East West Bancorp Inc Financials

EWBC

Source SEC Filings (10-K/10-Q) Updated Sep 30, 2025 Currency USD FYE December

Financial Health Signals

Piotroski F-Score Neutral

6/9

East West Bancorp Inc passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.21x

For every $1 of reported earnings, East West Bancorp Inc generates $1.21 in operating cash flow ($1.4B OCF vs $1.2B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

This page shows East West Bancorp Inc (EWBC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

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Key Financial Metrics

Revenue

$4.2B

YoY+13.5%

5Y CAGR+137.7%

10Y CAGR+13.8%

East West Bancorp Inc generated $4.2B in revenue in fiscal year 2024. This represents an increase of 13.5% from the prior year.

EBITDA

N/A

Free Cash Flow

N/A

Net Income

$1.2B

YoY+0.4%

5Y CAGR+11.6%

10Y CAGR+12.9%

East West Bancorp Inc reported $1.2B in net income in fiscal year 2024. This represents an increase of 0.4% from the prior year.

EPS (Diluted)

$8.33

YoY+1.8%

5Y CAGR+12.6%

10Y CAGR+13.2%

East West Bancorp Inc earned $8.33 per diluted share (EPS) in fiscal year 2024. This represents an increase of 1.8% from the prior year.

Cash & Debt

$5.3B

YoY+13.8%

5Y CAGR+10.0%

10Y CAGR+17.6%

East West Bancorp Inc held $5.3B in cash against $36.0M in long-term debt as of fiscal year 2024.

Dividends Per Share

$2.20

YoY+14.6%

5Y CAGR+15.8%

10Y CAGR+11.8%

East West Bancorp Inc paid $2.20 per share in dividends in fiscal year 2024. This represents an increase of 14.6% from the prior year.

Shares Outstanding

138M

YoY-1.1%

5Y CAGR-1.0%

10Y CAGR-0.4%

East West Bancorp Inc had 138M shares outstanding in fiscal year 2024. This represents a decrease of 1.1% from the prior year.

Gross Margin

N/A

Operating Margin

N/A

Net Margin

27.8%

YoY-3.6pp

5Y CAGR-1190.7pp

10Y CAGR-2.2pp

East West Bancorp Inc's net profit margin was 27.8% in fiscal year 2024, showing the share of revenue converted to profit. This is down 3.6 percentage points from the prior year.

Return on Equity

15.1%

YoY-1.6pp

5Y CAGR+1.7pp

10Y CAGR+3.0pp

East West Bancorp Inc's ROE was 15.1% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 1.6 percentage points from the prior year.

R&D Spending

N/A

Share Buybacks

$143.1M

YoY+74.1%

East West Bancorp Inc spent $143.1M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents an increase of 74.1% from the prior year.

Capital Expenditures

N/A

EWBC Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	$4.2B+13.5%	$3.7B+59.1%	$2.3B+43.4%	$1.6B+1.5%	$1.6B+2783.5%	$55.3M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$1.9B+38.6%	$1.4B+401.7%	$275.4M+215.9%	$87.2M-60.0%	$217.8M-47.4%	$414.5M
Income Tax	$316.3M+5.9%	$298.6M+5.3%	$283.6M+54.6%	$183.4M+55.5%	$118.0M-30.6%	$169.9M
Net Income	$1.2B+0.4%	$1.2B+2.9%	$1.1B+29.2%	$873.0M+53.7%	$567.8M-15.8%	$674.0M
EPS (Diluted)	$8.33+1.8%	$8.18+3.3%	$7.92+29.8%	$6.10+53.7%	$3.97-13.9%	$4.61

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Revenue	$1.1B+6.7%	$1.1B+2.6%	$1.0B-2.6%	$1.1B+2.4%	$1.0B+1.1%	$1.0B+3.4%	$990.4M+3.0%	$961.8M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$452.2M+2.3%	$441.9M+2.4%	$431.6M-8.5%	$471.6M-2.0%	$481.2M+5.0%	$458.5M+10.3%	$415.5M+6.3%	$391.0M
Income Tax	$96.7M+5.2%	$92.0M-8.8%	$100.9M+60.9%	$62.7M-17.7%	$76.2M-12.5%	$87.2M-1.3%	$88.3M+34.1%	$65.8M
Net Income	$368.4M+18.7%	$310.3M+6.9%	$290.3M-1.0%	$293.1M+1.7%	$288.2M+1.1%	$285.1M+19.3%	$239.0M-17.0%	$287.7M
EPS (Diluted)	$2.65+18.3%	$2.24+7.7%	$2.08-1.0%	$2.10+1.9%	$2.06+1.5%	$2.03+20.1%	$1.69-16.3%	$2.02

