Kelly Services Inc (KELYA) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 8, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the KELYA SEC filings page.
Kelly Services Inc (KELYA) reported $4.1B in revenue over the twelve months to Jun 28, 2026, down 9.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Kelly's staffing model produces cash even as shrinking revenue leaves operating margins negative and the balance sheet becomes smaller.
Revenue fell to$4.25B in FY2025 while gross margin held at20.1% , locating the weakness below gross profit rather than in direct delivery costs. Operating cash flow rose to$122.6M even though the company reported a net loss of$0.6M , indicating cash generation was supported by working-capital or other non-earnings movements, not operating profitability alone.
The balance sheet contracted alongside the business: total assets fell to
Gross margin held at
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Kelly Services Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Kelly Services Inc has an operating margin of -1.6%, meaning the company loses $2 on every $100 of revenue. This results in a profitability score of 23/100. This is down from -0.4% the prior year.
Kelly Services Inc's revenue declined 1.9% year-over-year, from $4.3B to $4.3B. This contraction results in a growth score of 13/100.
Kelly Services Inc carries a low D/E ratio of 0.10, meaning only $0.10 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 80/100, indicating a strong balance sheet with room for future borrowing.
Kelly Services Inc's current ratio of 1.54 indicates adequate short-term liquidity, earning a score of 43/100. The company can meet its near-term obligations, though with limited headroom.
Kelly Services Inc has a free cash flow margin of 2.7%, earning a moderate score of 31/100. The company generates positive cash flow after capital investments, but with room for improvement.
Kelly Services Inc posts a -0.1% return on equity (ROE), meaning it loses less than $1 for every $100 of shareholders' equity. This results in a returns score of 20/100. This is unchanged from the prior year.
Kelly Services Inc scores 2.89, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Kelly Services Inc passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
Kelly Services Inc reported a net loss of $600K while generating $122.6M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Kelly Services Inc reported an operating loss of $69.8M against $12.4M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Kelly Services Inc generated $1.0B in revenue in Q2 2026. This represents a decrease of 5.8% from the same quarter a year earlier. Against the prior quarter it is down 0.2%.
Kelly Services Inc's EBITDA was $25.9M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 20.8% from the same quarter a year earlier. Against the prior quarter it is up 439.6%.
Kelly Services Inc reported $11.4M in net income in Q2 2026. This represents a decrease of 40.0% from the same quarter a year earlier. Against the prior quarter it is up 293.2%.
Kelly Services Inc earned $0.31 per diluted share (EPS) in Q2 2026. This represents a decrease of 40.4% from the same quarter a year earlier. Against the prior quarter it is up 282.4%.
Cash & Balance Sheet
Kelly Services Inc generated $47.7M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 48.9% from the same quarter a year earlier. Against the prior quarter it is up 280.0%.
Kelly Services Inc held $24.2M in cash against $78.1M in long-term debt as of Q2 2026, with $866.6M of liabilities due within a year.
Not reported for Q2 2026.
Margins & Returns
Kelly Services Inc's gross margin was 20.4% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.5 percentage points.
Kelly Services Inc's operating margin was 1.6% in Q2 2026, reflecting core business profitability. This is down 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.0 percentage points.
Kelly Services Inc's net profit margin was 1.1% in Q2 2026, showing the share of revenue converted to profit. This is down 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.7 percentage points.
Kelly Services Inc's ROE was 1.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.8 percentage points.
Capital Allocation
Kelly Services Inc invested $1.5M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 25.0% from the same quarter a year earlier. Against the prior quarter it is up 36.4%.
Not reported for Q2 2026.
Not reported for Q2 2026.
