Shift4 Payments Inc Financials

FOUR

Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows Shift4 Payments Inc (FOUR) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FOUR FY2025 2026-05-07

Shift4’s high cash conversion rests on an asset-light core, even as acquisition-led expansion makes the balance sheet heavier.

In the latest year, free cash flow exceeded net income by about $477M, while operating income still moved higher; that says the weaker bottom line was not the core operating story. With capex only $10M, the cash engine looks driven more by underlying operating economics than by heavy reinvestment needs.

Across the period shown, gross margin moved from 20.4% to 34.2%, and operating margin rose with it. When both layers widen together, the business is keeping more of each revenue dollar before financing and taxes, not merely spreading fixed costs.

FY2025 also changed the balance-sheet posture: long-term debt climbed to $4.5B and goodwill to $2.7B. That combination points to expansion funded partly through acquisitions and financing rather than retained earnings, although a 1.7x current ratio suggests near-term obligations are not the immediate constraint.

Financial Health Signals

Financial Profile 50/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Shift4 Payments Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Shift4 Payments Inc has an operating margin of 8.4%, meaning the company retains $8 of operating profit per $100 of revenue. This results in a moderate score of 38/100, indicating healthy but not exceptional operating efficiency. This is up from 7.4% the prior year.

Growth

Shift4 Payments Inc's revenue surged 25.5% year-over-year to $4.2B, reflecting rapid business expansion. This strong growth earns a score of 79/100.

Leverage

Shift4 Payments Inc has a moderate D/E ratio of 3.15. This balance of debt and equity financing earns a leverage score of 38/100.

Liquidity

Shift4 Payments Inc's current ratio of 1.66 is below the typical benchmark, resulting in a score of 29/100. However, the company holds substantial cash reserves (73% of current liabilities), which buffers actual liquidity risk. Large mature operators often run tight current ratios by design.

Cash Flow

Shift4 Payments Inc has a free cash flow margin of 14.9%, earning a moderate score of 61/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Shift4 Payments Inc's ROE of 10.2% shows moderate profitability relative to equity, earning a score of 55/100. This is down from 36.5% the prior year.

Altman Z-Score Distress

0.96

Shift4 Payments Inc scores 0.96, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Piotroski F-Score Neutral

5/9

Shift4 Payments Inc passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Cash-Backed

4.31x

For every $1 of reported earnings, Shift4 Payments Inc generates $4.31 in operating cash flow ($634.0M OCF vs $147.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

23.4x

Shift4 Payments Inc earns $23.4 in operating income for every $1 of interest expense ($351.0M vs $15.0M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$4.2B

YoY+25.5%

5Y CAGR+40.4%

Shift4 Payments Inc generated $4.2B in revenue in fiscal year 2025. This represents an increase of 25.5% from the prior year.

EBITDA

$783.0M

YoY+43.9%

5Y CAGR+96.7%

Shift4 Payments Inc's EBITDA was $783.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 43.9% from the prior year.

Net Income

$147.0M

YoY-50.1%

Shift4 Payments Inc reported $147.0M in net income in fiscal year 2025. This represents a decrease of 50.1% from the prior year.

EPS (Diluted)

N/A

Cash & Balance Sheet

Free Cash Flow

$624.0M

YoY+26.6%

Shift4 Payments Inc generated $624.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 26.6% from the prior year.

Cash & Debt

$964.0M

YoY-20.5%

5Y CAGR+0.8%

Shift4 Payments Inc held $964.0M in cash against $4.5B in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

N/A

Margins & Returns

Gross Margin

34.2%

YoY+4.9pp

5Y CAGR+11.0pp

Shift4 Payments Inc's gross margin was 34.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 4.9 percentage points from the prior year.

Operating Margin

8.4%

YoY+1.0pp

5Y CAGR+15.9pp

Shift4 Payments Inc's operating margin was 8.4% in fiscal year 2025, reflecting core business profitability. This is up 1.0 percentage points from the prior year.

Net Margin

3.5%

YoY-5.3pp

5Y CAGR+5.9pp

Shift4 Payments Inc's net profit margin was 3.5% in fiscal year 2025, showing the share of revenue converted to profit. This is down 5.3 percentage points from the prior year.