EWBC Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$76.0B+9.1%	$69.6B+8.6%	$64.1B+5.3%	$60.9B+16.7%	$52.2B+18.0%	$44.2B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$5.3B+13.8%	$4.6B+32.5%	$3.5B-11.0%	$3.9B-2.6%	$4.0B+23.2%	$3.3B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M
Total Liabilities	$68.3B+8.9%	$62.7B+7.8%	$58.1B+5.6%	$55.0B+17.4%	$46.9B+19.7%	$39.2B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$36.0M-76.5%	$153.0M+0.4%	$152.4M+0.3%	$152.0M+0.2%	$151.7M-0.3%	$152.3M
Total Equity	$7.7B+11.1%	$7.0B+16.1%	$6.0B+2.5%	$5.8B+10.8%	$5.3B+5.0%	$5.0B
Retained Earnings	$7.3B+13.1%	$6.5B+15.8%	$5.6B+19.2%	$4.7B+17.1%	$4.0B+8.4%	$3.7B

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Total Assets	$79.7B+1.9%	$78.2B+2.6%	$76.2B+0.2%	$76.0B+4.8%	$72.5B+2.2%	$70.9B+1.8%	$69.6B+1.9%	$68.3B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$4.7B+6.4%	$4.4B+27.9%	$3.4B-34.3%	$5.3B+20.3%	$4.4B+3.7%	$4.2B-8.8%	$4.6B+1.2%	$4.6B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M0.0%	$465.7M
Total Liabilities	$71.1B+1.6%	$70.0B+2.5%	$68.2B0.0%	$68.3B+4.6%	$65.3B+2.2%	$63.9B+1.9%	$62.7B+1.6%	$61.7B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$35.7M-0.2%	$35.8M-0.3%	$35.9M-0.3%	$36.0M-0.5%	$36.1M-0.8%	$36.4M-76.2%	$153.0M0.0%	$153.1M
Total Equity	$8.6B+4.6%	$8.2B+3.4%	$7.9B+2.7%	$7.7B+7.0%	$7.2B+2.7%	$7.0B+1.0%	$7.0B+5.4%	$6.6B
Retained Earnings	$8.0B+3.7%	$7.7B+3.0%	$7.5B+2.8%	$7.3B+6.4%	$6.9B+3.2%	$6.7B+3.1%	$6.5B+2.7%	$6.3B

EWBC Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	$1.4B-0.9%	$1.4B-31.0%	$2.1B+76.8%	$1.2B+68.7%	$692.6M-5.5%	$733.1M
Capital Expenditures	N/A	N/A	N/A	$6.0M+126.5%	$2.7M-73.1%	$9.9M
Free Cash Flow	N/A	N/A	N/A	$1.2B+68.5%	$690.0M-4.6%	$723.3M
Investing Cash Flow	-$6.3B-48.2%	-$4.2B+7.3%	-$4.6B+49.7%	-$9.1B-32.6%	-$6.9B-165.1%	-$2.6B
Financing Cash Flow	$5.5B+39.5%	$4.0B+87.4%	$2.1B-73.0%	$7.8B+13.4%	$6.9B+225.0%	$2.1B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$143.1M+74.1%	$82.2M-17.8%	$100.0M	$0-100.0%	$146.0M	$0

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Operating Cash Flow	$231.7M-16.8%	$278.7M+0.3%	$277.9M-44.4%	$500.1M+93.0%	$259.2M-2.7%	$266.2M-52.6%	$561.7M+46.5%	$383.4M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$951.7M-1.9%	-$934.2M+54.1%	-$2.0B-34.3%	-$1.5B-7.3%	-$1.4B+24.5%	-$1.9B-38.7%	-$1.3B+13.3%	-$1.6B
Financing Cash Flow	$1.0B-36.7%	$1.6B+3635.8%	-$45.7M-103.2%	$1.4B+8.4%	$1.3B+9.1%	$1.2B+43.8%	$835.8M+229.3%	-$646.4M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$25.4M+588.1%	$3.7M-95.7%	$85.4M+330.2%	$19.9M-51.3%	$40.8M-50.5%	$82.4M+0.3%	$82.2M	$0

