First Financial Bankshares Financials

First Financial Bankshares (FFIN) reported $628.9M in total revenue for fiscal year 2024. This represents a 67.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

First Financial Bankshares (FFIN) revenue grew by 67.1% year-over-year, from $376.4M to $628.9M in fiscal year 2024.

Yes, First Financial Bankshares (FFIN) reported a net income of $223.5M in fiscal year 2024, with a net profit margin of 35.5%.

First Financial Bankshares (FFIN) reported diluted earnings per share of $1.56 for fiscal year 2024. This represents a -1.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Financial Bankshares (FFIN) had a net profit margin of 35.5% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Yes, First Financial Bankshares (FFIN) paid $0.72 per share in dividends during fiscal year 2024.

First Financial Bankshares (FFIN) has a return on equity of 13.9% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

First Financial Bankshares (FFIN) generated $292.9M in free cash flow during fiscal year 2024. This represents a -12.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

First Financial Bankshares (FFIN) generated $309.6M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

First Financial Bankshares (FFIN) had $14.0B in total assets as of fiscal year 2024, including both current and long-term assets.

First Financial Bankshares (FFIN) invested $16.7M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

First Financial Bankshares (FFIN) had a debt-to-equity ratio of 7.70 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

First Financial Bankshares (FFIN) had a return on assets of 1.6% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

First Financial Bankshares (FFIN) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals.

First Financial Bankshares (FFIN) has an earnings quality ratio of 1.39x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation.

First Financial Bankshares (FFIN) scores 64 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks.