Henry (Jack) & Associates (JKHY) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 8, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-K for FY2026, filed Aug 28, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the JKHY SEC filings page.
Henry (Jack) & Associates (JKHY) reported $2.5B in revenue for fiscal year 2026, up 7.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Jack Henry turns expanding revenue into faster-growing cash, while margin gains and distributions define its capital-light financial model.
Between FY2023 and FY2026, operating cash flow nearly doubled from$381.6M to$762.0M even as revenue expanded, showing cash generation improved faster than scale. FY2026 free cash flow of$694.9M exceeded net income of$502.8M , so accounting profit understated cash available after investment.
Gross margin widened from
FY2026 debt-to-equity was 0.0195, while financing activities used
Financial Health Signals
Scored against operating companies for FY2026. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Henry (Jack) & Associates's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Henry (Jack) & Associates has an operating margin of 25.0%, meaning the company retains $25 of operating profit per $100 of revenue. This strong profitability earns a score of 93/100, reflecting efficient cost management and pricing power. This is up from 23.9% the prior year.
Henry (Jack) & Associates's revenue grew 7.1% year-over-year to $2.5B, a solid pace of expansion. This earns a growth score of 57/100.
Henry (Jack) & Associates carries a low D/E ratio of 0.02, meaning only $0.02 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 84/100, indicating a strong balance sheet with room for future borrowing.
Henry (Jack) & Associates's current ratio of 1.17 is below the typical benchmark, resulting in a score of 27/100. This tight liquidity could limit financial flexibility if cash inflows slow.
Henry (Jack) & Associates converts 27.3% of revenue into free cash flow ($694.9M). This strong cash generation earns a score of 91/100.
Henry (Jack) & Associates earns a strong 24.5% return on equity (ROE), meaning it generates $25 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 93/100. This is up from 21.4% the prior year.
Henry (Jack) & Associates scores 8.76, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($10.2B) relative to total liabilities ($1.1B). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Henry (Jack) & Associates passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Henry (Jack) & Associates generates $1.52 in operating cash flow ($762.0M OCF vs $502.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Henry (Jack) & Associates earns $117.88 in operating income for every $1 of interest expense ($635.0M vs $5.4M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Henry (Jack) & Associates generated $644.0M in revenue in Q4 2026. This represents an increase of 4.7% from the same quarter a year earlier. Against the prior quarter it is up 1.2%.
Henry (Jack) & Associates's EBITDA was $147.6M in Q4 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 11.2% from the same quarter a year earlier. Against the prior quarter it is down 10.8%.
Henry (Jack) & Associates reported $111.2M in net income in Q4 2026. This represents a decrease of 12.8% from the same quarter a year earlier. Against the prior quarter it is down 9.5%.
Henry (Jack) & Associates earned $1.57 per diluted share (EPS) in Q4 2026. This represents a decrease of 10.3% from the same quarter a year earlier. Against the prior quarter it is down 8.2%.
Cash & Balance Sheet
Henry (Jack) & Associates generated $282.2M in free cash flow in Q4 2026, representing cash available after capex. This represents a decrease of 10.4% from the same quarter a year earlier. Against the prior quarter it is up 66.5%.
Henry (Jack) & Associates held $12.1M in cash against $40.0M in long-term debt as of Q4 2026, with $556.2M of liabilities due within a year.
Henry (Jack) & Associates paid $0.61 per share in dividends in Q4 2026. This represents an increase of 5.2% from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
Henry (Jack) & Associates's gross margin was 42.5% in Q4 2026, indicating the percentage of revenue retained after direct costs. This is down 1.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.3 percentage points.
Henry (Jack) & Associates's operating margin was 21.2% in Q4 2026, reflecting core business profitability. This is down 4.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.1 percentage points.
Henry (Jack) & Associates's net profit margin was 17.3% in Q4 2026, showing the share of revenue converted to profit. This is down 3.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.1 percentage points.
