Global Pmts Inc Financials
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Global Pmts Inc has an operating margin of 26.1%, meaning the company retains $26 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power. This is up from 18.3% the prior year.
Global Pmts Inc's revenue grew a modest 4.8% year-over-year to $7.7B. This slow but positive growth earns a score of 42/100.
Global Pmts Inc carries a low D/E ratio of 0.73, meaning only $0.73 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 84/100, indicating a strong balance sheet with room for future borrowing.
Global Pmts Inc's current ratio of 0.96 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 19/100, which could limit financial flexibility.
Global Pmts Inc converts 31.0% of revenue into free cash flow ($2.4B). This strong cash generation earns a score of 100/100.
Global Pmts Inc generates a 7.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 28/100. This is up from 4.3% the prior year.
Global Pmts Inc scores 0.92, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($19.2B) relative to total liabilities ($23.9B). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Global Pmts Inc passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Global Pmts Inc generates $1.95 in operating cash flow ($3.1B OCF vs $1.6B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Global Pmts Inc earns $3.3 in operating income for every $1 of interest expense ($2.0B vs $606.6M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
This page shows Global Pmts Inc (GPN) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Global Pmts Inc generated $7.7B in revenue in fiscal year 2024. This represents an increase of 4.8% from the prior year.
Global Pmts Inc's EBITDA was $3.2B in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 30.0% from the prior year.
Global Pmts Inc generated $2.4B in free cash flow in fiscal year 2024, representing cash available after capex. This represents an increase of 26.0% from the prior year.
Global Pmts Inc reported $1.6B in net income in fiscal year 2024. This represents an increase of 59.2% from the prior year.
Global Pmts Inc earned $6.16 per diluted share (EPS) in fiscal year 2024. This represents an increase of 63.4% from the prior year.
Global Pmts Inc held $2.4B in cash against $16.2B in long-term debt as of fiscal year 2024.
Global Pmts Inc paid $1.00 per share in dividends in fiscal year 2024. This represents an increase of 0.0% from the prior year.
Global Pmts Inc had 248M shares outstanding in fiscal year 2024. This represents a decrease of 4.0% from the prior year.
Global Pmts Inc's gross margin was 73.9% in fiscal year 2024, indicating the percentage of revenue retained after direct costs. This is up 1.7 percentage points from the prior year.
Global Pmts Inc's operating margin was 26.1% in fiscal year 2024, reflecting core business profitability. This is up 7.8 percentage points from the prior year.
Global Pmts Inc's net profit margin was 20.4% in fiscal year 2024, showing the share of revenue converted to profit. This is up 7.0 percentage points from the prior year.
Global Pmts Inc's ROE was 7.0% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 2.8 percentage points from the prior year.
Global Pmts Inc spent $1.6B on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents an increase of 271.0% from the prior year.
Global Pmts Inc invested $674.9M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents an increase of 2.5% from the prior year.
GPN Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0B+2.6% | $2.0B+8.2% | $1.8B-4.1% | $1.9B-5.6% | $2.0B+1.4% | $2.0B+7.5% | $1.8B+1522.1% | $113.1M |
| Cost of Revenue | $556.7M+11.6% | $498.8M+2.0% | $488.9M-2.2% | $500.0M-0.9% | $504.6M0.0% | $504.5M+1.1% | $499.1M+165.6% | -$761.1M |
| Gross Profit | $1.5B-0.5% | $1.5B+10.5% | $1.3B-4.8% | $1.4B-7.2% | $1.5B+1.8% | $1.5B+9.9% | $1.3B+52.7% | $874.1M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $1.0B-1.4% | $1.0B+9.3% | $943.7M+1.3% | $931.5M-11.3% | $1.1B+6.0% | $991.2M+1.6% | $975.4M+29.3% | $754.6M |
