnings n/m net loss, so no earnings multiple, FY2025
Price / Book 1.0x on $68.4M equity, Q4 FY2025

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period FY2025, ended Dec 31, 2025 Reported Currency USD FYE December

Newest figures come from the 20-F for FY2025, filed Apr 28, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AIFU SEC filings page.

AIFU Inc. (AIFU) reported $79.6M in revenue for fiscal year 2025, down 67.9% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AIFU FY2025

AIFU’s 2025 results show a much smaller business, sharply weaker earnings, and a balance sheet carrying more leverage.

The net loss of $325M was vastly larger than operating cash flow of -$2.3M, indicating that reported earnings were affected far more by non-cash or non-operating items than by day-to-day cash activity. Free cash flow of -$2.8M reinforces that the cash impact was negative, but much less severe than the accounting loss.

Revenue fell from $247.8M in FY2024 to $79.6M in FY2025, a contraction that changes the business’s cost-coverage challenge rather than merely slowing growth. The operating margin remained negative at -7.0%, showing that the smaller revenue base still did not absorb operating costs.

Debt-to-equity increased from 0.6x in FY2024 to 2.2x in FY2025, while the current ratio fell from 2.5x to 1.2x. Together, those movements describe a balance sheet with less short-term cushion and more liabilities relative to the remaining equity base.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Financial health score not available

AIFU Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial
1/6

AIFU Inc. passes 1 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 1 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality No Cash Backing
N/A

AIFU Inc. reported a net loss of $325.4M while operations used $2.3M of cash. With neither figure positive, the ratio between the two carries no quality signal.

Key Financial Metrics

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Earnings & Revenue

None of these metrics is reported for Q4 2025.

Cash & Balance Sheet

Cash & Debt
$4.4M
YoY-83.1%
QoQ-83.1%

AIFU Inc. held $4.4M in cash as of Q4 2025; long-term debt is not reported for that period.

Free Cash Flow

Not reported for Q4 2025.

Dividends Per Share

Not reported for Q4 2025.

Shares Outstanding

Not reported for Q4 2025.

Margins & Returns

None of these metrics is reported for Q4 2025.

Capital Allocation

None of these metrics is reported for Q4 2025.

AIFU Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AIFU quarterly income statement
MetricQ4'2520-FQ4'2410-KQ4'2310-KQ4'2210-KQ4'2110-KQ4'2010-KQ4'1910-KQ4'1710-K

Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).

AIFU Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AIFU quarterly balance sheet
MetricQ4'2520-FQ4'2410-KQ4'2310-KQ4'2210-KQ4'2110-KQ4'2010-KQ4'1910-KQ4'1710-K
Total Assets$218.5M-61.6%$568.7M-0.3%$570.6M+27.4%$447.9M-12.0%$508.8M+7.7%$472.2M-4.5%$494.2M$728.2M+19.3%
Current Assets$86.3M-69.1%$279.4M-16.5%$334.6M+0.6%$332.5M-6.5%$355.6M+0.4%$354.3M-8.0%$385.2M$635.2M+19.4%
Cash & Equivalents$4.4M-83.1%$26.3M-64.2%$73.5M-10.7%$82.3M-7.1%$88.6M+135.6%$37.6M+54.3%$24.4M$55.9M+61.6%
Short-Term Investments$0-100.0%$84.3M-35.5%$130.7M+159.3%$50.4M-63.1%$136.6M-31.8%$200.4M-13.5%$231.6M$384.0M-4.7%
Accounts Receivable$9.4M-60.0%$23.4MN/AN/AN/A$89.4M-8.8%$98.0M$79.2M+9.3%
Long-Term Investments$0$0$0$0$0-100.0%$5.2M-23.3%$6.7M$6.9M+71.1%
GoodwillN/AN/A$52.7MN/A$17.2M+2.4%$16.8M+6.7%$15.8M$16.9M-4.0%
Total Liabilities$151.1M-27.4%$208.3M-13.7%$241.3M+22.5%$196.9M-2.1%$201.1M+16.5%$172.6M-13.9%$200.6M$115.2M-4.2%
Current Liabilities$73.2M-34.6%$111.9M-22.4%$144.2M+4.5%$138.0M-3.2%$142.6M+0.1%$142.4M+4.6%$136.2M$101.7M-5.5%
Non-Current Liabilities$77.9M-19.2%$96.4M-0.7%$97.1M+64.9%$58.9M+0.6%$58.5M+93.8%$30.2M-53.1%$64.4M$13.4M+6.9%
Total Equity$68.4M-80.4%$348.9M+19.6%$291.7M+23.9%$235.4M-18.4%$288.4M+2.6%$281.0M+1.3%$277.4M$595.9M+25.9%
Retained Earnings-$33.7M-113.7%$245.1M+31.9%$185.9M+17.8%$157.7M-23.4%$205.8M+2.8%$200.2M-5.8%$212.5M$225.7M+53.8%