Return on Equity

10.2%

YoY-26.3pp

5Y CAGR+14.2pp

Shift4 Payments Inc's ROE was 10.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 26.3 percentage points from the prior year.

Capital Allocation

R&D Spending

$6.0M

YoY+50.0%

5Y CAGR+38.0%

Shift4 Payments Inc invested $6.0M in research and development in fiscal year 2025. This represents an increase of 50.0% from the prior year.

Share Buybacks

$453.0M

YoY+210.3%

Shift4 Payments Inc spent $453.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 210.3% from the prior year.

Capital Expenditures

$10.0M

YoY+42.9%

5Y CAGR+15.8%

Shift4 Payments Inc invested $10.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 42.9% from the prior year.

FOUR Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$4.2B+25.5%	$3.3B+29.9%	$2.6B+28.7%	$2.0B+45.8%	$1.4B+78.3%	$766.9M
Cost of Revenue	$2.8B+16.7%	$2.4B+25.6%	$1.9B+23.2%	$1.5B+39.9%	$1.1B+84.9%	$589.1M
Gross Profit	$1.4B+46.8%	$973.0M+41.4%	$688.0M+46.3%	$470.2M+68.9%	$278.4M+56.6%	$177.8M
R&D Expenses	$6.0M+50.0%	$4.0M+300.0%	$1.0M+100.0%	$500K-72.2%	$1.8M+50.0%	$1.2M
SG&A Expenses	$682.0M+48.6%	$459.0M+39.5%	$329.0M+23.0%	$267.4M+21.8%	$219.5M+17.7%	$186.5M
Operating Income	$351.0M+42.1%	$247.0M+114.8%	$115.0M+21.4%	$94.7M+292.5%	-$49.2M+14.6%	-$57.6M
Interest Expense	$15.0M+66.7%	$9.0M-72.0%	$32.1M-1.2%	$32.5M+16.1%	$28.0M-30.3%	$40.2M
Income Tax	$48.0M+116.2%	-$296.0M-9766.7%	-$3.0M-1600.0%	$200K+106.5%	-$3.1M-29.2%	-$2.4M
Net Income	$147.0M-50.1%	$294.5M+139.6%	$122.9M+41.8%	$86.7M+279.9%	-$48.2M-162.0%	-$18.4M
EPS (Diluted)	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$1.1B-5.7%	$1.2B+1.0%	$1.2B+21.8%	$966.2M+13.9%	$848.0M-4.4%	$887.4M-2.4%	$909.2M+9.9%	$827.0M
Cost of Revenue	$729.0M-1.4%	$739.4M-1.1%	$747.9M+11.0%	$673.7M+14.0%	$591.0M-1.7%	$601.3M-6.3%	$641.9M+7.8%	$595.2M
Gross Profit	$392.0M-12.8%	$449.5M+4.8%	$429.0M+46.7%	$292.5M+13.8%	$257.0M-10.2%	$286.1M+7.0%	$267.3M+15.3%	$231.8M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$216.0M+2.8%	$210.2M+11.6%	$188.4M+44.5%	$130.4M-14.8%	$153.0M+23.8%	$123.6M+4.6%	$118.2M+7.4%	$110.1M
Operating Income	$50.0M-61.0%	$128.3M+12.0%	$114.6M+37.9%	$83.1M+232.4%	$25.0M-70.9%	$86.0M+7.0%	$80.4M+35.8%	$59.2M
Interest Expense	$3.0M-18.9%	$3.7M+27.6%	$2.9M-46.3%	$5.4M+80.0%	$3.0M+183.3%	-$3.6M-244.0%	$2.5M+25.0%	$2.0M
Income Tax	-$24.0M-256.9%	$15.3M-43.5%	$27.1M+85.6%	$14.6M+262.2%	-$9.0M+40.4%	-$15.1M+94.6%	-$280.5M-15483.3%	-$1.8M
Net Income	$15.0M-77.9%	$67.9M+141.6%	$28.1M-17.4%	$34.0M+100.0%	$17.0M-90.6%	$180.9M+236.2%	$53.8M+37.2%	$39.2M
EPS (Diluted)	$-0.01	N/A	N/A	N/A	N/A	N/A	N/A	N/A