| Operating Income | $778.0M+82.1% | $427.2M+12.4% | $380.1M-47.8% | $727.5M+64.3% | $442.7M-6.9% | $475.4M+32.2% | $359.6M+195.0% | $121.9M |
| Interest Expense | $141.7M-6.2% | $151.1M+4.6% | $144.4M-4.4% | $151.1M+2.9% | $146.8M-2.8% | $151.0M-4.2% | $157.7M-0.5% | $158.5M |
| Income Tax | $199.3M+68.4% | $118.3M+163.5% | $44.9M-58.3% | $107.8M+80.1% | $59.9M-7.4% | $64.7M+866.5% | $6.7M+215.4% | -$5.8M |
| Net Income | $635.2M+162.9% | $241.6M-21.0% | $305.7M-46.1% | $567.2M+80.0% | $315.1M-15.9% | $374.8M+19.6% | $313.3M-13.3% | $361.3M |
| EPS (Diluted) | $2.64+166.7% | $0.99-20.2% | $1.24-44.4% | $2.23+79.8% | $1.24-15.6% | $1.47+20.5% | $1.22-10.9% | $1.37 |
GPN Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $48.0B-1.1% | $48.5B+1.9% | $47.6B+1.5% | $46.9B-6.2% | $50.0B-1.5% | $50.8B-2.0% | $51.8B+2.4% | $50.6B |
| Current Assets | $7.2B-7.0% | $7.8B+15.1% | $6.7B+11.6% | $6.0B-23.7% | $7.9B-7.6% | $8.6B-11.6% | $9.7B+19.9% | $8.1B |
| Cash & Equivalents | $2.6B-0.3% | $2.6B-3.8% | $2.7B+15.2% | $2.4B-19.9% | $2.9B+40.3% | $2.1B-3.3% | $2.2B+13.7% | $1.9B |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $878.2M+1.6% | $864.4M+8.7% | $795.2M+1.7% | $782.3M-32.0% | $1.2B+1.5% | $1.1B+7.6% | $1.1B+32.3% | $797.1M |
| Goodwill | $16.7B-0.1% | $16.7B-0.9% | $16.9B+0.7% | $16.8B-37.8% | $27.0B+0.4% | $26.9B+0.5% | $26.7B+55.2% | $17.2B |
| Total Liabilities | $24.5B-2.5% | $25.1B+2.1% | $24.6B+3.0% | $23.9B-9.5% | $26.4B-4.4% | $27.6B-4.2% | $28.8B+7.5% | $26.8B |
| Current Liabilities | $8.4B+3.1% | $8.2B+14.6% | $7.1B+14.2% | $6.3B-26.7% | $8.5B-8.6% | $9.3B-11.3% | $10.5B+29.4% | $8.1B |
| Long-Term Debt | $15.3B-5.0% | $16.1B+0.1% | $16.1B-0.4% | $16.2B-4.2% | $16.9B-2.4% | $17.3B+0.2% | $17.2B+5.3% | $16.4B |
| Total Equity | $22.7B+0.3% | $22.6B+1.5% | $22.2B-0.1% | $22.3B-2.3% | $22.8B+1.9% | $22.4B+0.8% | $22.2B-3.4% | $23.0B |
| Retained Earnings | $5.8B+11.1% | $5.2B+3.6% | $5.0B+5.1% | $4.8B+11.8% | $4.3B+6.3% | $4.0B+8.4% | $3.7B+7.2% | $3.5B |
GPN Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $768.7M-6.0% | $817.5M+47.3% | $555.1M-37.2% | $883.4M+5.7% | $835.7M+3.3% | $808.8M+52.7% | $529.6M-44.7% | $958.5M |
| Capital Expenditures | $169.8M+11.6% | $152.2M+19.3% | $127.6M-30.7% | $184.0M+10.7% | $166.3M-7.2% | $179.2M+23.2% | $145.4M-7.6% | $157.3M |
| Free Cash Flow | $598.9M-10.0% | $665.4M+55.6% | $427.5M-38.9% | $699.4M+4.5% | $669.5M+6.3% | $629.6M+63.9% | $384.1M-52.1% | $801.2M |
| Investing Cash Flow | $556.4M+283.2% | -$303.7M-75.5% | -$173.1M-125.7% | $672.7M+550.6% | -$149.3M+72.8% | -$549.3M-271.2% | -$148.0M+38.7% | -$241.4M |
| Financing Cash Flow | -$1.6B-226.8% | -$490.7M-1456.6% | -$31.5M+98.3% | -$1.8B-1759.7% | $111.2M+139.7% | -$280.5M-1.4% | -$276.7M+55.3% | -$618.3M |
| Dividends Paid | $58.0M-4.0% | $60.4M-1.2% | $61.1M-1.9% | $62.3M-1.7% | $63.4M0.0% | $63.4M-0.3% | $63.6M-1.9% | $64.8M |
| Share Buybacks | $500.0M+104.2% | $244.8M-45.1% | $446.3M-31.5% | $651.9M | $0-100.0% | $100.0M-87.5% | $800.0M+80004700.0% | $1K |
GPN Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 72.3%-2.2pp | 74.5%+1.5pp | 73.0%-0.5pp | 73.5%-1.2pp | 74.7%+0.3pp | 74.4%+1.6pp | 72.8% | N/A |
| Operating Margin | 38.8%+16.9pp | 21.8%+0.8pp | 21.0%-17.5pp | 38.6%+16.4pp | 22.2%-2.0pp | 24.1%+4.5pp | 19.6%-88.2pp | 107.8% |
| Net Margin | 31.6%+19.3pp | 12.3%-4.6pp | 16.9%-13.2pp | 30.1%+14.3pp | 15.8%-3.2pp | 19.0%+1.9pp | 17.1%-302.5pp | 319.5% |
| Return on Equity | 2.8%+1.7pp | 1.1%-0.3pp | 1.4%-1.2pp | 2.5%+1.2pp | 1.4%-0.3pp | 1.7%+0.3pp | 1.4%-0.2pp | 1.6% |
| Return on Assets | 1.3%+0.8pp | 0.5%-0.1pp | 0.6%-0.6pp | 1.2%+0.6pp | 0.6%-0.1pp | 0.7%+0.1pp | 0.6%-0.1pp | 0.7% |
| Current Ratio | 0.85-0.1 | 0.950.0 | 0.94-0.0 | 0.96+0.0 | 0.930.0 | 0.920.0 | 0.92-0.1 | 0.99 |
| Debt-to-Equity | 0.68-0.0 | 0.71-0.0 | 0.720.0 | 0.73-0.0 | 0.74-0.0 | 0.770.0 | 0.78+0.1 | 0.71 |
| FCF Margin | 29.8%-4.2pp | 34.0%+10.4pp | 23.6%-13.5pp | 37.1%+3.6pp | 33.5%+1.6pp | 31.9%+11.0pp | 20.9%-687.6pp | 708.6% |
Note: The current ratio is below 1.0 (0.96), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Frequently Asked Questions
What is Global Pmts Inc's annual revenue?
