What is Fb Financia's earnings per share (EPS)?

Fb Financia (FBK) reported diluted earnings per share of $2.45 for fiscal year 2025. This represents a -1.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Fb Financia Financials

FBK

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Fb Financia (FBK) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 12 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 63/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Fb Financia's revenue grew 14.9% year-over-year to $833.9M, a solid pace of expansion. This earns a growth score of 58/100.

Leverage

100

Fb Financia carries a low D/E ratio of 0.11, meaning only $0.11 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

Fb Financia converts 17.6% of revenue into free cash flow ($147.0M). This strong cash generation earns a score of 69/100.

Returns

Fb Financia generates a 6.3% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 25/100. This is down from 7.4% the prior year.

Piotroski F-Score Neutral

4/9

Fb Financia passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.27x

For every $1 of reported earnings, Fb Financia generates $1.27 in operating cash flow ($155.9M OCF vs $122.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$833.9M

YoY+14.9%

5Y CAGR+21.5%

10Y CAGR+23.3%

Fb Financia generated $833.9M in revenue in fiscal year 2025. This represents an increase of 14.9% from the prior year.

EBITDA

N/A

Net Income

$122.6M

YoY+5.7%

5Y CAGR+14.0%

10Y CAGR+9.9%

Fb Financia reported $122.6M in net income in fiscal year 2025. This represents an increase of 5.7% from the prior year.

EPS (Diluted)

$2.45

YoY-1.2%

5Y CAGR+8.0%

10Y CAGR-1.3%

Fb Financia earned $2.45 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 1.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$147.0M

YoY+11.2%

Fb Financia generated $147.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 11.2% from the prior year.

Cash & Debt

$1.2B

YoY+10.9%

5Y CAGR-2.6%

10Y CAGR+28.0%

Fb Financia held $1.2B in cash against $212.8M in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.76

YoY+11.8%

5Y CAGR+16.1%

10Y CAGR-5.7%

Fb Financia paid $0.76 per share in dividends in fiscal year 2025. This represents an increase of 11.8% from the prior year.

Shares Outstanding

52M

YoY+10.9%

5Y CAGR+1.9%

10Y CAGR+11.7%

Fb Financia had 52M shares outstanding in fiscal year 2025. This represents an increase of 10.9% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

14.7%

YoY-1.3pp

5Y CAGR-5.5pp

10Y CAGR-31.9pp

Fb Financia's net profit margin was 14.7% in fiscal year 2025, showing the share of revenue converted to profit. This is down 1.3 percentage points from the prior year.

Return on Equity

6.3%

YoY-1.1pp

5Y CAGR+1.4pp

10Y CAGR-13.9pp

Fb Financia's ROE was 6.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.1 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$155.9M

YoY+1127.8%

Fb Financia spent $155.9M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 1127.8% from the prior year.

Capital Expenditures

$8.8M

YoY+35.2%

5Y CAGR+8.3%

10Y CAGR+4.1%

Fb Financia invested $8.8M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 35.2% from the prior year.

FBK Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$833.9M+14.9%	$725.5M+6.9%	$678.4M+40.9%	$481.4M+25.0%	$385.0M+22.4%	$314.6M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$317.8M+2.8%	$309.0M+14.0%	$271.2M+292.0%	$69.2M+83.9%	$37.6M-23.2%	$49.0M
Income Tax	$15.9M-48.1%	$30.6M+1.9%	$30.1M-14.1%	$35.0M-33.6%	$52.8M+180.1%	$18.8M
Net Income	$122.6M+5.7%	$116.0M-3.5%	$120.2M-3.5%	$124.6M-34.5%	$190.3M+199.1%	$63.6M
EPS (Diluted)	$2.45-1.2%	$2.48-3.5%	$2.57-2.7%	$2.64-33.5%	$3.97+137.7%	$1.67

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$235.2M-0.7%	$236.9M+30.1%	$182.1M+1.3%	$179.7M-3.6%	$186.4M+0.4%	$185.6M+4.6%	$177.4M+0.7%	$176.1M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$85.4M-4.7%	$89.7M+26.9%	$70.7M-1.9%	$72.1M-7.6%	$78.0M-2.0%	$79.6M+6.4%	$74.8M-2.4%	$76.6M
Income Tax	$12.8M+106.1%	$6.2M+149.2%	-$12.7M-233.6%	$9.5M-22.5%	$12.2M+941.4%	$1.2M-89.2%	$10.9M+73.3%	$6.3M
Net Income	$57.0M+143.8%	$23.4M+703.5%	$2.9M-92.6%	$39.4M+3.9%	$37.9M+270.7%	$10.2M-74.4%	$40.0M+43.0%	$27.9M
EPS (Diluted)	N/A	$0.43+616.7%	$0.06-92.9%	$0.84	N/A	$0.22-74.1%	$0.85+44.1%	$0.59