FOUR Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$8.7B+72.8%	$5.0B+48.8%	$3.4B+32.6%	$2.6B+9.0%	$2.3B+31.7%	$1.8B
Current Assets	$2.2B+14.2%	$1.9B+65.6%	$1.2B+16.3%	$991.7M-31.8%	$1.5B+40.6%	$1.0B
Cash & Equivalents	$964.0M-20.5%	$1.2B+166.4%	$455.0M-35.2%	$702.5M-43.0%	$1.2B+32.7%	$927.8M
Inventory	N/A	$8.9M+161.8%	$3.4M-29.2%	$4.8M+37.1%	$3.5M+133.3%	$1.5M
Accounts Receivable	$742.0M+112.6%	$349.0M+35.9%	$256.8M+31.7%	$195.0M-5.3%	$205.9M+122.1%	$92.7M
Goodwill	$2.7B+85.7%	$1.5B+31.0%	$1.1B+51.2%	$735.0M+36.7%	$537.7M+12.7%	$477.0M
Total Liabilities	$6.8B+67.9%	$4.0B+59.7%	$2.5B+21.5%	$2.1B+6.7%	$1.9B+75.1%	$1.1B
Current Liabilities	$1.3B-4.7%	$1.4B+95.8%	$704.4M+162.5%	$268.3M+46.0%	$183.8M+84.9%	$99.4M
Long-Term Debt	$4.5B+110.6%	$2.2B+23.1%	$1.8B+0.5%	$1.7B+0.2%	$1.7B+72.9%	$1.0B
Total Equity	$1.4B+78.7%	$807.0M+23.5%	$653.3M+88.1%	$347.3M+27.3%	$272.8M-40.6%	$459.6M
Retained Earnings	-$467.0M-104.8%	-$228.0M+34.2%	-$346.7M+4.6%	-$363.6M-11.8%	-$325.3M-16.7%	-$278.7M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$8.8B+0.5%	$8.7B-3.1%	$9.0B+28.6%	$7.0B+39.7%	$5.0B-0.7%	$5.0B-0.2%	$5.0B+44.5%	$3.5B
Current Assets	$2.1B-5.5%	$2.2B-19.2%	$2.7B-28.6%	$3.8B+104.9%	$1.8B-3.5%	$1.9B-8.8%	$2.1B+125.8%	$927.7M
Cash & Equivalents	$473.0M-50.9%	$964.0M-36.2%	$1.5B-50.1%	$3.0B+159.5%	$1.2B-3.7%	$1.2B-15.0%	$1.4B+595.8%	$205.0M
Inventory	N/A	N/A	$6.4M-9.9%	$7.1M+2.9%	$6.9M-22.5%	$8.9M+25.4%	$7.1M-12.3%	$8.1M
Accounts Receivable	$694.0M-6.5%	$742.0M-3.8%	$771.5M+107.0%	$372.7M+12.7%	$330.6M-5.3%	$349.0M+9.8%	$317.8M+2.4%	$310.5M
Goodwill	$2.7B+0.1%	$2.7B+9.7%	$2.5B+62.4%	$1.5B+3.1%	$1.5B+1.1%	$1.5B+10.0%	$1.3B+1.9%	$1.3B
Total Liabilities	$7.0B+3.3%	$6.8B0.0%	$6.8B+35.9%	$5.0B+24.7%	$4.0B-0.9%	$4.0B+0.5%	$4.0B+57.8%	$2.5B
Current Liabilities	$1.7B+28.3%	$1.3B-32.9%	$2.0B+31.2%	$1.5B+10.0%	$1.4B-1.6%	$1.4B+96.0%	$703.4M+2.5%	$686.3M
Long-Term Debt	$4.5B-0.5%	$4.5B+12.8%	$4.0B+32.1%	$3.0B+41.2%	$2.2B+0.1%	$2.2B-24.1%	$2.8B+61.8%	$1.8B
Total Equity	$1.7B+14.6%	$1.4B-13.6%	$1.7B+4.8%	$1.6B+97.8%	$805.2M-0.2%	$807.0M-0.6%	$811.8M+15.8%	$700.8M
Retained Earnings	-$644.0M-37.9%	-$467.0M-64.8%	-$283.4M+4.4%	-$296.4M-14.2%	-$259.6M-13.9%	-$228.0M+11.5%	-$257.5M+13.5%	-$297.8M

