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Installed Bldg Prods Inc Financials

IBP
Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Installed Bldg Prods Inc (IBP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 14 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 61 / 100
Financial Profile 61/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability
51

Installed Bldg Prods Inc has an operating margin of 13.0%, meaning the company retains $13 of operating profit per $100 of revenue. This results in a moderate score of 51/100, indicating healthy but not exceptional operating efficiency. This is up from 13.0% the prior year.

Growth
35

Installed Bldg Prods Inc's revenue grew a modest 1.0% year-over-year to $3.0B. This slow but positive growth earns a score of 35/100.

Leverage
78

Installed Bldg Prods Inc carries a low D/E ratio of 1.20, meaning only $1.20 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 78/100, indicating a strong balance sheet with room for future borrowing.

Liquidity
58

Installed Bldg Prods Inc's current ratio of 3.03 indicates adequate short-term liquidity, earning a score of 58/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow
50

Installed Bldg Prods Inc has a free cash flow margin of 10.1%, earning a moderate score of 50/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns
94

Installed Bldg Prods Inc earns a strong 37.4% return on equity (ROE), meaning it generates $37 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 94/100. This is up from 36.4% the prior year.

Altman Z-Score Safe
6.42

Installed Bldg Prods Inc scores 6.42, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($7.4B) relative to total liabilities ($1.4B). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Piotroski F-Score Strong
8/9

Installed Bldg Prods Inc passes 8 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.40x

For every $1 of reported earnings, Installed Bldg Prods Inc generates $1.40 in operating cash flow ($371.4M OCF vs $265.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe
12.2x

Installed Bldg Prods Inc earns $12.2 in operating income for every $1 of interest expense ($386.4M vs $31.7M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue
$3.0B
YoY+1.0%
5Y CAGR+12.4%
10Y CAGR+16.2%

Installed Bldg Prods Inc generated $3.0B in revenue in fiscal year 2025. This represents an increase of 1.0% from the prior year.

EBITDA
$447.8M
YoY+2.3%
5Y CAGR+17.4%
10Y CAGR+21.9%

Installed Bldg Prods Inc's EBITDA was $447.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 2.3% from the prior year.

Net Income
$265.4M
YoY+3.4%
5Y CAGR+22.2%
10Y CAGR+25.9%

Installed Bldg Prods Inc reported $265.4M in net income in fiscal year 2025. This represents an increase of 3.4% from the prior year.

EPS (Diluted)
$9.71
YoY+6.7%
5Y CAGR+24.3%

Installed Bldg Prods Inc earned $9.71 per diluted share (EPS) in fiscal year 2025. This represents an increase of 6.7% from the prior year.

Cash & Balance Sheet

Free Cash Flow
$300.8M
YoY+19.6%
5Y CAGR+15.4%
10Y CAGR+45.2%

Installed Bldg Prods Inc generated $300.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 19.6% from the prior year.

Cash & Debt
$321.9M
YoY-1.7%
5Y CAGR+6.8%
10Y CAGR+47.0%

Installed Bldg Prods Inc held $321.9M in cash against $850.0M in long-term debt as of fiscal year 2025.

Dividends Per Share
$3.18
YoY+6.0%

Installed Bldg Prods Inc paid $3.18 per share in dividends in fiscal year 2025. This represents an increase of 6.0% from the prior year.

Shares Outstanding
27M
YoY-2.8%
5Y CAGR-1.9%
10Y CAGR-1.5%

Installed Bldg Prods Inc had 27M shares outstanding in fiscal year 2025. This represents a decrease of 2.8% from the prior year.

Margins & Returns

Gross Margin
34.0%
YoY+0.2pp
5Y CAGR+3.1pp
10Y CAGR+5.6pp

Installed Bldg Prods Inc's gross margin was 34.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.2 percentage points from the prior year.

Operating Margin
13.0%
YoY+0.0pp
5Y CAGR+3.2pp
10Y CAGR+6.2pp

Installed Bldg Prods Inc's operating margin was 13.0% in fiscal year 2025, reflecting core business profitability. This is up 0.0 percentage points from the prior year.

Net Margin
8.9%
YoY+0.2pp
5Y CAGR+3.1pp
10Y CAGR+4.9pp

Installed Bldg Prods Inc's net profit margin was 8.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.2 percentage points from the prior year.

Return on Equity
37.4%
YoY+1.0pp
5Y CAGR+6.9pp
10Y CAGR+14.2pp

Installed Bldg Prods Inc's ROE was 37.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.0 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
$172.6M
YoY+18.8%
5Y CAGR+38.5%
10Y CAGR+39.7%

Installed Bldg Prods Inc spent $172.6M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 18.8% from the prior year.

Capital Expenditures
$70.6M
YoY-20.3%
5Y CAGR+16.0%
10Y CAGR+10.0%

Installed Bldg Prods Inc invested $70.6M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 20.3% from the prior year.

