This page shows East West Bancorp Inc (EWBC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
East West Bancorp Inc passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, East West Bancorp Inc generates $1.13 in operating cash flow ($1.5B OCF vs $1.3B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
East West Bancorp Inc generated $4.3B in revenue in fiscal year 2025. This represents an increase of 2.4% from the prior year.
East West Bancorp Inc reported $1.3B in net income in fiscal year 2025. This represents an increase of 13.7% from the prior year.
East West Bancorp Inc earned $9.52 per diluted share (EPS) in fiscal year 2025. This represents an increase of 14.3% from the prior year.
Cash & Balance Sheet
East West Bancorp Inc held $4.2B in cash against $35.6M in long-term debt as of fiscal year 2025.
East West Bancorp Inc paid $2.40 per share in dividends in fiscal year 2025. This represents an increase of 9.1% from the prior year.
East West Bancorp Inc had 138M shares outstanding in fiscal year 2025. This represents a decrease of 0.6% from the prior year.
Margins & Returns
East West Bancorp Inc's net profit margin was 30.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.1 percentage points from the prior year.
East West Bancorp Inc's ROE was 14.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.2 percentage points from the prior year.
Capital Allocation
East West Bancorp Inc spent $115.6M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 19.2% from the prior year.
EWBC Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.1B-5.0% | $1.1B+6.7% | $1.1B+2.6% | $1.0B-2.6% | $1.1B-1.5% | $1.1B+4.0% | $1.0B+1.1% | $1.0B |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $415.0M-8.2% | $452.2M+2.3% | $441.9M+2.4% | $431.6M-8.5% | $471.6M-6.3% | $503.2M+4.6% | $481.2M+5.0% | $458.5M |
| Income Tax | $110.7M+14.4% | $96.7M+5.2% | $92.0M-8.8% | $100.9M+60.9% | $62.7M-30.4% | $90.2M+18.2% | $76.2M-12.5% | $87.2M |
| Net Income | $356.3M-3.3% | $368.4M+18.7% | $310.3M+6.9% | $290.3M-1.0% | $293.1M-2.0% | $299.2M+3.8% | $288.2M+1.1% | $285.1M |
| EPS (Diluted) | N/A | $2.65+18.3% | $2.24+7.7% | $2.08 | N/A | $2.14+3.9% | $2.06+1.5% | $2.03 |
EWBC Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $80.4B+1.0% | $79.7B+1.9% | $78.2B+2.6% | $76.2B+0.2% | $76.0B+2.0% | $74.5B+2.8% | $72.5B+2.2% | $70.9B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $4.2B-10.8% | $4.7B+6.4% | $4.4B+27.9% | $3.4B-34.3% | $5.3B+8.0% | $4.9B+11.3% | $4.4B+3.7% | $4.2B |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M |
| Total Liabilities | $71.5B+0.6% | $71.1B+1.6% | $70.0B+2.5% | $68.2B0.0% | $68.3B+2.1% | $66.8B+2.4% | $65.3B+2.2% | $63.9B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $35.6M-0.2% | $35.7M-0.2% | $35.8M-0.3% | $35.9M-0.3% | $36.0M-0.2% | $36.1M-0.2% | $36.1M-0.8% | $36.4M |
| Total Equity | $8.9B+3.7% | $8.6B+4.6% | $8.2B+3.4% | $7.9B+2.7% | $7.7B+0.8% | $7.7B+6.2% | $7.2B+2.7% | $7.0B |
| Retained Earnings | $8.3B+3.4% | $8.0B+3.7% | $7.7B+3.0% | $7.5B+2.8% | $7.3B+3.0% | $7.1B+3.2% | $6.9B+3.2% | $6.7B |
EWBC Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $713.4M+207.9% | $231.7M-16.8% | $278.7M+0.3% | $277.9M-44.4% | $500.1M+29.5% | $386.1M+49.0% | $259.2M-2.7% | $266.2M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | -$1.6B-63.4% | -$951.7M-1.9% | -$934.2M+54.1% | -$2.0B-34.3% | -$1.5B-1.4% | -$1.5B-5.8% | -$1.4B+24.5% | -$1.9B |
| Financing Cash Flow | $305.3M-70.1% | $1.0B-36.7% | $1.6B+3635.8% | -$45.7M-103.2% | $1.4B-10.8% | $1.6B+21.5% | $1.3B+9.1% | $1.2B |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | $1.0M-95.9% | $25.4M+588.1% | $3.7M-95.7% | $85.4M+330.2% | $19.9M | $0-100.0% | $40.8M-50.5% | $82.4M |
EWBC Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 33.2%+0.6pp | 32.6%+3.3pp | 29.3%+1.2pp | 28.1%+0.5pp | 27.7%-0.1pp | 27.8%-0.1pp | 27.9%0.0pp | 27.9% |
| Return on Equity | 4.0%-0.3pp | 4.3%+0.5pp | 3.8%+0.1pp | 3.7%-0.1pp | 3.8%-0.1pp | 3.9%-0.1pp | 4.0%-0.1pp | 4.1% |
| Return on Assets | 0.4%-0.0pp | 0.5%+0.1pp | 0.4%+0.0pp | 0.4%0.0pp | 0.4%-0.0pp | 0.4%0.0pp | 0.4%0.0pp | 0.4% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.000.0 | 0.000.0 | 0.000.0 | 0.000.0 | 0.000.0 | 0.000.0 | 0.010.0 | 0.01 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is East West Bancorp Inc's annual revenue?
East West Bancorp Inc (EWBC) reported $4.3B in total revenue for fiscal year 2025. This represents a 2.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is East West Bancorp Inc's revenue growing?
East West Bancorp Inc (EWBC) revenue grew by 2.4% year-over-year, from $4.2B to $4.3B in fiscal year 2025.
Is East West Bancorp Inc profitable?
Yes, East West Bancorp Inc (EWBC) reported a net income of $1.3B in fiscal year 2025, with a net profit margin of 30.9%.
How much debt does East West Bancorp Inc have?
As of fiscal year 2025, East West Bancorp Inc (EWBC) had $4.2B in cash and equivalents against $35.6M in long-term debt.
What is East West Bancorp Inc's net profit margin?
East West Bancorp Inc (EWBC) had a net profit margin of 30.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does East West Bancorp Inc pay dividends?
Yes, East West Bancorp Inc (EWBC) paid $2.40 per share in dividends during fiscal year 2025.
What is East West Bancorp Inc's return on equity (ROE)?
East West Bancorp Inc (EWBC) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is East West Bancorp Inc's operating cash flow?
East West Bancorp Inc (EWBC) generated $1.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are East West Bancorp Inc's total assets?
East West Bancorp Inc (EWBC) had $80.4B in total assets as of fiscal year 2025, including both current and long-term assets.
What is East West Bancorp Inc's debt-to-equity ratio?
East West Bancorp Inc (EWBC) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is East West Bancorp Inc's return on assets (ROA)?
East West Bancorp Inc (EWBC) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is East West Bancorp Inc's Piotroski F-Score?
East West Bancorp Inc (EWBC) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are East West Bancorp Inc's earnings high quality?
East West Bancorp Inc (EWBC) has an earnings quality ratio of 1.13x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.