EWBC Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	27.8%-3.6pp	31.4%-17.2pp	48.6%-5.3pp	53.9%+18.3pp	35.6%-1182.9pp	1218.5%
Return on Equity	15.1%-1.6pp	16.7%-2.1pp	18.9%+3.9pp	15.0%+4.2pp	10.8%-2.6pp	13.4%
Return on Assets	1.5%-0.1pp	1.7%-0.1pp	1.8%+0.3pp	1.4%+0.3pp	1.1%-0.4pp	1.5%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.00-0.0	0.020.0	0.030.0	0.030.0	0.030.0	0.03
FCF Margin	N/A	N/A	N/A	71.8%+28.5pp	43.3%-1264.3pp	1307.5%

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	32.6%+3.3pp	29.3%+1.2pp	28.1%+0.5pp	27.7%-0.2pp	27.9%0.0pp	27.9%+3.7pp	24.1%-5.8pp	29.9%
Return on Equity	4.3%+0.5pp	3.8%+0.1pp	3.7%-0.1pp	3.8%-0.2pp	4.0%-0.1pp	4.1%+0.6pp	3.4%-0.9pp	4.4%
Return on Assets	0.5%+0.1pp	0.4%+0.0pp	0.4%0.0pp	0.4%-0.0pp	0.4%0.0pp	0.4%+0.1pp	0.3%-0.1pp	0.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.000.0	0.000.0	0.000.0	0.000.0	0.010.0	0.01-0.0	0.020.0	0.02
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is East West Bancorp Inc's annual revenue?

East West Bancorp Inc (EWBC) reported $4.2B in total revenue for fiscal year 2024. This represents a 13.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is East West Bancorp Inc's revenue growing?

East West Bancorp Inc (EWBC) revenue grew by 13.5% year-over-year, from $3.7B to $4.2B in fiscal year 2024.

Is East West Bancorp Inc profitable?

Yes, East West Bancorp Inc (EWBC) reported a net income of $1.2B in fiscal year 2024, with a net profit margin of 27.8%.

What is East West Bancorp Inc's earnings per share (EPS)?

East West Bancorp Inc (EWBC) reported diluted earnings per share of $8.33 for fiscal year 2024. This represents a 1.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

How much debt does East West Bancorp Inc have?

As of fiscal year 2024, East West Bancorp Inc (EWBC) had $5.3B in cash and equivalents against $36.0M in long-term debt.

What is East West Bancorp Inc's net profit margin?

East West Bancorp Inc (EWBC) had a net profit margin of 27.8% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does East West Bancorp Inc pay dividends?

Yes, East West Bancorp Inc (EWBC) paid $2.20 per share in dividends during fiscal year 2024.

What is East West Bancorp Inc's return on equity (ROE)?

East West Bancorp Inc (EWBC) has a return on equity of 15.1% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is East West Bancorp Inc's operating cash flow?

East West Bancorp Inc (EWBC) generated $1.4B in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are East West Bancorp Inc's total assets?

East West Bancorp Inc (EWBC) had $76.0B in total assets as of fiscal year 2024, including both current and long-term assets.

Does East West Bancorp Inc buy back shares?

Yes, East West Bancorp Inc (EWBC) spent $143.1M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

How many shares does East West Bancorp Inc have outstanding?

East West Bancorp Inc (EWBC) had 138M shares outstanding as of fiscal year 2024.

What is East West Bancorp Inc's debt-to-equity ratio?

East West Bancorp Inc (EWBC) had a debt-to-equity ratio of 0.00 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is East West Bancorp Inc's return on assets (ROA)?

East West Bancorp Inc (EWBC) had a return on assets of 1.5% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is East West Bancorp Inc's Piotroski F-Score?

East West Bancorp Inc (EWBC) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are East West Bancorp Inc's earnings high quality?

East West Bancorp Inc (EWBC) has an earnings quality ratio of 1.21x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.