FOUR Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$634.0M+26.8%	$500.0M+44.5%	$346.0M+25.6%	$275.4M+9080.0%	$3.0M-25.0%	$4.0M
Capital Expenditures	$10.0M+42.9%	$7.0M-50.0%	$14.0M+75.0%	$8.0M-2.4%	$8.2M+70.8%	$4.8M
Free Cash Flow	$624.0M+26.6%	$493.0M+48.5%	$332.0M+24.2%	$267.4M+5242.3%	-$5.2M-550.0%	-$800K
Investing Cash Flow	-$3.0B-333.9%	-$691.0M-128.8%	-$302.0M+41.6%	-$516.8M-203.1%	-$170.5M-106.2%	-$82.7M
Financing Cash Flow	$2.1B+121.2%	$929.0M+944.5%	-$110.0M+48.7%	-$214.6M-145.5%	$471.2M-53.0%	$1.0B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$453.0M+210.3%	$146.0M+39.0%	$105.0M-43.5%	$185.9M+853.3%	$19.5M	$0

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$134.0M-40.1%	$223.7M+30.2%	$171.8M+20.6%	$142.5M+48.4%	$96.0M-26.5%	$130.7M-8.3%	$142.5M+27.5%	$111.8M
Capital Expenditures	$6.0M+400.0%	$1.2M-81.3%	$6.4M+357.1%	$1.4M+40.0%	$1.0M-33.3%	$1.5M-25.0%	$2.0M-9.1%	$2.2M
Free Cash Flow	$128.0M-42.5%	$222.5M+34.5%	$165.4M+17.2%	$141.1M+48.5%	$95.0M-26.5%	$129.2M-8.0%	$140.5M+28.2%	$109.6M
Investing Cash Flow	$16.0M+107.4%	-$217.3M+91.8%	-$2.6B-5511.2%	-$47.2M+44.5%	-$85.0M+66.8%	-$255.8M-376.4%	-$53.7M+84.3%	-$341.8M
Financing Cash Flow	-$401.0M+25.2%	-$536.2M-155.6%	$965.1M-43.5%	$1.7B+2207.5%	-$81.0M-1025.0%	-$7.2M-100.7%	$1.1B+1735.7%	-$66.7M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$295.0M-3.2%	$304.8M	$0-100.0%	$85.2M+35.2%	$63.0M-42.8%	$110.1M+450.5%	$20.0M+25.8%	$15.9M

FOUR Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	34.2%+4.9pp	29.2%+2.4pp	26.8%+3.2pp	23.6%+3.2pp	20.4%-2.8pp	23.2%
Operating Margin	8.4%+1.0pp	7.4%+2.9pp	4.5%-0.3pp	4.8%+8.3pp	-3.6%+3.9pp	-7.5%
Net Margin	3.5%-5.3pp	8.8%+4.1pp	4.8%+0.4pp	4.3%+7.9pp	-3.5%-1.1pp	-2.4%
Return on Equity	10.2%-26.3pp	36.5%+17.7pp	18.8%-6.2pp	25.0%+42.6pp	-17.7%-13.7pp	-4.0%
Return on Assets	1.7%-4.2pp	5.8%+2.2pp	3.6%+0.2pp	3.4%+5.5pp	-2.1%-1.0pp	-1.0%
Current Ratio	1.66+0.3	1.39-0.3	1.64-2.1	3.70-4.2	7.91-2.5	10.40
Debt-to-Equity	3.15+0.5	2.670.0	2.68-2.3	5.02-1.4	6.37+4.2	2.19
FCF Margin	14.9%+0.1pp	14.8%+1.9pp	12.9%-0.5pp	13.4%+13.8pp	-0.4%-0.3pp	-0.1%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	35.0%-2.8pp	37.8%+1.4pp	36.4%+6.2pp	30.3%-0.0pp	30.3%-1.9pp	32.2%+2.8pp	29.4%+1.4pp	28.0%
Operating Margin	4.5%-6.3pp	10.8%+1.0pp	9.7%+1.1pp	8.6%+5.6pp	2.9%-6.7pp	9.7%+0.8pp	8.8%+1.7pp	7.2%
Net Margin	1.3%-4.4pp	5.7%+3.3pp	2.4%-1.1pp	3.5%+1.5pp	2.0%-18.4pp	20.4%+14.5pp	5.9%+1.2pp	4.7%
Return on Equity	0.9%-3.8pp	4.7%+3.0pp	1.7%-0.5pp	2.1%+0.0pp	2.1%-20.3pp	22.4%+15.8pp	6.6%+1.0pp	5.6%
Return on Assets	0.2%-0.6pp	0.8%+0.5pp	0.3%-0.2pp	0.5%+0.1pp	0.3%-3.3pp	3.6%+2.5pp	1.1%-0.1pp	1.1%
Current Ratio	1.22-0.4	1.66+0.3	1.38-1.2	2.53+1.2	1.36-0.0	1.39-1.6	2.98+1.6	1.35
Debt-to-Equity	2.73-0.4	3.15+0.7	2.41+0.5	1.91-0.8	2.680.0	2.67-0.8	3.50+1.0	2.50
FCF Margin	11.4%-7.3pp	18.7%+4.7pp	14.1%-0.5pp	14.6%+3.4pp	11.2%-3.4pp	14.6%-0.9pp	15.4%+2.2pp	13.3%