Global Pmts Inc (GPN) reported $7.7B in total revenue for fiscal year 2024. This represents a 4.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Global Pmts Inc's revenue growing?
Global Pmts Inc (GPN) revenue grew by 4.8% year-over-year, from $7.3B to $7.7B in fiscal year 2024.
Is Global Pmts Inc profitable?
Yes, Global Pmts Inc (GPN) reported a net income of $1.6B in fiscal year 2024, with a net profit margin of 20.4%.
What is Global Pmts Inc's earnings per share (EPS)?
Global Pmts Inc (GPN) reported diluted earnings per share of $6.16 for fiscal year 2024. This represents a 63.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Global Pmts Inc's EBITDA?
Global Pmts Inc (GPN) had EBITDA of $3.2B in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Global Pmts Inc have?
As of fiscal year 2024, Global Pmts Inc (GPN) had $2.4B in cash and equivalents against $16.2B in long-term debt.
What is Global Pmts Inc's gross margin?
Global Pmts Inc (GPN) had a gross margin of 73.9% in fiscal year 2024, indicating the percentage of revenue retained after direct costs of goods sold.
What is Global Pmts Inc's operating margin?
Global Pmts Inc (GPN) had an operating margin of 26.1% in fiscal year 2024, reflecting the profitability of core business operations before interest and taxes.
What is Global Pmts Inc's net profit margin?
Global Pmts Inc (GPN) had a net profit margin of 20.4% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
Does Global Pmts Inc pay dividends?
Yes, Global Pmts Inc (GPN) paid $1.00 per share in dividends during fiscal year 2024.
What is Global Pmts Inc's return on equity (ROE)?
Global Pmts Inc (GPN) has a return on equity of 7.0% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Global Pmts Inc's free cash flow?
Global Pmts Inc (GPN) generated $2.4B in free cash flow during fiscal year 2024. This represents a 26.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Global Pmts Inc's operating cash flow?
Global Pmts Inc (GPN) generated $3.1B in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Global Pmts Inc's total assets?
Global Pmts Inc (GPN) had $46.9B in total assets as of fiscal year 2024, including both current and long-term assets.
What are Global Pmts Inc's capital expenditures?
Global Pmts Inc (GPN) invested $674.9M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
Does Global Pmts Inc buy back shares?
Yes, Global Pmts Inc (GPN) spent $1.6B on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
How many shares does Global Pmts Inc have outstanding?
Global Pmts Inc (GPN) had 248M shares outstanding as of fiscal year 2024.
What is Global Pmts Inc's current ratio?
Global Pmts Inc (GPN) had a current ratio of 0.96 as of fiscal year 2024, which is below 1.0, which may suggest potential liquidity concerns.
What is Global Pmts Inc's debt-to-equity ratio?
Global Pmts Inc (GPN) had a debt-to-equity ratio of 0.73 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Global Pmts Inc's return on assets (ROA)?
Global Pmts Inc (GPN) had a return on assets of 3.4% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Global Pmts Inc's Altman Z-Score?
Global Pmts Inc (GPN) has an Altman Z-Score of 0.92, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Global Pmts Inc's Piotroski F-Score?
Global Pmts Inc (GPN) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Global Pmts Inc's earnings high quality?
Global Pmts Inc (GPN) has an earnings quality ratio of 1.95x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Global Pmts Inc cover its interest payments?
Global Pmts Inc (GPN) has an interest coverage ratio of 3.3x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Global Pmts Inc?
Global Pmts Inc (GPN) scores 62 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.