Lendingtree Inc Financials
Lendingtree Inc (TREE) reported $1.1B in revenue for fiscal year 2025, up 24.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
LendingTree’s core engine stayed cash-generative and light on reinvestment, but FY2025 earnings jumped more than operations did.
The FY2025 profit rebound was much bigger at the bottom line than in operations: net income swung to$151M from-$42M . Operating income and operating cash flow improved far less, which, combined with the-$130.3M tax line, says the recovery was real but amplified by below-operating items rather than a comparable jump in the core engine.
The balance sheet got meaningfully sturdier in FY2025: total liabilities fell to
What stands out across FY2022-FY2025 is cash resilience: even when reported earnings were negative, free cash flow stayed positive every year and reached
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Lendingtree Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Lendingtree Inc has an operating margin of 5.8%, meaning the company retains $6 of operating profit per $100 of revenue. This results in a moderate score of 36/100, indicating healthy but not exceptional operating efficiency. This is up from 5.0% the prior year.
Lendingtree Inc's revenue surged 24.1% year-over-year to $1.1B, reflecting rapid business expansion. This strong growth earns a score of 89/100.
Lendingtree Inc has elevated debt relative to equity (D/E of 1.35), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 16/100, reflecting increased financial risk.
Lendingtree Inc's current ratio of 1.67 indicates adequate short-term liquidity, earning a score of 48/100. The company can meet its near-term obligations, though with limited headroom.
Lendingtree Inc has a free cash flow margin of 5.4%, earning a moderate score of 52/100. The company generates positive cash flow after capital investments, but with room for improvement.
Lendingtree Inc's ROE of 52.6% shows moderate profitability relative to equity, earning a score of 41/100. This is up from -38.6% the prior year.
Lendingtree Inc scores 0.95, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Lendingtree Inc passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Lendingtree Inc generates $0.48 in operating cash flow ($73.1M OCF vs $151.0M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Lendingtree Inc generated $1.1B in revenue in fiscal year 2025. This represents an increase of 24.1% from the prior year.
Lendingtree Inc's EBITDA was $81.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 29.2% from the prior year.
Lendingtree Inc reported $151.0M in net income in fiscal year 2025. This represents an increase of 459.5% from the prior year.
Lendingtree Inc earned $10.78 per diluted share (EPS) in fiscal year 2025. This represents an increase of 443.3% from the prior year.
Cash & Balance Sheet
Lendingtree Inc generated $60.7M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 18.9% from the prior year.
Lendingtree Inc held $81.1M in cash against $387.7M in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Lendingtree Inc's gross margin was 31.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 2.9 percentage points from the prior year.
Lendingtree Inc's operating margin was 5.8% in fiscal year 2025, reflecting core business profitability. This is up 0.8 percentage points from the prior year.
Lendingtree Inc's net profit margin was 13.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 18.2 percentage points from the prior year.
Lendingtree Inc's ROE was 52.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 91.3 percentage points from the prior year.
Capital Allocation
Lendingtree Inc invested $45.3M in research and development in fiscal year 2025. This represents a decrease of 2.4% from the prior year.
Lendingtree Inc invested $12.4M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 10.7% from the prior year.
Not reported for fiscal year 2025.