FBK Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$16.3B+23.9%	$13.2B+4.4%	$12.6B-1.9%	$12.8B+2.0%	$12.6B+12.4%	$11.2B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$1.2B+10.9%	$1.0B+28.6%	$810.9M-21.0%	$1.0B-42.9%	$1.8B+36.4%	$1.3B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$350.4M+44.4%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M
Total Liabilities	$14.4B+23.8%	$11.6B+3.9%	$11.1B-3.2%	$11.5B+3.2%	$11.2B+12.6%	$9.9B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$212.8M+20.3%	$176.8M-54.8%	$391.0M-5.9%	$415.7M+142.0%	$171.8M-27.9%	$238.3M
Total Equity	$1.9B+24.3%	$1.6B+7.7%	$1.5B+9.8%	$1.3B-7.5%	$1.4B+10.9%	$1.3B
Retained Earnings	$846.6M+11.1%	$762.3M+12.4%	$678.4M+15.7%	$586.5M+20.5%	$486.7M+53.2%	$317.6M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$16.3B+0.4%	$16.2B+21.6%	$13.4B+1.7%	$13.1B-0.2%	$13.2B+1.8%	$12.9B+3.1%	$12.5B-0.1%	$12.5B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$1.2B-9.7%	$1.3B+9.8%	$1.2B+46.7%	$794.7M-23.8%	$1.0B+9.5%	$951.8M+18.8%	$800.9M-8.0%	$870.7M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$350.4M0.0%	$350.4M+44.4%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M
Total Liabilities	$14.4B+0.7%	$14.3B+21.4%	$11.7B+1.8%	$11.5B-0.5%	$11.6B+2.0%	$11.4B+2.9%	$11.0B-0.3%	$11.1B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$212.8M-0.4%	$213.6M	N/A	N/A	$176.8M	N/A	N/A	N/A
Total Equity	$1.9B-1.5%	$2.0B+22.8%	$1.6B+0.6%	$1.6B+2.2%	$1.6B+0.3%	$1.6B+4.1%	$1.5B+1.4%	$1.5B
Retained Earnings	$846.6M+5.8%	$799.9M+1.7%	$786.8M-0.7%	$792.7M+4.0%	$762.3M+4.1%	$732.4M+0.3%	$730.2M+4.6%	$698.3M

FBK Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$155.9M+12.3%	$138.8M-34.2%	$211.1M-73.6%	$799.7M+1356.8%	$54.9M+120.3%	-$270.0M
Capital Expenditures	$8.8M+35.2%	$6.5M-67.6%	$20.2M+90.3%	$10.6M+74.2%	$6.1M+2.8%	$5.9M
Free Cash Flow	$147.0M+11.2%	$132.3M-30.7%	$190.8M-75.8%	$789.1M+1517.2%	$48.8M+117.7%	-$275.9M
Investing Cash Flow	-$32.5M+89.0%	-$294.0M-432.5%	-$55.2M+96.9%	-$1.8B-106.5%	-$849.6M-373.9%	$310.1M
Financing Cash Flow	-$10.0M-102.6%	$386.8M+204.0%	-$372.0M-302.5%	$183.7M-85.6%	$1.3B+22.0%	$1.0B
Dividends Paid	$37.9M+19.2%	$31.8M+13.3%	$28.1M+14.5%	$24.5M+13.5%	$21.6M+51.3%	$14.3M
Share Buybacks	$155.9M+1127.8%	$12.7M+156.9%	$4.9M-87.6%	$40.0M+426.4%	$7.6M	$0

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$52.8M+10.7%	$47.7M-33.5%	$71.8M+536.2%	-$16.5M-216.5%	$14.1M-75.5%	$57.8M+88.7%	$30.6M-15.6%	$36.3M
Capital Expenditures	$1.6M-23.9%	$2.1M-37.0%	$3.4M+104.8%	$1.7M+6.0%	$1.6M+40.6%	$1.1M-50.2%	$2.2M+38.3%	$1.6M
Free Cash Flow	$51.2M+12.3%	$45.6M-33.3%	$68.4M+477.3%	-$18.1M-244.3%	$12.6M-77.8%	$56.7M+99.6%	$28.4M-18.1%	$34.6M
Investing Cash Flow	-$167.9M-186.4%	$194.2M+37.9%	$140.8M+170.5%	-$199.6M-39.2%	-$143.4M+35.0%	-$220.5M-447.6%	-$40.3M-136.6%	$110.1M
Financing Cash Flow	-$9.1M+92.9%	-$127.6M-180.6%	$158.4M+600.0%	-$31.7M-114.4%	$220.0M-29.8%	$313.6M+620.9%	-$60.2M+30.5%	-$86.6M
Dividends Paid	$10.2M0.0%	$10.2M+16.8%	$8.7M-1.8%	$8.9M+11.7%	$7.9M0.0%	$7.9M-0.3%	$8.0M-0.2%	$8.0M
Share Buybacks	$87.9M+268.3%	$23.9M-30.3%	$34.3M+246.3%	$9.9M	$0	$0-100.0%	$12.7M	$0

