CTW Financials
This page shows CTW (CTW) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
CTW Cayman's FY2025 shows sales growth outrunning operating discipline, leaving core profitability and cash conversion weaker despite a still-rich gross margin.
The sharpest shift is that reported profit detached from the operating business: FY2025 net income stayed positive at$3.8M even though operating income fell below zero, while operating cash flow nearly vanished at$111K . Because gross margin held high near76% , the deterioration happened below gross profit and in cash generation, which points to heavier overhead and weaker earnings quality rather than a demand collapse.
FY2025 did not show operating leverage. Revenue rose sharply versus FY2024, but SG&A and R&D stepped up enough to turn a high-margin revenue base into an operating loss, meaning the extra sales were absorbed by spending rather than dropping through to profit; the cost structure became more expansionary than the revenue base.
The balance sheet looks more forgiving than the income statement: current ratio improved to 2.1x while free cash flow slipped to
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of CTW's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
CTW has an operating margin of -1.2%, meaning the company retains $-1 of operating profit per $100 of revenue. This results in a moderate score of 47/100, indicating healthy but not exceptional operating efficiency. This is down from 9.7% the prior year.
CTW's revenue surged 32.1% year-over-year to $90.4M, reflecting rapid business expansion. This strong growth earns a score of 82/100.
CTW has a moderate D/E ratio of 0.68. This balance of debt and equity financing earns a leverage score of 54/100.
CTW's current ratio of 2.15 indicates adequate short-term liquidity, earning a score of 61/100. The company can meet its near-term obligations, though with limited headroom.
While CTW generated $111K in operating cash flow, capex of $585K consumed most of it, leaving -$473K in free cash flow. This results in a low score of 31/100, reflecting heavy capital investment rather than weak cash generation.
CTW's ROE of 13.9% shows moderate profitability relative to equity, earning a score of 46/100. This is down from 25.1% the prior year.
CTW scores 7.82, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($149.1M) relative to total liabilities ($18.9M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
CTW passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, CTW generates $0.03 in operating cash flow ($111K OCF vs $3.8M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
CTW generated $90.4M in revenue in fiscal year 2025. This represents an increase of 32.1% from the prior year.
CTW's EBITDA was $1.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 81.6% from the prior year.
CTW reported $3.8M in net income in fiscal year 2025. This represents a decrease of 36.0% from the prior year.
CTW earned $0.06 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 40.0% from the prior year.
Cash & Balance Sheet
CTW generated -$473K in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 154.0% from the prior year.
CTW held $12.2M in cash against $0 in long-term debt as of fiscal year 2025.
Margins & Returns
CTW's gross margin was 75.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.7 percentage points from the prior year.
CTW's operating margin was -1.2% in fiscal year 2025, reflecting core business profitability. This is down 10.9 percentage points from the prior year.
CTW's net profit margin was 4.2% in fiscal year 2025, showing the share of revenue converted to profit. This is down 4.5 percentage points from the prior year.
CTW's ROE was 13.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 11.2 percentage points from the prior year.
Capital Allocation
CTW invested $5.5M in research and development in fiscal year 2025. This represents an increase of 480.5% from the prior year.
CTW invested $585K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 17.7% from the prior year.
CTW Income Statement
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Revenue | N/A | N/A |
| Cost of Revenue | N/A | N/A |
| Gross Profit | N/A | N/A |
| R&D Expenses | N/A | N/A |
| SG&A Expenses | N/A | N/A |
| Operating Income | N/A | N/A |
| Interest Expense | N/A | N/A |
| Income Tax | N/A | N/A |
| Net Income | N/A | N/A |
| EPS (Diluted) | N/A | N/A |
CTW Balance Sheet
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Total Assets | $46.5M+5.8% | $43.9M |
| Current Assets | $18.1M-0.5% | $18.2M |
| Cash & Equivalents | $12.2M-15.6% | $14.5M |
| Inventory | N/A | N/A |
| Accounts Receivable | $1.4M+2.2% | $1.4M |
| Goodwill | N/A | N/A |
| Total Liabilities | $18.9M-6.2% | $20.1M |
| Current Liabilities | $8.4M-29.9% | $12.0M |
| Long-Term Debt | N/A | N/A |
| Total Equity | $27.6M+16.0% | $23.8M |
| Retained Earnings | $31.9M+13.6% | $28.0M |
CTW Cash Flow Statement
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Investing Cash Flow | N/A | N/A |
| Financing Cash Flow | N/A | N/A |
| Dividends Paid | N/A | N/A |
| Share Buybacks | N/A | N/A |
CTW Financial Ratios
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Gross Margin | N/A | N/A |
| Operating Margin | N/A | N/A |
| Net Margin | N/A | N/A |
| Return on Equity | N/A | N/A |
| Return on Assets | N/A | N/A |
| Current Ratio | 2.15+0.6 | 1.51 |
| Debt-to-Equity | 0.68-0.2 | 0.84 |
| FCF Margin | N/A | N/A |
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Frequently Asked Questions
What is CTW's annual revenue?
CTW (CTW) reported $90.4M in total revenue for fiscal year 2025. This represents a 32.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is CTW's revenue growing?
CTW (CTW) revenue grew by 32.1% year-over-year, from $68.4M to $90.4M in fiscal year 2025.
Is CTW profitable?
Yes, CTW (CTW) reported a net income of $3.8M in fiscal year 2025, with a net profit margin of 4.2%.
What is CTW's EBITDA?
CTW (CTW) had EBITDA of $1.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is CTW's gross margin?
CTW (CTW) had a gross margin of 75.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is CTW's operating margin?
CTW (CTW) had an operating margin of -1.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is CTW's net profit margin?
CTW (CTW) had a net profit margin of 4.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is CTW's return on equity (ROE)?
CTW (CTW) has a return on equity of 13.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is CTW's free cash flow?
CTW (CTW) generated -$473K in free cash flow during fiscal year 2025. This represents a -154.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is CTW's operating cash flow?
CTW (CTW) generated $111K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are CTW's total assets?
CTW (CTW) had $46.5M in total assets as of fiscal year 2025, including both current and long-term assets.
What are CTW's capital expenditures?
CTW (CTW) invested $585K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does CTW spend on research and development?
CTW (CTW) invested $5.5M in research and development during fiscal year 2025.
What is CTW's current ratio?
CTW (CTW) had a current ratio of 2.15 as of fiscal year 2025, which is generally considered healthy.
What is CTW's debt-to-equity ratio?
CTW (CTW) had a debt-to-equity ratio of 0.68 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is CTW's return on assets (ROA)?
CTW (CTW) had a return on assets of 8.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is CTW's Altman Z-Score?
CTW (CTW) has an Altman Z-Score of 7.82, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is CTW's Piotroski F-Score?
CTW (CTW) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are CTW's earnings high quality?
CTW (CTW) has an earnings quality ratio of 0.03x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is CTW?
CTW (CTW) scores 54 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.