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Frequently Asked Questions

What is Shift4 Payments Inc's annual revenue?

Shift4 Payments Inc (FOUR) reported $4.2B in total revenue for fiscal year 2025. This represents a 25.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Shift4 Payments Inc's revenue growing?

Shift4 Payments Inc (FOUR) revenue grew by 25.5% year-over-year, from $3.3B to $4.2B in fiscal year 2025.

Is Shift4 Payments Inc profitable?

Yes, Shift4 Payments Inc (FOUR) reported a net income of $147.0M in fiscal year 2025, with a net profit margin of 3.5%.

What is Shift4 Payments Inc's EBITDA?

Shift4 Payments Inc (FOUR) had EBITDA of $783.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Shift4 Payments Inc have?

As of fiscal year 2025, Shift4 Payments Inc (FOUR) had $964.0M in cash and equivalents against $4.5B in long-term debt.

What is Shift4 Payments Inc's gross margin?

Shift4 Payments Inc (FOUR) had a gross margin of 34.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Shift4 Payments Inc's operating margin?

Shift4 Payments Inc (FOUR) had an operating margin of 8.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Shift4 Payments Inc's net profit margin?

Shift4 Payments Inc (FOUR) had a net profit margin of 3.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Shift4 Payments Inc's return on equity (ROE)?

Shift4 Payments Inc (FOUR) has a return on equity of 10.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Shift4 Payments Inc's free cash flow?

Shift4 Payments Inc (FOUR) generated $624.0M in free cash flow during fiscal year 2025. This represents a 26.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Shift4 Payments Inc's operating cash flow?

Shift4 Payments Inc (FOUR) generated $634.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Shift4 Payments Inc's total assets?

Shift4 Payments Inc (FOUR) had $8.7B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Shift4 Payments Inc's capital expenditures?

Shift4 Payments Inc (FOUR) invested $10.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Shift4 Payments Inc spend on research and development?

Shift4 Payments Inc (FOUR) invested $6.0M in research and development during fiscal year 2025.

Does Shift4 Payments Inc buy back shares?

Yes, Shift4 Payments Inc (FOUR) spent $453.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is Shift4 Payments Inc's current ratio?

Shift4 Payments Inc (FOUR) had a current ratio of 1.66 as of fiscal year 2025, which is generally considered healthy.

What is Shift4 Payments Inc's debt-to-equity ratio?

Shift4 Payments Inc (FOUR) had a debt-to-equity ratio of 3.15 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Shift4 Payments Inc's return on assets (ROA)?

Shift4 Payments Inc (FOUR) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Shift4 Payments Inc's Altman Z-Score?

Shift4 Payments Inc (FOUR) has an Altman Z-Score of 0.96, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Shift4 Payments Inc's Piotroski F-Score?

Shift4 Payments Inc (FOUR) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Shift4 Payments Inc's earnings high quality?

Shift4 Payments Inc (FOUR) has an earnings quality ratio of 4.31x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Shift4 Payments Inc cover its interest payments?

Shift4 Payments Inc (FOUR) has an interest coverage ratio of 23.4x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Shift4 Payments Inc?

Shift4 Payments Inc (FOUR) scores 50 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.