FBK Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	14.7%-1.3pp	16.0%-1.7pp	17.7%-8.1pp	25.9%-23.5pp	49.4%+29.2pp	20.2%
Return on Equity	6.3%-1.1pp	7.4%-0.9pp	8.3%-1.1pp	9.4%-3.9pp	13.3%+8.3pp	4.9%
Return on Assets	0.8%-0.1pp	0.9%-0.1pp	0.9%-0.0pp	1.0%-0.5pp	1.5%+0.9pp	0.6%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.110.0	0.11-0.2	0.27-0.0	0.31+0.2	0.12-0.1	0.18
FCF Margin	17.6%-0.6pp	18.2%-9.9pp	28.1%-135.8pp	163.9%+151.2pp	12.7%+100.4pp	-87.7%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	24.2%+14.4pp	9.9%+8.3pp	1.6%-20.3pp	21.9%+1.6pp	20.3%+14.8pp	5.5%-17.0pp	22.5%+6.7pp	15.9%
Return on Equity	2.9%+1.7pp	1.2%+1.0pp	0.2%-2.3pp	2.5%+0.0pp	2.4%+1.8pp	0.7%-2.0pp	2.7%+0.8pp	1.9%
Return on Assets	0.4%+0.2pp	0.1%+0.1pp	0.0%-0.3pp	0.3%+0.0pp	0.3%+0.2pp	0.1%-0.2pp	0.3%+0.1pp	0.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.110.0	0.11-7.2	7.29+0.1	7.20+7.1	0.11-7.2	7.27-0.1	7.35-0.1	7.48
FCF Margin	21.8%+2.5pp	19.2%-18.3pp	37.5%+47.6pp	-10.1%-16.8pp	6.7%-23.8pp	30.5%+14.5pp	16.0%-3.7pp	19.7%

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Frequently Asked Questions

What is Fb Financia's annual revenue?

Fb Financia (FBK) reported $833.9M in total revenue for fiscal year 2025. This represents a 14.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Fb Financia's revenue growing?

Fb Financia (FBK) revenue grew by 14.9% year-over-year, from $725.5M to $833.9M in fiscal year 2025.

Is Fb Financia profitable?

Yes, Fb Financia (FBK) reported a net income of $122.6M in fiscal year 2025, with a net profit margin of 14.7%.

How much debt does Fb Financia have?

As of fiscal year 2025, Fb Financia (FBK) had $1.2B in cash and equivalents against $212.8M in long-term debt.

What is Fb Financia's net profit margin?

Fb Financia (FBK) had a net profit margin of 14.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Fb Financia pay dividends?

Yes, Fb Financia (FBK) paid $0.76 per share in dividends during fiscal year 2025.

What is Fb Financia's return on equity (ROE)?

Fb Financia (FBK) has a return on equity of 6.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Fb Financia's free cash flow?

Fb Financia (FBK) generated $147.0M in free cash flow during fiscal year 2025. This represents a 11.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Fb Financia's operating cash flow?

Fb Financia (FBK) generated $155.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Fb Financia's total assets?

Fb Financia (FBK) had $16.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Fb Financia's capital expenditures?

Fb Financia (FBK) invested $8.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Fb Financia buy back shares?

Yes, Fb Financia (FBK) spent $155.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Fb Financia have outstanding?

Fb Financia (FBK) had 52M shares outstanding as of fiscal year 2025.

What is Fb Financia's debt-to-equity ratio?

Fb Financia (FBK) had a debt-to-equity ratio of 0.11 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Fb Financia's return on assets (ROA)?

Fb Financia (FBK) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Fb Financia's Piotroski F-Score?

Fb Financia (FBK) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Fb Financia's earnings high quality?

Fb Financia (FBK) has an earnings quality ratio of 1.27x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Fb Financia?

Fb Financia (FBK) scores 63 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.