Henry (Jack) & Associates's ROE was 5.4% in Q4 2026, measuring profit generated per dollar of shareholder equity. This is down 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.3 percentage points.
Capital Allocation
Henry (Jack) & Associates invested $49.8M in research and development in Q4 2026. This represents an increase of 17.0% from the same quarter a year earlier. Against the prior quarter it is up 10.5%.
Henry (Jack) & Associates spent $163.8M on share buybacks in Q4 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 16375800.0% from the same quarter a year earlier. Against the prior quarter it is up 2.9%.
Henry (Jack) & Associates invested $20.5M in capex in Q4 2026, funding long-term assets and infrastructure. This represents an increase of 68.3% from the same quarter a year earlier. Against the prior quarter it is up 24.0%.
JKHY Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $644.0M+4.7% | $636.2M+8.7% | $619.3M+7.9% | $644.7M+7.3% | $615.4M+9.9% | $585.1M+8.6% | $573.8M+5.2% | $601.0M+5.2% |
| Cost of Revenue | $370.2M+7.6% | $363.9M+6.9% | $351.0M+5.4% | $348.6M+1.5% | $343.9M+5.1% | $340.6M+3.8% | $332.9M+3.7% | $343.4M+6.3% |
| Gross Profit | $273.8M+0.9% | $272.3M+11.4% | $268.3M+11.3% | $296.2M+15.0% | $271.5M+16.7% | $244.5M+16.2% | $241.0M+7.2% | $257.6M+3.7% |
| R&D Expenses | $49.8M+17.0% | $45.1M+14.5% | $42.2M+2.8% | $39.3M-1.0% | $42.6M+6.7% | $39.4M+9.5% | $41.1M+15.8% | $39.7M+7.6% |
| SG&A Expenses | $87.2M+19.2% | $72.2M+8.8% | $67.0M-12.9% | $72.8M+9.4% | $73.2M+9.1% | $66.3M+6.6% | $76.9M+9.4% | $66.6M-15.5% |
| Operating Income | $136.8M-12.2% | $155.0M+11.8% | $159.1M+29.4% | $184.1M+21.7% | $155.7M+23.9% | $138.7M+23.8% | $123.0M+3.4% | $151.3M+14.0% |
| EBITDA | $147.6M-11.2% | $165.5M+11.0% | $169.5M+26.0% | $194.5M+19.7% | $166.3M+21.3% | $149.1M+21.0% | $134.5M+2.9% | $162.5M+12.3% |
| Interest Expense | $2.0M-5.6% | $1.4M-49.7% | $1.1M-58.9% | $886K-68.6% | $2.1M-46.0% | $2.7M-38.4% | $2.8M-28.1% | $2.8M-32.7% |
| Income Tax | $28.5M-11.9% | $35.6M+15.7% | $39.5M+33.8% | $46.3M+23.2% | $32.3M+10.4% | $30.8M+13.8% | $29.5M+4.5% | $37.6M+19.1% |
| Net Income | $111.2M-12.8% | $122.9M+10.6% | $124.7M+27.4% | $144.0M+20.8% | $127.6M+26.2% | $111.1M+27.6% | $97.8M+6.4% | $119.2M+17.2% |
| EPS (Basic) | $1.58-9.7% | $1.71+11.8% | $1.73+29.1% | $1.98+21.5% | $1.75+25.9% | $1.53+27.5% | $1.34+6.3% | $1.63+16.4% |