IBP Income Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Revenue $747.5M-3.9% $778.2M+2.4% $760.3M+11.0% $684.8M-8.7% $750.2M-1.4% $760.6M+3.1% $737.6M+6.5% $692.9M
Cost of Revenue $486.0M-5.4% $514.0M+2.7% $500.4M+8.5% $461.1M-7.5% $498.4M-1.1% $503.8M+3.6% $486.2M+6.1% $458.4M
Gross Profit $261.5M-1.0% $264.2M+1.7% $259.9M+16.2% $223.7M-11.2% $251.8M-1.9% $256.8M+2.1% $251.4M+7.2% $234.5M
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses $104.6M-5.9% $111.1M-1.8% $113.1M+4.3% $108.4M+2.0% $106.3M-2.7% $109.2M+2.3% $106.7M+4.0% $102.6M
Operating Income $108.8M+1.9% $106.8M+5.7% $101.0M+44.7% $69.8M-29.1% $98.5M-2.8% $101.3M+6.9% $94.8M+7.8% $87.9M
Interest Expense $8.2M+18.8% $6.9M-16.9% $8.3M0.0% $8.3M-8.8% $9.1M+18.2% $7.7M-6.1% $8.2M-31.1% $11.9M
Income Tax $25.4M-1.9% $25.9M+6.1% $24.4M+53.5% $15.9M-29.3% $22.5M-11.1% $25.3M+17.7% $21.5M+4.9% $20.5M
Net Income $76.6M+3.0% $74.4M+7.8% $69.0M+52.0% $45.4M-32.1% $66.9M-2.5% $68.6M+5.2% $65.2M+16.6% $55.9M
EPS (Diluted) N/A $2.74+8.7% $2.52+53.7% $1.64 N/A $2.44+6.1% $2.30+16.8% $1.97

IBP Balance Sheet

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Total Assets $2.1B+0.8% $2.1B+1.5% $2.0B+1.0% $2.0B-2.9% $2.1B-0.6% $2.1B+2.3% $2.0B+1.1% $2.0B
Current Assets $1.0B+0.7% $1.0B+1.8% $1.0B+2.3% $994.7M-5.7% $1.1B-6.2% $1.1B+3.4% $1.1B+0.8% $1.1B
Cash & Equivalents $321.9M-3.4% $333.3M+9.2% $305.2M+2.2% $298.7M-8.8% $327.6M-19.4% $406.2M+6.8% $380.3M-4.9% $399.9M
Inventory $203.0M+8.2% $187.7M-2.2% $192.0M-3.2% $198.4M+2.0% $194.6M+6.7% $182.3M+3.8% $175.6M+2.6% $171.1M
Accounts Receivable $444.1M-0.9% $448.3M+0.2% $447.6M+6.7% $419.4M-3.3% $433.9M-3.8% $451.0M+2.6% $439.6M+3.3% $425.5M
Goodwill $450.4M+1.4% $444.3M+1.7% $436.9M+0.3% $435.6M+0.7% $432.6M+4.2% $415.1M+2.2% $406.1M+1.4% $400.4M
Total Liabilities $1.4B-1.0% $1.4B+1.2% $1.4B+1.3% $1.3B-1.2% $1.4B-0.1% $1.4B+1.2% $1.3B+1.2% $1.3B
Current Liabilities $344.2M-7.5% $372.3M+4.4% $356.6M+3.5% $344.7M-4.0% $359.0M-4.7% $376.7M+6.8% $352.6M+3.8% $339.7M
Long-Term Debt $850.0M+0.5% $846.0M+0.4% $842.8M+0.4% $839.8M-0.3% $842.4M+0.2% $840.8M-0.4% $844.0M+0.1% $843.4M
Total Equity $709.9M+4.6% $678.6M+2.1% $664.5M+0.5% $660.9M-6.3% $705.3M-1.5% $716.4M+4.5% $685.3M+0.9% $679.2M
Retained Earnings $1.0B+6.8% $976.8M+7.0% $912.5M+6.9% $853.6M-1.4% $865.5M+7.1% $808.4M+7.8% $749.6M+8.0% $694.2M

IBP Cash Flow Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Operating Cash Flow $64.9M-47.7% $124.0M+37.2% $90.4M-1.8% $92.1M+23.1% $74.8M-26.2% $101.4M+28.4% $79.0M-6.8% $84.8M
Capital Expenditures $15.6M-18.8% $19.2M+23.1% $15.6M-22.8% $20.2M-7.8% $21.9M-9.1% $24.1M+15.9% $20.8M-4.6% $21.8M
Free Cash Flow $49.3M-53.0% $104.8M+40.1% $74.8M+4.0% $71.9M+35.9% $52.9M-31.6% $77.3M+32.8% $58.2M-7.6% $63.0M
Investing Cash Flow -$31.6M+15.1% -$37.2M-117.5% -$17.1M+34.5% -$26.1M+59.7% -$64.7M-65.1% -$39.2M-15.0% -$34.1M-61.6% -$21.1M
Financing Cash Flow -$44.7M+23.9% -$58.7M+12.1% -$66.8M+29.6% -$94.9M-7.0% -$88.7M-144.4% -$36.3M+43.7% -$64.5M-28.2% -$50.3M
Dividends Paid $9.9M-1.0% $10.0M-1.0% $10.1M-82.2% $56.8M+485.6% $9.7M-1.0% $9.8M0.0% $9.8M-82.1% $54.9M
Share Buybacks $37.7M-26.7% $51.4M+4.5% $49.2M+43.4% $34.3M-56.5% $78.9M+281.2% $20.7M-54.7% $45.7M $0