TREE Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.1B+24.1% | $900.2M+33.9% | $672.5M-31.7% | $985.0M-10.3% | $1.1B+20.7% | $910.0M-17.8% | $1.1B+44.7% | $764.9M+23.8% | $617.7M+60.7% | $384.4M+51.2% | $254.2M+51.9% | $167.3M+20.2% | $139.2M+79.8% | $77.4M+41.8% | $54.6M |
| Cost of Revenue | $45.6M | $42.5M+17.9% | $36.1M-6.9% | $38.8M-32.9% | $57.8M+0.8% | $57.3M+5.1% | $54.5M-20.3% | $68.4M+87.9% | $36.4M+111.3% | $17.2M+25.1% | $13.8M+46.9% | $9.4M+18.6% | $7.9M+20.8% | $6.5M+52.3% | $4.3M+3.9% | $4.1M |
| Gross Profit | $377.5M | $352.0M+13.7% | $309.6M+6.8% | $289.8M-21.5% | $368.9M-10.1% | $410.4M+11.1% | $369.5M-14.5% | $432.3M+41.7% | $305.1M+21.4% | $251.4M-32.2% | $370.6M+51.4% | $244.8M+53.6% | $159.4M+20.2% | $132.7M+81.4% | $73.1M+44.9% | $50.5M |
| R&D Expenses | $43.4M | $45.3M-2.4% | $46.4M-1.8% | $47.2M-15.0% | $55.6M+5.1% | $52.9M+21.1% | $43.6M+9.2% | $40.0M+48.2% | $27.0M+50.4% | $17.9M+30.3% | $13.8M+31.2% | $10.5M+40.6% | $7.5M+41.7% | $5.3M+49.2% | $3.5M+10.2% | $3.2M |
| SG&A Expenses | $110.9M | $112.9M+3.8% | $108.7M-7.6% | $117.7M-22.8% | $152.4M-0.7% | $153.5M+18.9% | $129.1M+10.5% | $116.8M+15.4% | $101.2M+41.5% | $71.5M+92.2% | $37.2M+24.0% | $30.0M+16.0% | $25.9M+5.0% | $24.7M+10.9% | $22.2M+12.6% | $19.8M |
| Operating Income | $103.9M | $64.8M+45.2% | $44.6M+209.9% | -$40.6M-24.0% | -$32.8M-507.9% | $8.0M+221.6% | -$6.6M-113.0% | $50.7M-9.7% | $56.2M+69.6% | $33.1M-36.4% | $52.1M+82.8% | $28.5M+3042.6% | -$969K+12.5% | -$1.1M+61.2% | -$2.9M+95.3% | -$61.1M |
| Interest Expense | N/A | N/A | N/A | $21.7M-16.6% | $26.0M-44.5% | $46.9M+29.1% | $36.3M+79.1% | $20.3M+63.0% | $12.4M+77.0% | $7.0M+1152.8% | $561K+228.1% | $171K+8450.0% | $2K-89.5% | $19K-97.8% | $881K+139.4% | $368K |
| Income Tax | -$119.5M | -$130.3M-3115.8% | $4.3M+271.8% | -$2.5M-101.9% | $133.0M+1077.4% | $11.3M+156.6% | -$20.0M-135.4% | -$8.5M+87.1% | -$65.6M-1142.4% | $6.3M-69.1% | $20.4M+188.7% | -$23.0M-4646.5% | -$484K-6.8% | -$453K+69.5% | -$1.5M+87.4% | -$11.8M |
| Net Income | $181.4M | $151.0M+459.5% | -$42.0M+65.6% | -$122.0M+35.1% | -$188.0M-372.5% | $69.0M+243.0% | -$48.3M-370.7% | $17.8M-81.5% | $96.5M+519.5% | $15.6M-43.3% | $27.5M-42.8% | $48.0M+413.2% | $9.4M+137.2% | $3.9M-91.5% | $46.6M+178.4% | -$59.5M |
| EPS (Diluted) | — | $10.78+443.3% | -$3.14+66.8% | -$9.46+35.6% | -$14.69-390.9% | $5.05+236.1% | -$3.71-404.1% | $1.22-82.2% | $6.85+500.9% | $1.14-47.0% | $2.15-43.9% | $3.83+356.0% | $0.84+133.3% | $0.36-91.7% | $4.36+176.1% | -$5.73 |
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