| EPS (Diluted) | $1.57-10.3% | $1.71+12.5% | $1.72+28.4% | $1.97+20.9% | $1.75+26.8% | $1.52+27.7% | $1.34+6.3% | $1.63+17.3% |
| Diluted Shares (Avg) | N/A | 72M-1.4% | 72M-0.9% | 73M-0.2% | N/A | 73M0.0% | 73M+0.1% | 73M+0.1% |
JKHY Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $3.1B+3.3% | $3.1B+4.0% | $3.1B+5.1% | $3.0B+4.1% | $3.0B+4.1% | $2.9B+5.8% | $2.9B+5.7% | $2.9B+7.1% |
| Current Assets | $649.1M-4.7% | $594.8M+0.3% | $615.8M+6.2% | $651.7M+2.7% | $681.5M+7.8% | $593.2M+13.5% | $579.8M+4.6% | $634.5M+12.6% |
| Cash & Equivalents | $12.1M-88.2% | $20.6M-48.4% | $28.2M+10.0% | $36.2M-16.1% | $102.0M+166.3% | $39.9M+46.3% | $25.7M-4.0% | $43.2M+37.3% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Receivable | $349.1M+9.8% | $282.5M+0.1% | $298.5M+5.4% | $307.6M+0.3% | $318.0M-4.5% | $282.2M+7.1% | $283.2M+4.7% | $306.7M+6.2% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $827.7M+2.9% | $827.7M+2.9% | $827.7M+2.9% | $826.7M+2.7% | $804.8M0.0% | $804.8M0.0% | $804.8M0.0% | $804.8M0.0% |
| Total Liabilities | $1.1B+19.8% | $915.7M+2.3% | $857.0M-8.5% | $874.2M-12.9% | $913.1M-15.6% | $895.6M-9.6% | $936.2M-9.1% | $1.0B-6.6% |
| Current Liabilities | $556.2M+3.8% | $341.1M-21.7% | $384.9M-22.6% | $436.1M-23.6% | $535.8M-15.5% | $435.6M+16.2% | $497.4M+23.1% | $570.7M+21.3% |
| Non-Current Liabilities | $537.5M+42.4% | $574.6M+24.9% | $472.1M+7.6% | $438.1M+1.2% | $377.4M-15.8% | $460.0M-25.3% | $438.8M-29.9% | $432.8M-28.3% |
| Long-Term Debt | $40.0M | $90.0M+12.5% | $20.0M-66.7% | $20.0M-60.0% | N/A | $80.0M-68.0% | $60.0M-76.5% | $50.0M-79.6% |
| Total Equity | $2.1B-3.7% | $2.1B+4.8% | $2.2B+11.5% | $2.2B+12.9% | $2.1B+15.7% | $2.0B+14.4% | $2.0B+14.6% | $1.9B+16.0% |
| Retained Earnings | $3.7B+9.9% | $3.6B+10.6% | $3.6B+10.5% | $3.5B+9.9% | $3.4B+9.4% | $3.3B+8.8% | $3.2B+8.2% | $3.2B+8.3% |
Not reported in any period shown, so not listed: Inventory.
JKHY Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $302.7M-7.5% | $186.0M+72.5% | $152.7M+70.3% | $120.6M+3.2% | $327.1M+41.1% | $107.8M+10.5% | $89.6M+10.0% | $116.9M-25.6% |
| Depreciation & Amortization | $10.9M+2.7% | $10.5M+1.0% | $10.3M-10.0% | $10.4M-7.4% | $10.6M-7.2% | $10.4M-7.0% | $11.5M-2.2% | $11.3M-6.5% |
| Stock-Based Compensation | N/A | $8.2M+19.2% | $8.4M-4.5% | $6.3M-5.8% | N/A | $6.9M-0.7% | $8.8M+6.0% | $6.7M-6.2% |
| Capital Expenditures | $20.5M+68.3% | $16.5M+41.0% | $21.2M+27.3% | $8.9M-30.6% | $12.2M-48.8% | $11.7M+18.5% | $16.7M-1.1% | $12.8M+68.2% |