IBP Financial Ratios

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Gross Margin 35.0%+1.0pp 34.0%-0.2pp 34.2%+1.5pp 32.7%-0.9pp 33.6%-0.2pp 33.8%-0.3pp 34.1%+0.2pp 33.8%
Operating Margin 14.6%+0.8pp 13.7%+0.4pp 13.3%+3.1pp 10.2%-2.9pp 13.1%-0.2pp 13.3%+0.5pp 12.8%+0.2pp 12.7%
Net Margin 10.3%+0.7pp 9.6%+0.5pp 9.1%+2.5pp 6.6%-2.3pp 8.9%-0.1pp 9.0%+0.2pp 8.8%+0.8pp 8.1%
Return on Equity 10.8%-0.2pp 11.0%+0.6pp 10.4%+3.5pp 6.9%-2.6pp 9.5%-0.1pp 9.6%+0.1pp 9.5%+1.3pp 8.2%
Return on Assets 3.7%+0.1pp 3.6%+0.2pp 3.4%+1.1pp 2.3%-1.0pp 3.3%-0.1pp 3.3%+0.1pp 3.2%+0.4pp 2.8%
Current Ratio 3.03+0.2 2.78-0.1 2.85-0.0 2.89-0.1 2.94-0.0 2.99-0.1 3.08-0.1 3.18
Debt-to-Equity 1.20-0.0 1.25-0.0 1.270.0 1.27+0.1 1.19+0.0 1.17-0.1 1.23-0.0 1.24
FCF Margin 6.6%-6.9pp 13.5%+3.6pp 9.8%-0.7pp 10.5%+3.5pp 7.0%-3.1pp 10.2%+2.3pp 7.9%-1.2pp 9.1%

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Frequently Asked Questions

Installed Bldg Prods Inc (IBP) reported $3.0B in total revenue for fiscal year 2025. This represents a 1.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Installed Bldg Prods Inc (IBP) revenue grew by 1% year-over-year, from $2.9B to $3.0B in fiscal year 2025.

Yes, Installed Bldg Prods Inc (IBP) reported a net income of $265.4M in fiscal year 2025, with a net profit margin of 8.9%.

Installed Bldg Prods Inc (IBP) reported diluted earnings per share of $9.71 for fiscal year 2025. This represents a 6.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Installed Bldg Prods Inc (IBP) had EBITDA of $447.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

As of fiscal year 2025, Installed Bldg Prods Inc (IBP) had $321.9M in cash and equivalents against $850.0M in long-term debt.

Installed Bldg Prods Inc (IBP) had a gross margin of 34.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

Installed Bldg Prods Inc (IBP) had an operating margin of 13.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

Installed Bldg Prods Inc (IBP) had a net profit margin of 8.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Installed Bldg Prods Inc (IBP) paid $3.18 per share in dividends during fiscal year 2025.

Installed Bldg Prods Inc (IBP) has a return on equity of 37.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Installed Bldg Prods Inc (IBP) generated $300.8M in free cash flow during fiscal year 2025. This represents a 19.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Installed Bldg Prods Inc (IBP) generated $371.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Installed Bldg Prods Inc (IBP) had $2.1B in total assets as of fiscal year 2025, including both current and long-term assets.

Installed Bldg Prods Inc (IBP) invested $70.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, Installed Bldg Prods Inc (IBP) spent $172.6M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Installed Bldg Prods Inc (IBP) had 27M shares outstanding as of fiscal year 2025.

Installed Bldg Prods Inc (IBP) had a current ratio of 3.03 as of fiscal year 2025, which is generally considered healthy.

Installed Bldg Prods Inc (IBP) had a debt-to-equity ratio of 1.20 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Installed Bldg Prods Inc (IBP) had a return on assets of 12.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Installed Bldg Prods Inc (IBP) has an Altman Z-Score of 6.42, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

Installed Bldg Prods Inc (IBP) has a Piotroski F-Score of 8 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Installed Bldg Prods Inc (IBP) has an earnings quality ratio of 1.40x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Installed Bldg Prods Inc (IBP) has an interest coverage ratio of 12.2x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

Installed Bldg Prods Inc (IBP) scores 61 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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