Cantaloupe, Inc. (CTLP) Financials
Newest figures come from the 10-Q for Q3 FY2026, filed May 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CTLP SEC filings page.
Cantaloupe, Inc. (CTLP) reported $320.8M in revenue over the twelve months to Mar 31, 2026, up 9.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Operating profitability is improving, but FY2025 headline earnings were shaped by a large tax benefit and substantial reinvestment.
FY2025 net income reached$64.5M , including a $42.4M tax benefit, while operating cash flow was only$20.3M ; the gap means reported earnings overstate the period’s recurring operating performance. Capital spending of$17.0M reduced free cash flow to$3.3M , so accounting profit was not equally available as cash.
Gross margin reached
Assets grew to
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Cantaloupe, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Cantaloupe, Inc. has an operating margin of 7.4%, meaning the company retains $7 of operating profit per $100 of revenue. This results in a moderate score of 46/100, indicating healthy but not exceptional operating efficiency. This is up from 5.3% the prior year.
Cantaloupe, Inc.'s revenue grew 12.6% year-over-year to $302.5M, a solid pace of expansion. This earns a growth score of 68/100.
Cantaloupe, Inc. carries a low D/E ratio of 0.15, meaning only $0.15 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 93/100, indicating a strong balance sheet with room for future borrowing.
Cantaloupe, Inc.'s current ratio of 1.86 indicates adequate short-term liquidity, earning a score of 55/100. The company can meet its near-term obligations, though with limited headroom.
While Cantaloupe, Inc. generated $20.3M in operating cash flow, capex of $17.0M consumed most of it, leaving $3.3M in free cash flow. This results in a low score of 32/100, reflecting heavy capital investment rather than weak cash generation.
Cantaloupe, Inc.'s ROE of 25.7% shows moderate profitability relative to equity, earning a score of 43/100. This is up from 6.6% the prior year.
Cantaloupe, Inc. scores 4.21, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($825.8M) relative to total liabilities ($128.1M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Cantaloupe, Inc. passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Cantaloupe, Inc. generates $0.32 in operating cash flow ($20.3M OCF vs $64.5M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Cantaloupe, Inc. earns $8.06 in operating income for every $1 of interest expense ($22.3M vs $2.8M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Cantaloupe, Inc. generated $78.7M in revenue in Q3 2026. This represents an increase of 4.3% from the same quarter a year earlier. It is unchanged from the prior quarter.
Cantaloupe, Inc.'s EBITDA was $3.5M in Q3 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 73.4% from the same quarter a year earlier. Against the prior quarter it is down 39.5%.
Cantaloupe, Inc. reported -$2.2M in net income in Q3 2026. This represents a decrease of 104.4% from the same quarter a year earlier. Against the prior quarter it is down 2982.9%.
Cantaloupe, Inc. earned -$0.03 per diluted share (EPS) in Q3 2026. This represents a decrease of 104.6% from the same quarter a year earlier.
Cash & Balance Sheet
Cantaloupe, Inc. generated $8.1M in free cash flow in Q3 2026, representing cash available after capex. This represents a decrease of 56.2% from the same quarter a year earlier. Against the prior quarter it is up 1425.2%.
Cantaloupe, Inc. held $60.4M in cash against $35.1M in long-term debt as of Q3 2026.
Not reported for Q3 2026.
Margins & Returns
Cantaloupe, Inc.'s gross margin was 38.7% in Q3 2026, indicating the percentage of revenue retained after direct costs. This is down 2.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.1 percentage points.
Cantaloupe, Inc.'s operating margin was -1.0% in Q3 2026, reflecting core business profitability. This is down 10.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.0 percentage points.
Cantaloupe, Inc.'s net profit margin was -2.7% in Q3 2026, showing the share of revenue converted to profit. This is down 67.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.6 percentage points.
Cantaloupe, Inc.'s ROE was -0.9% in Q3 2026, measuring profit generated per dollar of shareholder equity. This is down 21.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.8 percentage points.
Capital Allocation
Cantaloupe, Inc. invested $3.8M in capex in Q3 2026, funding long-term assets and infrastructure. This represents a decrease of 1.8% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.
Not reported for Q3 2026.
Not reported for Q3 2026.