| Free Cash Flow | $282.2M-10.4% | $169.5M+76.3% | $131.4M+80.1% | $111.7M+7.3% | $314.9M+51.4% | $96.1M+9.6% | $73.0M+12.8% | $104.1M-30.4% |
| Investing Cash Flow | -$57.6M-3.1% | -$64.3M-13.8% | -$57.3M+6.2% | -$98.5M-67.7% | -$55.8M+26.2% | -$56.5M-5.5% | -$61.1M-1.0% | -$58.7M-16.2% |
| Financing Cash Flow | -$253.6M-21.2% | -$129.3M-248.5% | -$103.4M-124.1% | -$87.8M-64.9% | -$209.2M-44.2% | -$37.1M+14.6% | -$46.1M-78.4% | -$53.2M+39.1% |
| Dividends Paid | $42.9M+1.8% | $43.5M+2.9% | $41.8M+4.4% | $42.1M+5.1% | $42.2M+5.2% | $42.3M+5.5% | $40.1M+5.9% | $40.1M+5.9% |
| Share Buybacks | $163.8M+16375800.0% | $159.2M+784.2% | $63.2M+270.6% | $62.0M | -$1K-100.0% | $18.0M | $17.1M | $0-100.0% |
JKHY Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 42.5%-1.6pp | 42.8%+1.0pp | 43.3%+1.3pp | 45.9%+3.1pp | 44.1%+2.6pp | 41.8%+2.7pp | 42.0%+0.8pp | 42.9%-0.6pp |
| Operating Margin | 21.2%-4.1pp | 24.4%+0.7pp | 25.7%+4.3pp | 28.5%+3.4pp | 25.3%+2.9pp | 23.7%+2.9pp | 21.4%-0.4pp | 25.2%+1.9pp |
| Net Margin | 17.3%-3.5pp | 19.3%+0.3pp | 20.1%+3.1pp | 22.3%+2.5pp | 20.7%+2.7pp | 19.0%+2.8pp | 17.1%+0.2pp | 19.8%+2.0pp |
| Return on Equity | 5.4%-0.6pp | 5.8%+0.3pp | 5.7%+0.7pp | 6.6%+0.4pp | 6.0%+0.5pp | 5.5%+0.6pp | 5.0%-0.4pp | 6.2%+0.1pp |
| Return on Assets | 3.5%-0.6pp | 4.0%+0.2pp | 4.1%+0.7pp | 4.7%+0.6pp | 4.2%+0.7pp | 3.8%+0.7pp | 3.4%0.0pp | 4.1%+0.4pp |
| Current Ratio | 1.17-0.1x | 1.74+0.4x | 1.60+0.4x | 1.49+0.4x | 1.27+0.3x | 1.360.0x | 1.17-0.2x | 1.11-0.1x |
| Debt-to-Equity | 0.02-0.4x | 0.040.0x | 0.010.0x | 0.010.0x | 0.43+0.4x | 0.04-0.1x | 0.03-0.1x | 0.03-0.1x |
| Asset Turnover | 0.200.0x | 0.210.0x | 0.200.0x | 0.210.0x | 0.200.0x | 0.200.0x | 0.200.0x | 0.210.0x |
| FCF Margin | 43.8%-7.4pp | 26.6%+10.2pp | 21.2%+8.5pp | 17.3%0.0pp | 51.2%+14.0pp | 16.4%+0.2pp | 12.7%+0.9pp | 17.3%-8.8pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Henry (Jack) & Associates JKHY | FY2026 | $2.5B | $502.8M | 19.8% | $10.2B | 74/100 |
| CACI INTERNATIONAL CLA CACI | FY2026 | $9.6B | $535.8M | 5.6% | $12.9B | 54/100 |
| Aurora Innovation, Inc. AUR | FY2025 | $3.0M | -$816.0M | N/A | $11.5B | 56/100 |
| CDW Corporation CDW | FY2025 | $22.4B | $1.1B | 4.8% | $17.1B | 51/100 |
| Gartner, Inc. IT | FY2025 | $6.5B | $729.0M | 11.2% | $11.7B | 49/100 |
Where Henry (Jack) & Associates Ranks
Frequently Asked Questions
What is Henry (Jack) & Associates's annual revenue?