TREE Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $855.7M+11.5% | $767.7M-4.4% | $802.8M-33.1% | $1.2B-7.7% | $1.3B+9.3% | $1.2B+25.4% | $948.0M+5.8% | $896.1M+29.2% | $693.5M+114.4% | $323.4M+9.3% | $295.8M+111.4% | $139.9M-8.4% | $152.6M+6.6% | $143.2M-56.8% | $331.3M |
| Current Assets | $229.7M-3.7% | $238.5M+21.4% | $196.5M-52.5% | $414.0M+10.6% | $374.4M+26.3% | $296.4M+56.5% | $189.4M-19.1% | $234.2M-46.5% | $438.0M+211.5% | $140.6M-42.7% | $245.6M+105.2% | $119.7M-9.9% | $132.7M+8.6% | $122.3M-58.8% | $297.0M |
| Cash & Equivalents | $81.1M-23.9% | $106.6M-4.9% | $112.1M-62.5% | $298.8M+19.0% | $251.2M+47.8% | $169.9M+182.1% | $60.2M-42.7% | $105.1M-71.5% | $368.6M+304.4% | $91.1M-56.0% | $207.0M+140.1% | $86.2M-6.0% | $91.7M+14.3% | $80.2M+76.1% | $45.5M |
| Accounts Receivable | $110.6M+13.1% | $97.8M+77.9% | $55.0M-33.8% | $83.1M-14.9% | $97.7M+8.7% | $89.8M-20.8% | $113.5M+24.6% | $91.1M+70.4% | $53.4M+29.1% | $41.4M+38.5% | $29.9M+119.5% | $13.6M+5.9% | $12.8M+11.9% | $11.5M+109.9% | $5.5M |
| Goodwill | $381.5M0.0% | $381.5M0.0% | $381.5M-9.2% | $420.1M0.0% | $420.1M0.0% | $420.1M0.0% | $420.1M+20.6% | $348.3M+207.3% | $113.4M+100.8% | $56.5M+1454.4% | $3.6M0.0% | $3.6M0.0% | $3.6M0.0% | $3.6M0.0% | $3.6M |
| Total Liabilities | $568.9M-13.7% | $658.9M-2.9% | $678.6M-31.5% | $991.4M+16.4% | $851.4M+3.3% | $824.2M+51.1% | $545.6M-0.8% | $549.9M+38.0% | $398.6M+333.3% | $92.0M+68.4% | $54.6M+25.5% | $43.5M-33.7% | $65.6M+8.9% | $60.2M-78.9% | $285.9M |
| Current Liabilities | $137.5M-42.8% | $240.5M+218.0% | $75.6M-8.4% | $82.5M-69.9% | $274.4M+145.4% | $111.8M-51.5% | $230.7M-11.9% | $262.0M+77.6% | $147.5M+121.1% | $66.7M+23.5% | $54.0M+39.8% | $38.6M-35.8% | $60.2M+10.7% | $54.4M-80.6% | $280.3M |
| Long-Term Debt | $387.7M+12.7% | $344.1M-34.5% | $525.6M-35.4% | $813.5M+70.1% | $478.2M-21.8% | $611.4M+131.3% | $264.4M+5.4% | $250.9M+5.4% | $238.2M | $0 | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $286.8M+163.5% | $108.8M-12.3% | $124.1M-40.3% | $207.9M-53.6% | $448.0M+22.8% | $364.8M-9.3% | $402.3M+16.2% | $346.2M+17.4% | $294.9M+27.4% | $231.4M-4.0% | $241.1M+150.2% | $96.4M+10.8% | $87.0M+4.9% | $82.9M+82.4% | $45.5M |
| Retained Earnings | -$728.1M+17.2% | -$879.4M-5.0% | -$837.7M-17.1% | -$715.3M-25.1% | -$571.8M+10.8% | -$640.9M-8.1% | -$592.7M+2.9% | -$610.5M+13.8% | -$708.4M+2.0% | -$722.6M+3.7% | -$750.1M+6.0% | -$798.2M+1.2% | -$807.5M+0.5% | -$811.5M+5.4% | -$858.1M |
Not reported in any period shown, so not listed: Inventory.