CTLP Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Revenue | $78.7M+4.3% | $78.7M+6.8% | $80.9M+14.1% | $82.6M+13.6% | $75.4M+11.1% | $73.7M+12.8% | $70.8M+13.0% | $72.7M+13.2% |
| Cost of Revenue | $48.3M+9.5% | $48.2M+12.0% | $47.3M+12.8% | $49.7M+9.0% | $44.1M+7.5% | $43.0M+4.8% | $42.0M+9.5% | $45.6M+18.5% |
| Gross Profit | $30.4M-2.9% | $30.5M-0.6% | $33.5M+16.2% | $32.9M+21.4% | $31.4M+16.6% | $30.7M+26.3% | $28.9M+18.6% | $27.1M+5.3% |
| SG&A Expenses | $10.7M+26.2% | $10.3M-8.3% | $9.4M-21.6% | $12.4M+4.5% | $8.5M-0.9% | $11.2M+7.0% | $11.9M+14.3% | $11.9M+1.3% |
| Operating Income | -$767K-111.1% | $1.6M-73.9% | $1.6M-60.4% | $5.2M+45.9% | $6.9M+60.7% | $6.2M+71.9% | $4.1M+49.1% | $3.5M+2.5% |
| EBITDA | $3.5M-73.4% | $5.8M-38.6% | $5.4M-20.0% | $8.6M+40.8% | $13.3M+95.5% | $9.5M+50.8% | $6.8M+23.2% | $6.1M+1.5% |
| Interest Expense | $155K+297.4% | $837K-15.7% | $914K-7.8% | $746K | $39K | $993K-0.9% | $991K-10.5% | N/A |
| Income Tax | $1.5M+103.6% | $1.1M+190.4% | $1.9M+991.5% | -$1.0M-238.0% | -$41.9M-49985.7% | $395K+387.7% | $177K+118.5% | $739K+1196.5% |
| Net Income | -$2.2M-104.4% | -$70K-101.4% | -$919K-125.7% | $6.8M+209.7% | $49.2M+955.8% | $5.0M+59.2% | $3.6M+78.0% | $2.2M-22.1% |
| EPS (Basic) | -$0.03-104.5% | $0.00-100.0% | -$0.02-150.0% | $0.09+200.0% | $0.67+1016.7% | $0.07+75.0% | $0.04+100.0% | $0.03-25.0% |
| EPS (Diluted) | -$0.03-104.6% | $0.00-100.0% | -$0.02 | $0.09+200.0% | $0.65+983.3% | $0.07+75.0% | $0.04+100.0% | $0.03-25.0% |
| Diluted Shares (Avg) | 74M-1.1% | 74M-1.1% | 74M | N/A | 75M+0.9% | 75M+1.1% | 74M-0.5% | N/A |
Not reported in any period shown, so not listed: R&D Expenses.
CTLP Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $389.0M+5.0% | $381.9M+26.0% | $389.5M+24.8% | $381.9M+13.8% | $370.5M+15.8% | $303.0M+0.2% | $312.1M+3.8% | $335.6M+15.9% |
| Current Assets | $171.4M+18.0% | $159.9M+36.7% | $163.5M+32.1% | $152.9M-3.1% | $145.2M+0.1% | $117.0M-10.7% | $123.7M-7.6% | $157.8M+27.9% |
| Cash & Equivalents | $60.4M+30.4% | $53.0M+91.4% | $55.0M+66.0% | $51.1M-13.2% | $46.3M-7.7% | $27.7M-36.3% | $33.1M-39.3% | $58.9M+15.7% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $50.8M+10.0% | $50.7M+13.4% | $47.7M+6.9% | $45.7M+12.0% | $46.2M+23.7% | $44.7M+28.5% | $44.6M+38.4% | $40.8M+28.0% |
| Accounts Receivable | $39.8M+17.4% | $36.8M+26.5% | $41.9M+28.8% | $37.9M-13.5% | $33.9M-21.7% | $29.1M-27.6% | $32.5M-12.2% | $43.8M+45.4% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $102.9M+0.1% | $103.1M+0.8% | $103.1M+0.4% | $103.2M+8.8% | $102.8M+9.4% | $102.3M+10.1% | $102.7M+11.2% | $94.9M+3.1% |
| Total Liabilities | $135.9M+6.9% | $126.8M+15.0% | $135.0M+9.6% | $128.1M-15.2% | $127.1M-8.1% | $110.2M-12.9% | $123.2M-4.6% | $151.1M+23.8% |
| Current Liabilities | $93.4M+15.3% | $83.2M+28.4% | $90.1M+16.8% | $82.4M-22.2% | $81.0M-12.3% | $64.8M-19.0% | $77.2M-11.6% | $105.9M+29.6% |
| Non-Current Liabilities | $42.5M-8.0% | $43.5M-4.1% | $44.8M-2.6% | $45.7M+1.1% | $46.1M+0.1% | $45.4M-2.6% | $46.0M+10.2% | $45.2M+12.1% |
| Long-Term Debt | $35.1M-5.8% | $35.8M+0.7% | $36.4M+1.2% | $36.7M+1.3% | $37.2M+1.6% | $35.6M-3.9% | $35.9M-3.6% | $36.3M-3.4% |