KELYA Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.0B-5.8% | $1.0B-10.7% | $1.0B-11.9% | $935.0M-9.9% | $1.1B+4.2% | $1.2B+11.5% | $1.2B+6.5% | $1.0B-14.7% |
| Cost of Revenue | $826.2M-5.7% | $844.3M-9.1% | $852.2M-10.3% | $741.0M-9.2% | $876.3M+3.9% | $928.4M+10.6% | $949.6M+6.8% | $816.4M-16.4% |
| Gross Profit | $212.0M-6.0% | $196.4M-17.0% | $197.0M-18.4% | $194.0M-12.5% | $225.5M+5.5% | $236.5M+15.0% | $241.5M+5.7% | $221.7M-7.9% |
| SG&A Expenses | $195.9M-5.5% | $199.3M-11.7% | $198.5M-8.7% | $194.4M-11.2% | $207.3M+8.3% | $225.7M+18.5% | $217.4M-4.8% | $219.0M-5.6% |
| Operating Income | $16.1M-27.5% | -$5.1M-147.2% | -$700K+98.8% | -$102.1M-4026.9% | $22.2M+82.0% | $10.8M-59.7% | -$56.7M-56800.0% | $2.6M-58.1% |
| EBITDA | $25.9M-20.8% | $4.8M-78.0% | $9.7M+121.5% | -$91.6M-768.6% | $32.7M+50.0% | $21.8M-37.4% | -$45.2M-631.8% | $13.7M-8.7% |
| Interest Expense | $2.1M-40.0% | $2.0M-50.0% | $2.5M-34.2% | $2.4M-46.7% | $3.5M+66.7% | $4.0M+700.0% | $3.8M+280.0% | $4.5M+650.0% |
| Income Tax | $3.0M+233.3% | -$800K-144.4% | $126.2M+630.3% | $46.4M+1884.6% | $900K-18.2% | $1.8M-55.0% | -$23.8M-385.7% | -$2.6M-36.8% |
| Net Income | $11.4M-40.0% | -$5.9M-201.7% | $124.7M+492.1% | -$150.1M-18862.5% | $19.0M+313.0% | $5.8M-77.5% | -$31.8M-581.8% | $800K-89.3% |
| EPS (Basic) | $0.31-40.4% | -$0.17-206.3% | -$3.68-318.2% | -$4.26-21400.0% | $0.52+300.0% | $0.16-77.5% | -$0.88-588.9% | $0.02-90.0% |
| EPS (Diluted) | $0.31-40.4% | -$0.17-206.3% | -$3.68-323.0% | -$4.26-21400.0% | $0.52+333.3% | $0.16-77.1% | -$0.87-583.3% | $0.02-90.0% |
| Diluted Shares (Avg) | 35M-1.4% | 34M-3.1% | N/A | 35M-1.9% | 36M-0.6% | 36M-0.8% | N/A | 36M-1.1% |
Not reported in any period shown, so not listed: R&D Expenses.
KELYA Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.3B-9.2% | $2.3B-13.1% | $2.3B-14.5% | $2.4B-11.0% | $2.5B-4.4% | $2.6B+8.3% | $2.6B+3.2% | $2.7B+3.6% |
| Current Assets | $1.3B+3.5% | $1.3B-3.9% | $1.3B-7.1% | $1.3B-5.7% | $1.3B-4.4% | $1.4B-6.0% | $1.4B-14.2% | $1.4B-16.6% |
| Cash & Equivalents | $24.2M+34.4% | $25.6M-9.2% | $33.0M-15.4% | $30.1M-8.2% | $18.0M-52.9% | $28.2M-85.9% | $39.0M-66.7% | $32.8M-73.7% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Receivable | $1.2B+3.7% | $1.2B-2.8% | $1.2B-5.3% | $1.2B-4.2% | $1.2B-1.1% | $1.3B+8.5% | $1.3B-9.6% | $1.2B-12.3% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $202.1M-33.5% | $202.1M-33.5% | $202.1M-33.6% | $202.1M-46.0% | $304.1M-18.4% | $304.1M+101.3% | $304.2M+101.3% | $374.0M+147.5% |
| Total Liabilities | $1.3B+4.2% | $1.3B-5.0% | $1.3B-8.8% | $1.3B-9.2% | $1.2B-7.6% | $1.4B+21.1% | $1.4B+6.3% | $1.4B+4.0% |
| Current Liabilities | $866.6M+4.8% | $818.6M-0.5% | $821.8M-0.6% | $806.5M-4.1% | $826.7M+1.8% | $822.9M+3.2% | $826.5M-19.4% | $841.0M-20.3% |
| Non-Current Liabilities | $432.1M+3.1% | $467.9M-12.0% | $452.3M-20.8% | $471.5M-16.7% | $419.1M-21.8% | $531.5M+65.5% | $571.2M+97.6% | $566.0M+89.8% |
| Long-Term Debt | $78.1M+5.1% | $130.5M-36.2% | $101.9M-57.4% | $118.4M-48.1% | $74.3M-64.7% | $204.6M | $239.4M | $228.2M |
| Total Equity | $982.0M-22.4% | $968.5M-21.9% | $976.5M-20.9% | $1.1B-13.0% | $1.3B-1.1% | $1.2B-2.8% | $1.2B-0.1% | $1.3B+3.2% |
| Retained Earnings | $965.1M-22.8% | $956.5M-22.4% | $965.1M-21.5% | $1.1B-13.3% | $1.2B-1.4% | $1.2B-2.5% | $1.2B-0.2% | $1.3B+2.9% |
Not reported in any period shown, so not listed: Inventory.