TREE Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $86.1M | $73.1M+17.4% | $62.3M-7.9% | $67.6M+57.3% | $43.0M-67.3% | $131.3M+17.9% | $111.3M-29.2% | $157.2M+26.8% | $123.9M+19.7% | $103.5M+61.2% | $64.2M+72.7% | $37.2M+309.8% | $9.1M-11.4% | $10.2M+316.8% | -$4.7M+83.2% | -$28.1M |
| Capital Expenditures | $12.2M | $12.4M+10.7% | $11.2M-10.4% | $12.5M+9.5% | $11.4M-67.4% | $35.1M-16.8% | $42.1M+110.3% | $20.0M+34.4% | $14.9M+85.4% | $8.0M-74.8% | $32.0M+341.6% | $7.2M+87.7% | $3.9M+40.2% | $2.8M+4.5% | $2.6M-56.9% | $6.1M |
| Free Cash Flow | $73.9M | $60.7M+18.9% | $51.0M-7.3% | $55.0M+74.6% | $31.5M-67.2% | $96.2M+39.1% | $69.2M-49.6% | $137.1M+25.8% | $109.0M+14.2% | $95.5M+196.0% | $32.3M+7.7% | $29.9M+473.8% | $5.2M-30.3% | $7.5M+201.8% | -$7.4M+78.5% | -$34.2M |
| Investing Cash Flow | -$9.7M | -$9.9M+11.5% | -$11.2M+10.1% | -$12.5M+55.2% | -$27.9M-376.9% | $10.1M+108.2% | -$122.1M-20.9% | -$101.1M+73.6% | -$383.0M-414.6% | -$74.4M | N/A | N/A | N/A | N/A | N/A | N/A |
| Financing Cash Flow | -$114.8M | -$88.7M-57.0% | -$56.5M+76.7% | -$242.0M-843.8% | $32.5M+151.4% | -$63.3M-132.8% | $193.3M+320.5% | -$87.7M-1910.4% | $4.8M-98.1% | $253.1M | N/A | N/A | N/A | N/A | N/A | N/A |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $0 | $0-100.0% | $131K-42.8% | $229K+259.0% | -$144K-101.3% | $11.4M | N/A |
| Share Buybacks | N/A | N/A | $0 | $0-100.0% | $43.0M+7.5% | $40.0M | $0-100.0% | $5.5M-94.2% | $93.7M+370.9% | $19.9M-59.0% | $48.5M+22158.7% | $218K-91.6% | $2.6M-21.4% | $3.3M+277.8% | $879K | N/A |
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
TREE Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 31.5%-2.9pp | 34.4%-8.7pp | 43.1%+5.6pp | 37.5%+0.1pp | 37.4%-3.2pp | 40.6%+1.5pp | 39.1%-0.8pp | 39.9%-0.8pp | 40.7%-55.7pp | 96.4%+0.1pp | 96.3%+1.0pp | 95.3%0.0pp | 95.3%+0.8pp | 94.5%+2.0pp | 92.4% |
| Operating Margin | 5.8%+0.8pp | 5.0%+11.0pp | -6.0%-2.7pp | -3.3%-4.1pp | 0.7%+1.5pp | -0.7%-5.3pp | 4.6%-2.8pp | 7.3%+2.0pp | 5.4%-8.2pp | 13.6%+2.3pp | 11.2%+11.8pp | -0.6%+0.2pp | -0.8%+2.9pp | -3.7% | -111.9% |
| Net Margin | 13.5%+18.2pp | -4.7%+13.5pp | -18.1%+0.9pp | -19.1%-25.4pp | 6.3%+11.6pp | -5.3%-6.9pp | 1.6%-11.0pp | 12.6%+10.1pp | 2.5%-4.6pp | 7.1%-11.8pp | 18.9%+13.3pp | 5.6%+2.8pp | 2.8%-57.4pp | 60.2% | -108.9% |
| Return on Equity | 52.6%+91.3pp | -38.6%+59.7pp | -98.3%-7.9pp | -90.4%-105.8pp | 15.4%+28.6pp | -13.2%-17.7pp | 4.4%-23.4pp | 27.9%+22.6pp | 5.3%-6.6pp | 11.9%-8.0pp | 19.9%+10.2pp | 9.7%+5.2pp | 4.5%-51.7pp | 56.2%+187.1pp | -130.9% |
| Return on Assets | 17.6%+23.1pp | -5.5%+9.7pp | -15.2%+0.5pp | -15.7%-21.0pp | 5.3%+9.4pp | -4.1%-5.9pp | 1.9%-8.9pp | 10.8%+8.5pp | 2.3%-6.3pp | 8.5%-7.7pp | 16.2%+9.5pp | 6.7%+4.1pp | 2.6%-30.0pp | 32.6%+50.5pp | -18.0% |
| Current Ratio | 1.67+0.7x | 0.99-1.6x | 2.60-2.4x | 5.02+3.7x | 1.36-1.3x | 2.65+1.8x | 0.82-0.1x | 0.89-2.1x | 2.97+0.9x | 2.11-2.4x | 4.55+1.4x | 3.10+0.9x | 2.210.0x | 2.25+1.2x | 1.06 |
| Debt-to-Equity | 1.35-1.8x | 3.16-1.1x | 4.23+0.3x | 3.91+2.8x | 1.07-0.6x | 1.68+1.0x | 0.66-0.1x | 0.72-0.1x | 0.81+0.8x | 0.00-0.2x | 0.23-0.2x | 0.45-0.3x | 0.750.0x | 0.73-5.6x | 6.29 |
| FCF Margin | 5.4%-0.2pp | 5.7%-2.5pp | 8.2%+5.0pp | 3.2%-5.6pp | 8.8%+1.2pp | 7.6%-4.8pp | 12.4%-1.9pp | 14.3%-1.2pp | 15.5%+7.1pp | 8.4%-3.4pp | 11.8%+8.7pp | 3.1%-2.3pp | 5.4%+14.9pp | -9.5%+53.0pp | -62.5% |