| Total Equity | $250.4M+4.0% | $252.5M+32.8% | $251.8M+35.2% | $251.0M+38.1% | $240.7M+34.6% | $190.1M+9.8% | $186.2M+10.3% | $181.7M+10.2% |
| Retained Earnings | -$239.1M+1.5% | -$236.9M+18.8% | -$236.8M+20.2% | -$235.9M+21.5% | -$242.8M+19.8% | -$291.9M+5.0% | -$296.9M+4.4% | -$300.5M+3.8% |
CTLP Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $11.9M-46.9% | $3.1M+503.4% | $7.0M+158.0% | $9.4M-33.9% | $22.4M+52.3% | $522K+106.6% | -$12.0M-279.3% | $14.3M+69.4% |
| Depreciation & Amortization | $4.3M-32.4% | $4.2M+26.0% | $3.8M+42.0% | $3.5M+33.8% | $6.4M+155.4% | $3.4M+23.0% | $2.7M-2.7% | $2.6M+0.2% |
| Capital Expenditures | $3.8M-1.8% | $3.8M-12.3% | $3.4M-9.4% | $5.1M-11.7% | $3.8M+17.6% | $4.3M+43.2% | $3.8M+30.0% | $5.8M+63.8% |
| Free Cash Flow | $8.1M-56.2% | -$614K+83.7% | $3.5M+122.4% | $4.3M-49.0% | $18.6M+62.2% | -$3.8M+65.5% | -$15.8M-517.5% | $8.5M+73.5% |
| Investing Cash Flow | -$3.8M+27.7% | -$3.8M+12.3% | -$3.4M+74.7% | -$5.1M-8.0% | -$5.2M+35.0% | -$4.3M-43.2% | -$13.6M-364.7% | -$4.7M-39.5% |
| Financing Cash Flow | -$725K-242.4% | -$1.4M-193.1% | $315K+170.0% | $459K+160.0% | $509K+2894.1% | -$476K-146.6% | -$450K-284.6% | -$765K+3.4% |
Not reported in any period shown, so not listed: Stock-Based Compensation, Dividends Paid, Share Buybacks.
CTLP Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 38.7%-2.9pp | 38.8%-2.9pp | 41.4%+0.7pp | 39.8%+2.5pp | 41.6%+2.0pp | 41.7%+4.5pp | 40.7%+1.9pp | 37.3%-2.8pp |
| Operating Margin | -1.0%-10.1pp | 2.0%-6.3pp | 2.0%-3.8pp | 6.3%+1.4pp | 9.2%+2.8pp | 8.4%+2.9pp | 5.8%+1.4pp | 4.9%-0.5pp |
| Net Margin | -2.7%-67.9pp | -0.1%-6.8pp | -1.1%-6.2pp | 8.3%+5.2pp | 65.2%+58.3pp | 6.8%+2.0pp | 5.0%+1.8pp | 3.0%-1.4pp |
| Return on Equity | -0.9%-21.3pp | 0.0%-2.7pp | -0.4%-2.3pp | 2.7%+1.5pp | 20.4%+17.8pp | 2.6%+0.8pp | 1.9%+0.7pp | 1.2%-0.5pp |
| Return on Assets | -0.5%-13.8pp | 0.0%-1.7pp | -0.2%-1.4pp | 1.8%+1.1pp | 13.3%+11.8pp | 1.6%+0.6pp | 1.1%+0.5pp | 0.7%-0.3pp |
| Current Ratio | 1.830.0x | 1.92+0.1x | 1.81+0.2x | 1.86+0.4x | 1.79+0.2x | 1.81+0.2x | 1.60+0.1x | 1.490.0x |
| Debt-to-Equity | 0.140.0x | 0.140.0x | 0.140.0x | 0.15-0.1x | 0.15-0.1x | 0.190.0x | 0.190.0x | 0.200.0x |
| Asset Turnover | 0.200.0x | 0.210.0x | 0.210.0x | 0.220.0x | 0.200.0x | 0.240.0x | 0.230.0x | 0.220.0x |
| FCF Margin | 10.3%-14.3pp | -0.8%+4.3pp | 4.4%+26.7pp | 5.3%-6.4pp | 24.6%+7.8pp | -5.1%+11.6pp | -22.3%-28.4pp | 11.7%+4.1pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Cantaloupe, Inc. CTLP | FY2025 | $302.5M | $64.5M | 21.3% | $825.8M | 56/100 |
| Paysafe Limited PSFE | FY2025 | $1.7B | -$182.5M | -10.6% | $299.7M | 39/100 |
| Sabre Corporation SABR | FY2025 | $2.8B | $524.6M | 18.9% | $778.9M | 29/100 |
| Aeva Technologies, Inc. AEVA | FY2025 | $18.1M | -$145.0M | N/A | $954.3M | 65/100 |
| Exodus Movement, Inc. EXOD | FY2025 | $121.6M | -$11.4M | -9.3% | $190.6M | 48/100 |
| PowerFleet, Inc. AIOT | FY2026 | $443.8M | $20.6M | 4.6% | $354.4M | 39/100 |
Where Cantaloupe, Inc. Ranks
Frequently Asked Questions
What is Cantaloupe, Inc.'s annual revenue?
