CTW Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Nov 17, 2025. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CTW SEC filings page.
CTW (CTW) reported $90.4M in revenue for fiscal year 2025, up 32.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue scaling exposed a cost structure where increased operating investment weakened both margins and cash conversion
Revenue reached$90.4M in FY2025, up from$68.4M , while gross-margin stability indicates direct costs remained proportionate as the business scaled. Yet operating margin fell to-1.2% and operating cash flow dwindled to$111K , showing overhead and development spending absorbed the expansion before it reached cash.
Short-term balance-sheet coverage improved as the current ratio rose from 1.5x to 2.1x, giving current assets more room relative to near-term obligations. Leverage also eased as debt-to-equity declined from 0.8x to 0.7x, so the expansion was financed through a somewhat less debt-dependent structure.
Cash conversion deteriorated: free-cash-flow margin shifted from
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of CTW's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
CTW has an operating margin of -1.2%, meaning the company loses $1 on every $100 of revenue. This results in a profitability score of 46/100. This is down from 9.7% the prior year.
CTW's revenue surged 32.1% year-over-year to $90.4M, reflecting rapid business expansion. This strong growth earns a score of 82/100.
CTW has a moderate D/E ratio of 0.68. This balance of debt and equity financing earns a leverage score of 55/100.
CTW's current ratio of 2.15 indicates adequate short-term liquidity, earning a score of 63/100. The company can meet its near-term obligations, though with limited headroom.
While CTW generated $111K in operating cash flow, capex of $585K consumed most of it, leaving -$473K in free cash flow. This results in a low score of 28/100, reflecting heavy capital investment rather than weak cash generation.
CTW's ROE of 13.9% shows moderate profitability relative to equity, earning a score of 45/100. This is down from 25.1% the prior year.
CTW scores 7.84, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($149.8M) relative to total liabilities ($18.9M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
CTW passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, CTW generates $0.03 in operating cash flow ($111K OCF vs $3.8M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q4 2025.
Cash & Balance Sheet
CTW held $12.2M in cash as of Q4 2025; long-term debt is not reported for that period.
Not reported for Q4 2025.
Not reported for Q4 2025.
Margins & Returns
None of these metrics is reported for Q4 2025.
Capital Allocation
None of these metrics is reported for Q4 2025.
CTW Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
CTW Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2520-F | Q4'2420-F |
|---|---|---|
| Total Assets | $46.5M+5.8% | $43.9M |
| Current Assets | $18.1M-0.5% | $18.2M |
| Cash & Equivalents | $12.2M-15.6% | $14.5M |
| Short-Term Investments | $0 | $0 |
| Accounts Receivable | $1.4M+2.2% | $1.4M |
| Long-Term Investments | $577K-27.9% | $800K |
| Total Liabilities | $18.9M-6.2% | $20.1M |
| Current Liabilities | $8.4M-29.9% | $12.0M |
| Non-Current Liabilities | $10.4M+28.9% | $8.1M |
| Total Equity | $27.6M+16.0% | $23.8M |
| Retained Earnings | $31.9M+13.6% | $28.0M |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
CTW Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
CTW Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| CTW CTW | FY2025 | $90.4M | $3.8M | 4.2% | $149.8M | 53/100 |
| Playstudios Inc MYPS | FY2025 | $235.1M | -$28.6M | -12.2% | $62.5M | 48/100 |
| DARKIRIS INC. DKI | FY2025 | $10.1M | -$8.6M | -85.8% | $6.1M | 46/100 |
| Skillz Inc SKLZ | FY2025 | $104.5M | -$70.4M | -67.4% | $138.0M | 38/100 |
| GD CULTURE GROUP LTD GDC | FY2025 | N/A | -$186.9M | N/A | $6.3M | — |
Where CTW Ranks
Frequently Asked Questions
What is CTW's annual revenue?
CTW (CTW) reported $90.4M in total revenue for fiscal year 2025. This represents a 32.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is CTW's revenue growing?
CTW (CTW) revenue grew by 32.1% year-over-year, from $68.4M to $90.4M in fiscal year 2025.
Is CTW profitable?
Yes, CTW (CTW) reported a net income of $3.8M in fiscal year 2025, with a net profit margin of 4.2%.
What is CTW's EBITDA?
CTW (CTW) had EBITDA of $1.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is CTW's gross margin?
CTW (CTW) had a gross margin of 75.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is CTW's operating margin?
CTW (CTW) had an operating margin of -1.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is CTW's net profit margin?
CTW (CTW) had a net profit margin of 4.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is CTW's return on equity (ROE)?
CTW (CTW) has a return on equity of 13.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is CTW's free cash flow?
CTW (CTW) recorded an outflow of $473K in free cash flow during fiscal year 2025. This represents a -154.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is CTW's operating cash flow?
CTW (CTW) generated $111K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are CTW's total assets?
CTW (CTW) had $46.5M in total assets as of fiscal year 2025, including both current and long-term assets.
What are CTW's capital expenditures?
CTW (CTW) invested $585K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does CTW spend on research and development?
CTW (CTW) invested $5.5M in research and development during fiscal year 2025.
What is CTW's current ratio?
CTW (CTW) had a current ratio of 2.15 as of fiscal year 2025, which is generally considered healthy.
What is CTW's debt-to-equity ratio?
CTW (CTW) had a debt-to-equity ratio of 0.68 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is CTW's return on assets (ROA)?
CTW (CTW) had a return on assets of 8.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is CTW's P/E ratio?
CTW (CTW) trades at 39.1x earnings, its market capitalization divided by net income of $3.8M net income, FY2025. The market capitalization is $149.8M as of Sep 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is CTW's price-to-sales ratio?
CTW (CTW) trades at 1.7x sales, its market capitalization divided by revenue of $90.4M revenue, FY2025. The market capitalization is $149.8M as of Sep 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is CTW's Altman Z-Score?
CTW (CTW) has an Altman Z-Score of 7.84, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is CTW's Piotroski F-Score?
CTW (CTW) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are CTW's earnings high quality?
CTW (CTW) has an earnings quality ratio of 0.03x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is CTW?
CTW (CTW) scores 53 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.