Not reported in any period shown, so not listed: Inventory, Long-Term Debt.

AIFU Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AIFU quarterly cash flow statement
MetricQ4'2520-FQ4'2410-KQ4'2310-KQ4'2210-KQ4'2110-KQ4'2010-KQ4'1910-KQ4'1710-K

Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.

AIFU Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AIFU quarterly financial ratios
MetricQ4'2520-FQ4'2410-KQ4'2310-KQ4'2210-KQ4'2110-KQ4'2010-KQ4'1910-KQ4'1710-K
Current Ratio1.18-1.3x2.50+0.2x2.32-0.1x2.41-0.1x2.490.0x2.49-0.3x2.836.24+1.3x
Debt-to-Equity2.21+1.6x0.60-0.2x0.830.0x0.84+0.1x0.70+0.1x0.61-0.1x0.720.19-0.1x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
AIFU Inc. AIFU FY2025 $79.6M -$325.4M N/A $71.2M —
TIAN RUIXIANG Holdings Ltd TIRX FY2024 $5.4M $617K 11.4% $2.7M 24/100
GoHealth, Inc. GOCO FY2025 $361.8M -$257.1M -71.1% $5.1M 10/100
eHealth, Inc. EHTH FY2025 $554.0M $40.0M 7.2% $22.4M 18/100
XChange TEC.INC XHG FY2025 $51.3M -$105.1M N/A $117.5M 1/100
Zhibao Technology Inc. ZBAO FY2025 $38.7M -$8.7M -22.4% $546K 8/100

Frequently Asked Questions

What is AIFU Inc.'s annual revenue?

AIFU Inc. (AIFU) reported $79.6M in total revenue for fiscal year 2025. This represents a -67.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is AIFU Inc.'s revenue growing?

AIFU Inc. (AIFU) revenue declined by 67.9% year-over-year, from $247.8M to $79.6M in fiscal year 2025.

Is AIFU Inc. profitable?

No, AIFU Inc. (AIFU) reported a net income of -$325.4M in fiscal year 2025.

AIFU Inc. (AIFU) reported diluted earnings per share of -$32.16 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

AIFU Inc. (AIFU) had EBITDA of -$4.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

AIFU Inc. (AIFU) had an operating margin of -7.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

AIFU Inc. (AIFU) has a return on equity of -475.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

AIFU Inc. (AIFU) recorded an outflow of $2.8M in free cash flow during fiscal year 2025. This represents a -115.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

AIFU Inc. (AIFU) recorded an outflow of $2.3M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

AIFU Inc. (AIFU) had $218.5M in total assets as of fiscal year 2025, including both current and long-term assets.

AIFU Inc. (AIFU) invested $477K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

AIFU Inc. (AIFU) had a current ratio of 1.18 as of fiscal year 2025, which is considered adequate.

AIFU Inc. (AIFU) had a debt-to-equity ratio of 2.21 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

AIFU Inc. (AIFU) had a return on assets of -148.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

AIFU Inc. (AIFU) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $71.2M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

AIFU Inc. (AIFU) trades at 0.9x sales, its market capitalization divided by revenue of $79.6M revenue, FY2025. The market capitalization is $71.2M as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

AIFU Inc. (AIFU) has a Piotroski F-Score of 1 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

AIFU Inc. (AIFU) reported a net loss of $325.4M while operations used $2.3M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

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