Cantaloupe, Inc. (CTLP) reported $302.5M in total revenue for fiscal year 2025. This represents a 12.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Cantaloupe, Inc.'s revenue growing?
Cantaloupe, Inc. (CTLP) revenue grew by 12.6% year-over-year, from $268.6M to $302.5M in fiscal year 2025.
Is Cantaloupe, Inc. profitable?
Yes, Cantaloupe, Inc. (CTLP) reported a net income of $64.5M in fiscal year 2025, with a net profit margin of 21.3%.
What is Cantaloupe, Inc.'s EBITDA?
Cantaloupe, Inc. (CTLP) had EBITDA of $38.2M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Cantaloupe, Inc. have?
As of fiscal year 2025, Cantaloupe, Inc. (CTLP) had $51.1M in cash and equivalents against $36.7M in long-term debt.
What is Cantaloupe, Inc.'s gross margin?
Cantaloupe, Inc. (CTLP) had a gross margin of 40.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Cantaloupe, Inc.'s operating margin?
Cantaloupe, Inc. (CTLP) had an operating margin of 7.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Cantaloupe, Inc.'s net profit margin?
Cantaloupe, Inc. (CTLP) had a net profit margin of 21.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Cantaloupe, Inc.'s return on equity (ROE)?
Cantaloupe, Inc. (CTLP) has a return on equity of 25.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Cantaloupe, Inc.'s free cash flow?
Cantaloupe, Inc. (CTLP) generated $3.3M in free cash flow during fiscal year 2025. This represents a -74.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Cantaloupe, Inc.'s operating cash flow?
Cantaloupe, Inc. (CTLP) generated $20.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Cantaloupe, Inc.'s total assets?
Cantaloupe, Inc. (CTLP) had $381.9M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Cantaloupe, Inc.'s capital expenditures?
Cantaloupe, Inc. (CTLP) invested $17.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Cantaloupe, Inc. spend on research and development?
Cantaloupe, Inc. (CTLP) invested $2.9M in research and development during fiscal year 2025.
What is Cantaloupe, Inc.'s current ratio?
Cantaloupe, Inc. (CTLP) had a current ratio of 1.86 as of fiscal year 2025, which is generally considered healthy.
What is Cantaloupe, Inc.'s debt-to-equity ratio?
Cantaloupe, Inc. (CTLP) had a debt-to-equity ratio of 0.15 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Cantaloupe, Inc.'s return on assets (ROA)?
Cantaloupe, Inc. (CTLP) had a return on assets of 16.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Cantaloupe, Inc.'s Altman Z-Score?
Cantaloupe, Inc. (CTLP) has an Altman Z-Score of 4.21, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Cantaloupe, Inc.'s Piotroski F-Score?
Cantaloupe, Inc. (CTLP) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Cantaloupe, Inc.'s earnings high quality?
Cantaloupe, Inc. (CTLP) has an earnings quality ratio of 0.32x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Cantaloupe, Inc. cover its interest payments?
Cantaloupe, Inc. (CTLP) has an interest coverage ratio of 8.06x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Cantaloupe, Inc.?
Cantaloupe, Inc. (CTLP) scores 56 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.