KELYA Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $49.2M-48.4% | -$25.4M-206.3% | $28.6M+90.7% | -$25.3M-24.6% | $95.4M+65.3% | $23.9M+193.7% | $15.0M+50.0% | -$20.3M-155.0% |
| Depreciation & Amortization | $9.8M-6.7% | $9.9M-10.0% | $10.4M-9.6% | $10.5M-5.4% | $10.5M+9.4% | $11.0M+37.5% | $11.5M+36.9% | $11.1M+26.1% |
| Stock-Based Compensation | $3.4M-2.9% | $3.4M-8.1% | N/A | $2.6M-21.2% | $3.5M+45.8% | $3.7M+32.1% | N/A | $3.3M+32.0% |
| Capital Expenditures | $1.5M-25.0% | $1.1M-56.0% | $1.7M-15.0% | $2.3M-4.2% | $2.0M-33.3% | $2.5M-32.4% | $2.0M-35.5% | $2.4M-51.0% |
| Free Cash Flow | $47.7M-48.9% | -$26.5M-223.8% | $26.9M+106.9% | -$27.6M-21.6% | $93.4M+70.7% | $21.4M+173.3% | $13.0M+88.4% | -$22.7M-170.9% |
| Investing Cash Flow | $1.4M-93.5% | -$1.2M-137.5% | $400K+106.6% | -$2.8M-16.7% | $21.5M+105.1% | $3.2M-95.6% | -$6.1M-96.8% | -$2.4M+56.4% |
| Financing Cash Flow | -$55.4M+58.4% | $24.2M+161.3% | -$29.7M-1088.0% | $41.3M+163.1% | -$133.2M-164.6% | -$39.5M-740.4% | -$2.5M+77.7% | $15.7M+176.2% |
| Dividends Paid | $2.8M+3.7% | $2.7M-3.6% | $2.7M0.0% | $2.8M0.0% | $2.7M0.0% | $2.8M+3.7% | $2.7M0.0% | $2.8M0.0% |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $0-100.0% |
KELYA Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 20.4%-0.1pp | 18.9%-1.4pp | 18.8%-1.5pp | 20.8%-0.6pp | 20.5%+0.3pp | 20.3%+0.6pp | 20.3%-0.2pp | 21.4%+1.6pp |
| Operating Margin | 1.6%-0.5pp | -0.5%-1.4pp | -0.1%+4.7pp | -10.9%-11.2pp | 2.0%+0.9pp | 0.9%-1.6pp | -4.8%-4.8pp | 0.3%-0.3pp |
| Net Margin | 1.1%-0.6pp | -0.6%-1.1pp | 11.9%+14.6pp | -16.1%-16.1pp | 1.7%+1.3pp | 0.5%-2.0pp | -2.7%-3.3pp | 0.1%-0.5pp |
| Return on Equity | 1.2%-0.3pp | -0.6%-1.1pp | 12.8%+15.3pp | -13.5%-13.5pp | 1.5%+1.1pp | 0.5%-1.6pp | -2.6%-3.1pp | 0.1%-0.5pp |
| Return on Assets | 0.5%-0.3pp | -0.3%-0.5pp | 5.5%+6.8pp | -6.3%-6.3pp | 0.8%+0.6pp | 0.2%-0.9pp | -1.2%-1.5pp | 0.0%-0.3pp |
| Current Ratio | 1.500.0x | 1.59-0.1x | 1.54-0.1x | 1.590.0x | 1.52-0.1x | 1.64-0.2x | 1.65+0.1x | 1.61+0.1x |
| Debt-to-Equity | 0.080.0x | 0.130.0x | 0.10-0.1x | 0.11-0.1x | 0.06-0.1x | 0.16-0.7x | 0.19-0.9x | 0.18-0.9x |
| Asset Turnover | 0.460.0x | 0.460.0x | 0.470.0x | 0.390.0x | 0.440.0x | 0.450.0x | 0.450.0x | 0.39-0.1x |
| FCF Margin | 4.6%-3.9pp | -2.5%-4.4pp | 2.6%+1.5pp | -2.9%-0.8pp | 8.5%+3.3pp | 1.8%+4.6pp | 1.1%+0.5pp | -2.2%-4.8pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Kelly Services Inc KELYA | FY2025 | $4.3B | -$600K | 0.0% | $561.6M | 35/100 |
| Kelly Services Inc KELYB | FY2025 | $4.3B | -$600K | 0.0% | $770.7M | 35/100 |
| Kforce Inc. KFRC | FY2025 | $1.3B | $34.8M | 2.6% | $926.6M | 47/100 |
| Heidrick & Struggles Inc HSII | FY2024 | $1.1B | $8.7M | 0.8% | $1.2B | 46/100 |
| Barrett Business Services BBSI | FY2025 | $1.2B | $54.4M | 4.4% | $766.3M | 51/100 |
| ManpowerGroup MAN | FY2025 | $18.0B | -$13.3M | -0.1% | $2.5B | 37/100 |
Where Kelly Services Inc Ranks
Frequently Asked Questions
What is Kelly Services Inc's annual revenue?
Kelly Services Inc (KELYA) reported $4.3B in total revenue for fiscal year 2025. This represents a -1.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Kelly Services Inc's revenue growing?
Kelly Services Inc (KELYA) revenue declined by 1.9% year-over-year, from $4.3B to $4.3B in fiscal year 2025.