Henry (Jack) & Associates (JKHY) reported $2.5B in total revenue for fiscal year 2026. This represents a 7.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Henry (Jack) & Associates's revenue growing?
Henry (Jack) & Associates (JKHY) revenue grew by 7.1% year-over-year, from $2.4B to $2.5B in fiscal year 2026.
Is Henry (Jack) & Associates profitable?
Yes, Henry (Jack) & Associates (JKHY) reported a net income of $502.8M in fiscal year 2026, with a net profit margin of 19.8%.
What is Henry (Jack) & Associates's EBITDA?
Henry (Jack) & Associates (JKHY) had EBITDA of $677.1M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Henry (Jack) & Associates have?
As of fiscal year 2026, Henry (Jack) & Associates (JKHY) had $12.1M in cash and equivalents against $40.0M in long-term debt.
What is Henry (Jack) & Associates's gross margin?
Henry (Jack) & Associates (JKHY) had a gross margin of 43.6% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is Henry (Jack) & Associates's operating margin?
Henry (Jack) & Associates (JKHY) had an operating margin of 25.0% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
What is Henry (Jack) & Associates's net profit margin?
Henry (Jack) & Associates (JKHY) had a net profit margin of 19.8% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
Does Henry (Jack) & Associates pay dividends?
Yes, Henry (Jack) & Associates (JKHY) paid $2.38 per share in dividends during fiscal year 2026.
What is Henry (Jack) & Associates's return on equity (ROE)?
Henry (Jack) & Associates (JKHY) has a return on equity of 24.5% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is Henry (Jack) & Associates's free cash flow?
Henry (Jack) & Associates (JKHY) generated $694.9M in free cash flow during fiscal year 2026. This represents a 18.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Henry (Jack) & Associates's operating cash flow?
Henry (Jack) & Associates (JKHY) generated $762.0M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are Henry (Jack) & Associates's total assets?
Henry (Jack) & Associates (JKHY) had $3.1B in total assets as of fiscal year 2026, including both current and long-term assets.
What are Henry (Jack) & Associates's capital expenditures?
Henry (Jack) & Associates (JKHY) invested $67.1M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
How much does Henry (Jack) & Associates spend on research and development?
Henry (Jack) & Associates (JKHY) invested $176.4M in research and development during fiscal year 2026.
What is Henry (Jack) & Associates's current ratio?
Henry (Jack) & Associates (JKHY) had a current ratio of 1.17 as of fiscal year 2026, which is considered adequate.
What is Henry (Jack) & Associates's debt-to-equity ratio?
Henry (Jack) & Associates (JKHY) had a debt-to-equity ratio of 0.02 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Henry (Jack) & Associates's return on assets (ROA)?
Henry (Jack) & Associates (JKHY) had a return on assets of 16.0% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is Henry (Jack) & Associates's P/E ratio?
Henry (Jack) & Associates (JKHY) trades at 20.3x earnings, its market capitalization divided by net income of $502.8M net income, FY2026. The market capitalization is $10.2B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Henry (Jack) & Associates's price-to-sales ratio?
Henry (Jack) & Associates (JKHY) trades at 4.0x sales, its market capitalization divided by revenue of $2.5B revenue, FY2026. The market capitalization is $10.2B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Henry (Jack) & Associates's Altman Z-Score?
Henry (Jack) & Associates (JKHY) has an Altman Z-Score of 8.76, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Henry (Jack) & Associates's Piotroski F-Score?
Henry (Jack) & Associates (JKHY) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Henry (Jack) & Associates's earnings high quality?
Henry (Jack) & Associates (JKHY) has an earnings quality ratio of 1.52x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Henry (Jack) & Associates cover its interest payments?
Henry (Jack) & Associates (JKHY) has an interest coverage ratio of 117.88x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Henry (Jack) & Associates?
Henry (Jack) & Associates (JKHY) scores 74 out of 100 on our Financial Health Score, indicating strong standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.