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin.
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Where Lendingtree Inc Ranks
Frequently Asked Questions
What is Lendingtree Inc's annual revenue?
Lendingtree Inc (TREE) reported $1.1B in total revenue for fiscal year 2025. This represents a 24.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Lendingtree Inc's revenue growing?
Lendingtree Inc (TREE) revenue grew by 24.1% year-over-year, from $900.2M to $1.1B in fiscal year 2025.
Is Lendingtree Inc profitable?
Yes, Lendingtree Inc (TREE) reported a net income of $151.0M in fiscal year 2025, with a net profit margin of 13.5%.
What is Lendingtree Inc's EBITDA?
Lendingtree Inc (TREE) had EBITDA of $81.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Lendingtree Inc have?
As of fiscal year 2025, Lendingtree Inc (TREE) had $81.1M in cash and equivalents against $387.7M in long-term debt.
What is Lendingtree Inc's gross margin?
Lendingtree Inc (TREE) had a gross margin of 31.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Lendingtree Inc's operating margin?
Lendingtree Inc (TREE) had an operating margin of 5.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Lendingtree Inc's net profit margin?
Lendingtree Inc (TREE) had a net profit margin of 13.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Lendingtree Inc's return on equity (ROE)?
Lendingtree Inc (TREE) has a return on equity of 52.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Lendingtree Inc's free cash flow?
Lendingtree Inc (TREE) generated $60.7M in free cash flow during fiscal year 2025. This represents a 18.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Lendingtree Inc's operating cash flow?
Lendingtree Inc (TREE) generated $73.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Lendingtree Inc's total assets?
Lendingtree Inc (TREE) had $855.7M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Lendingtree Inc's capital expenditures?
Lendingtree Inc (TREE) invested $12.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Lendingtree Inc spend on research and development?
Lendingtree Inc (TREE) invested $45.3M in research and development during fiscal year 2025.
What is Lendingtree Inc's current ratio?
Lendingtree Inc (TREE) had a current ratio of 1.67 as of fiscal year 2025, which is generally considered healthy.
What is Lendingtree Inc's debt-to-equity ratio?
Lendingtree Inc (TREE) had a debt-to-equity ratio of 1.35 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Lendingtree Inc's return on assets (ROA)?
Lendingtree Inc (TREE) had a return on assets of 17.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Lendingtree Inc's Altman Z-Score?
Lendingtree Inc (TREE) has an Altman Z-Score of 0.95, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Lendingtree Inc's Piotroski F-Score?
Lendingtree Inc (TREE) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Lendingtree Inc's earnings high quality?
Lendingtree Inc (TREE) has an earnings quality ratio of 0.48x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Lendingtree Inc?
Lendingtree Inc (TREE) scores 47 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.