Is Kelly Services Inc profitable?
No, Kelly Services Inc (KELYA) reported a net income of -$600K in fiscal year 2025, with a net profit margin of 0.0%.
What is Kelly Services Inc's EBITDA?
Kelly Services Inc (KELYA) had EBITDA of -$27.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Kelly Services Inc have?
As of fiscal year 2025, Kelly Services Inc (KELYA) had $33.0M in cash and equivalents against $101.9M in long-term debt.
What is Kelly Services Inc's gross margin?
Kelly Services Inc (KELYA) had a gross margin of 20.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Kelly Services Inc's operating margin?
Kelly Services Inc (KELYA) had an operating margin of -1.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Kelly Services Inc's net profit margin?
Kelly Services Inc (KELYA) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Kelly Services Inc's return on equity (ROE)?
Kelly Services Inc (KELYA) has a return on equity of -0.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Kelly Services Inc's free cash flow?
Kelly Services Inc (KELYA) generated $114.1M in free cash flow during fiscal year 2025. This represents a 622.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Kelly Services Inc's operating cash flow?
Kelly Services Inc (KELYA) generated $122.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Kelly Services Inc's total assets?
Kelly Services Inc (KELYA) had $2.3B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Kelly Services Inc's capital expenditures?
Kelly Services Inc (KELYA) invested $8.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Kelly Services Inc's current ratio?
Kelly Services Inc (KELYA) had a current ratio of 1.54 as of fiscal year 2025, which is generally considered healthy.
What is Kelly Services Inc's debt-to-equity ratio?
Kelly Services Inc (KELYA) had a debt-to-equity ratio of 0.10 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Kelly Services Inc's return on assets (ROA)?
Kelly Services Inc (KELYA) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Kelly Services Inc's P/E ratio?
Kelly Services Inc (KELYA) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 28, 2026). The market capitalization is $561.6M as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Kelly Services Inc's price-to-sales ratio?
Kelly Services Inc (KELYA) trades at 0.1x sales, its market capitalization divided by revenue of $4.1B revenue, trailing 12 months to June 28, 2026. The market capitalization is $561.6M as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Kelly Services Inc's Altman Z-Score?
Kelly Services Inc (KELYA) has an Altman Z-Score of 2.89, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Kelly Services Inc's Piotroski F-Score?
Kelly Services Inc (KELYA) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Kelly Services Inc's earnings high quality?
Kelly Services Inc (KELYA) reported a net loss of $600K while generating $122.6M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Kelly Services Inc cover its interest payments?
Kelly Services Inc (KELYA) reported an operating loss of $69.8M against $12.4M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Kelly Services Inc?
Kelly Services Inc (KELYA) scores 35 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.